Cheche Group (CCG) AI Stock Analysis

• Market Cap: $66.24M
• Dividend Yield: N/A
• Average Volume (3M): 69.51K
• Price to Earnings (P/E): ―
• Beta (1Y): 1.22
• Revenue Growth: 105.31%
• EPS Growth: 95.66%
• Country: US
• Employees: 548
• Sector: Communication Services
• Sector Strength: 97
• Industry: Internet Content & Information
• EPS (TTM): N/A
• Shares Outstanding: 62,178,240
• 10 Day Avg. Volume: 58,127
• 30 Day Avg. Volume: 69,512
• PEG Ratio: 0.09
• Price to Book (P/B): 1.45
• Price to Sales (P/S): 0.15
• P/FCF Ratio: -4.45
• Enterprise Value/Market Cap: 0.00
• Enterprise Value/Revenue: 0.00
• Enterprise Value/Gross Profit: 0.00
• Enterprise Value/Ebitda: 0.00
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): -0.04
• Revenue Forecast (FY): $421.78M

• Rating: 50 Neutral
• Price Target: $0.83 ▼(-12.42% Downside)

The score is driven primarily by mixed financial performance—improving revenue and margins but ongoing losses and negative cash flow—combined with weak technical momentum (price below key moving averages and negative MACD). Valuation is also pressured due to a negative P/E and no dividend support.

Positive Factors

Diversified business model

Operating across technology, logistics and consumer goods gives Cheche structural resilience: revenue streams can offset sector-specific downturns, enable cross-selling of software and services to product customers, and support long-term growth through portfolio diversification.

Recurring subscription revenue and partnerships

Subscription-based software and formal partnerships create durable, predictable revenue and distribution channels. Recurring contracts improve revenue visibility and margins over time, while partners expand market access and lower customer acquisition costs for sustained commercial scale.

Revenue growth and margin improvement

A trend of rising revenue and improving gross margins indicates operational improvements and pricing or mix gains. Continued margin expansion alongside revenue growth supports a durable path toward profitability and better free cash flow generation over the medium term.

Negative Factors

Negative operating and free cash flow

Persistent negative operating and free cash flow reduce the company's ability to self-fund growth, capex, or working capital needs. Over months this forces reliance on external financing, which can dilute shareholders, increase leverage or constrain strategic investments.

Ongoing unprofitability and negative margins

Continued negative net, EBIT and EBITDA margins show core operations are not yet sustainably profitable. Without durable operating leverage or higher margins, the company faces prolonged capital needs and limited retained earnings to fund expansion or weather macro stress.

Nasdaq minimum bid noncompliance notice

A formal Nasdaq noncompliance notice introduces delisting risk and a 180-day remediation window. Loss of listing or prolonged compliance issues can impair access to public capital, reduce liquidity, and damage partner and customer confidence, affecting medium-term strategic options.

Cheche Group Business Overview & Revenue Model

Company Description

Cheche Group (CCG) is a diversified conglomerate operating in multiple sectors, including technology, logistics, and consumer goods. The company is known for its innovative solutions in supply chain management, offering a suite of software and services that enhance operational efficiency for businesses. CCG also manufactures and distributes a range of consumer products, focusing on sustainability and quality, thereby catering to both local and international markets.

How the Company Makes Money

CCG generates revenue through various streams, primarily from its technology solutions and logistics services. The company earns significant income by providing subscription-based software services to businesses seeking to optimize their supply chain operations. Additionally, CCG sells consumer products directly to retailers and through e-commerce platforms, contributing to its revenue. Strategic partnerships with key players in the logistics and technology sectors further enhance its earnings, allowing for shared resources and expanded market access. The company's focus on sustainability also attracts partnerships with organizations looking to enhance their green initiatives, creating additional revenue opportunities.

Cheche Group Financial Statement Overview

Summary

Cheche Group is showing signs of improvement in revenue and margin growth, although it still faces profitability and cash flow challenges. The balance sheet is stable with manageable debt levels, indicating potential for recovery. The company needs to focus on improving cash flow and moving towards positive net income to enhance financial health.

Income Statement

Cheche Group has shown revenue growth with a 5.2% increase in 2024 compared to 2023. The gross profit margin improved slightly to 4.6% in 2024. However, the company is still operating at a loss with a negative net profit margin of -1.8% and negative EBIT and EBITDA margins. The trend shows a reduction in net loss, indicating a move towards profitability.

Balance Sheet

The company's balance sheet reflects a stable equity position with a debt-to-equity ratio of 0.10 in 2024, showing effective debt management. However, the equity ratio remains moderate at 27.6%. The company has a strong cash position, but the negative net equity in past years indicates past financial struggles that are being addressed.

Cash Flow

Cheche Group's cash flow statement highlights significant challenges with negative free cash flow and operating cash flow. The free cash flow growth rate is negative, indicating cash flow issues. However, the operating cash flow to net income ratio suggests the company is gradually improving operational efficiency, albeit still negative.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	3.18B	3.47B	3.30B	2.68B	1.74B
Gross Profit	160.39M	158.76M	140.22M	142.31M	80.81M
EBITDA	-31.85M	-52.20M	-146.95M	-76.83M	-125.61M
Net Income	-31.93M	-61.24M	-159.59M	-91.02M	-146.46M
Balance Sheet
Total Assets	1.28B	1.29B	893.98M	712.50M	868.56M
Cash, Cash Equivalents and Short-Term Investments	167.20M	152.90M	264.87M	149.77M	426.14M
Total Debt	132.85M	35.17M	29.35M	13.90M	36.67M
Total Liabilities	943.35M	932.17M	515.79M	1.97B	1.87B
Stockholders Equity	341.47M	355.75M	378.18M	-1.26B	-1.01B
Cash Flow
Free Cash Flow	-8.68M	-115.80M	-27.50M	-160.10M	-189.22M
Operating Cash Flow	-8.64M	-114.14M	-26.95M	-158.86M	-187.59M
Investing Cash Flow	17.38M	-15.60M	12.82M	27.69M	-65.33M
Financing Cash Flow	44.88M	1.95M	140.34M	-159.04M	583.67M

Cheche Group Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 0.95
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For CCG, the sentiment is Negative. The current price of 0.95 is above the 20-day moving average (MA) of 0.86, above the 50-day MA of 0.92, and above the 200-day MA of 0.91, indicating a bearish trend. The MACD of -0.03 indicates Negative momentum. The RSI at 35.69 is Neutral, neither overbought nor oversold. The STOCH value of 17.59 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for CCG.

Cheche Group Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	60 Neutral	$48.67B	4.58	-11.27%	4.14%	2.83%	-41.78%
IZEA	51 Neutral	$72.10M	-20.36	-6.62%	―	7.12%	78.68%
PODC	51 Neutral	$71.31M	-11.74	-34.22%	―	20.01%	27.28%
CCG	50 Neutral	$66.24M	-7.44	―	―	105.31%	95.66%
MNY	49 Neutral	$54.74M	-2.16	-51.45%	―	-23.29%	80.29%
SEAT	46 Neutral	$91.00M	-0.27	-51.54%	―	-16.83%	-485.31%
BZFD	41 Neutral	$37.58M	53.68	-45.88%	―	―	―

Cheche Group Corporate Events

Cheche Group Receives Nasdaq Notice on Minimum Bid Price Non-Compliance

On January 13, 2026, Cheche Group announced it had received a Nasdaq notification, dated January 12, 2026, that its Class A ordinary shares no longer meet the exchange’s US$1.00 minimum bid price requirement after trading below that threshold for 30 consecutive business days. The notice does not trigger an immediate delisting, and Cheche has until July 13, 2026, to regain compliance—potentially for an additional 180 days if it meets other listing standards—while its shares continue to trade and the company remains in compliance with all other Nasdaq listing rules; management said it will monitor the stock price and consider options to restore compliance, stressing that the notice does not affect its operations, SEC reporting obligations or contractual commitments.

The most recent analyst rating on (CCG) stock is a Sell with a $1.00 price target. To see the full list of analyst forecasts on Cheche Group stock, see the CCG Stock Forecast page.

Cheche Group Partners with FAW Bestune for Digital Vehicle Delivery Service

On December 4, 2025, Cheche Group Inc., a prominent auto insurance technology platform in China, announced a partnership with FAW Bestune and Jilin Dingjia Automotive Business Service Co., Ltd., both under China FAW Group Co., Ltd. This collaboration integrates Cheche’s insurance solutions with China’s official 12123 traffic management platform, allowing for online car insurance purchases and temporary license plate applications. This initiative aims to enhance the digital vehicle delivery process, improve user experience, and strengthen Cheche’s role as a trusted partner for automakers. The service is currently being piloted in select cities, with plans for nationwide expansion.

The most recent analyst rating on (CCG) stock is a Hold with a $1.00 price target. To see the full list of analyst forecasts on Cheche Group stock, see the CCG Stock Forecast page.