Want to see CCG full AI Analyst Report?
CCG Stock Chart & Stats
$0.95
-$0.03(-3.22%)
At close: 4:00 PM EST
$0.95
-$0.03(-3.22%)
Day’s Range― - ―
52-Week Range$0.34 - $1.54
Previous CloseN/A
Volume144.09K
Average Volume (3M)69.51K
Market Cap
$36.94M
Enterprise Value$175.07M
Total Cash (Recent Filing)$149.83M
Total Debt (Recent Filing)$95.89M
Price to Earnings (P/E)―
Beta1.44
Next Earnings
Aug 27, 2026EPS Estimate
-0.01Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.23
Shares Outstanding64,425,060
10 Day Avg. Volume58,127
30 Day Avg. Volume69,512
Financial Highlights & Ratios
PEG Ratio0.38
Price to Book (P/B)1.35
Price to Sales (P/S)0.16
P/FCF Ratio-11.80
Enterprise Value/Market Cap4.74
Enterprise Value/Revenue0.06
Enterprise Value/Gross Profit1.05
Enterprise Value/Ebitda-10.26
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.01
Revenue Forecast (FY)$449.70M
Bulls Say, Bears Say
Bulls Say
AI-driven NEV Dynamic Pricing (Cheche Score)Cheche Score personalizes NEV premiums using connected-vehicle data and a five-tier risk scale, improving risk selection and pricing precision. Commercial deployments in multiple cities and carrier renewal partnerships create a durable advantage in underwriting accuracy, conversion and unit economics as NEVs expand.
AI Underwriting Automation (ABAO Agent)ABAO Agent automates outreach, needs ID and conversion in renewal workflows, reducing labor and operational costs for carrier partners. Scaled commercial deployment embeds Cheche in carriers' processes, improving service continuity, lowering OPEX and creating stickier platform economics over the medium term.
Scale Via Automaker Partnerships & DistributionPartnerships covering ~20M NEVs and an extensive dealer/branch network give Cheche embedded distribution and data scale. These relationships drive repeatable embedded policies and renewal volumes, reinforcing network effects and predictable revenue streams as connected vehicle penetration grows.
Bears Say
Negative Operating And Free Cash FlowPersistent negative operating and free cash flow means Cheche still depends on external financing or balance sheet resources to fund operations and growth. Though cash burn improved in 2025, ongoing negative OCF limits reinvestment, increases dilution risk and constrains financial flexibility until cash generation turns positive.
Low Gross Margins And Historical UnprofitabilityVery low gross margins limit the company's ability to absorb SG&A and invest in product development without pressure on profits. Despite margin improvement in 2025, structural margin weakness makes sustained profitability sensitive to pricing, loss-costs and volume mix, increasing the risk that efficiency gains may be offset by competitive or cost pressures.
Revenue Slowdown In 2025After multi-year scaling, an 8% revenue decline in 2025 indicates business growth fragility and reliance on new product rollouts or NEV adoption to restore top-line momentum. Slower revenue growth stresses unit economics and raises the bar for new AI products to both gain scale and offset secular or competitive headwinds.
Cheche Group News
CCG FAQ
What was Cheche Group’s price range in the past 12 months?
Cheche Group lowest stock price was $0.34 and its highest was $1.54 in the past 12 months.
What is Cheche Group’s market cap?
Cheche Group’s market cap is $36.94M.
When is Cheche Group’s upcoming earnings report date?
Cheche Group’s upcoming earnings report date is Aug 27, 2026 which is in 49 days.
How were Cheche Group’s earnings last quarter?
Currently, no data Available
Is Cheche Group overvalued?
According to Wall Street analysts Cheche Group’s price is currently Overvalued.
Does Cheche Group pay dividends?
Cheche Group pays a Quarterly dividend of $0.09 which represents an annual dividend yield of N/A. See more information on Cheche Group dividends here
What is Cheche Group’s EPS estimate?
Cheche Group’s EPS estimate is -0.01.
How many shares outstanding does Cheche Group have?
Cheche Group has 64,425,060 shares outstanding.
What happened to Cheche Group’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Cheche Group?
Currently, no hedge funds are holding shares in CCG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Cheche Group Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Company Description
Cheche Group
Cheche Group Inc. focuses on providing an online platform for automotive insurance. Beyond its core vehicle coverage, the company also offers a range of non-automotive insurance products, including property and casualty (P&C) policies, and facilitates transactions for these diverse insurance offerings. Established in 2014, Cheche Group Inc. is headquartered in Beijing, China, and operates as a subsidiary of Prime Impact Cayman, LLC.
CCG Company Deck
CCG Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a constructive operational and strategic narrative: Cheche achieved its first full-year adjusted profitability, showed strong premium and NEV growth, tightened operating expenses, expanded AI capabilities and OEM partnerships, and provided optimistic 2026 guidance. Offsetting these positives are meaningful near-term revenue compression driven by a higher-NEV mix (net revenues down mid-teens YoY), a remaining GAAP net loss for the year, a modest cash balance, and execution risks tied to AI monetization and international expansion. On balance, the positive operational inflection, margin improvements and clear roadmap for scaling renewals and NEV pricing outweigh the headline challenges, but the company must execute on AI/pricing and partnership expansion to realize guidance.View all CCG earnings summariesTechnical Analysis
Ownership Overview
―
Insiders
0.05% Mutual Funds
<0.01% Other Institutional Investors
99.95% Public Companies and
Individual Investors
Options Prices
Currently, No data available
---