Cheche Group (CCG)
NASDAQ:CCG
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CCG Stock Chart & Stats
$0.95
-$0.03(-3.22%)
At close: 4:00 PM EST
$0.95
-$0.03(-3.22%)
Day’s Range― - ―
52-Week Range$0.37 - $1.54
Previous CloseN/A
Volume144.09K
Average Volume (3M)69.51K
Market Cap
$31.59M
Enterprise Value$175.07M
Total Cash (Recent Filing)$167.20M
Total Debt (Recent Filing)$84.53M
Price to Earnings (P/E)―
Beta1.42
Next Earnings
Aug 27, 2026EPS Estimate
-0.01Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.40
Shares Outstanding64,425,060
10 Day Avg. Volume58,127
30 Day Avg. Volume69,512
Financial Highlights & Ratios
PEG Ratio0.37
Price to Book (P/B)1.35
Price to Sales (P/S)0.16
P/FCF Ratio-11.80
Enterprise Value/Market Cap5.54
Enterprise Value/Revenue0.06
Enterprise Value/Gross Profit1.09
Enterprise Value/Ebitda-5.72
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.01
Revenue Forecast (FY)$449.70M
Bulls Say, Bears Say
Bulls Say
Rapid NEV Expansion & OEM PartnershipsCheche's fast NEV penetration and multiple OEM ties create a durable structural tailwind: embedded NEV policies scale distribution inside vehicle ecosystems, boost higher-margin unit economics, and lock in renewal streams with OEM partners. This deep integration supports sustainable premium volume and competitive data advantages over time.
Adjusted Profitability & Cost DisciplineThe shift to adjusted profitability and meaningful opex reductions show management can improve unit economics and control burn while scaling. Sustained cost discipline increases cash efficiency, reduces reliance on capital markets for ordinary operations, and makes a path to durable GAAP profitability more credible if revenue execution continues.
AI Pricing & Strategic Tech PartnershipsProprietary AI pricing, anti-fraud and risk tools provide a defensible technology moat that can improve risk selection, pricing accuracy and renewal penetration. Strong OEM and tech partner validation accelerates commercial adoption, enabling SaaS-like monetization and higher margins over the medium term as models and integrations scale.
Bears Say
Negative Operating Cash FlowPersistent negative operating and free cash flows force Cheche to rely on external financing or its balance sheet to fund growth and international expansion. That dependence can constrain strategic flexibility, raise dilution or refinancing risk, and will remain a structural constraint until operating cash flow turns sustainably positive.
Net Revenue Compression From NEV Fee MixA structural shift toward NEV business tightens service fee rates, compressing reported net revenue despite premium growth. If AI pricing, renewal capture, or higher volume do not fully offset lower per-policy fees, revenue growth and top-line resiliency could be weaker long term, testing margin improvements and guidance.
Modest Liquidity And Rising LeverageA modest cash balance combined with a notable increase in leverage reduces runway for overseas rollouts and large OEM projects. Higher debt amplifies sensitivity to execution delays and may force trade-offs between growth investments and financial stability, potentially requiring capital raises or slowing expansion if results slip.
Cheche Group News
CCG FAQ
What was Cheche Group’s price range in the past 12 months?
Cheche Group lowest stock price was $0.37 and its highest was $1.54 in the past 12 months.
What is Cheche Group’s market cap?
Cheche Group’s market cap is $31.59M.
When is Cheche Group’s upcoming earnings report date?
Cheche Group’s upcoming earnings report date is Aug 27, 2026 which is in 70 days.
How were Cheche Group’s earnings last quarter?
Currently, no data Available
Is Cheche Group overvalued?
According to Wall Street analysts Cheche Group’s price is currently Overvalued.
Does Cheche Group pay dividends?
Cheche Group pays a Quarterly dividend of $0.09 which represents an annual dividend yield of N/A. See more information on Cheche Group dividends here
What is Cheche Group’s EPS estimate?
Cheche Group’s EPS estimate is -0.01.
How many shares outstanding does Cheche Group have?
Cheche Group has 64,425,060 shares outstanding.
What happened to Cheche Group’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Cheche Group?
Currently, no hedge funds are holding shares in CCG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Cheche Group Stock Smart Score
Company Description
Cheche Group
Cheche Group Inc. focuses on providing an online platform for automotive insurance. Beyond its core vehicle coverage, the company also offers a range of non-automotive insurance products, including property and casualty (P&C) policies, and facilitates transactions for these diverse insurance offerings. Established in 2014, Cheche Group Inc. is headquartered in Beijing, China, and operates as a subsidiary of Prime Impact Cayman, LLC.
CCG Company Deck
CCG Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a constructive operational and strategic narrative: Cheche achieved its first full-year adjusted profitability, showed strong premium and NEV growth, tightened operating expenses, expanded AI capabilities and OEM partnerships, and provided optimistic 2026 guidance. Offsetting these positives are meaningful near-term revenue compression driven by a higher-NEV mix (net revenues down mid-teens YoY), a remaining GAAP net loss for the year, a modest cash balance, and execution risks tied to AI monetization and international expansion. On balance, the positive operational inflection, margin improvements and clear roadmap for scaling renewals and NEV pricing outweigh the headline challenges, but the company must execute on AI/pricing and partnership expansion to realize guidance.View all CCG earnings summariesTechnical Analysis
Ownership Overview
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Insiders
0.05% Mutual Funds
<0.01% Other Institutional Investors
99.95% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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