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CCG Stock Chart & Stats
$12.30
-$0.19(-1.54%)
At close: 4:00 PM EDT
$12.30
-$0.19(-1.54%)
Day’s Range― - ―
52-Week Range$10.20 - $53.90
Previous CloseN/A
Volume16.58K
Average Volume (3M)69.51K
Market Cap
$32.77M
Enterprise Value$69.22
Total Cash (Recent Filing)$149.83M
Total Debt (Recent Filing)$95.89M
Price to Earnings (P/E)―
Beta1.39
Next Earnings
Aug 27, 2026EPS Estimate
-0.46Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-7.92
Shares Outstanding1,974,098
10 Day Avg. Volume58,127
30 Day Avg. Volume69,512
Financial Highlights & Ratios
PEG Ratio0.38
Price to Book (P/B)1.35
Price to Sales (P/S)0.16
P/FCF Ratio-11.80
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda>-0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.46
Revenue Forecast (FY)$451.90M
Bulls Say, Bears Say
Bulls Say
National Distribution NetworkCheche’s roughly 108 licensed branches across 25 provinces create durable distribution reach into dealers, repair shops and auto channels. That scale drives sustained policy volumes, recurring renewal flows and proprietary behavioral/data signals that support long-term partnerships and cross-sell opportunities.
AI-driven Pricing (Cheche Score)The commercialized Cheche Score per-vehicle dynamic pricing for NEVs leverages connected-vehicle data to improve risk selection and renewal conversion. As NEV adoption grows, precision pricing can sustainably lower underwriting costs, lift take-rates on lower-risk segments and become a scalable revenue driver across carriers.
AI Underwriting Automation (ABAO)ABAO Agent automates underwriting, outreach and renewals at scale, reducing partner labor and operational costs while ensuring 24/7 service continuity. This embedded workflow automation can create stickier integrations, expand margins over time and act as a durable competitive differentiator versus manual processes.
Bears Say
Negative Operating Cash FlowCCG reported negative operating and free cash flow each year, including about -$40.6M in 2025. Persistent cash burn means reliance on external funding or balance sheet resources, constrains strategic investments, and increases financing risk until operating cash flow turns sustainably positive.
Very Low Gross MarginsReported gross margins near 4–5% with negative operating and net margins limit the company’s margin buffer. Low unit economics make profitability sensitive to commission rates, carrier pricing and claims volatility, reducing ability to absorb cost inflation or fund growth organically over the medium term.
2025 Revenue DeclineAfter multi-year scale, revenue fell 8% in 2025, signaling a growth slowdown. Slower top-line momentum lengthens the runway to break-even operating cash flow, raises execution risk versus competitors, and may pressure leverage and investment plans if recovery is not sustained.
Cheche Group News
CCG FAQ
What was Cheche Group’s price range in the past 12 months?
Cheche Group lowest stock price was $10.20 and its highest was $53.90 in the past 12 months.
What is Cheche Group’s market cap?
Cheche Group’s market cap is $32.77M.
When is Cheche Group’s upcoming earnings report date?
Cheche Group’s upcoming earnings report date is Aug 27, 2026 which is in 27 days.
How were Cheche Group’s earnings last quarter?
Currently, no data Available
Is Cheche Group overvalued?
According to Wall Street analysts Cheche Group’s price is currently Overvalued.
Does Cheche Group pay dividends?
Cheche Group pays a Quarterly dividend of $0.09 which represents an annual dividend yield of N/A. See more information on Cheche Group dividends here
What is Cheche Group’s EPS estimate?
Cheche Group’s EPS estimate is -0.46.
How many shares outstanding does Cheche Group have?
Cheche Group has 1,974,098 shares outstanding.
What happened to Cheche Group’s price movement after its last earnings report?
Currently, no data Available
Which hedge fund is a major shareholder of Cheche Group?
Currently, no hedge funds are holding shares in CCG
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Cheche Group Stock Smart Score
Company Description
Cheche Group
Cheche Group Inc. focuses on providing an online platform for automotive insurance. Beyond its core vehicle coverage, the company also offers a range of non-automotive insurance products, including property and casualty (P&C) policies, and facilitates transactions for these diverse insurance offerings. Established in 2014, Cheche Group Inc. is headquartered in Beijing, China, and operates as a subsidiary of Prime Impact Cayman, LLC.
CCG Company Deck
CCG Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a constructive operational and strategic narrative: Cheche achieved its first full-year adjusted profitability, showed strong premium and NEV growth, tightened operating expenses, expanded AI capabilities and OEM partnerships, and provided optimistic 2026 guidance. Offsetting these positives are meaningful near-term revenue compression driven by a higher-NEV mix (net revenues down mid-teens YoY), a remaining GAAP net loss for the year, a modest cash balance, and execution risks tied to AI monetization and international expansion. On balance, the positive operational inflection, margin improvements and clear roadmap for scaling renewals and NEV pricing outweigh the headline challenges, but the company must execute on AI/pricing and partnership expansion to realize guidance.View all CCG earnings summariesTechnical Analysis
Ownership Overview
―
Insiders
1.64% Mutual Funds
― Other Institutional Investors
98.36% Public Companies and
Individual Investors