The earnings call highlighted significant growth in NEV insurance policies and improved financial performance with reduced losses and higher gross margins. However, there was a notable decrease in net revenues and a revision of revenue guidance due to lower service fee rates for NEV premiums. Despite these challenges, the company remains optimistic about future growth driven by strategic initiatives and AI-driven solutions.

Company Guidance

During the Cheche Group's earnings call for the first half of 2025, the company highlighted several key metrics and strategic initiatives. The number of NEV (New Energy Vehicle) insurance policies transacted on their platform surged by 135% to over 810,000, with total written premiums reaching RMB 2.6 billion, a 150% increase compared to the previous year. The NEV business has maintained a compound annual growth rate of 140% over the past three years. NEV premiums now constitute 22.5% of the total written premiums, up from 9.3% the prior year, contributing to improved gross margins. The adjusted net loss improved by 47% to RMB 10 million (USD 1.5 million) from RMB 24 million the previous year, and the company is on track to achieve full-year adjusted operating profitability. Cheche aims to capture 30-40% of China’s NEV market within the next 3 to 5 years. The company also introduced new AI-driven insurance tools and a fintech solution for global automakers, targeting future revenue contributions of RMB 300 million to RMB 500 million from AI-driven solutions and services. Cheche's initiatives are set to bolster its global expansion, starting in Q4 2025, with plans to leverage its leadership in China's NEV insurance sector for international growth.

Significant Growth in NEV Insurance Policies

The number of NEV insurance policies transacted on the platform exceeded 810,000, representing an increase of 135% from the prior year, with total written premiums reaching RMB 2.6 billion, up 150% over the same period.

Improved Financial Performance

Adjusted net loss for the first half of 2025 improved 47% to RMB 10 million from RMB 24 million in the prior year, with gross margins increasing due to improved business structure and operational efficiency.

Launch of AI-Driven Insurance Tools

Cheche announced the launch of AI-driven intelligent insurance tools and a fintech solution for automakers abroad, aimed at enhancing liability determination, automated claims processing, and supporting international expansion.

Stable and Controlled Operating Expenses

Total operating expenses decreased by 23.9% to RMB 92.8 million due to reductions in staff costs and share-based compensation expenses.

Cheche Group (CCG) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

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CCG Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Dec 02, 2025	2025 (Q3)	- / -	0.007	―	―	―
Aug 28, 2025	2025 (Q2)	-0.01 / -0.04	-0.043	0.00% (0.00)
May 29, 2025	2025 (Q1)	-0.03 / -0.03	-0.058	56.90% (+0.03)	―	―
Mar 28, 2025	2024 (Q4)	-0.02 / -0.02	-0.06	70.00% (+0.04)
Nov 26, 2024	2024 (Q3)	-0.04 / <0.01	-2.401	100.29% (+2.41)
Aug 29, 2024	2024 (Q2)	- / -0.04	0	―	―
May 30, 2024	2024 (Q1)	- / -0.06	-0.092	36.96% (+0.03)	―
Mar 28, 2024	2023 (Q4)	- / -0.06	0.012	-600.00% (-0.07)	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

CCG Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 28, 2025	$0.83	$0.78	-6.02%
May 29, 2025	$0.80	$0.83	+3.75%
Mar 28, 2025	$1.18	$0.94	-20.34%
Nov 26, 2024	$0.86	$0.92	+6.98%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Cheche Group (CCG) report earnings?

Cheche Group (CCG) is schdueled to report earning on Dec 02, 2025, Before Open (Confirmed).

What is Cheche Group (CCG) earnings time?

Cheche Group (CCG) earnings time is at Dec 02, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

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What is CCG EPS forecast?

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