| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 69.00M | 79.51M | 80.67M | 68.13M | 61.88M | 0.00 |
| Gross Profit | 31.21M | 29.29M | 36.74M | -38.87K | 32.00M | 0.00 |
| EBITDA | -13.11M | -33.61M | -146.35M | -37.11M | -25.37M | -90.22M |
| Net Income | -15.27M | -37.79M | -172.60M | -49.44M | -30.93M | -90.42M |
Balance Sheet | ||||||
| Total Assets | 77.42M | 79.78M | 115.05M | 64.25M | 596.16M | 597.06M |
| Cash, Cash Equivalents and Short-Term Investments | 30.17M | 42.71M | 68.64M | 24.08M | 156.13K | 1.50M |
| Total Debt | 903.00K | 736.00K | 606.06K | 9.53M | 800.00K | 300.00K |
| Total Liabilities | 34.49M | 31.55M | 35.96M | 48.43M | 45.32M | 135.26M |
| Stockholders Equity | 42.93M | 48.23M | 79.08M | 15.82M | 550.84M | 461.80M |
Cash Flow | ||||||
| Free Cash Flow | 0.00 | -26.62M | -19.26M | -19.60M | -19.83M | -32.55K |
| Operating Cash Flow | 0.00 | -24.89M | -17.04M | -14.61M | -14.39M | -32.55K |
| Investing Cash Flow | 0.00 | -256.82K | -1.34M | -4.98M | -5.48M | -594.99M |
| Financing Cash Flow | 0.00 | -721.73K | 63.06M | 34.79M | 11.58M | 596.53M |
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
60 Neutral | $48.67B | 4.58 | -11.27% | 4.14% | 2.83% | -41.78% | |
53 Neutral | $32.51M | -0.54 | -102.66% | ― | -37.41% | 60.58% | |
52 Neutral | $63.51M | ― | -34.22% | ― | 20.01% | 27.28% | |
52 Neutral | $51.84M | -3.32 | -29.56% | ― | -22.90% | 88.91% | |
50 Neutral | $33.29M | -14.77 | -8.42% | ― | -2.30% | 73.45% | |
47 Neutral | $37.11M | -0.42 | -5.12% | ― | 0.77% | 74.60% | |
37 Underperform | $34.92M | ― | ― | ― | ― | ― |
MoneyHero Limited has reported significant progress in its financial performance and strategic initiatives over the past 18 months, with a focus on quality over quantity and AI integration. The company achieved a net income of $0.2 million in Q2 2025, marking a return to profitability, and improved its adjusted EBITDA loss. Key operational advancements include the launch of AI-driven products and expansion into new markets, which have strengthened its market position and user engagement. The introduction of Project Odyssey aims to further embed AI in operations, aligning with user behavior trends and enhancing efficiency. These efforts are expected to sustain revenue growth and profitability, reinforcing MoneyHero’s strategic focus on quality and AI-driven efficiency.
On October 24, 2025, MoneyHero Limited announced the launch of Project Odyssey, a company-wide AI transformation initiative aimed at accelerating revenue growth and expanding operating margins through intelligent automation. This follows a strong financial performance in Q2 2025, with over 20% quarter-on-quarter revenue growth, positioning the company on track for positive Adjusted EBITDA by the end of 2025. As part of this initiative, MoneyHero has introduced the Car Insurance SaverBot Beta on WhatsApp in Singapore, designed to reduce customer friction and enhance insurance conversions. The company anticipates that these AI-driven innovations will significantly contribute to its growth strategy, particularly in the insurance vertical, and expects these efforts to drive measurable revenue impact through 2026.
On October 3, 2025, MoneyHero Limited announced the promotion of Danny Leung to Chief Financial Officer, effective October 1, 2025. Leung, who had been serving as interim CFO since December 15, 2024, has been instrumental in driving the company’s focus on sustainable profitable growth. His leadership has been pivotal in improving revenue quality and expanding gross margins, aligning with MoneyHero’s goal of achieving Adjusted EBITDA profitability by the end of 2025. This appointment follows MoneyHero’s first quarterly net profit reported in Q2 2025 and sequential revenue growth in Q1 and Q2, highlighting the company’s successful transformation strategy.
MoneyHero Limited announced its financial results for the second quarter of 2025, highlighting a significant turnaround with a net income of $0.2 million compared to a net loss of $12.2 million in the same period last year. The company achieved a 79% improvement in adjusted EBITDA loss, driven by a stronger revenue mix, AI-driven efficiency gains, and a growing partnership ecosystem. Revenue from higher-margin insurance and wealth products increased, contributing to 27% of total revenue, while cost optimization efforts led to a 34% reduction in the cost of revenue. The company’s strategic focus on higher-margin verticals and disciplined cost management positions it for sustainable profitability and long-term growth.
On September 2, 2025, MoneyHero Limited announced its plan to release its second quarter 2025 financial results on September 19, 2025, before the market opens. The company will also host a conference call on the same day to discuss the results. This announcement is significant as it provides stakeholders with insights into the company’s financial health and performance, potentially impacting its market positioning and investor relations.