CCFNB Bancorp Inc (CCFN)
OTHER OTC:CCFN
CCFN Stock Chart & Stats
$55.50
-$0.77(-1.76%)
At close: 4:00 PM EST
$55.50
-$0.77(-1.76%)
Day’s Range― - ―
52-Week Range$38.61 - $66.34
Previous CloseN/A
Volume1.70K
Average Volume (3M)1.70K
Market Cap
$234.24M
Enterprise Value$274.45M
Total Cash (Recent Filing)$340.07M
Total Debt (Recent Filing)$53.04M
Price to Earnings (P/E)8.2
Beta0.20
Next Earnings
Apr 28, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.11%
Share Statistics
EPS (TTM)2.09
Shares Outstanding3,536,754
10 Day Avg. Volume2,790
30 Day Avg. Volume1,702
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)1.03
Price to Sales (P/S)2.02
P/FCF Ratio4.57
Enterprise Value/Market Cap1.17
Enterprise Value/Revenue2.79
Enterprise Value/Gross Profit3.91
Enterprise Value/Ebitda8.41
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Balance-sheet De-riskingMaterial and sustained deleveraging materially reduces capital and funding risk, improving regulatory metrics and financial flexibility. A lower debt-to-equity profile supports resilience to shocks, greater capacity for dividend policy and opportunistic growth, and lowers refinancing pressure over the next several quarters.
Improving Cash GenerationRising operating and free cash flow that aligns with net income indicates stronger earnings quality and internal funding ability. Predictable cash generation supports capital allocation, consistent dividends and loan-loss absorption, reducing reliance on external financing across the medium term.
Record Earnings And Shareholder ReturnsManagement’s ability to fund a regular plus special dividend while reporting record earnings and a near-10% Tier 1 ratio signals sustainably stronger capital generation. This demonstrates durable earnings power and a conservative capital posture that support continued shareholder returns and credibility with regulators.
Bears Say
Earnings And Cash-flow VolatilityPronounced year-to-year swings in profitability and cash flow reduce predictability of earnings and free cash flow. Such volatility complicates underwriting, provisioning and dividend planning, increasing the risk that one adverse quarter materially alters capital or payout decisions over the next several reporting periods.
Execution Risk From Rapid De-leveragingA rapid capital-structure pivot can expose the bank to execution risk: asset sales, reserve swings or earnings impacts may be needed to sustain lower leverage. If de-risking relies on one-off actions, maintaining improved ratios and supporting growth could prove challenging as market conditions and credit cycles evolve.
Remaining Credit Remediation CostsActive disposition of nonperforming loans cleans the balance sheet but signals prior credit stress and creates near-term earnings charges. Continued remediation or elevated provisioning needs could persist, pressuring margins and capital generation until asset quality normalization is firmly established.
CCFNB Bancorp News
CCFN FAQ
What was CCFNB Bancorp Inc’s price range in the past 12 months?
CCFNB Bancorp Inc lowest stock price was $38.61 and its highest was $66.34 in the past 12 months.
What is CCFNB Bancorp Inc’s market cap?
CCFNB Bancorp Inc’s market cap is $234.24M.
When is CCFNB Bancorp Inc’s upcoming earnings report date?
CCFNB Bancorp Inc’s upcoming earnings report date is Apr 28, 2026 which is in 13 days.
How were CCFNB Bancorp Inc’s earnings last quarter?
CCFNB Bancorp Inc released its earnings results on Jan 21, 2026. The company reported $2.091 earnings per share for the quarter, beating the consensus estimate of N/A by $2.091.
Is CCFNB Bancorp Inc overvalued?
According to Wall Street analysts CCFNB Bancorp Inc’s price is currently Overvalued.
Does CCFNB Bancorp Inc pay dividends?
CCFNB Bancorp Inc pays a Quarterly dividend of $0.45 which represents an annual dividend yield of 4.11%. See more information on CCFNB Bancorp Inc dividends here
What is CCFNB Bancorp Inc’s EPS estimate?
CCFNB Bancorp Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does CCFNB Bancorp Inc have?
CCFNB Bancorp Inc has 3,536,754 shares outstanding.
What happened to CCFNB Bancorp Inc’s price movement after its last earnings report?
CCFNB Bancorp Inc reported an EPS of $2.091 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 6.249%.
Which hedge fund is a major shareholder of CCFNB Bancorp Inc?
Currently, no hedge funds are holding shares in CCFN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
CCFNB Bancorp Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
56.52%
12-Months-Change
Fundamentals
Return on Equity
13.37%
Trailing 12-Months
Asset Growth
4.79%
Trailing 12-Months
Company Description
CCFNB Bancorp Inc
Muncy Columbia Financial Corporation, formerly known as CCFNB Bancorp, Inc., is a registered financial holding company, headquartered in Bloomsburg, Pennsylvania. Muncy Columbia Financial Corporation has one subsidiary bank, Journey Bank, formerly known as First Columbia Bank & Trust Co. Journey Bank is a full-service community commercial bank, serving a market area in Clinton, Columbia, Lycoming, Montour and Northumberland counties.
Technical Analysis
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Ownership Overview
Options Prices
Currently, No data available
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