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CCFN Stock Chart & Stats
$28.95
$0.00(0.00%)
At close: 4:00 PM EDT
$28.95
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$15.63 - $29.99
Previous CloseN/A
Volume520.00
Average Volume (3M)1.70K
Market Cap
$307.12M
Enterprise Value$300.87
Total Cash (Recent Filing)$368.72M
Total Debt (Recent Filing)$51.30M
Price to Earnings (P/E)10.8
Beta0.20
Next Earnings
Oct 16, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield3.25%
Share Statistics
EPS (TTM)2.54
Shares Outstanding10,612,227
10 Day Avg. Volume2,790
30 Day Avg. Volume1,702
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)1.03
Price to Sales (P/S)2.02
P/FCF Ratio4.57
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Rebounded ProfitabilityTTM net margin (~27%) and EBIT margin (~32%) signal a structurally stronger earnings profile versus recent years. Sustained higher margins improve internal cash funding, enhance resilience to credit cycles, and support reinvestment or dividends over the next several quarters.
Strong Operating Cash GenerationOperating cash flow exceeding net income and robust free cash flow imply high earnings quality and self-funded growth capacity. This durable cash conversion reduces dependence on external funding and supports capital returns or balance sheet strengthening over a multi-quarter horizon.
Concrete Capital-return ActionsA recurring dividend plus a multi-year repurchase authorization demonstrates a formal capital-allocation policy. This indicates management confidence in recurring cash flows and commits resources to shareholder returns, a structural positive for investor alignment and long-term share supply dynamics.
Bears Say
Historical Earnings And Cash VolatilityPrior sharp dips in profitability and multi-year weak operating cash flow (2021–2024) indicate inconsistent execution. Such volatility raises the risk that recent improvements may reverse under pressure, making medium-term earnings predictability and planning less reliable.
Low Liquidity / OTC ListingVery low average trading volume and an Other OTC listing limit liquidity for investors and can widen execution spreads for capital moves. Structurally reduced marketability can deter institutional participation and make raising equity or using stock for M&A more costly or impractical.
Balance-sheet Funding SensitivityWhile current leverage is lower, management highlights susceptibility to funding and credit environment shifts. In a tighter funding market, regional banks can see funding costs and liquidity strain reappear rapidly, threatening asset growth and margin stability over several quarters.
CCFNB Bancorp News
CCFN FAQ
What was CCFNB Bancorp Inc’s price range in the past 12 months?
CCFNB Bancorp Inc lowest stock price was $15.63 and its highest was $29.99 in the past 12 months.
What is CCFNB Bancorp Inc’s market cap?
CCFNB Bancorp Inc’s market cap is $307.12M.
When is CCFNB Bancorp Inc’s upcoming earnings report date?
CCFNB Bancorp Inc’s upcoming earnings report date is Oct 16, 2026 which is in 74 days.
How were CCFNB Bancorp Inc’s earnings last quarter?
CCFNB Bancorp Inc released its earnings results on Jul 20, 2026. The company reported $0.674 earnings per share for the quarter, beating the consensus estimate of N/A by $0.674.
Is CCFNB Bancorp Inc overvalued?
According to Wall Street analysts CCFNB Bancorp Inc’s price is currently Overvalued.
Does CCFNB Bancorp Inc pay dividends?
CCFNB Bancorp Inc pays a Quarterly dividend of $0.155 which represents an annual dividend yield of 3.25%. See more information on CCFNB Bancorp Inc dividends here
What is CCFNB Bancorp Inc’s EPS estimate?
CCFNB Bancorp Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does CCFNB Bancorp Inc have?
CCFNB Bancorp Inc has 10,612,227 shares outstanding.
What happened to CCFNB Bancorp Inc’s price movement after its last earnings report?
CCFNB Bancorp Inc reported an EPS of $0.674 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 0.174%.
Which hedge fund is a major shareholder of CCFNB Bancorp Inc?
Currently, no hedge funds are holding shares in CCFN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
CCFNB Bancorp Stock Smart Score
Neutral
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Insider Transactions
Bought Shares
Worth $142.7K over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
56.52%
12-Months-Change
Fundamentals
Return on Equity
3.25%
Trailing 12-Months
Asset Growth
3.47%
Trailing 12-Months
Company Description
CCFNB Bancorp Inc
Muncy Columbia Financial Corporation, a registered financial holding company based in Bloomsburg, Pennsylvania, was formerly known as CCFNB Bancorp, Inc. It owns and operates Journey Bank, its single subsidiary, which itself was previously called First Columbia Bank & Trust Co. As a comprehensive community commercial bank, Journey Bank offers a full suite of services across its operational region, encompassing Clinton, Columbia, Lycoming, Montour, and Northumberland counties.
Technical Analysis
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