CCFNB Bancorp Inc (CCFN)
OTHER OTC:CCFN
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CCFN Stock Chart & Stats
$55.50
-$0.77(-1.76%)
At close: 4:00 PM EST
$55.50
-$0.77(-1.76%)
Day’s Range― - ―
52-Week Range$42.55 - $74.99
Previous CloseN/A
Volume1.70K
Average Volume (3M)1.70K
Market Cap
$261.72M
Enterprise Value$301.23M
Total Cash (Recent Filing)$340.07M
Total Debt (Recent Filing)$53.04M
Price to Earnings (P/E)8.2
Beta0.17
Next Earnings
Jul 17, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.11%
Share Statistics
EPS (TTM)6.85
Shares Outstanding3,536,754
10 Day Avg. Volume2,790
30 Day Avg. Volume1,702
Financial Highlights & Ratios
PEG Ratio0.29
Price to Book (P/B)1.03
Price to Sales (P/S)2.02
P/FCF Ratio4.57
Enterprise Value/Market Cap1.15
Enterprise Value/Revenue3.06
Enterprise Value/Gross Profit4.30
Enterprise Value/Ebitda9.23
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Stronger Capital StructureA materially lower debt-to-equity ratio and rising equity indicate a de-risked balance sheet that improves shock absorption, reduces refinancing risk, and creates capacity to support lending, dividends, or loan-loss buffers over the next several quarters.
Improving Cash GenerationConsistent and growing operating cash flow, with free cash flow roughly matching net income in 2025, signals stronger earnings quality and internal funding. This sustains dividend capacity, supports organic growth and reduces reliance on external financing over the medium term.
Material Margin ExpansionA large and sustained uplift in net and operating margins reflects improved revenue mix and cost efficiency. Higher operating margin supports durable ROE expansion and internal capital generation, making profitability less dependent on short-term volume swings.
Bears Say
Historical Leverage VolatilityThe sharp shift from previously high leverage to a much lower ratio implies execution and transition risk. If management or markets reverse course, the company could face funding stress or need rapid capital actions, reducing predictability for creditors and investors.
Earnings And Cash-flow VariabilityPrior sharp earnings and free-cash-flow swings highlight sensitivity to credit cycles, loan performance and operating items. Such variability complicates planning, provisioning and dividend forecasting, and may limit long-term strategic investments or increase capital buffers.
Business Concentration And Rate SensitivityA branch-centric community bank model concentrates revenue in net interest income and local markets, leaving earnings exposed to regional economic weakness, deposit competition and interest-rate shifts. Limited product diversification can constrain growth and stability over months.
CCFNB Bancorp News
CCFN FAQ
What was CCFNB Bancorp Inc’s price range in the past 12 months?
CCFNB Bancorp Inc lowest stock price was $42.55 and its highest was $74.99 in the past 12 months.
What is CCFNB Bancorp Inc’s market cap?
CCFNB Bancorp Inc’s market cap is $261.72M.
When is CCFNB Bancorp Inc’s upcoming earnings report date?
CCFNB Bancorp Inc’s upcoming earnings report date is Jul 17, 2026 which is in 71 days.
How were CCFNB Bancorp Inc’s earnings last quarter?
CCFNB Bancorp Inc released its earnings results on Apr 20, 2026. The company reported $2.023 earnings per share for the quarter, beating the consensus estimate of N/A by $2.023.
Is CCFNB Bancorp Inc overvalued?
According to Wall Street analysts CCFNB Bancorp Inc’s price is currently Overvalued.
Does CCFNB Bancorp Inc pay dividends?
CCFNB Bancorp Inc pays a Quarterly dividend of $0.45 which represents an annual dividend yield of 4.11%. See more information on CCFNB Bancorp Inc dividends here
What is CCFNB Bancorp Inc’s EPS estimate?
CCFNB Bancorp Inc’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does CCFNB Bancorp Inc have?
CCFNB Bancorp Inc has 3,536,754 shares outstanding.
What happened to CCFNB Bancorp Inc’s price movement after its last earnings report?
CCFNB Bancorp Inc reported an EPS of $2.023 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of CCFNB Bancorp Inc?
Currently, no hedge funds are holding shares in CCFN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
CCFNB Bancorp Stock Smart Score
Outperform
1
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5
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7
8
9
10
Technicals
SMA
Positive
20 days / 200 days
Momentum
56.52%
12-Months-Change
Fundamentals
Return on Equity
14.51%
Trailing 12-Months
Asset Growth
7.18%
Trailing 12-Months
Company Description
CCFNB Bancorp Inc
Muncy Columbia Financial Corporation, formerly known as CCFNB Bancorp, Inc., is a registered financial holding company, headquartered in Bloomsburg, Pennsylvania. Muncy Columbia Financial Corporation has one subsidiary bank, Journey Bank, formerly known as First Columbia Bank & Trust Co. Journey Bank is a full-service community commercial bank, serving a market area in Clinton, Columbia, Lycoming, Montour and Northumberland counties.
Technical Analysis
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Ownership Overview
Options Prices
Currently, No data available
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