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BWIN Stock Chart & Stats
$26.47
$0.58(2.24%)
At close: 4:00 PM EDT
$26.47
$0.58(2.24%)
Day’s Range― - ―
52-Week Range$15.88 - $33.83
Previous CloseN/A
Volume876.58K
Average Volume (3M)829.71K
Market Cap
$4.45B
Enterprise Value$4.96K
Total Cash (Recent Filing)$184.50M
Total Debt (Recent Filing)$2.69B
Price to Earnings (P/E)―
Beta0.56
Next Earnings
Nov 09, 2026EPS Estimate
0.44Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-1.18
Shares Outstanding96,838,570
10 Day Avg. Volume895,905
30 Day Avg. Volume829,711
Financial Highlights & Ratios
PEG Ratio-1.70
Price to Book (P/B)2.72
Price to Sales (P/S)1.08
P/FCF Ratio-23.68
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$30.20Price Target Upside14.09% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering8
EPS Forecast (FY)2.01
Revenue Forecast (FY)$2.00B
Bulls Say, Bears Say
Bulls Say
Strong Revenue ExpansionThe substantial multi-year revenue increase shows that Baldwin has expanded its distribution platform and client reach. Greater scale can support broader carrier access, cross-selling and recurring commissions, although future value depends on converting growth into consistent profits.
High Retention And New-business MomentumHigh client retention supports recurring renewal-based commission revenue, while accelerating booked business expands the future revenue base. Together, these metrics indicate a durable client franchise and effective distribution engine across partnership and transactional channels.
Demonstrated AI Productivity GainsThe Catalyst and AI rollout has produced measurable operating savings rather than only aspirational benefits. Sustained automation could improve scalability and margins as transaction volumes grow, while also reducing manual reconciliation effort across the platform.
Bears Say
Persistent Losses And Unstable MarginsBaldwin has not yet demonstrated durable GAAP profitability despite significant revenue growth. Persistent losses and volatile gross and operating margins raise questions about cost structure, integration efficiency and the quality of earnings conversion over the next several quarters.
Elevated Leverage Limits FlexibilityHigh leverage increases financial risk while profitability remains unsettled. Debt service and leverage targets may constrain acquisitions, technology investment or shareholder returns, and leave less room to absorb weaker insurance volumes or prolonged margin pressure.
Organic Growth And Retention HeadwindsReported organic growth remains modest after accounting for portfolio and integration effects, while client attrition creates a direct drag on recurring revenue. Sustained execution will be needed to recover retention and prove that normalized growth can offset these structural pressures.
Baldwin Insurance Group News
BWIN FAQ
What was Baldwin Insurance Group’s price range in the past 12 months?
Baldwin Insurance Group lowest stock price was $15.88 and its highest was $33.83 in the past 12 months.
What is Baldwin Insurance Group’s market cap?
Baldwin Insurance Group’s market cap is $4.45B.
When is Baldwin Insurance Group’s upcoming earnings report date?
Baldwin Insurance Group’s upcoming earnings report date is Nov 09, 2026 which is in 76 days.
How were Baldwin Insurance Group’s earnings last quarter?
Baldwin Insurance Group released its earnings results on Jul 30, 2026. The company reported $0.48 earnings per share for the quarter, beating the consensus estimate of $0.471 by $0.009.
Is Baldwin Insurance Group overvalued?
According to Wall Street analysts Baldwin Insurance Group’s price is currently Undervalued.
Does Baldwin Insurance Group pay dividends?
Baldwin Insurance Group does not currently pay dividends.
What is Baldwin Insurance Group’s EPS estimate?
Baldwin Insurance Group’s EPS estimate is 0.44.
How many shares outstanding does Baldwin Insurance Group have?
Baldwin Insurance Group has 96,838,570 shares outstanding.
What happened to Baldwin Insurance Group’s price movement after its last earnings report?
Baldwin Insurance Group reported an EPS of $0.48 in its last earnings report, beating expectations of $0.471. Following the earnings report the stock price went up 3.934%.
Which hedge fund is a major shareholder of Baldwin Insurance Group?
Currently, no hedge funds are holding shares in BWIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Baldwin Insurance Group Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$30.20 (14.09% Upside)
$30.20 (14.09% Upside)
Blogger Sentiment
Neutral
BWIN Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 1.8M Shares
Last Quarter.
Last Quarter.
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-58.16%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
65.14%
Trailing 12-Months
Company Description
Baldwin Insurance Group
Operating across the United States, The Baldwin Insurance Group, Inc. is an independent firm dedicated to providing insurance and comprehensive risk management services. The company's activities are organized into three primary segments: 1. Insurance Advisory Solutions: This division offers tailored commercial risk management, employee benefits programs, and private risk management solutions, catering to businesses, affluent individuals, and their families. 2. Underwriting, Capacity & Technology Solutions: Through its "Future" platform, this segment develops technology-enabled insurance products spanning personal, commercial, and specialty lines. It also functions as a specialty wholesale broker for professionals, individuals, and specific niche industries, alongside delivering reinsurance brokerage services. 3. Mainstreet Insurance Solutions: This segment focuses on providing fundamental personal, commercial, and life and health insurance coverage to individuals and businesses within local communities. Originally founded in 2011 as BRP Group, Inc., the company adopted its current name, The Baldwin Insurance Group, Inc., in May 2024. Its corporate headquarters are located in Tampa, Florida.
BWIN Company Deck
BWIN Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented strong operational and financial momentum: sizable adjusted EBITDA growth (+37%), large free cash flow improvement (+437% YoY), substantial partnership and CAC new business wins, meaningful MGA/TPA and MIS progress, and early, measurable AI productivity gains. Key negatives were a GAAP net loss, modest reported organic revenue growth (2%), reinsurance and rate/exposure headwinds (~240 bps), and an $8 million annualized integration‑related revenue attrition. Management characterized many headwinds as transitory and highlighted normalized organic growth (~8%) and guidance for accelerating results in H2. On balance the positives — profitability improvement, cash flow, partnership-driven growth, margin expansion and AI cost savings — outweighed the transitory and segment‑specific challenges.View all BWIN earnings summariesBWIN Stock 12 Month Forecast
Average Price Target
$30.20
▲(14.09% Upside)
Technical Analysis
CorVel
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Crawford & Company A
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Crawford & Company B
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SelectQuote
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TWFG, Inc. Class A
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Ownership Overview
28.03% Insiders
43.57% Mutual Funds
5.37% Other Institutional Investors
9.78% Public Companies and
Individual Investors