Baldwin Insurance Group (BWIN)
NASDAQ:BWIN
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BWIN Stock Chart & Stats
$25.04
$0.17(0.47%)
At close: 4:00 PM EST
$25.04
$0.17(0.47%)
Day’s Range― - ―
52-Week Range$15.88 - $45.16
Previous CloseN/A
Volume71.06K
Average Volume (3M)829.71K
Market Cap
$2.58B
Enterprise Value$3.88B
Total Cash (Recent Filing)$146.41M
Total Debt (Recent Filing)$2.57B
Price to Earnings (P/E)―
Beta0.63
Next Earnings
Aug 11, 2026EPS Estimate
0.47Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.67
Shares Outstanding97,489,950
10 Day Avg. Volume895,905
30 Day Avg. Volume829,711
Financial Highlights & Ratios
PEG Ratio-1.71
Price to Book (P/B)2.72
Price to Sales (P/S)1.08
P/FCF Ratio-23.68
Enterprise Value/Market Cap1.50
Enterprise Value/Revenue2.40
Enterprise Value/Gross Profit13.86
Enterprise Value/Ebitda57.51
Forecast
1Y Price Target
$29.43Price Target Upside17.53% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering9
EPS Forecast (FY)2.01
Revenue Forecast (FY)$2.01B
Bulls Say, Bears Say
Bulls Say
Revenue ScalingSustained top-line growth to $1.62B TTM demonstrates durable demand across commercial, personal and benefits lines. Larger premium volumes enhance recurring commission streams, deepen carrier relationships and create scale that supports distribution economics and long-term pricing leverage.
Adjusted ProfitabilityDouble-digit adjusted EBITDA growth and a ~26% adjusted margin indicate meaningful operating leverage. Sustained adjusted profitability gives management runway to invest in growth, fund buybacks and absorb market cycles, assuming adjusted items reflect repeatable savings rather than one-offs.
Synergies And AI-driven ProductivityRapid synergy capture plus Catalyst/AI productivity gains are structural efficiency drivers. Realized cost saves and workflow automation can permanently lower operating expense per revenue dollar, improve margins and accelerate cross-sell from partnerships, enhancing long-term profitability if execution persists.
Bears Say
Elevated LeverageLeverage at ~4x materially constrains financial flexibility. High net debt increases interest and covenant risk, limits M&A and makes the firm sensitive to cash-flow volatility. Sustained elevated leverage raises refinancing and strategic constraints through multiple market scenarios.
Volatile Cash GenerationIrregular operating cash and a recent working-capital cash outflow undermine the firm's ability to fund organic investment, pay down debt, or sustain buybacks. Volatile FCF increases refinancing risk and makes long-term planning and reinvestment less predictable even with strong revenue growth.
Profitability Conversion/GAAP LossesThe company has not consistently converted revenue growth into GAAP profitability, reflecting non-cash charges, tax/TRA items and below-EBITDA costs. Reliance on adjusted metrics risks overstating durable earnings power and may limit sustainable ROE and equity value creation.
Baldwin Insurance Group News
BWIN FAQ
What was Baldwin Insurance Group’s price range in the past 12 months?
Baldwin Insurance Group lowest stock price was $15.88 and its highest was $45.16 in the past 12 months.
What is Baldwin Insurance Group’s market cap?
Baldwin Insurance Group’s market cap is $2.58B.
When is Baldwin Insurance Group’s upcoming earnings report date?
Baldwin Insurance Group’s upcoming earnings report date is Aug 11, 2026 which is in 56 days.
How were Baldwin Insurance Group’s earnings last quarter?
Baldwin Insurance Group released its earnings results on May 04, 2026. The company reported $0.63 earnings per share for the quarter, beating the consensus estimate of $0.629 by $0.001.
Is Baldwin Insurance Group overvalued?
According to Wall Street analysts Baldwin Insurance Group’s price is currently Undervalued.
Does Baldwin Insurance Group pay dividends?
Baldwin Insurance Group does not currently pay dividends.
What is Baldwin Insurance Group’s EPS estimate?
Baldwin Insurance Group’s EPS estimate is 0.47.
How many shares outstanding does Baldwin Insurance Group have?
Baldwin Insurance Group has 97,489,950 shares outstanding.
What happened to Baldwin Insurance Group’s price movement after its last earnings report?
Baldwin Insurance Group reported an EPS of $0.63 in its last earnings report, beating expectations of $0.629. Following the earnings report the stock price went down -3.186%.
Which hedge fund is a major shareholder of Baldwin Insurance Group?
Currently, no hedge funds are holding shares in BWIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Baldwin Insurance Group Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$29.43 (17.53% Upside)
$29.43 (17.53% Upside)
Blogger Sentiment
Bullish
BWIN Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 968.4K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $4.6M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bearish
Bullish news 0%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-58.16%
12-Months-Change
Fundamentals
Return on Equity
-6.45%
Trailing 12-Months
Asset Growth
67.46%
Trailing 12-Months
Company Description
Baldwin Insurance Group
Operating across the United States, The Baldwin Insurance Group, Inc. is an independent firm dedicated to providing insurance and comprehensive risk management services. The company's activities are organized into three primary segments: 1. Insurance Advisory Solutions: This division offers tailored commercial risk management, employee benefits programs, and private risk management solutions, catering to businesses, affluent individuals, and their families. 2. Underwriting, Capacity & Technology Solutions: Through its "Future" platform, this segment develops technology-enabled insurance products spanning personal, commercial, and specialty lines. It also functions as a specialty wholesale broker for professionals, individuals, and specific niche industries, alongside delivering reinsurance brokerage services. 3. Mainstreet Insurance Solutions: This segment focuses on providing fundamental personal, commercial, and life and health insurance coverage to individuals and businesses within local communities. Originally founded in 2011 as BRP Group, Inc., the company adopted its current name, The Baldwin Insurance Group, Inc., in May 2024. Its corporate headquarters are located in Tampa, Florida.
BWIN Company Deck
BWIN Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented a mix of meaningful operational and financial positives — including strong adjusted EBITDA growth (+21%), rapid synergy capture at CAC (~$34M realized), robust specialty business growth (Juniper Re +90%, multifamily +10%), and promising AI-driven productivity gains — alongside near-term headwinds: modest reported organic revenue (2%), MIS softness, a sharp decline in E&S homeowners (~30% in Q1), margin compression (~170 bps), a Q1 working capital cash drag, and elevated leverage (~4.3x). Management emphasized that many headwinds are transitory (QBE builder transition lapped May 1, Medicare disruption expected to abate next quarter, IAS accounting procedural items normalize), reaffirmed guidance, and highlighted momentum from partnerships and Catalyst/AI initiatives. Overall the balance of positive execution items and forward-looking operational levers modestly outweighs the short-term challenges.View all BWIN earnings summariesBWIN Stock 12 Month Forecast
Average Price Target
$29.43
▲(17.53% Upside)
Technical Analysis
CorVel
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Crawford & Company A
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Crawford & Company B
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SelectQuote
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TWFG, Inc. Class A
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Ownership Overview
27.71% Insiders
47.84% Mutual Funds
4.35% Other Institutional Investors
7.37% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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