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BWIN Stock Chart & Stats
$26.47
$0.58(2.24%)
At close: 4:00 PM EDT
$26.47
$0.58(2.24%)
Day’s Range― - ―
52-Week Range$15.88 - $36.78
Previous CloseN/A
Volume876.58K
Average Volume (3M)829.71K
Market Cap
$3.81B
Enterprise Value$4.71K
Total Cash (Recent Filing)$184.50M
Total Debt (Recent Filing)$377.13M
Price to Earnings (P/E)―
Beta0.54
Next Earnings
Nov 09, 2026EPS Estimate
0.44Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-1.02
Shares Outstanding97,489,950
10 Day Avg. Volume895,905
30 Day Avg. Volume829,711
Financial Highlights & Ratios
PEG Ratio-1.70
Price to Book (P/B)2.72
Price to Sales (P/S)1.08
P/FCF Ratio-23.68
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit>-0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$30.33Price Target Upside14.60% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering9
EPS Forecast (FY)2.02
Revenue Forecast (FY)$2.01B
Bulls Say, Bears Say
Bulls Say
Multi-year Revenue GrowthSustained, multi-year top-line expansion demonstrates durable demand for Baldwin’s distribution and advisory services across commercial, personal and benefits lines. Scale increases recurring commission potential, improves carrier access, and provides a larger base to fund tech, product and M&A investments over time.
Improving Cash GenerationA rebound to positive operating and free cash flow after prior negative periods supports sustainable operations and capital allocation flexibility. Better cash conversion reduces reliance on external funding, helps service leverage, and enables reinvestment in growth initiatives and productivity programs.
Partnerships And MGA/TPA GrowthStrong partnership-driven new business and rapid MGA/TPA segment growth diversify revenue sources and improve product mix. Durable wins, high retention and expanding transactional channels broaden distribution, reduce single-client concentration, and create multiple vectors for medium-term revenue and margin expansion.
Bears Say
Elevated LeverageHigh leverage materially constrains financial flexibility and raises refinancing and interest-rate sensitivity risks. With leverage near historically elevated levels, free cash flow improvements must be sustained to delever; otherwise capital allocation (buybacks, M&A) and downside shock absorption remain limited.
Persistent GAAP Losses & Margin VolatilityOngoing GAAP losses and volatile margins indicate inconsistent earnings quality and weaken retained earnings generation. This limits the balance sheet’s ability to support growth, reduces return-on-equity prospects, and makes durable profitability dependent on sustained margin improvements and cost control.
Rate/reinsurance Headwinds And Integration AttritionStructural market pressures (soft reinsurance and rate declines) directly reduce brokerage economics while integration-related client attrition causes recurring revenue loss. Together these factors can sap margin sustainability and complicate the path to consistent organic growth unless normalized or remediated.
Baldwin Insurance Group News
BWIN FAQ
What was Baldwin Insurance Group’s price range in the past 12 months?
Baldwin Insurance Group lowest stock price was $15.88 and its highest was $36.78 in the past 12 months.
What is Baldwin Insurance Group’s market cap?
Baldwin Insurance Group’s market cap is $3.81B.
When is Baldwin Insurance Group’s upcoming earnings report date?
Baldwin Insurance Group’s upcoming earnings report date is Nov 09, 2026 which is in 100 days.
How were Baldwin Insurance Group’s earnings last quarter?
Baldwin Insurance Group released its earnings results on Jul 30, 2026. The company reported $0.48 earnings per share for the quarter, beating the consensus estimate of $0.471 by $0.009.
Is Baldwin Insurance Group overvalued?
According to Wall Street analysts Baldwin Insurance Group’s price is currently Undervalued.
Does Baldwin Insurance Group pay dividends?
Baldwin Insurance Group does not currently pay dividends.
What is Baldwin Insurance Group’s EPS estimate?
Baldwin Insurance Group’s EPS estimate is 0.44.
How many shares outstanding does Baldwin Insurance Group have?
Baldwin Insurance Group has 97,489,950 shares outstanding.
What happened to Baldwin Insurance Group’s price movement after its last earnings report?
Baldwin Insurance Group reported an EPS of $0.48 in its last earnings report, beating expectations of $0.471. Following the earnings report the stock price went up 3.934%.
Which hedge fund is a major shareholder of Baldwin Insurance Group?
Currently, no hedge funds are holding shares in BWIN
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Baldwin Insurance Group Stock Smart Score
Neutral
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10
Analyst Consensus
Strong Buy
Average Price Target:
$30.33 (14.60% Upside)
$30.33 (14.60% Upside)
Blogger Sentiment
Neutral
BWIN Sentiment 50%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 968.4K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $4.6M over
the Last 3 Months
the Last 3 Months
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-58.16%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
67.46%
Trailing 12-Months
Company Description
Baldwin Insurance Group
Operating across the United States, The Baldwin Insurance Group, Inc. is an independent firm dedicated to providing insurance and comprehensive risk management services. The company's activities are organized into three primary segments: 1. Insurance Advisory Solutions: This division offers tailored commercial risk management, employee benefits programs, and private risk management solutions, catering to businesses, affluent individuals, and their families. 2. Underwriting, Capacity & Technology Solutions: Through its "Future" platform, this segment develops technology-enabled insurance products spanning personal, commercial, and specialty lines. It also functions as a specialty wholesale broker for professionals, individuals, and specific niche industries, alongside delivering reinsurance brokerage services. 3. Mainstreet Insurance Solutions: This segment focuses on providing fundamental personal, commercial, and life and health insurance coverage to individuals and businesses within local communities. Originally founded in 2011 as BRP Group, Inc., the company adopted its current name, The Baldwin Insurance Group, Inc., in May 2024. Its corporate headquarters are located in Tampa, Florida.
BWIN Company Deck
BWIN Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented strong operational and financial momentum: sizable adjusted EBITDA growth (+37%), large free cash flow improvement (+437% YoY), substantial partnership and CAC new business wins, meaningful MGA/TPA and MIS progress, and early, measurable AI productivity gains. Key negatives were a GAAP net loss, modest reported organic revenue growth (2%), reinsurance and rate/exposure headwinds (~240 bps), and an $8 million annualized integration‑related revenue attrition. Management characterized many headwinds as transitory and highlighted normalized organic growth (~8%) and guidance for accelerating results in H2. On balance the positives — profitability improvement, cash flow, partnership-driven growth, margin expansion and AI cost savings — outweighed the transitory and segment‑specific challenges.View all BWIN earnings summariesBWIN Stock 12 Month Forecast
Average Price Target
$30.33
▲(14.60% Upside)
Technical Analysis
CorVel
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Crawford & Company A
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Crawford & Company B
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SelectQuote
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TWFG, Inc. Class A
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Ownership Overview
27.84% Insiders
43.28% Mutual Funds
1.26% Other Institutional Investors
14.48% Public Companies and
Individual Investors