White Mountains Insurance Group (WTM)
NYSE:WTM
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WTM Stock Chart & Stats
$2029.06
$4.66(0.25%)
At close: 4:00 PM EST
$2029.06
$4.66(0.25%)
Day’s Range― - ―
52-Week Range$1,648.00 - $2,333.00
Previous CloseN/A
Volume3.83K
Average Volume (3M)19.77K
Market Cap
$5.65B
Enterprise Value$6.40B
Total Cash (Recent Filing)$1.97B
Total Debt (Recent Filing)$837.00M
Price to Earnings (P/E)4.8
Beta0.23
Next Earnings
May 13, 2026EPS Estimate
-4.01Next Dividend Ex-DateN/A
Dividend Yield0.05%
Share Statistics
EPS (TTM)327.23
Shares Outstanding2,467,055
10 Day Avg. Volume22,997
30 Day Avg. Volume19,775
Financial Highlights & Ratios
PEG Ratio0.01
Price to Book (P/B)0.98
Price to Sales (P/S)1.96
P/FCF Ratio-737.17
Enterprise Value/Market Cap1.13
Enterprise Value/Revenue2.37
Enterprise Value/Gross Profit4.40
Enterprise Value/Ebitda4.54
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)115
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetA low debt-to-equity ratio and sizable equity growth provide durable capital buffers that support underwriting capacity, M&A and shock absorption. This conservative financing reduces solvency and refinancing risk, enabling multi-quarter deployment of capital into growth without stressing liquidity.
Revenue & Profitability ReboundSustained revenue growth and a strong 2025 profit rebound indicate improving core underwriting and investment outcomes. Higher margins and expanding top line support retained earnings and reinvestment capacity, strengthening medium-term earnings power if underwriting discipline persists.
Strategic Capital DeploymentTargeted investments in MGAs and specialty platforms position the company to tap secular distribution and underwriting growth. Strategic, sizeable stakes diversify fee and investment income, create potential for recurring cash flows, and deepen industry relationships that can compound value over multiple quarters.
Bears Say
Weak Cash GenerationA reversal to negative operating and free cash flow after strong prior years signals volatile cash conversion tied to claims timing or working capital. This undermines reliable internal funding for dividends, buybacks or acquisition financing and increases dependence on external capital over months.
Earnings VolatilityLarge swings in profitability across recent years reflect exposure to underwriting cycles and catastrophe variability. Such earnings unpredictability complicates capital planning and investor forecasting, and elevates the risk that margins could compress in the next 2–6 months under adverse loss experience.
Shifted Reinsurance Capital MixA smaller sidecar and greater use of quota share reinsurance indicate a shift away from alternative capital. This can raise ceded costs, reduce capital efficiency and limit access to contingent third-party capacity, tightening underwriting flexibility and potentially increasing volatility in loss-bearing years.
White Mountains Insurance Group News
WTM FAQ
What was White Mountains Insurance Group’s price range in the past 12 months?
White Mountains Insurance Group lowest stock price was $1648.00 and its highest was $2333.00 in the past 12 months.
What is White Mountains Insurance Group’s market cap?
White Mountains Insurance Group’s market cap is $5.65B.
When is White Mountains Insurance Group’s upcoming earnings report date?
White Mountains Insurance Group’s upcoming earnings report date is May 13, 2026 which is in 25 days.
How were White Mountains Insurance Group’s earnings last quarter?
White Mountains Insurance Group released its earnings results on Feb 06, 2026. The company reported $327.23 earnings per share for the quarter, missing the consensus estimate of $379.454 by -$52.224.
Is White Mountains Insurance Group overvalued?
According to Wall Street analysts White Mountains Insurance Group’s price is currently Overvalued.
Does White Mountains Insurance Group pay dividends?
White Mountains Insurance Group pays a Annually dividend of $1 which represents an annual dividend yield of 0.05%. See more information on White Mountains Insurance Group dividends here
What is White Mountains Insurance Group’s EPS estimate?
White Mountains Insurance Group’s EPS estimate is -4.01.
How many shares outstanding does White Mountains Insurance Group have?
White Mountains Insurance Group has 2,467,055 shares outstanding.
What happened to White Mountains Insurance Group’s price movement after its last earnings report?
White Mountains Insurance Group reported an EPS of $327.23 in its last earnings report, missing expectations of $379.454. Following the earnings report the stock price went up 2.748%.
Which hedge fund is a major shareholder of White Mountains Insurance Group?
Currently, no hedge funds are holding shares in WTM
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
White Mountains Insurance Group Stock Smart Score
Neutral
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Blogger Sentiment
Bullish
WTM Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 1.9K Shares
Last Quarter.
Last Quarter.
Technicals
SMA
Positive
20 days / 200 days
Momentum
7.94%
12-Months-Change
Fundamentals
Return on Equity
22.87%
Trailing 12-Months
Asset Growth
22.85%
Trailing 12-Months
Company Description
White Mountains Insurance Group
White Mountains Insurance Group, Ltd., through its subsidiaries, provides insurance and other financial services in the United States. The company operates through five segments: HG Global/BAM, Ark, NSM, Kudu, and Other Operations. The HG Global/BAM segment provides insurance on municipal bonds issued to finance public purposes, such as schools, utilities, and transportation facilities, as well as reinsurance protection services. The Ark segment writes a portfolio of reinsurance and insurance, including property, marine and energy, accident and health, casualty, and specialty products. The NSM segment operates as a managing general agent and program administrator for specialty property and casualty insurance to various sectors comprising specialty transportation, real estate, social services, and pet. The Kudu segment provides capital solutions to boutique asset and wealth managers for generational ownership transfers, management buyouts, acquisitions and growth finances, and legacy partner liquidity, as well as strategic assistance to investees. The Other Operations segment offers insurance solutions to travel industry through broker channel and on a direct-to-consumer basis; and manages separate accounts and pooled investment vehicles for insurance-linked securities sectors, including catastrophe bonds, collateralized reinsurance investments, and industry loss warranties of third-party clients. White Mountains Insurance Group, Ltd. was incorporated in 1980 and is headquartered in Hamilton, Bermuda.
Technical Analysis
Ownership Overview
3.09% Insiders
35.25% Mutual Funds
38.49% Other Institutional Investors
9.65% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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