Aurora Acquisition (BETR) AI Stock Analysis

• Market Cap: $573.87M
• Dividend Yield: N/A
• Average Volume (3M): 510.39K
• Price to Earnings (P/E): ―
• Beta (1Y): 0.89
• Revenue Growth: 57.71%
• EPS Growth: 10.76%
• Country: US
• Employees: 1,250
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Mortgages
• EPS (TTM): -2.56
• Shares Outstanding: 9,855,284
• 10 Day Avg. Volume: 518,935
• 30 Day Avg. Volume: 510,390
• PEG Ratio: >-0.01
• Price to Book (P/B): -2.32
• Price to Sales (P/S): 1.12
• P/FCF Ratio: -0.35
• Enterprise Value/Market Cap: 2.08
• Enterprise Value/Revenue: 6.71
• Enterprise Value/Gross Profit: 32.72
• Enterprise Value/Ebitda: -10.83
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Hold
• Number of Analyst Covering: 1
• EPS Forecast (FY): -9.5
• Revenue Forecast (FY): $172.75M

• Rating: 46 Neutral
• Price Target: $35.00 ▼(-44.75% Downside)

Aurora Acquisition's overall stock score is primarily impacted by its weak financial performance and valuation metrics, which reflect significant challenges in profitability and financial stability. While technical indicators suggest a bearish trend, recent earnings call insights and corporate events provide some optimism for future growth and operational improvements.

Positive Factors

Revenue Growth

The significant increase in loan volume and revenue reflects strong market demand and effective business strategies, indicating robust growth potential.

AI-Powered Efficiency

The adoption of AI technology enhances operational efficiency and cost-effectiveness, providing a competitive edge and supporting long-term profitability.

Leadership Strength

The appointment of an experienced COO is expected to improve operational alignment and efficiency, supporting strategic growth and scaling efforts.

Negative Factors

High Leverage

High leverage can increase financial risk and limit flexibility, potentially impacting the company's ability to invest in growth opportunities.

Negative Profit Margins

Persistent negative profit margins highlight ongoing operational challenges, which may hinder sustainable growth and financial stability.

High Customer Acquisition Costs

High customer acquisition costs can erode profitability and require strategic adjustments to improve cost efficiency and market competitiveness.

Aurora Acquisition Business Overview & Revenue Model

Company Description

Aurora Acquisition (BETR) is a special purpose acquisition company (SPAC) focused on identifying and merging with innovative businesses in the consumer goods and technology sectors. The company aims to leverage its management team's expertise and industry connections to create value through strategic acquisitions. Aurora Acquisition is dedicated to fostering growth and development in its portfolio companies, enhancing their market presence and operational efficiency.

How the Company Makes Money

Aurora Acquisition generates revenue primarily through its merger and acquisition activities. As a SPAC, it raises capital from investors through an initial public offering (IPO) with the intention of acquiring a private company and taking it public. The company typically earns management fees and a percentage of the equity in the combined entity post-merger. Key revenue streams include transaction fees associated with mergers, potential revenue from equity holdings in acquired companies, and any performance-based incentives tied to the success of its portfolio companies. Additionally, partnerships with financial institutions and advisory firms may enhance its ability to identify lucrative acquisition targets and optimize deal structures, further contributing to its earnings.

Aurora Acquisition Financial Statement Overview

Summary

Aurora Acquisition is facing significant financial challenges, with persistent negative profitability and high leverage. While there are signs of revenue growth, the company's financial stability is undermined by its reliance on debt and negative cash flows. Addressing these issues will be crucial for improving financial health.

Income Statement

Aurora Acquisition has shown some improvement in revenue growth with a 10.93% increase in the TTM period. However, the company is struggling with profitability as indicated by negative margins across the board, including a net profit margin of -124.31% and an EBIT margin of -94.09%. The consistent negative margins highlight ongoing operational challenges.

Balance Sheet

The balance sheet indicates high leverage with a debt-to-equity ratio of 7.55 in the TTM period, suggesting significant reliance on debt financing. Although there is a positive return on equity of 9.61%, the equity ratio is low, reflecting potential financial instability and risk.

Cash Flow

Cash flow analysis shows a positive free cash flow to net income ratio of 1.05, indicating some ability to generate cash relative to net losses. However, the operating cash flow is negative, and the company has experienced fluctuations in free cash flow growth, which poses a risk to liquidity.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2016
Income Statement
Total Revenue	177.60M	120.05M	88.50M	395.08M	1.31B	270.81M
Gross Profit	36.44M	-42.52M	-61.31M	-298.49M	342.30M	130.11M
EBITDA	-110.11M	-154.79M	-459.94M	-523.38M	-175.32M	75.05M
Net Income	-185.18M	-206.29M	-536.42M	-877.08M	-301.13M	27.29M
Balance Sheet
Total Assets	1.39B	913.06M	905.55M	1.08B	3.30B	838.24M
Cash, Cash Equivalents and Short-Term Investments	218.35M	264.88M	529.19M	317.96M	938.32M	10.32M
Total Debt	553.70M	767.90M	672.06M	1.10B	2.37B	7.67M
Total Liabilities	1.34B	971.23M	782.95M	1.25B	2.62B	786.51M
Stockholders Equity	51.07M	-58.17M	122.60M	-167.90M	676.44M	51.73M
Cash Flow
Free Cash Flow	-240.89M	-390.05M	-169.50M	902.94M	292.57M	-6.74M
Operating Cash Flow	-237.26M	-379.97M	-159.72M	938.22M	361.21M	-803.00K
Investing Cash Flow	-612.03M	-143.81M	-38.59M	-34.66M	-68.70M	-388.08M
Financing Cash Flow	714.86M	239.13M	381.40M	-1.54B	304.54M	380.97M

Aurora Acquisition Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 63.35
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For BETR, the sentiment is Neutral. The current price of 63.35 is above the 20-day moving average (MA) of 42.95, above the 50-day MA of 55.31, and above the 200-day MA of 28.46, indicating a neutral trend. The MACD of -5.03 indicates Positive momentum. The RSI at 37.07 is Neutral, neither overbought nor oversold. The STOCH value of 12.35 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for BETR.

Aurora Acquisition Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
VEL	68 Neutral	$754.66M	8.13	16.04%	―	36.73%	27.50%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
IOR	64 Neutral	$75.67M	18.23	3.36%	―	―	-30.69%
ONIT	63 Neutral	$354.35M	13.30	6.71%	―	-6.28%	112.66%
SNFCA	61 Neutral	$233.96M	12.51	5.23%	―	3.25%	-37.79%
LDI	47 Neutral	$716.46M	-5.94	-25.72%	―	3.91%	27.78%
BETR	46 Neutral	$573.87M	-2.95	-611.05%	―	57.71%	10.76%

Aurora Acquisition Corporate Events

Aurora Acquisition Highlights Better Home & Finance COO Appointment

On December 19, 2025, Better Home & Finance Holding Company announced the appointment of Barry Feierstein as its Chief Operating Officer, tasking him with overseeing core corporate operations to drive alignment and efficiency as the company prepares for further scaling in 2026. Feierstein, who brings more than three decades of experience in residential housing finance, small business lending, student lending, higher education, insurance and credit platforms, is expected to work closely with Better’s executive team to streamline the organization and translate strategic priorities into operational plans that support the firm’s ambition to solidify its position as a leading AI-driven home finance provider, signaling a strengthened operational focus for stakeholders amid the company’s growth phase.

Aurora Acquisition Expands Loan Volume with New Partnerships

In September 2025, Better Home & Finance Holding Company announced two significant agreements aimed at increasing its monthly loan volume. The first partnership involves a top U.S. personal financial services platform offering Better’s mortgage financing products, while the second involves a major non-bank mortgage originator using Better’s platform for HELOCs and HELOANs. To support this growth, Better has launched a $75 million at-the-market program to increase its warehouse line capacity, potentially scaling monthly originations from $500 million to $2 billion.