Aurora Acquisition (BETR) AI Stock Analysis

• Market Cap: $708.23M
• Dividend Yield: N/A
• Average Volume (3M): 655.45K
• Price to Earnings (P/E): ―
• Beta (1Y): 1.09
• Revenue Growth: 57.71%
• EPS Growth: 10.76%
• Country: US
• Employees: 1,250
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Mortgages
• EPS (TTM): -2.56
• Shares Outstanding: 9,855,284
• 10 Day Avg. Volume: 420,691
• 30 Day Avg. Volume: 655,453
• PEG Ratio: >-0.01
• Price to Book (P/B): -2.32
• Price to Sales (P/S): 1.12
• P/FCF Ratio: -0.35
• Enterprise Value/Market Cap: 1.68
• Enterprise Value/Revenue: 6.71
• Enterprise Value/Gross Profit: 32.72
• Enterprise Value/Ebitda: -10.83
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: Hold
• Number of Analyst Covering: 1
• EPS Forecast (FY): -9.5
• Revenue Forecast (FY): $178.34M

• Rating: 44 Neutral
• Price Target: $47.00 ▼(-25.81% Downside)

Aurora Acquisition's stock score is primarily impacted by its weak financial performance, characterized by negative profitability and high leverage. Technical analysis also indicates bearish trends, further weighing down the score. While the earnings call provided some optimistic guidance and strategic growth initiatives, these are not enough to offset the current financial and technical challenges.

Positive Factors

Revenue Growth

Strong revenue growth indicates effective business strategies and expanding market presence, crucial for long-term success and competitiveness.

Strategic Partnerships

Strategic partnerships can enhance market reach and profitability, providing a durable competitive advantage and supporting growth initiatives.

AI-Powered Efficiency

AI advancements improve operational efficiency and cost management, leading to better margins and long-term financial health.

Negative Factors

High Leverage

High leverage can strain financial flexibility and increase risk, potentially impacting the company's ability to invest in growth opportunities.

Negative Profitability

Ongoing negative profitability undermines financial stability, requiring strategic changes to achieve sustainable growth and investor confidence.

High Customer Acquisition Costs

High CAC can limit profitability and growth, necessitating more efficient marketing strategies to improve customer acquisition economics.

Aurora Acquisition Business Overview & Revenue Model

Company Description

Aurora Acquisition (BETR) is a special purpose acquisition company (SPAC) focused on identifying and merging with innovative businesses in the consumer goods and technology sectors. The company aims to leverage its management team's expertise and industry connections to create value through strategic acquisitions. Aurora Acquisition is dedicated to fostering growth and development in its portfolio companies, enhancing their market presence and operational efficiency.

How the Company Makes Money

Aurora Acquisition generates revenue primarily through its merger and acquisition activities. As a SPAC, it raises capital from investors through an initial public offering (IPO) with the intention of acquiring a private company and taking it public. The company typically earns management fees and a percentage of the equity in the combined entity post-merger. Key revenue streams include transaction fees associated with mergers, potential revenue from equity holdings in acquired companies, and any performance-based incentives tied to the success of its portfolio companies. Additionally, partnerships with financial institutions and advisory firms may enhance its ability to identify lucrative acquisition targets and optimize deal structures, further contributing to its earnings.

Aurora Acquisition Financial Statement Overview

Summary

Aurora Acquisition is facing significant financial challenges, with persistent negative profitability and high leverage. While there are signs of revenue growth, the company's financial stability is undermined by its reliance on debt and negative cash flows. Addressing these issues will be crucial for improving financial health.

Income Statement

Aurora Acquisition has shown some improvement in revenue growth with a 10.93% increase in the TTM period. However, the company is struggling with profitability as indicated by negative margins across the board, including a net profit margin of -124.31% and an EBIT margin of -94.09%. The consistent negative margins highlight ongoing operational challenges.

Balance Sheet

The balance sheet indicates high leverage with a debt-to-equity ratio of 7.55 in the TTM period, suggesting significant reliance on debt financing. Although there is a positive return on equity of 9.61%, the equity ratio is low, reflecting potential financial instability and risk.

Cash Flow

Cash flow analysis shows a positive free cash flow to net income ratio of 1.05, indicating some ability to generate cash relative to net losses. However, the operating cash flow is negative, and the company has experienced fluctuations in free cash flow growth, which poses a risk to liquidity.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2016
Income Statement
Total Revenue	177.60M	120.05M	88.50M	395.08M	1.31B	270.81M
Gross Profit	36.44M	-42.52M	-61.31M	-298.49M	342.30M	130.11M
EBITDA	-110.11M	-154.79M	-459.94M	-523.38M	-175.32M	75.05M
Net Income	-185.18M	-206.29M	-536.42M	-877.08M	-301.13M	27.29M
Balance Sheet
Total Assets	1.39B	913.06M	905.55M	1.08B	3.30B	838.24M
Cash, Cash Equivalents and Short-Term Investments	218.35M	264.88M	529.19M	317.96M	938.32M	10.32M
Total Debt	553.70M	767.90M	672.06M	1.10B	2.37B	7.67M
Total Liabilities	1.34B	971.23M	782.95M	1.25B	2.62B	786.51M
Stockholders Equity	51.07M	-58.17M	122.60M	-167.90M	676.44M	51.73M
Cash Flow
Free Cash Flow	-240.89M	-390.05M	-169.50M	902.94M	292.57M	-6.74M
Operating Cash Flow	-237.26M	-379.97M	-159.72M	938.22M	361.21M	-803.00K
Investing Cash Flow	-612.03M	-143.81M	-38.59M	-34.66M	-68.70M	-388.08M
Financing Cash Flow	714.86M	239.13M	381.40M	-1.54B	304.54M	380.97M

Aurora Acquisition Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 63.35
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For BETR, the sentiment is Negative. The current price of 63.35 is above the 20-day moving average (MA) of 54.81, above the 50-day MA of 60.47, and above the 200-day MA of 25.96, indicating a neutral trend. The MACD of -4.51 indicates Positive momentum. The RSI at 38.50 is Neutral, neither overbought nor oversold. The STOCH value of 32.92 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for BETR.

Aurora Acquisition Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
VEL	68 Neutral	$756.99M	8.12	16.04%	―	36.73%	27.50%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
ONIT	65 Neutral	$361.44M	13.59	6.71%	―	-6.28%	112.66%
IOR	64 Neutral	$74.31M	17.31	3.36%	―	―	-30.69%
SNFCA	61 Neutral	$205.99M	9.06	5.23%	―	3.25%	-37.79%
BETR	44 Neutral	$708.23M	―	-611.05%	―	57.71%	10.76%
LDI	44 Neutral	$876.41M	-7.14	-25.72%	―	3.91%	27.78%

Aurora Acquisition Corporate Events

Better Home & Finance Reports Strong Q3 2025 Growth

Better Home & Finance Holding Company, a leading AI-native mortgage lender, is revolutionizing the home finance sector by leveraging advanced technology to streamline the mortgage process and make homeownership more accessible.

Aurora Acquisition Corp. Earnings Call Highlights Growth and Challenges

The recent earnings call for Aurora Acquisition Corp. Class A painted a picture of cautious optimism, with the company highlighting significant growth through strategic partnerships and advancements in artificial intelligence (AI). While there were notable improvements in loan volume and revenue, challenges such as adjusted EBITDA losses and high customer acquisition costs (CAC) remain. Overall, the sentiment conveyed was one of confidence in future profitability and efficiency gains.

Aurora Acquisition Expands Loan Volume with New Partnerships

In September 2025, Better Home & Finance Holding Company announced two significant agreements aimed at increasing its monthly loan volume. The first partnership involves a top U.S. personal financial services platform offering Better’s mortgage financing products, while the second involves a major non-bank mortgage originator using Better’s platform for HELOCs and HELOANs. To support this growth, Better has launched a $75 million at-the-market program to increase its warehouse line capacity, potentially scaling monthly originations from $500 million to $2 billion.

The most recent analyst rating on (BETR) stock is a Hold with a $18.00 price target. To see the full list of analyst forecasts on Aurora Acquisition stock, see the BETR Stock Forecast page.