Aurora Acquisition (BETR) AI Stock Analysis

• Market Cap: $189.75M
• Dividend Yield: N/A
• Average Volume (3M): 101.47K
• Price to Earnings (P/E): ―
• Beta (1Y): 1.10
• Revenue Growth: 175.05%
• EPS Growth: 67.42%
• Country: US
• Employees: 1,250
• Sector: Financial
• Sector Strength: 81
• Industry: Financial - Mortgages
• EPS (TTM): -3.31
• Shares Outstanding: 9,716,145
• 10 Day Avg. Volume: 156,833
• 30 Day Avg. Volume: 101,474
• PEG Ratio: -2.15
• Price to Book (P/B): -2.14K
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 412.11
• Enterprise Value/Market Cap: 1.97K
• Enterprise Value/Revenue: 931.09
• Enterprise Value/Gross Profit: -11.20K
• Enterprise Value/Ebitda: -310.37
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0

• Rating: 47 Neutral
• Price Target: $12.50 ▲(0.48%Upside)

Aurora Acquisition's overall stock score is heavily impacted by its dire financial performance, which reflects significant risks and operational challenges. While earnings call highlights and corporate events show strategic improvements, they are overshadowed by the company's financial instability and weak technical outlook.

Aurora Acquisition Business Overview & Revenue Model

Company Description

Aurora Acquisition Corp (BETR) is a special purpose acquisition company (SPAC) that focuses on merging with or acquiring businesses in various sectors. As a SPAC, it does not have any significant operations or products of its own but serves as a vehicle to take private companies public through mergers or acquisitions.

How the Company Makes Money

Aurora Acquisition Corp makes money primarily through the successful completion of mergers or acquisitions. Upon merging with a private company, the new public entity can issue shares, which may appreciate in value, benefiting the initial investors and stakeholders of the SPAC. Aurora may also earn fees or compensation related to the execution of these transactions. The company's revenue model depends heavily on identifying and closing successful deals that add value to its shareholders.

Aurora Acquisition Financial Statement Overview

Summary

Aurora Acquisition is facing severe financial challenges with significant declines in revenue, high leverage, negative profitability, and deteriorating cash flow. The negative stockholders' equity and inability to generate sufficient cash from operations highlight the company's financial instability and potential bankruptcy risks.

Income Statement

Aurora Acquisition has experienced significant declines in revenue, dropping from $1.2 billion in 2021 to $120 million in 2024. The consistent negative gross profit margin and net profit margin over the years indicate severe profitability challenges. Despite a slight increase in revenue in 2024, the company's net income remains deeply negative, emphasizing ongoing operational losses and lack of profitability.

Balance Sheet

The company's balance sheet is concerning, with negative stockholders' equity in 2024, signaling insolvency. The debt-to-equity ratio is not computable due to negative equity, indicating high leverage. Additionally, the equity ratio reflects financial instability. A significant portion of liabilities exceeds total assets, highlighting potential bankruptcy risks.

Cash Flow

Aurora Acquisition's cash flow position is precarious, with consistently negative operating and free cash flows. The free cash flow has deteriorated further, suggesting increasing cash outflows. The firm struggles to generate sufficient cash from operations, which could threaten its liquidity and operational sustainability.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2016
Income Statement
Total Revenue	120.05M	88.50M	361.09M	1.22B	270.81M
Gross Profit	-42.52M	-61.31M	-295.97M	342.30M	130.11M
EBITDA	-154.79M	-459.94M	-523.38M	-175.32M	75.05M
Net Income	-206.29M	-536.42M	-888.80M	-301.13M	27.29M
Balance Sheet
Total Assets	913.06M	905.55M	1.09B	3.30B	838.24M
Cash, Cash Equivalents and Short-Term Investments	264.88M	529.19M	317.96M	938.32M	10.32M
Total Debt	767.90M	672.06M	1.10B	2.37B	7.67M
Total Liabilities	971.23M	782.95M	1.26B	2.62B	786.51M
Stockholders Equity	-58.17M	122.60M	-173.82M	676.44M	51.73M
Cash Flow
Free Cash Flow	-390.05M	-169.50M	902.94M	292.57M	-6.74M
Operating Cash Flow	-379.97M	-159.72M	938.22M	361.21M	-803.00K
Investing Cash Flow	-143.81M	-38.59M	-34.66M	-68.70M	-388.08M
Financing Cash Flow	239.13M	381.40M	-1.54B	304.54M	380.97M

Aurora Acquisition Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 12.44
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For BETR, the sentiment is Negative. The current price of 12.44 is below the 20-day moving average (MA) of 12.73, below the 50-day MA of 13.36, and below the 200-day MA of 12.86, indicating a bearish trend. The MACD of -0.20 indicates Positive momentum. The RSI at 45.60 is Neutral, neither overbought nor oversold. The STOCH value of 21.89 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for BETR.

Aurora Acquisition Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
OPBK	81 Outperform	$202.54M	9.61	10.40%	3.52%	12.67%	0.95%
ISTR	77 Outperform	$201.23M	9.31	9.12%	2.15%	6.42%	24.08%
BVFL	73 Outperform	$164.88M	14.81	5.63%	―	4.10%	-23.42%
Sector *	67 Neutral	$16.86B	11.64	9.71%	3.83%	11.61%	-9.60%
FSFG	65 Neutral	$177.55M	9.12	11.31%	2.49%	6.82%	161.37%
HMST	48 Neutral	$247.86M	―	-30.45%	0.98%	-22.46%	-251.47%
BETR	47 Neutral	$189.75M	―	-492.93%	―	175.05%	67.42%

Aurora Acquisition Corporate Events

Aurora Acquisition’s Key Decisions at Annual Meeting

On June 10, 2025, Better Home & Finance Holding Company held its 2025 Annual Meeting of Stockholders, where key decisions were made regarding the company’s leadership and financial oversight. The meeting resulted in the election of directors for the upcoming term and the ratification of Deloitte & Touche LLP as the independent registered public accounting firm for 2025, reflecting shareholder confidence in the company’s governance and financial management.

Aurora Acquisition Completes Significant Debt Exchange Transaction

On April 28, 2025, Better Home & Finance Holding Company completed a debt exchange transaction with SB Northstar LP, issuing $155 million in new senior secured notes and making a $110 million cash payment in exchange for $533.9 million of existing convertible notes. This transaction, which did not generate cash proceeds for the company, involved the cancellation of the existing notes and the forfeiture of any accrued interest by the investor. The newly issued notes are secured by the company’s assets and include covenants restricting additional indebtedness and asset sales, potentially impacting the company’s financial flexibility and obligations.

Aurora Acquisition Restructures Notes to Improve Finances

On April 12, 2025, Better Home & Finance Holding Company entered into a Note Exchange Agreement with SB Northstar LP to restructure $534 million of its convertible notes due 2028. The agreement involves a $110 million cash payment and the issuance of $155 million in new senior secured notes, expected to close by April 28, 2025. This transaction aims to reduce the company’s debt and improve its financial positioning, creating approximately $265 million of pre-tax equity value. The company plans to focus on growth and profitability, leveraging its AI technology to enhance operations and drive down costs.