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BETR Stock Chart & Stats
$26.87
-$0.12(-1.27%)
At close: 4:00 PM EST
$26.87
-$0.12(-1.27%)
Day’s Range― - ―
52-Week Range$12.57 - $94.06
Previous CloseN/A
Volume22.82K
Average Volume (3M)311.91K
Market Cap
$427.40M
Enterprise Value$1.22K
Total Cash (Recent Filing)$73.68M
Total Debt (Recent Filing)$710.77M
Price to Earnings (P/E)―
Beta1.19
Next Earnings
Aug 06, 2026EPS Estimate
-1.14Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-11.77
Shares Outstanding13,086,244
10 Day Avg. Volume266,204
30 Day Avg. Volume311,914
Financial Highlights & Ratios
PEG Ratio0.15
Price to Book (P/B)13.44
Price to Sales (P/S)2.61
P/FCF Ratio-2.14
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda>-0.01
Forecast
1Y Price Target
$40.80Price Target Upside51.84% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering5
EPS Forecast (FY)-6.31
Revenue Forecast (FY)$227.70M
Bulls Say, Bears Say
Bulls Say
AI Platform AdoptionRapid Tinman penetration (from 0% in 2024 to ~50% of volume in Q1) indicates durable operating leverage: AI-driven origination can lower unit costs, scale throughput without proportional headcount, and improve margin contribution as platform share rises over quarters.
Partnership-fueled DistributionA diversified partner ecosystem reduces upfront customer acquisition costs and accelerates scale. Rampable third-party flows create more predictable top-of-funnel and lower marginal CAC, strengthening durable growth optionality and lowering reliance on single-channel origination.
Higher-margin HELOC EconomicsMaterially better HELOC unit economics provide a structural margin tailwind if product mix shifts toward HELOCs. Higher gain-on-sale buffers revenue even if funded volumes plateau, aiding sustainable profitability as origination mix evolves over multiple quarters.
Bears Say
Extremely High LeverageVery elevated leverage and a thin equity cushion constrain financial flexibility and increase refinancing and covenant risk. This structural capital vulnerability raises the cost of capital and magnifies downside in slower origination cycles or funding stress over the coming months.
Persistent Cash BurnSustained negative operating and free cash flows require ongoing external funding or equity raises, which can dilute shareholders and distract management. Until operating cash flow flips sustainably positive, liquidity pressure remains a long-term constraint on strategic execution.
Rate-driven Conversion RiskA business mix concentrated in refis is structurally exposed to rate volatility: elevated rates depress conversions and delay funded volumes, threatening timelines to EBITDA breakeven and forcing deeper cost cuts or heavier reliance on higher-margin products to sustain profitability.
Better Home & Finance News
BETR FAQ
What was Better Home & Finance Holding Company’s price range in the past 12 months?
Better Home & Finance Holding Company lowest stock price was $12.57 and its highest was $94.06 in the past 12 months.
What is Better Home & Finance Holding Company’s market cap?
Better Home & Finance Holding Company’s market cap is $427.40M.
When is Better Home & Finance Holding Company’s upcoming earnings report date?
Better Home & Finance Holding Company’s upcoming earnings report date is Aug 06, 2026 which is in 18 days.
How were Better Home & Finance Holding Company’s earnings last quarter?
Better Home & Finance Holding Company released its earnings results on May 07, 2026. The company reported -$3.01 earnings per share for the quarter, missing the consensus estimate of -$1.738 by -$1.272.
Is Better Home & Finance Holding Company overvalued?
According to Wall Street analysts Better Home & Finance Holding Company’s price is currently Undervalued.
Does Better Home & Finance Holding Company pay dividends?
Better Home & Finance Holding Company does not currently pay dividends.
What is Better Home & Finance Holding Company’s EPS estimate?
Better Home & Finance Holding Company’s EPS estimate is -1.14.
How many shares outstanding does Better Home & Finance Holding Company have?
Better Home & Finance Holding Company has 13,086,244 shares outstanding.
What happened to Better Home & Finance Holding Company’s price movement after its last earnings report?
Better Home & Finance Holding Company reported an EPS of -$3.01 in its last earnings report, missing expectations of -$1.738. Following the earnings report the stock price went down -28.508%.
Which hedge fund is a major shareholder of Better Home & Finance Holding Company?
Currently, no hedge funds are holding shares in BETR
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Better Home & Finance Stock Smart Score
Neutral
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10
Analyst Consensus
Strong Buy
Average Price Target:
$40.80 (51.84% Upside)
$40.80 (51.84% Upside)
Blogger Sentiment
Bullish
BETR Sentiment 70%
Sector Average 64%
Sector Average 64%
Insider Transactions
Bought Shares
Worth $1.6M over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.2%
Last 30 Days ▼ 6.9%
Last 30 Days ▼ 6.9%
Technicals
SMA
Negative
20 days / 200 days
Momentum
72.26%
12-Months-Change
Fundamentals
Return on Equity
-428.29%
Trailing 12-Months
Asset Growth
54.69%
Trailing 12-Months
Company Description
Better Home & Finance Holding Company
Better Home & Finance Holding Company operates as a U.S.-based enterprise dedicated to various facets of homeownership. The company provides a comprehensive suite of mortgage products, including Government-Sponsored Enterprise (GSE) conforming loans, FHA-insured loans, VA-guaranteed loans, and jumbo loans. These lending solutions are offered to a diverse client base that encompasses GSEs, banks, insurance providers, asset managers, and mortgage real estate investment trusts. Additionally, its service portfolio extends to real estate agency, title insurance, settlement coordination, and homeowners' insurance. Formerly known as Better Mortgage Corporation, the company officially rebranded to Better Home & Finance Holding Company in August 2023. Its corporate headquarters are located in New York, New York.
BETR Stock 12 Month Forecast
Average Price Target
$40.80
▲(51.84% Upside)
Technical Analysis
Onity Group
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Security National Financial
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loanDepot
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Income Opportunity Realty Investors
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Velocity Financial
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Ownership Overview
14.40% Insiders
4.97% Mutual Funds
16.75% Other Institutional Investors
56.58% Public Companies and
Individual Investors