The earnings call highlighted significant achievements in technology advancements, revenue growth, and strategic initiatives, particularly in AI and home equity loans. However, the company continues to face challenges with adjusted EBITDA losses and the impact of losing a significant business partner. Despite these challenges, there is a clear path to profitability in the near term.

Company Guidance

In the second quarter of 2025, Better Home & Finance Holding Company provided significant guidance regarding their strategic initiatives and performance metrics. The company reported a 25% year-over-year increase in funded loan volume, reaching approximately $1.2 billion, and a 37% rise in revenue to $44.1 million. The growth was driven by their AI-powered platform, notably through Betsy AI, which improved the lead-to-lock conversion rate by over 30%, increasing from 3.3% to 4.4%. The company also saw a notable rise in Net Promoter Score from 39 to 64. Their Tinman AI platform, which supports both direct-to-consumer and business-to-business channels, contributed significantly to their performance, achieving a contribution margin of 40%. The company aims to reach adjusted EBITDA breakeven by the third quarter of 2026, emphasizing growth in AI and product diversification while reducing corporate costs. They also reported a notable increase in home equity loans, with a 166% rise in volume year-over-year.

Significant Growth in Loan Volume and Revenue

In the second quarter of 2025, funded loan volume grew by 25% year-over-year to approximately $1.2 billion, and revenue increased by 37% to $44.1 million.

Advancements in AI Technology

Betsy AI led to a 30% increase in lead-to-lock conversion rate, from 3.3% to 4.4%, enhancing customer experience and profitability.

Improved Net Promoter Score

Net Promoter Score increased from 39 to 64, aligning with top tech companies like Google and Apple.

Expansion of Tinman AI Platform

Tinman AI platform's unit economics are strong, with a contribution margin of 40% and contribution profit per loan of $6,172.

Debt Restructuring and Strong Cash Position

Increased GAAP equity by over $210 million and reduced corporate debt; ended Q2 2025 with $241 million in cash, restricted cash, short-term investments, and assets held for sale.

Growth in Home Equity Loans

Home equity loans increased by 166% year-over-year, driven by strategic investments and market demand.

Aurora Acquisition (BETR) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

BETR Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Nov 12, 2025	2025 (Q3)	-1.75 / -	-3.585	―	―	―
Aug 07, 2025	2025 (Q2)	-1.89 / -1.99	-2.74	27.37% (+0.75)
May 13, 2025	2025 (Q1)	- / -3.04	-3.414	10.95% (+0.37)	―
Mar 19, 2025	2024 (Q4)	- / -3.90	-3.919	0.38% (+0.02)
Nov 13, 2024	2024 (Q3)	- / -3.58	-34.238	89.53% (+30.65)
Aug 08, 2024	2024 (Q2)	- / -2.74	-0.056	-4792.86% (-2.68)	―
May 13, 2024	2024 (Q1)	- / -3.41	-0.258	-1223.26% (-3.16)	―
Mar 28, 2024	2023 (Q4)	- / -3.92	9.936	-139.44% (-13.86)	―
Nov 14, 2023	2023 (Q3)	- / -34.24	-1.39	-2363.17% (-32.85)
Aug 28, 2023	2023 (Q2)	- / -0.06	2.57	-102.18% (-2.63)	―	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

BETR Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Aug 07, 2025	$14.56	$13.22	-9.20%
May 13, 2025	$14.06	$13.71	-2.49%
Mar 19, 2025	$11.50	$11.77	+2.35%
Nov 13, 2024	$14.80	$14.00	-5.41%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Aurora Acquisition (BETR) report earnings?

Aurora Acquisition (BETR) is schdueled to report earning on Nov 12, 2025, Before Open (Confirmed).

What is Aurora Acquisition (BETR) earnings time?

Aurora Acquisition (BETR) earnings time is at Nov 12, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is BETR EPS forecast?

BETR EPS forecast for the fiscal quarter 2025 (Q3) is -1.75.

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