Income Opportunity Realty Investors (IOR) AI Stock Analysis

• Market Cap: $74.31M
• Dividend Yield: N/A
• Average Volume (3M): 86.00
• Price to Earnings (P/E): 17.3
• Beta (1Y): 0.23
• Revenue Growth: N/A
• EPS Growth: -30.69%
• Country: US
• Employees: N/A
• Sector: Financial
• Sector Strength: 70
• Industry: Financial - Mortgages
• EPS (TTM): 0.25
• Shares Outstanding: 4,066,178
• 10 Day Avg. Volume: 52
• 30 Day Avg. Volume: 86
• PEG Ratio: -0.49
• Price to Book (P/B): 0.60
• Price to Sales (P/S): 11.66
• P/FCF Ratio: 103.00
• Enterprise Value/Market Cap: 1.01
• Enterprise Value/Revenue: 13.31
• Enterprise Value/Gross Profit: 13.31
• Enterprise Value/Ebitda: 14.30
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 64 Neutral
• Price Target: ―

Income Opportunity Realty Investors' overall score is driven by a strong balance sheet and stable technical indicators. However, the lack of revenue growth is a significant concern, and declining cash flows could impact future operations. Valuation is fair, though not particularly attractive due to the absence of dividends.

Positive Factors

Strong Balance Sheet

A strong balance sheet with no debt indicates low financial risk and financial stability, providing a solid foundation for future growth opportunities.

Cash Flow Stability

Stable cash flows ensure operational efficiency and the ability to meet financial obligations, supporting long-term sustainability and potential reinvestment in growth.

Operational Efficiency

A solid cash flow to net income ratio reflects efficient operations, allowing the company to convert income into cash effectively, crucial for sustaining business activities.

Negative Factors

Lack of Revenue Growth

The absence of revenue growth is concerning as it indicates potential challenges in market expansion and competitiveness, which could affect long-term profitability.

Declining Cash Flows

Declining cash flows may limit the company's ability to invest in new opportunities and maintain financial flexibility, impacting future growth and operational capacity.

Operational Inefficiencies

Operational inefficiencies, as indicated by zero revenue, suggest challenges in effectively managing and growing the business, which could hinder long-term success.

Income Opportunity Realty Investors Business Overview & Revenue Model

Company Description

Income Opportunity Realty Investors, Inc., a Dallas-based real estate investment company, holds a portfolio of equity real estate in Texas, including undeveloped land. The Company invests in real estate through direct equity ownership and partnerships. For more information, visit the Company's website at www.incomeopp-realty.com.

How the Company Makes Money

Income Opportunity Realty Investors makes money through the rental income generated from its portfolio of real estate properties. This includes both residential and commercial properties, where tenants pay rent on a regular basis. Additionally, the company may earn revenue through property sales, capitalizing on appreciated property values. IOR may also engage in strategic partnerships and joint ventures to enhance its property acquisition and management capabilities, thus maximizing its revenue potential. The company's earnings are significantly influenced by factors such as property market conditions, occupancy rates, and effective property management strategies.

Income Opportunity Realty Investors Financial Statement Overview

Summary

Income Opportunity Realty Investors shows a strong balance sheet with no debt, indicating low financial risk. However, the income statement is concerning due to the lack of revenue generation, highlighting operational inefficiencies. Cash flows are positive yet declining, which may affect future operations.

Income Statement

The income statement reveals a lack of revenue generation in the latest year, which is a significant concern for a company in the banking sector. Net income remains positive, but this is largely due to the absence of operating expenses rather than strong revenue growth. EBIT and EBITDA margins cannot be assessed due to zero revenue, indicating operational inefficiencies.

Balance Sheet

The balance sheet is robust with a strong equity base and no debt, indicating a very low financial risk profile. The equity ratio is excellent, highlighting financial stability and independence from creditors. However, the absence of liabilities could suggest underutilized leverage opportunities that could fuel growth.

Cash Flow

Cash flow analysis shows stability with positive operating cash flow and free cash flow. However, the free cash flow growth rate is negative due to declining operating cash flows, which could hinder future flexibility. Despite this, the company maintains a solid cash flow to net income ratio, underscoring operational efficiency.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	5.61M	6.30M	10.07M	6.60M	4.95M	5.37M
Gross Profit	5.61M	6.30M	10.07M	6.60M	4.95M	5.37M
EBITDA	5.22M	5.89M	8.61M	4.98M	3.38M	3.78M
Net Income	4.13M	4.65M	7.00M	3.93M	3.60M	4.21M
Balance Sheet
Total Assets	124.94M	121.93M	118.08M	111.99M	108.07M	104.47M
Cash, Cash Equivalents and Short-Term Investments	6.00K	9.00K	71.00K	6.00K	2.00K	12.00K
Total Debt	0.00	0.00	0.00	0.00	0.00	0.00
Total Liabilities	4.00K	0.00	0.00	4.00K	12.00K	12.00K
Stockholders Equity	124.94M	121.93M	118.08M	111.98M	108.05M	104.46M
Cash Flow
Free Cash Flow	-82.00K	713.00K	973.00K	4.00K	-2.98M	4.31M
Operating Cash Flow	-82.00K	713.00K	973.00K	4.00K	-2.98M	4.31M
Investing Cash Flow	74.00K	27.00K	0.00	0.00	2.97M	-4.30M
Financing Cash Flow	0.00	-802.00K	-908.00K	0.00	0.00	0.00

Income Opportunity Realty Investors Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 18.58
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For IOR, the sentiment is Positive. The current price of 18.58 is above the 20-day moving average (MA) of 18.42, above the 50-day MA of 18.35, and above the 200-day MA of 18.10, indicating a bullish trend. The MACD of 0.05 indicates Positive momentum. The RSI at 52.48 is Neutral, neither overbought nor oversold. The STOCH value of 33.58 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for IOR.

Income Opportunity Realty Investors Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
VEL	68 Neutral	$755.44M	8.11	16.04%	―	36.73%	27.50%
Sector *	68 Neutral	$18.00B	11.42	9.92%	3.81%	9.73%	1.22%
IOR	64 Neutral	$74.31M	17.31	3.36%	―	―	-30.69%
GHI	61 Neutral	$160.12M	35.89	1.99%	19.73%	-12.56%	-69.72%
SNFCA	61 Neutral	$205.99M	9.06	5.23%	―	3.25%	-37.79%
CNF	56 Neutral	$34.36M	―	―	―	―	―
PAPL	51 Neutral	$4.71M	-0.43	-244.51%	―	16.06%	4.26%