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KE Holdings Inc. Sponsored ADR Class A (BEKE)
NYSE:BEKE
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KE Holdings Inc. Sponsored ADR Class A (BEKE) AI Stock Analysis

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BEKE

KE Holdings Inc. Sponsored ADR Class A

(NYSE:BEKE)

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Rating:69Neutral
Price Target:
$19.00
▲(15.92% Upside)
Action:Reiterated
Date:07/11/26
The overall stock score of **69** reflects a **financially stable but execution‑dependent story**, shaped most heavily by underlying financial performance and, to a lesser extent, valuation, technicals and earnings sentiment. Financial performance is the primary driver: KE Holdings has returned to consistent profitability and maintains a strong, moderately leveraged balance sheet, yet revenue has lost momentum, margins have compressed from prior highs, and cash flow conversion is volatile with a recent year of negative operating cash flow despite positive earnings—supporting a solid but not high‑conviction financial score. The earnings call is an important positive overlay: management delivered a quarter of strong margin expansion, cost reductions and improved contribution margins, backed by substantial cash reserves and active share buybacks, and laid out a multi‑year transformation centered on AI and efficiency; these factors strengthen the medium‑term outlook, though they coexist with near‑term pressure in new home, renovation and other businesses and a still‑challenging China property environment. Valuation and technicals modestly dampen the overall score: a P/E in the mid‑30s and only moderate dividend yield suggest the stock is not clearly undervalued relative to its risks, while price trading below key medium‑term moving averages and a negative MACD point to a cautious market stance with neutral momentum. Altogether, the stock earns an upper‑mid‑range score, indicating **decent quality and improving profitability but with meaningful macro and cash‑flow risks that investors must weigh carefully.**
Positive Factors
Conservative balance sheet & liquidity
KE Holdings maintains moderate leverage and a large cash buffer ex-deposits (~RMB65.6bn). That conservative capital structure provides a durable cushion through real-estate cycles, supports continued investments (AI, pilots), enables buybacks and gives flexibility to weather sector volatility without forced asset sales.
Negative Factors
Declining revenue and GTV
Revenue and gross transaction value have meaningfully declined year-over-year, reflecting weaker transaction volumes and a high prior-year base. Persistently lower GTV reduces commission pools, limits network effects and constrains top-line scale, making long-term margin gains reliant on sustained recovery or structural mix shifts.
Read all positive and negative factors
Positive Factors
Negative Factors
Conservative balance sheet & liquidity
KE Holdings maintains moderate leverage and a large cash buffer ex-deposits (~RMB65.6bn). That conservative capital structure provides a durable cushion through real-estate cycles, supports continued investments (AI, pilots), enables buybacks and gives flexibility to weather sector volatility without forced asset sales.
Read all positive factors

KE Holdings Inc. Sponsored ADR Class A (BEKE) vs. SPDR S&P 500 ETF (SPY)

KE Holdings Inc. Sponsored ADR Class A Business Overview & Revenue Model

Company Description
KE Holdings Inc., through its various subsidiaries, operates a comprehensive online and offline ecosystem facilitating real estate transactions and services across the People's Republic of China. Its business activities are categorized into five d...
How the Company Makes Money
BEKE primarily makes money by charging commission-based and service-fee revenues tied to housing transactions facilitated through its platform and brokerage network. (1) Existing home transactions: When a secondary (existing) home is bought or sol...

KE Holdings Inc. Sponsored ADR Class A Earnings Call Summary

Earnings Call Date:May 19, 2026
(Q1-2026)
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% Change Since: |
Next Earnings Date:Sep 02, 2026
Earnings Call Sentiment Positive
The call presents a constructive operational and profitability story: despite meaningful year-over-year revenue and GTV declines (driven in part by a high prior-year base and market volatility), the company achieved notable margin expansion, improved contribution margins across core businesses, material expense reductions, strong buyback activity and a healthy cash buffer. Management emphasizes a multi-year strategic transformation centered on AI, productization and putting managers back on the front line to drive decision-support capabilities. Key risks include continued scale pressure in new home and renovation revenue, a Q1 operating cash outflow (timing-related), and broader market uncertainty. On balance the improvements in profitability, efficiency and capital return materially outweigh the near-term revenue contractions.
Positive Updates
Strong Profitability and Margin Expansion
Q1 non-GAAP operating profit was RMB 1.67 billion, up 45.1% year-over-year and 416.2% quarter-over-quarter; non-GAAP operating margin reached 8.8% (7-quarter high, +3.9 ppts YoY). GAAP net income was RMB 1.26 billion (+46.7% YoY) and non-GAAP net income was RMB 1.61 billion (+15.7% YoY). GAAP operating profit improved to RMB 1.27 billion from RMB 591 million a year earlier.
Negative Updates
Group Revenue and GTV Declines
Group GTV in Q1 was RMB 711.2 billion, down 15.6% YoY. Group revenue was RMB 18.9 billion, down 19.0% YoY—declines attributed to a high base from last year and market adjustments.
Read all updates
Q1-2026 Updates
Negative
Strong Profitability and Margin Expansion
Q1 non-GAAP operating profit was RMB 1.67 billion, up 45.1% year-over-year and 416.2% quarter-over-quarter; non-GAAP operating margin reached 8.8% (7-quarter high, +3.9 ppts YoY). GAAP net income was RMB 1.26 billion (+46.7% YoY) and non-GAAP net income was RMB 1.61 billion (+15.7% YoY). GAAP operating profit improved to RMB 1.27 billion from RMB 591 million a year earlier.
Read all positive updates
Company Guidance
Management guided that the company will prioritize maximizing long‑term value through disciplined ROI, continued investment in AI and pilots, and prudent resource allocation while expecting year‑on‑year margin improvement for the full year; they pointed to Q1 financials as evidence (non‑GAAP operating profit RMB 1.67bn, non‑GAAP operating margin 8.8% — a 7‑quarter high; gross margin 24.1%, GAAP net income RMB 1.26bn, non‑GAAP net income RMB 1.61bn) and cited operational metrics supporting sustainability (Q1 GTV RMB 711.2bn, revenue RMB 18.9bn; existing‑home GTV RMB 534.4bn and revenue RMB 6.1bn with a 41.3% contribution margin; new‑home GTV RMB 145.9bn, revenue RMB 5.1bn; home renovation revenue RMB 2.3bn with 36.2% contribution margin; rental revenue RMB 500m, >740,000 managed units, rental contribution margin 14.8% and net‑method units >40%); they also flagged continued cost discipline (Q1 total GAAP Opex RMB 3.3bn; store costs RMB 571m) and strong liquidity after repurchasing ~USD195–200m in Q1 (cumulative repurchases ~USD2.7bn, ~13.5% pre‑program) with cash balances excluding customer deposits ~RMB65.6bn, while noting short‑term timing effects on operating cash flow (net operating cash outflow ~RMB1.5bn) and operational KPIs to track (per‑capita transaction +26% YoY, per‑capita commission +8.5%/Jan–Apr +20%, AR turnover 64 days).

KE Holdings Inc. Sponsored ADR Class A Financial Statement Overview

Summary
KE Holdings’ financial profile is broadly solid, with **profitability restored and supported by a strong balance sheet**, but recent trends temper the strength of the score. Income statement quality is good (score 72): the company is profitable on a TTM basis with mid‑single‑digit net margins, yet revenue growth has stalled and turned slightly negative and margins have compressed from stronger 2023–2024 levels, signaling waning momentum and rising cost or pricing pressure. The balance sheet is a clear positive (score 78): assets above RMB 100 billion and equity above RMB 64 billion provide a sizeable capital base, leverage is moderate at roughly one‑quarter debt‑to‑equity, and solvency appears robust, though return on equity has eased from 2023 highs and debt has risen somewhat over time. Cash flow is the main drag (score 58): while 2023–2024 operating and free cash flow were healthy and roughly matched profits, the latest annual data shows negative operating and free cash flow despite positive earnings, and TTM free cash flow is weaker and volatile; the cash conversion ratio has swung sharply, highlighting risk around the durability and quality of earnings. Combined, these factors support a **above‑average but not top‑tier** financial performance score.
Income Statement
72
Positive
Balance Sheet
78
Positive
Cash Flow
58
Neutral
BreakdownTTMDec 2025Dec 2024Dec 2023Dec 2022Dec 2021
Income Statement
Total Revenue90.14B94.58B93.46B77.78B60.67B80.75B
Gross Profit19.95B20.21B22.94B21.72B13.78B15.82B
EBITDA8.82B5.76B7.90B9.31B1.81B2.52B
Net Income3.39B2.99B4.06B5.88B-1.39B-524.13M
Balance Sheet
Total Assets111.90B116.67B133.15B120.33B109.35B100.32B
Cash, Cash Equivalents and Short-Term Investments53.69B47.35B52.76B53.89B54.90B49.85B
Total Debt16.21B18.78B22.65B17.99B12.19B7.51B
Total Liabilities47.71B50.14B61.70B48.13B40.29B33.26B
Stockholders Equity64.13B66.44B71.32B72.10B68.92B66.97B
Cash Flow
Free Cash Flow1.03B-957.09M8.41B10.28B7.67B2.17B
Operating Cash Flow2.06B-365.92M9.45B11.16B8.46B3.60B
Investing Cash Flow4.67B5.73B-9.38B-3.98B-8.47B-24.88B
Financing Cash Flow-9.55B-9.53B-5.79B-6.96B-1.15B-1.07B

KE Holdings Inc. Sponsored ADR Class A Technical Analysis

Technical Analysis Sentiment
Positive
Last Price16.39
Price Trends
50DMA
16.07
Positive
100DMA
16.29
Positive
200DMA
16.63
Positive
Market Momentum
MACD
0.16
Negative
RSI
48.03
Neutral
STOCH
10.98
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For BEKE, the sentiment is Positive. The current price of 16.39 is above the 20-day moving average (MA) of 16.26, above the 50-day MA of 16.07, and below the 200-day MA of 16.63, indicating a bullish trend. The MACD of 0.16 indicates Negative momentum. The RSI at 48.03 is Neutral, neither overbought nor oversold. The STOCH value of 10.98 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for BEKE.

KE Holdings Inc. Sponsored ADR Class A Risk Analysis

KE Holdings Inc. Sponsored ADR Class A disclosed 95 risk factors in its most recent earnings report. KE Holdings Inc. Sponsored ADR Class A reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

KE Holdings Inc. Sponsored ADR Class A Peers Comparison

Overall Rating
UnderperformOutperform
Sector (65)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
75
Outperform
$16.78B16.689.96%11.17%79.36%
71
Outperform
$3.23B41.703.79%10.40%-54.85%
69
Neutral
$18.33B36.384.95%1.68%-8.90%-21.42%
65
Neutral
$2.17B12.193.79%4.94%3.15%1.96%
62
Neutral
$3.69B-2.14-163.25%-23.16%-208.85%
38
Underperform
$50.52M-3.3410.02%
* Real Estate Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
BEKE
KE Holdings Inc. Sponsored ADR Class A
16.95
-0.65
-3.72%
JLL
Jones Lang Lasalle
355.03
84.60
31.28%
CWK
Cushman & Wakefield
13.42
1.10
8.93%
XHG
XChange TECINC
0.95
-0.29
-23.39%
OPEN
Opendoor Technologies
3.77
1.31
53.25%

KE Holdings Inc. Sponsored ADR Class A Corporate Events

KE Holdings Details May–July 2026 Share Buybacks With Stable Share Count
Jul 27, 2026
KE Holdings Inc. reported to the U.S. Securities and Exchange Commission on July 27, 2026, that there were no changes in its total issued share count between July 16 and July 17, 2026, with the number of issued shares remaining at 3,326,488,417 Cl...
KE Holdings Details May–July 2026 Cross-Market Share Buybacks
Jul 20, 2026
KE Holdings Inc., a Beijing-based foreign private issuer, operates in China’s residential property services sector through technology-driven platforms that connect homebuyers, sellers, and brokers. Its shares, including weighted voting right...
KE Holdings Details Late-June and Early-July 2026 Share Buybacks
Jul 13, 2026
KE Holdings Inc. reported to U.S. regulators in a July 13, 2026 filing that there were no changes to its total issued share count of 3,326,488,417 Class A ordinary shares as of July 6, 2026, while maintaining its existing structure of WVR ordinary...
KE Holdings Reports June Share Movements, Highlights Active Buybacks and Share Conversions
Jul 8, 2026
KE Holdings Inc., a foreign private issuer headquartered in Beijing, operates in the Chinese real estate services and housing transactions sector, with its equity also traded in Hong Kong via weighted voting rights (WVR) Class A shares and in the ...
KE Holdings Details Late-June Share Buybacks Across Hong Kong and NYSE
Jul 6, 2026
KE Holdings Inc. reported to the U.S. Securities and Exchange Commission in a Form 6-K dated July 6, 2026 that it has filed multiple Next Day Disclosure Returns with the Hong Kong Stock Exchange covering late June and early July. The filings detai...
KE Holdings Grants Over 7 Million RSUs to Employees Under 2020 Equity Plan
Jul 2, 2026
On July 1, 2026, KE Holdings approved the grant of 7,025,385 restricted share units to 649 non-executive employees under its 2020 Share Incentive Plan, with no purchase price and various vesting schedules ranging from immediate to up to 48 months....
KE Holdings Steps Up Share Buybacks Under June 2026 Repurchase Mandate
Jun 29, 2026
KE Holdings Inc. reported to the U.S. Securities and Exchange Commission in a June 2026 Form 6-K that it has been actively repurchasing its Class A WVR ordinary shares across both the Hong Kong Stock Exchange and the New York Stock Exchange since ...
KE Holdings Steps Up Dual-Market Buybacks as June 16 Repurchases Disclosed
Jun 22, 2026
KE Holdings Inc. has reported a series of share repurchases carried out between May 22 and June 16, 2026, across both the Hong Kong market and the New York Stock Exchange, as disclosed in Next Day Disclosure Returns dated June 17 and June 18, 2026...
KE Holdings Shareholders Approve New Charter, Board Mandates at June 2026 AGM
Jun 15, 2026
KE Holdings Inc., a major Chinese housing transactions and services platform that operates the Lianjia brokerage brand, focuses on integrating online and offline channels for existing and new home sales, rentals, and home-related services. Leverag...
KE Holdings Details Early June 2026 Share Cancellations and Ongoing Buybacks
Jun 15, 2026
KE Holdings Inc. reported multiple changes to its share capital structure in early June 2026, primarily driven by an ongoing share repurchase program and internal share-class adjustments. On June 8, 2026 the company cancelled more than 31.3 millio...
KE Holdings Details Extensive April–May 2026 Share Buybacks in New SEC Filing
Jun 8, 2026
KE Holdings Inc. filed a Form 6-K on June 8, 2026, detailing a series of Next Day Disclosure Returns relating to its share capital activity in late May 2026. The filing shows that as of May 29, 2026, the company’s issued share capital stood ...
KE Holdings Reports Stable Share Capital and Ongoing Buybacks in May 2026 Update
Jun 5, 2026
KE Holdings Inc., a major Chinese real estate services platform with shares listed in Hong Kong and represented by ADSs in New York, reported no change in its authorised or issued share capital for May 2026, confirming compliance with Hong Kong&#8...
KE Holdings Details April–May 2026 Share Buybacks Totaling US$10 Million on Single Day
Jun 1, 2026
KE Holdings Inc. reported to the U.S. Securities and Exchange Commission on June 1, 2026 that it had filed a series of Next Day Disclosure Returns with the Hong Kong Stock Exchange reflecting changes in its share capital. The filings show the comp...
KE Holdings Details April–May 2026 Cross‑Market Share Buybacks With Issued Share Count Unchanged
May 26, 2026
KE Holdings Inc. filed a Form 6-K for May 2026 disclosing a Next Day Disclosure Return that details extensive share repurchase activity in April and May 2026 without any change to its total issued share count of 3,356,594,900 Class A ordinary shar...
KE Holdings Boosts Profit and Margins Despite First-Quarter Revenue Slide
May 20, 2026
KE Holdings reported unaudited results for the quarter ended March 31, 2026, showing that real estate softness and a high comparison base pushed gross transaction value down 15.6% year over year to RMB711.7 billion and net revenues down 19% to RMB...
KE Holdings Steps Up Share Buybacks as It Retires Stock Ahead of May 2026
May 18, 2026
KE Holdings Inc. reported in a May 2026 filing that it has been actively repurchasing its Class A WVR ordinary shares across April and early May 2026 on the New York Stock Exchange, at prices generally between about US$4.9 and US$6.3 per share. As...
KE Holdings Details April–May 2026 Share Repurchases Under Ongoing Buyback Mandate
May 11, 2026
KE Holdings Inc. reported a series of share repurchase activities in April and early May 2026, as disclosed in multiple Next Day Disclosure Returns filed with the Hong Kong Stock Exchange and furnished to the U.S. SEC on May 11, 2026. Across tradi...
KE Holdings Trims Share Count and Confirms Public Float in April 2026 Update
May 8, 2026
KE Holdings reported its monthly share capital movements for the period ended April 30, 2026, showing no change in authorized capital but a reduction in issued Class A and Class B shares. The company confirmed it remained in compliance with Hong K...
KE Holdings Details April 2026 Share Buybacks Under Ongoing Repurchase Mandate
May 4, 2026
KE Holdings Inc. has reported a series of share repurchases carried out between April 1 and April 24, 2026, under its existing buyback mandate, without changing its total issued share count as of April 24. The company’s Class A WVR ordinary ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 11, 2026