Oportun Financial Corp. (OPRT)
NASDAQ:OPRT
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OPRT Stock Chart & Stats
$5.88
-$0.01(-0.26%)
At close: 4:00 PM EST
$5.88
-$0.01(-0.26%)
Day’s Range― - ―
52-Week Range$4.03 - $7.97
Previous CloseN/A
Volume44.52K
Average Volume (3M)499.55K
Market Cap
$265.74M
Enterprise Value$144.00M
Total Cash (Recent Filing)$105.50M
Total Debt (Recent Filing)$2.81B
Price to Earnings (P/E)18.7
Beta1.70
Next Earnings
Aug 06, 2026EPS Estimate
0.34Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.54
Shares Outstanding45,738,544
10 Day Avg. Volume372,930
30 Day Avg. Volume499,546
Financial Highlights & Ratios
PEG Ratio-0.08
Price to Book (P/B)0.65
Price to Sales (P/S)0.40
P/FCF Ratio0.65
Enterprise Value/Market Cap0.54
Enterprise Value/Revenue0.23
Enterprise Value/Gross Profit0.35
Enterprise Value/Ebitda1.68
Forecast
1Y Price Target
$7.00Price Target Upside19.05% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)1.53
Revenue Forecast (FY)$943.96M
Bulls Say, Bears Say
Bulls Say
Capital And FundingRaising funding capacity while lowering funding costs strengthens liquidity and reduces financing pressure, enhancing the company's ability to support growth initiatives.
Market ExpansionOpportunity to expand into many unserved states gives a clear organic growth runway and access to new customer segments.
Operational ExecutionContinued improvement in operational execution has driven better results and may support further margin improvement and investor confidence.
Bears Say
Leadership UncertaintyCEO departure without a named successor creates leadership uncertainty that could undermine strategic clarity and investor confidence.
Loan Growth SlowdownEarnings slowdown tied to weaker loan growth and smaller average unsecured and secured loan sizes may constrain revenue growth and profitability.
Oportun Financial News
OPRT FAQ
What was Oportun Financial Corp.’s price range in the past 12 months?
Oportun Financial Corp. lowest stock price was $4.03 and its highest was $7.96 in the past 12 months.
What is Oportun Financial Corp.’s market cap?
Oportun Financial Corp.’s market cap is $265.74M.
When is Oportun Financial Corp.’s upcoming earnings report date?
Oportun Financial Corp.’s upcoming earnings report date is Aug 06, 2026 which is in 90 days.
How were Oportun Financial Corp.’s earnings last quarter?
Oportun Financial Corp. released its earnings results on May 07, 2026. The company reported $0.21 earnings per share for the quarter, beating the consensus estimate of $0.201 by $0.009.
Is Oportun Financial Corp. overvalued?
According to Wall Street analysts Oportun Financial Corp.’s price is currently Undervalued.
Does Oportun Financial Corp. pay dividends?
Oportun Financial Corp. does not currently pay dividends.
What is Oportun Financial Corp.’s EPS estimate?
Oportun Financial Corp.’s EPS estimate is 0.34.
How many shares outstanding does Oportun Financial Corp. have?
Oportun Financial Corp. has 45,738,544 shares outstanding.
What happened to Oportun Financial Corp.’s price movement after its last earnings report?
Oportun Financial Corp. reported an EPS of $0.21 in its last earnings report, beating expectations of $0.201. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of Oportun Financial Corp.?
Currently, no hedge funds are holding shares in OPRT
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Oportun Financial Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$7.00 (19.05% Upside)
$7.00 (19.05% Upside)
Blogger Sentiment
Bullish
OPRT Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 43.0K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Sold Shares
Worth $360.9K over
the Last 3 Months
the Last 3 Months
Crowd Wisdom
Neutral
Last 7 Days ▼ 1.0%
Last 30 Days ▲ 2.0%
Last 30 Days ▲ 2.0%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
27.54%
12-Months-Change
Fundamentals
Return on Equity
6.66%
Trailing 12-Months
Asset Growth
0.93%
Trailing 12-Months
Company Description
Oportun Financial Corp.
Oportun Financial Corporation provides financial services. It offers personal loans, auto loans, and credit cards. The company serves customers online and over-the-phone, as well as through retail locations. It operates in 24 states in the United States, which include Arkansas, Delaware, Indiana, Kentucky, Mississippi, Montana, North Dakota, New Hampshire, Oregon, South Carolina, South Dakota, and Virginia. Oportun Financial Corporation was founded in 2005 and is headquartered in San Carlos, California.
OPRT Company Deck
OPRT Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presents a mix of constructive balance-sheet and funding achievements (GAAP profitability, lower interest expense, stronger liquidity, deleveraging, ABS execution, secured-loan growth, and operating efficiency) alongside notable near-term challenges (an 11% decline in originations, elevated Q1 net charge-offs at 12.65%, lower adjusted EPS, and modest revenue declines). Management reiterated full-year guidance and outlined initiatives (risk-based pricing, payment protection, upgraded underwriting model B13) intended to drive improvement. Overall, results show clear progress on capitalization and cost of funds, but operational and credit-performance headwinds keep the tone measured.View all OPRT earnings summariesOPRT Stock 12 Month Forecast
Average Price Target
$7.00
▲(19.05% Upside)
Technical Analysis
Consumer Portfolio Services
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Medallion Financial
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Regional Management
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Yiren Digital
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Open Lending
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Ownership Overview
6.65% Insiders
9.39% Mutual Funds
1.75% Other Institutional Investors
71.23% Public Companies and
Individual Investors