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Open Lending Corporation (LPRO)
NASDAQ:LPRO
LPRO Stock Chart & Stats
Day’s Range― - ―
52-Week Range$0.70 - $6.92
Previous CloseN/A
Volume43.22K
Average Volume (3M)876.76K
Market Cap
$244.62M
Enterprise Value$128.51M
Total Cash (Recent Filing)$230.66M
Total Debt (Recent Filing)$10.34M
Price to Earnings (P/E)72.9
Beta2.51
Next Earnings
Nov 11, 2025EPS Estimate
<0.01Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.01
Shares Outstanding118,172,480
10 Day Avg. Volume881,497
30 Day Avg. Volume876,757
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)N/A
P/FCF RatioN/A
Enterprise Value/Market Cap0.53
Enterprise Value/Revenue7.91
Enterprise Value/Gross Profit-16.62
Enterprise Value/Ebitda-2.00
Forecast
1Y Price Target
$2.58Price Target Upside25.24% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
Bulls Say, Bears Say
Bulls Say
Capital ManagementThe company is returning capital to shareholders through buybacks.
Financial PerformanceRevenue came in above expectations due to better loan certification volumes.
LeadershipLeadership transition brings a greater focus on insurance underwriting, with new CEO Jessica Buss bringing decades of experience in the insurance industry.
Bears Say
Earnings OutlookThe company provided a light 3Q outlook, attributed to a combination of conservatism and macro uncertainty surrounding the health of near-prime auto credit.
Market ChallengesOpen Lending hasn't caught up to real-time trends in auto lending, which has been showing credit deterioration broadly since 2023.
Profitability ConcernsThe negative tax valuation allowance implies a lack of near-term future profitability for Open Lending.
Open Lending News
LPRO FAQ
What was Open Lending Corporation’s price range in the past 12 months?
Open Lending Corporation lowest stock price was $0.70 and its highest was $6.92 in the past 12 months.
What is Open Lending Corporation’s market cap?
Open Lending Corporation’s market cap is $244.62M.
When is Open Lending Corporation’s upcoming earnings report date?
Open Lending Corporation’s upcoming earnings report date is Nov 11, 2025 which is in 86 days.
How were Open Lending Corporation’s earnings last quarter?
Open Lending Corporation released its earnings results on Aug 06, 2025. The company reported $0.01 earnings per share for the quarter, beating the consensus estimate of -$0.006 by $0.016.
Is Open Lending Corporation overvalued?
According to Wall Street analysts Open Lending Corporation’s price is currently Undervalued.
Does Open Lending Corporation pay dividends?
Open Lending Corporation does not currently pay dividends.
What is Open Lending Corporation’s EPS estimate?
Open Lending Corporation’s EPS estimate is <0.01.
How many shares outstanding does Open Lending Corporation have?
Open Lending Corporation has 118,172,480 shares outstanding.
What happened to Open Lending Corporation’s price movement after its last earnings report?
Open Lending Corporation reported an EPS of $0.01 in its last earnings report, beating expectations of -$0.006. Following the earnings report the stock price went up 5.14%.
Which hedge fund is a major shareholder of Open Lending Corporation?
Currently, no hedge funds are holding shares in LPRO
Open Lending Stock Smart Score
Underperform
1
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5
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7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$2.58 (25.24% Upside)
$2.58 (25.24% Upside)
Blogger Sentiment
Bullish
LPRO Sentiment 100%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Decreased
By 559.9K Shares
Last Quarter.
Last Quarter.
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-61.56%
12-Months-Change
Fundamentals
Return on Equity
-95.59%
Trailing 12-Months
Asset Growth
-22.50%
Trailing 12-Months
Company Description
Open Lending Corporation
Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, and non-bank auto finance companies and captive finance companies of original equipment manufacturers in the United States. It offers Lenders Protection Program (LPP), which is a Software as a Service platform that facilitates loan decision making and automated underwriting by third-party lenders and the issuance of credit default insurance through third-party insurance providers. The company's LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. Open Lending Corporation was founded in 2000 and is based in Austin, Texas.
LPRO Company Deck
LPRO Earnings Call
Q2 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call revealed a mix of strategic progress and financial challenges. The company achieved notable success with the early extension of a major partnership and positive profit share adjustments, reflecting improved business confidence and portfolio quality. However, financial metrics such as certified loans, revenue, and net income showed declines, indicating ongoing challenges in the company's operations and market conditions. Overall, the sentiment reflects cautious optimism, balancing strategic achievements against financial hurdles.View all LPRO earnings summariesLPRO Stock 12 Month Forecast
Average Price Target
$2.58
▲(25.24% Upside)
Technical Analysis
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Ownership Overview
0.88% Insiders
23.86% Mutual Funds
0.06% Other Institutional Investors
65.99% Public Companies and
Individual Investors