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Open Lending Corporation (LPRO)
NASDAQ:LPRO
LPRO Stock Chart & Stats
Day’s Range― - ―
52-Week Range$0.70 - $6.92
Previous CloseN/A
Volume43.22K
Average Volume (3M)620.50K
Market Cap
$293.07M
Enterprise Value$128.51M
Total Cash (Recent Filing)$230.66M
Total Debt (Recent Filing)$189.35M
Price to Earnings (P/E)72.9
Beta2.57
Next Earnings
Nov 11, 2025EPS Estimate
<0.01Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.01
Shares Outstanding118,172,480
10 Day Avg. Volume734,774
30 Day Avg. Volume620,497
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)9.11
Price to Sales (P/S)29.62
P/FCF Ratio40.81
Enterprise Value/Market Cap0.44
Enterprise Value/Revenue7.91
Enterprise Value/Gross Profit-16.62
Enterprise Value/Ebitda-2.00
Forecast
1Y Price Target
$2.96Price Target Upside34.55% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering6
Bulls Say, Bears Say
Bulls Say
Leadership And ManagementInvestors will be encouraged that Ms. Jessica Buss has significant P&C insurance experience as CEO of Argo Group and brings valuable insurance and actuarial experience to Open Lending's operations.
Revenue And EarningsRevenue came in above expectations due to better loan certification volumes.
Share BuybackThe board approved a $25 million share repurchase authorization, viewed as a smart use of capital.
Bears Say
Profit Share And EarningsThe company's 4Q24 results reflected a significant $81.3M reversal to previously booked profit share revenue that was materially greater than any of the previous adjustments taken.
Profitability OutlookThe negative tax valuation allowance implies a lack of near-term future profitability for Open Lending.
Underwriting And Risk ManagementOpen Lending is considered to be two years behind the auto lending industry in terms of tightening underwriting standards.
Open Lending News
LPRO FAQ
What was Open Lending Corporation’s price range in the past 12 months?
Open Lending Corporation lowest stock price was $0.70 and its highest was $6.92 in the past 12 months.
What is Open Lending Corporation’s market cap?
Open Lending Corporation’s market cap is $293.07M.
When is Open Lending Corporation’s upcoming earnings report date?
Open Lending Corporation’s upcoming earnings report date is Nov 11, 2025 which is in 45 days.
How were Open Lending Corporation’s earnings last quarter?
Open Lending Corporation released its earnings results on Aug 06, 2025. The company reported $0.01 earnings per share for the quarter, beating the consensus estimate of -$0.006 by $0.016.
Is Open Lending Corporation overvalued?
According to Wall Street analysts Open Lending Corporation’s price is currently Undervalued.
Does Open Lending Corporation pay dividends?
Open Lending Corporation does not currently pay dividends.
What is Open Lending Corporation’s EPS estimate?
Open Lending Corporation’s EPS estimate is <0.01.
How many shares outstanding does Open Lending Corporation have?
Open Lending Corporation has 118,172,480 shares outstanding.
What happened to Open Lending Corporation’s price movement after its last earnings report?
Open Lending Corporation reported an EPS of $0.01 in its last earnings report, beating expectations of -$0.006. Following the earnings report the stock price went up 5.14%.
Which hedge fund is a major shareholder of Open Lending Corporation?
Currently, no hedge funds are holding shares in LPRO
Open Lending Stock Smart Score
Underperform
1
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5
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7
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9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$2.96 (34.55% Upside)
$2.96 (34.55% Upside)
Blogger Sentiment
Bullish
LPRO Sentiment 100%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Decreased
By 559.9K Shares
Last Quarter.
Last Quarter.
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-61.61%
12-Months-Change
Fundamentals
Return on Equity
-95.59%
Trailing 12-Months
Asset Growth
-22.50%
Trailing 12-Months
Company Description
Open Lending Corporation
Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, and non-bank auto finance companies and captive finance companies of original equipment manufacturers in the United States. It offers Lenders Protection Program (LPP), which is a Software as a Service platform that facilitates loan decision making and automated underwriting by third-party lenders and the issuance of credit default insurance through third-party insurance providers. The company's LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. Open Lending Corporation was founded in 2000 and is based in Austin, Texas.
LPRO Company Deck
LPRO Earnings Call
Q2 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call reflects a mixed sentiment with several positive strategic developments such as the early extension of the AmTrust agreement and improved unit economics. However, challenges like the decrease in certified loans and increased operating expenses also highlight areas for improvement.View all LPRO earnings summariesLPRO Stock 12 Month Forecast
Average Price Target
$2.96
▲(34.55% Upside)
Technical Analysis
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Ownership Overview
0.89% Insiders
13.17% Mutual Funds
32.74% Other Institutional Investors
44.38% Public Companies and
Individual Investors