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Open Lending Corporation (LPRO)
NASDAQ:LPRO
LPRO Stock Chart & Stats
$1.45
-$0.09(-1.62%)
At close: 4:00 PM EST
$1.45
-$0.09(-1.62%)
Day’s Range― - ―
52-Week Range$0.70 - $6.80
Previous CloseN/A
Volume43.22K
Average Volume (3M)670.27K
Market Cap
$190.26M
Enterprise ValueN/A
Total Cash (Recent Filing)$222.13M
Total Debt (Recent Filing)$10.11M
Price to Earnings (P/E)―
Beta2.84
Next Earnings
Feb 19, 2026EPS Estimate
0.01Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.06
Shares Outstanding118,172,480
10 Day Avg. Volume746,974
30 Day Avg. Volume670,275
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)9.11
Price to Sales (P/S)29.62
P/FCF Ratio40.81
Enterprise Value/Market Cap0.00
Enterprise Value/Revenue0.00
Enterprise Value/Gross Profit0.00
Enterprise Value/Ebitda0.00
Forecast
1Y Price Target
$3.50Price Target Upside141.38% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering4
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Profit PerformanceProfit share was surprisingly stronger despite macro concerns about subprime lending.
Revenue GrowthRevenue came in above expectations due to better loan certification volumes.
Strategic AgreementsThe ApexOne Auto agreement represents the underwriting engine that Open Lending should have had all along.
Bears Say
Financial OutlookThe company provided a light 3Q outlook, attributed to a combination of conservatism and macro uncertainty surrounding the health of near-prime auto credit.
Market ShareOpen Lending continues to lose share with OEMs #1 and #2, as Open Lending tightens its underwriting.
Operating ExpensesOperating expenses were 59% higher than consensus.
Open Lending News
LPRO FAQ
What was Open Lending Corporation’s price range in the past 12 months?
Open Lending Corporation lowest stock price was $0.70 and its highest was $6.80 in the past 12 months.
What is Open Lending Corporation’s market cap?
Open Lending Corporation’s market cap is $190.26M.
When is Open Lending Corporation’s upcoming earnings report date?
Open Lending Corporation’s upcoming earnings report date is Feb 19, 2026 which is in 102 days.
How were Open Lending Corporation’s earnings last quarter?
Open Lending Corporation released its earnings results on Nov 06, 2025. The company reported -$0.06 earnings per share for the quarter, missing the consensus estimate of $0.002 by -$0.062.
Is Open Lending Corporation overvalued?
According to Wall Street analysts Open Lending Corporation’s price is currently Undervalued.
Does Open Lending Corporation pay dividends?
Open Lending Corporation does not currently pay dividends.
What is Open Lending Corporation’s EPS estimate?
Open Lending Corporation’s EPS estimate is 0.01.
How many shares outstanding does Open Lending Corporation have?
Open Lending Corporation has 118,172,480 shares outstanding.
What happened to Open Lending Corporation’s price movement after its last earnings report?
Open Lending Corporation reported an EPS of -$0.06 in its last earnings report, missing expectations of $0.002. Following the earnings report the stock price went down -9.938%.
Which hedge fund is a major shareholder of Open Lending Corporation?
Currently, no hedge funds are holding shares in LPRO
Open Lending Stock Smart Score
Underperform
1
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5
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7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$3.50 (141.38% Upside)
$3.50 (141.38% Upside)
Blogger Sentiment
Bullish
LPRO Sentiment 100%
Sector Average 71%
Sector Average 71%
Hedge Fund Trend
Decreased
By 559.9K Shares
Last Quarter.
Last Quarter.
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-78.51%
12-Months-Change
Fundamentals
Return on Equity
-95.59%
Trailing 12-Months
Asset Growth
-22.50%
Trailing 12-Months
Company Description
Open Lending Corporation
Open Lending (LPRO) is a fintech company that specializes in providing automated lending solutions to financial institutions, primarily in the auto finance sector. The company offers a suite of services, including risk assessment and credit analytics, designed to enhance the lending process for both lenders and borrowers. Open Lending's core products include its proprietary Lenders Risk Assessment Platform, which helps lenders identify qualified borrowers and manage risk effectively. The company operates within the broader financial technology sector, focusing on improving efficiency and access to credit in the automotive market.
LPRO Company Deck
LPRO Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call presented a mix of promising new product launches and improved financial metrics, alongside challenges such as decreased loan certifications and increased operating expenses. Despite these challenges, the company is positioning itself for future growth with strategic initiatives.View all LPRO earnings summariesLPRO Stock 12 Month Forecast
Average Price Target
$3.50
▲(141.38% Upside)
Technical Analysis
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Ownership Overview
0.89% Insiders
13.07% Mutual Funds
0.11% Other Institutional Investors
77.19% Public Companies and
Individual Investors