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Open Lending Corporation (LPRO)
:LPRO
LPRO Stock Chart & Stats
Day’s Range― - ―
52-Week Range$2.72 - $6.97
Previous CloseN/A
Volume43.22K
Average Volume (3M)847.37K
Market Cap
$334.18M
Enterprise Value$615.24M
Total Cash (Recent Filing)-$11.07M
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)72.9
Beta1.18
Next Earnings
May 13, 2025EPS Estimate
0.02Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.04
Shares Outstanding119,350,000
10 Day Avg. Volume1,496,813
30 Day Avg. Volume847,373
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)4.05
Price to Cash Flow (P/CF)8.50
P/FCF Ratio8.50
Enterprise Value/Market Cap1.84
Enterprise Value/RevenueN/A
Enterprise Value/Gross Profit6.46
Enterprise Value/Ebitda38.83
Forecast
1Y Price Target
$6.23Price Target Upside122.50% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering4
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Bulls Say, Bears Say
Bulls Say
Cash FlowThe balance sheet remains strong with approximately $109M in net cash, and the company remains free cash flow positive despite the tough environment.
Market PositionThe third OEM partnership is seen as a vindication against investor concerns about Open Lending's business model and the attractiveness of the Lenders Protection product.
ValuationLPRO shares have fallen significantly since the downgrade, creating a favorable setup.
Bears Say
Financial PerformanceLPRO has missed revenue and adjusted EBITDA guidance for two quarters, with declining loan originations, rising losses, and industry challenges hindering growth.
GuidanceNear-term guidance implies further stress with fourth-quarter guidance of only 22,000 to 24,000 certs, representing material sequential and year-over-year declines.
ProfitabilityShares of Open Lending declined by 12.6% following 3Q results that saw better certification volume than expected, yet an additional write-down to its profit-sharing on the 'back book' of underperforming 2021 and 2022 loans, which drove a revenue and earnings miss.
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Ownership Overview
2.81% Insiders
28.00% Mutual Funds
35.62% Other Institutional Investors
20.03% Public Companies and
Individual Investors
Risk Analysis
Main Risk Category
Finance & CorporateFinancial and accounting risks. Risks related to the execution of corporate activity and strategy
Website Traffic
Sorry, No Data AvailableThere is no website visitor data available for this stock.
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LPRO FAQ
What was Open Lending Corporation’s price range in the past 12 months?
Open Lending Corporation lowest stock price was $2.72 and its highest was $6.97 in the past 12 months.
What is Open Lending Corporation’s market cap?
Open Lending Corporation’s market cap is $334.18M.
When is Open Lending Corporation’s upcoming earnings report date?
Open Lending Corporation’s upcoming earnings report date is May 13, 2025 which is in 42 days.
How were Open Lending Corporation’s earnings last quarter?
Open Lending Corporation released its earnings results on Mar 31, 2025. The company reported -$1.21 earnings per share for the quarter, missing the consensus estimate of $0.032 by -$1.242.
Is Open Lending Corporation overvalued?
According to Wall Street analysts Open Lending Corporation’s price is currently Undervalued.
Does Open Lending Corporation pay dividends?
Open Lending Corporation does not currently pay dividends.
What is Open Lending Corporation’s EPS estimate?
Open Lending Corporation’s EPS estimate is 0.02.
How many shares outstanding does Open Lending Corporation have?
Open Lending Corporation has 119,350,000 shares outstanding.
What happened to Open Lending Corporation’s price movement after its last earnings report?
Open Lending Corporation reported an EPS of -$1.21 in its last earnings report, missing expectations of $0.032. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of Open Lending Corporation?
Currently, no hedge funds are holding shares in LPRO
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Open Lending Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$6.23 (122.50% Upside)
$6.23 (122.50% Upside)
Blogger Sentiment
Bullish
LPRO Sentiment 70%
Sector Average 66%
Sector Average 66%
Hedge Fund Trend
Increased
By 295.4K Shares
Last Quarter.
Last Quarter.
News Sentiment
Neutral
Bullish news 59%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-55.27%
12-Months-Change
Fundamentals
Return on Equity
2.11%
Trailing 12-Months
Asset Growth
3.22%
Trailing 12-Months
Company Description
Open Lending Corporation
Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, and non-bank auto finance companies and captive finance companies of original equipment manufacturers in the United States. It offers Lenders Protection Program (LPP), which is a Software as a Service platform that facilitates loan decision making and automated underwriting by third-party lenders and the issuance of credit default insurance through third-party insurance providers. The company's LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. Open Lending Corporation was founded in 2000 and is based in Austin, Texas.
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LPRO Company Deck
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LPRO Earnings Call
Q3 2024
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call highlighted significant achievements in customer acquisition and technological advancements, which are positive signs for future growth. However, these were overshadowed by challenges such as profit share revisions, credit tightening impacting loan volumes, and the continued difficulties faced by core credit union customers. The balance of these factors results in a cautious outlook.Read More>---
LPRO Stock 12 Month Forecast
Average Price Target
$6.23
▲(122.50% Upside)
Technical Analysis
Regional Management
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Ally Financial
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Mr Cooper Group
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LendingClub
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Enova International
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Best Analysts Covering LPRO
1 Year
1 Year Success Rate
3/23 ratings generated profit
1 Year Average Return
-35.00%
reiterated a buy rating yesterday
Copying Peter Heckmann's trades and holding each position for 1 Year would result in 13.04% of your transactions generating a profit, with an average return of -35.00% per trade.
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