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Open Lending Corporation (LPRO)
NASDAQ:LPRO
LPRO Stock Chart & Stats
$1.91
-$0.09(-1.62%)
At close: 4:00 PM EST
$1.91
-$0.09(-1.62%)
Day’s Range― - ―
52-Week Range$0.70 - $6.75
Previous CloseN/A
Volume43.22K
Average Volume (3M)703.86K
Market Cap
$225.74M
Enterprise Value$152.58M
Total Cash (Recent Filing)$222.13M
Total Debt (Recent Filing)$10.11M
Price to Earnings (P/E)―
Beta2.83
Next Earnings
Feb 19, 2026EPS Estimate
0.02Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.06
Shares Outstanding118,189,445
10 Day Avg. Volume631,753
30 Day Avg. Volume703,859
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)9.11
Price to Sales (P/S)29.62
P/FCF Ratio40.81
Enterprise Value/Market Cap0.68
Enterprise Value/Revenue9.00
Enterprise Value/Gross Profit-24.50
Enterprise Value/Ebitda-2.05
Forecast
1Y Price Target
$3.17Price Target Upside65.97% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering4
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Credit Quality ImprovementLPRO has incrementally tightened its credit box and reduced its credit depth concentration in Super Thin and credit builder loans to 6%, down from 24% a year ago.
Product InitiativesThe company reported its third consecutive quarter of positive AEBITDA and launched its first new product initiative targeting prime credit, ApexOne Auto.
Profit Share StrengthProfit share was surprisingly stronger despite macro concerns about subprime lending.
Bears Say
Certification VolumesCert volumes of 23,880 were down 10% on a sequential basis but within guidance.
Net LossNet loss was $7.6MM compared to net income of $1.4MM in the same period last year.
Operating ExpensesOperating expenses were 59% higher than consensus.
Open Lending News
LPRO FAQ
What was Open Lending Corporation’s price range in the past 12 months?
Open Lending Corporation lowest stock price was $0.70 and its highest was $6.75 in the past 12 months.
What is Open Lending Corporation’s market cap?
Open Lending Corporation’s market cap is $225.74M.
When is Open Lending Corporation’s upcoming earnings report date?
Open Lending Corporation’s upcoming earnings report date is Feb 19, 2026 which is in 79 days.
How were Open Lending Corporation’s earnings last quarter?
Open Lending Corporation released its earnings results on Nov 06, 2025. The company reported -$0.06 earnings per share for the quarter, missing the consensus estimate of $0.002 by -$0.062.
Is Open Lending Corporation overvalued?
According to Wall Street analysts Open Lending Corporation’s price is currently Undervalued.
Does Open Lending Corporation pay dividends?
Open Lending Corporation does not currently pay dividends.
What is Open Lending Corporation’s EPS estimate?
Open Lending Corporation’s EPS estimate is 0.02.
How many shares outstanding does Open Lending Corporation have?
Open Lending Corporation has 118,189,445 shares outstanding.
What happened to Open Lending Corporation’s price movement after its last earnings report?
Open Lending Corporation reported an EPS of -$0.06 in its last earnings report, missing expectations of $0.002. Following the earnings report the stock price went down -9.938%.
Which hedge fund is a major shareholder of Open Lending Corporation?
Currently, no hedge funds are holding shares in LPRO
Open Lending Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$3.17 (65.97% Upside)
$3.17 (65.97% Upside)
Blogger Sentiment
Bullish
LPRO Sentiment 100%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Increased
By 63.4K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $60.8K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-70.15%
12-Months-Change
Fundamentals
Return on Equity
-102.53%
Trailing 12-Months
Asset Growth
-27.31%
Trailing 12-Months
Company Description
Open Lending Corporation
Open Lending (LPRO) is a financial technology company that specializes in providing data-driven lending solutions primarily for automotive dealerships and lenders. The company operates in the fintech sector, focusing on enhancing the lending process through its proprietary technology and analytics. Open Lending's core products include its Lenders Risk Management platform, which helps lenders assess risk and make informed lending decisions, and the Open Lending platform, which facilitates a streamlined loan origination process for dealerships and consumers.
LPRO Company Deck
LPRO Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call presented a mix of promising new product launches and improved financial metrics, alongside challenges such as decreased loan certifications and increased operating expenses. Despite these challenges, the company is positioning itself for future growth with strategic initiatives.View all LPRO earnings summariesLPRO Stock 12 Month Forecast
Average Price Target
$3.17
▲(65.97% Upside)
Technical Analysis
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Ownership Overview
0.90% Insiders
13.17% Mutual Funds
33.51% Other Institutional Investors
43.65% Public Companies and
Individual Investors