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Open Lending Corporation (LPRO)
NASDAQ:LPRO
LPRO Stock Chart & Stats
Day’s Range― - ―
52-Week Range$0.70 - $6.97
Previous CloseN/A
Volume43.22K
Average Volume (3M)4.10M
Market Cap
$246.76M
Enterprise Value-$23.97M
Total Cash (Recent Filing)$243.16M
Total Debt (Recent Filing)$10.77M
Price to Earnings (P/E)72.9
Beta2.56
Next Earnings
Aug 12, 2025EPS Estimate
>-0.01Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.01
Shares Outstanding119,786,420
10 Day Avg. Volume2,231,279
30 Day Avg. Volume4,104,580
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)2.66
Price to Sales (P/S)0.00
P/FCF Ratio15.21
Enterprise Value/Market Cap-0.10
Enterprise Value/Revenue-0.07
Enterprise Value/Gross Profit-141.83
Enterprise Value/Ebitda-2.09
Forecast
1Y Price Target
$2.68Price Target Upside30.10% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
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Open Lending News
PremiumCompany Announcements
Open Lending’s Earnings Call: Balancing Optimism and Challenges
PremiumCompany Announcements
Open Lending Reports Q1 2025 Financial Results
PremiumCompany Announcements
Open Lending Reassigns CTO Sarah Lackey’s Duties
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Bulls Say, Bears Say
Bulls Say
Financial PerformanceLPRO's 1Q results beat Street expectations on the top and bottom line, which was refreshing after the sizable profit share charge that impacted results last quarter.
Share BuybackThe board approved a $25 million share repurchase authorization, viewed as a smart use of capital.
Bears Say
Earnings OutlookIt's hard to put any valuation on Open Lending given the expectation of negative earnings through 2026.
Profit Share ChallengesOpen Lending will not collect profit share on future certifications with certain insurance carriers until those insurers have been made whole from the 2021 and 2022 vintages.
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Ownership Overview
2.57% Insiders
26.28% Mutual Funds
35.53% Other Institutional Investors
22.91% Public Companies and
Individual Investors
LPRO FAQ
What was Open Lending Corporation’s price range in the past 12 months?
Open Lending Corporation lowest stock price was $0.70 and its highest was $6.97 in the past 12 months.
What is Open Lending Corporation’s market cap?
Open Lending Corporation’s market cap is $246.76M.
When is Open Lending Corporation’s upcoming earnings report date?
Open Lending Corporation’s upcoming earnings report date is Aug 12, 2025 which is in 84 days.
How were Open Lending Corporation’s earnings last quarter?
Open Lending Corporation released its earnings results on May 07, 2025. The company reported $0.01 earnings per share for the quarter, beating the consensus estimate of N/A by $0.01.
Is Open Lending Corporation overvalued?
According to Wall Street analysts Open Lending Corporation’s price is currently Undervalued.
Does Open Lending Corporation pay dividends?
Open Lending Corporation does not currently pay dividends.
What is Open Lending Corporation’s EPS estimate?
Open Lending Corporation’s EPS estimate is >-0.01.
How many shares outstanding does Open Lending Corporation have?
Open Lending Corporation has 119,786,420 shares outstanding.
What happened to Open Lending Corporation’s price movement after its last earnings report?
Open Lending Corporation reported an EPS of $0.01 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 18.71%.
Which hedge fund is a major shareholder of Open Lending Corporation?
Currently, no hedge funds are holding shares in LPRO
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Open Lending Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$2.68 (30.10% Upside)
$2.68 (30.10% Upside)
Blogger Sentiment
Bullish
LPRO Sentiment 100%
Sector Average 67%
Sector Average 67%
Hedge Fund Trend
Increased
By 295.4K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $24.9K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-66.77%
12-Months-Change
Fundamentals
Return on Equity
-95.74%
Trailing 12-Months
Asset Growth
-20.07%
Trailing 12-Months
Company Description
Open Lending Corporation
Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, and non-bank auto finance companies and captive finance companies of original equipment manufacturers in the United States. It offers Lenders Protection Program (LPP), which is a Software as a Service platform that facilitates loan decision making and automated underwriting by third-party lenders and the issuance of credit default insurance through third-party insurance providers. The company's LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. Open Lending Corporation was founded in 2000 and is based in Austin, Texas.
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LPRO Company Deck
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LPRO Earnings Call
Q1 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call reflected a company in transition, with strong steps taken towards operational efficiency and financial flexibility. However, significant declines in key financial metrics such as certified loans, profit share revenue, and net income indicate underlying challenges that need addressing. The sentiment is balanced between optimism for operational improvements and concern over financial performance.Read More>---
LPRO Stock 12 Month Forecast
Average Price Target
$2.68
▲(30.10% Upside)
Technical Analysis
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