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Open Lending Corporation (LPRO)
:LPRO
LPRO Stock Chart & Stats
Day’s Range― - ―
52-Week Range$0.70 - $6.92
Previous CloseN/A
Volume43.22K
Average Volume (3M)718.60K
Market Cap
$267.07M
Enterprise Value$128.51M
Total Cash (Recent Filing)$230.66M
Total Debt (Recent Filing)$10.34M
Price to Earnings (P/E)72.9
Beta2.59
Next Earnings
Nov 11, 2025EPS Estimate
<0.01Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.01
Shares Outstanding118,172,480
10 Day Avg. Volume641,955
30 Day Avg. Volume718,595
Financial Highlights & Ratios
PEG RatioN/A
Price to Book (P/B)N/A
Price to Sales (P/S)N/A
P/FCF RatioN/A
Enterprise Value/Market Cap0.48
Enterprise Value/Revenue7.91
Enterprise Value/Gross Profit-16.62
Enterprise Value/Ebitda-2.00
Forecast
1Y Price Target
$2.88Price Target Upside27.43% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering7
Bulls Say, Bears Say
Bulls Say
Leadership TransitionLeadership transition brings a greater focus on insurance underwriting, with new CEO Jessica Buss bringing decades of experience in the insurance industry.
Profit Share And Cash FlowOpen Lending demonstrated positive profit share, plus cash generation rather than cash burn.
Share BuybackThe company is returning capital to shareholders through buybacks.
Bears Say
Profit Share AdjustmentsThe company's 4Q24 results reflected a significant $81.3M reversal to previously booked profit share revenue that was materially greater than any of the previous adjustments taken.
Profitability ConcernsThe negative tax valuation allowance implies a lack of near-term future profitability for Open Lending.
Underwriting CapabilitiesOpen Lending lacks in-house underwriting capabilities, impacting their ability to adequately reserve for loans.
Open Lending News
LPRO FAQ
What was Open Lending Corporation’s price range in the past 12 months?
Open Lending Corporation lowest stock price was $0.70 and its highest was $6.92 in the past 12 months.
What is Open Lending Corporation’s market cap?
Open Lending Corporation’s market cap is $267.07M.
When is Open Lending Corporation’s upcoming earnings report date?
Open Lending Corporation’s upcoming earnings report date is Nov 11, 2025 which is in 65 days.
How were Open Lending Corporation’s earnings last quarter?
Open Lending Corporation released its earnings results on Aug 06, 2025. The company reported $0.01 earnings per share for the quarter, beating the consensus estimate of -$0.006 by $0.016.
Is Open Lending Corporation overvalued?
According to Wall Street analysts Open Lending Corporation’s price is currently Undervalued.
Does Open Lending Corporation pay dividends?
Open Lending Corporation does not currently pay dividends.
What is Open Lending Corporation’s EPS estimate?
Open Lending Corporation’s EPS estimate is <0.01.
How many shares outstanding does Open Lending Corporation have?
Open Lending Corporation has 118,172,480 shares outstanding.
What happened to Open Lending Corporation’s price movement after its last earnings report?
Open Lending Corporation reported an EPS of $0.01 in its last earnings report, beating expectations of -$0.006. Following the earnings report the stock price went up 5.14%.
Which hedge fund is a major shareholder of Open Lending Corporation?
Currently, no hedge funds are holding shares in LPRO
Open Lending Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$2.88 (27.43% Upside)
$2.88 (27.43% Upside)
Blogger Sentiment
Bullish
LPRO Sentiment 70%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Decreased
By 559.9K Shares
Last Quarter.
Last Quarter.
News Sentiment
Neutral
Bullish news 59%
Bearish news 100%
Bearish news 100%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-58.83%
12-Months-Change
Fundamentals
Return on Equity
-95.59%
Trailing 12-Months
Asset Growth
-22.50%
Trailing 12-Months
Company Description
Open Lending Corporation
Open Lending (LPRO) is a fintech company that specializes in providing automated lending solutions to financial institutions, primarily in the auto finance sector. The company offers a suite of services, including risk assessment and credit analytics, designed to enhance the lending process for both lenders and borrowers. Open Lending's core products include its proprietary Lenders Risk Assessment Platform, which helps lenders identify qualified borrowers and manage risk effectively. The company operates within the broader financial technology sector, focusing on improving efficiency and access to credit in the automotive market.
LPRO Company Deck
LPRO Earnings Call
Q2 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call reflects a mixed sentiment with several positive strategic developments such as the early extension of the AmTrust agreement and improved unit economics. However, challenges like the decrease in certified loans and increased operating expenses also highlight areas for improvement.View all LPRO earnings summariesLPRO Stock 12 Month Forecast
Average Price Target
$2.88
▲(27.43% Upside)
Technical Analysis
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Ownership Overview
0.89% Insiders
24.20% Mutual Funds
32.74% Other Institutional Investors
33.46% Public Companies and
Individual Investors