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Open Lending Corporation (LPRO)
NASDAQ:LPRO
LPRO Stock Chart & Stats
$2.20
-$0.09(-1.62%)
At close: 4:00 PM EST
$2.20
-$0.09(-1.62%)
Day’s Range― - ―
52-Week Range$0.70 - $6.73
Previous CloseN/A
Volume43.22K
Average Volume (3M)569.02K
Market Cap
$260.02M
Enterprise Value$152.58M
Total Cash (Recent Filing)$233.73M
Total Debt (Recent Filing)$136.97M
Price to Earnings (P/E)―
Beta2.83
Next Earnings
Feb 19, 2026EPS Estimate
0.02Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.06
Shares Outstanding118,189,445
10 Day Avg. Volume624,170
30 Day Avg. Volume569,024
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)9.11
Price to Sales (P/S)29.62
P/FCF Ratio40.81
Enterprise Value/Market Cap0.59
Enterprise Value/Revenue9.00
Enterprise Value/Gross Profit-24.50
Enterprise Value/Ebitda-2.05
Forecast
1Y Price Target
$3.17Price Target Upside44.09% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering4
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Loan QualityAnalyst notes that tightening the credit box and reducing exposure to Super Thin and credit-builder loans to about 6% lowers downside risk from high-loss segments and supports more predictable loan performance.
Product ExpansionAnalyst highlights the ApexOne Auto launch and related agreement as the underwriting platform enabling entry into prime auto lending and diversification of revenue beyond legacy subprime products.
Profitability MomentumAnalyst points to a third consecutive quarter of positive AEBITDA and stronger-than-expected profit share as evidence of improving operating leverage and resilience in the business model.
Bears Say
Certification VolumesCertification volumes of 23,880, a 10% sequential decline, indicate weakening originations that could pressure top-line growth if the trend continues.
OEM Market ShareLoss of share with top OEM partners as underwriting tightens risks sustained declines in referral volumes and deterioration of dealer relationships.
Operating ExpensesOperating expenses running about 59% above consensus create margin pressure and increase the revenue growth required to return to sustained profitability.
Open Lending News
LPRO FAQ
What was Open Lending Corporation’s price range in the past 12 months?
Open Lending Corporation lowest stock price was $0.70 and its highest was $6.73 in the past 12 months.
What is Open Lending Corporation’s market cap?
Open Lending Corporation’s market cap is $260.02M.
When is Open Lending Corporation’s upcoming earnings report date?
Open Lending Corporation’s upcoming earnings report date is Feb 19, 2026 which is in 34 days.
How were Open Lending Corporation’s earnings last quarter?
Open Lending Corporation released its earnings results on Nov 06, 2025. The company reported -$0.06 earnings per share for the quarter, missing the consensus estimate of $0.002 by -$0.062.
Is Open Lending Corporation overvalued?
According to Wall Street analysts Open Lending Corporation’s price is currently Undervalued.
Does Open Lending Corporation pay dividends?
Open Lending Corporation does not currently pay dividends.
What is Open Lending Corporation’s EPS estimate?
Open Lending Corporation’s EPS estimate is 0.02.
How many shares outstanding does Open Lending Corporation have?
Open Lending Corporation has 118,189,445 shares outstanding.
What happened to Open Lending Corporation’s price movement after its last earnings report?
Open Lending Corporation reported an EPS of -$0.06 in its last earnings report, missing expectations of $0.002. Following the earnings report the stock price went down -9.938%.
Which hedge fund is a major shareholder of Open Lending Corporation?
Currently, no hedge funds are holding shares in LPRO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Open Lending Stock Smart Score
Neutral
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10
Analyst Consensus
Moderate Buy
Average Price Target:
$3.17 (44.09% Upside)
$3.17 (44.09% Upside)
Blogger Sentiment
Bullish
LPRO Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 63.4K Shares
Last Quarter.
Last Quarter.
Insider Transactions
Bought Shares
Worth $60.8K over
the Last 3 Months
the Last 3 Months
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-71.67%
12-Months-Change
Fundamentals
Return on Equity
-102.53%
Trailing 12-Months
Asset Growth
-27.31%
Trailing 12-Months
Company Description
Open Lending Corporation
Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, and non-bank auto finance companies and captive finance companies of original equipment manufacturers in the United States. It offers Lenders Protection Program (LPP), which is a Software as a Service platform that facilitates loan decision making and automated underwriting by third-party lenders and the issuance of credit default insurance through third-party insurance providers. The company's LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. Open Lending Corporation was founded in 2000 and is based in Austin, Texas.
LPRO Company Deck
LPRO Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Neutral
The earnings call presented a mix of promising new product launches and improved financial metrics, alongside challenges such as decreased loan certifications and increased operating expenses. Despite these challenges, the company is positioning itself for future growth with strategic initiatives.View all LPRO earnings summariesLPRO Stock 12 Month Forecast
Average Price Target
$3.17
▲(44.09% Upside)
Technical Analysis
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Ownership Overview
0.94% Insiders
12.68% Mutual Funds
33.51% Other Institutional Investors
44.01% Public Companies and
Individual Investors