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Open Lending Corporation (LPRO)
NASDAQ:LPRO
US Market
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Open Lending (LPRO) Stock Statistics & Valuation Metrics

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Total Valuation

Open Lending has a market cap or net worth of $195.01M. The enterprise value is $152.58M.
Market Cap$195.01M
Enterprise Value$152.58M

Share Statistics

Open Lending has 118,189,445 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding118,189,445
Owned by Insiders0.90%
Owned by Institutions33.51%

Financial Efficiency

Open Lending’s return on equity (ROE) is -1.73 and return on invested capital (ROIC) is -53.08%.
Return on Equity (ROE)-1.73
Return on Assets (ROA)-0.46
Return on Invested Capital (ROIC)-53.08%
Return on Capital Employed (ROCE)-0.26
Revenue Per Employee117.19K
Profits Per Employee-658.59K
Employee Count205
Asset Turnover0.08
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Open Lending is ―. Open Lending’s PEG ratio is 0.00724.
PE Ratio
PS Ratio29.62
PB Ratio9.11
Price to Fair Value9.11
Price to FCF40.81
Price to Operating Cash Flow-15.33
PEG Ratio0.00724

Income Statement

In the last 12 months, Open Lending had revenue of 24.02M and earned -135.01M in profits. Earnings per share was -1.13.
Revenue24.02M
Gross Profit169.00K
Operating Income-65.38M
Pretax Income-64.61M
Net Income-135.01M
EBITDA-51.61M
Earnings Per Share (EPS)-1.13

Cash Flow

In the last 12 months, operating cash flow was -12.02M and capital expenditures -1.29M, giving a free cash flow of -13.31M billion.
Operating Cash Flow-12.02M
Free Cash Flow-13.31M
Free Cash Flow per Share-0.11

Dividends & Yields

Open Lending pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share
Dividend Yield
Payout RatioN/A
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta2.79
52-Week Price Change-74.54%
50-Day Moving Average1.91
200-Day Moving Average2.38
Relative Strength Index (RSI)46.78
Average Volume (3m)774.39K

Important Dates

Open Lending upcoming earnings date is Feb 19, 2026, After Close (Confirmed).
Last Earnings DateNov 6, 2025
Next Earnings DateFeb 19, 2026
Ex-Dividend Date

Financial Position

Open Lending as a current ratio of 5.84, with Debt / Equity ratio of 13.89%
Current Ratio5.84
Quick Ratio5.84
Debt to Market Cap0.20
Net Debt to EBITDA1.93
Interest Coverage Ratio-5.78

Taxes

In the past 12 months, Open Lending has paid 70.41M in taxes.
Income Tax70.41M
Effective Tax Rate-1.09

Enterprise Valuation

Open Lending EV to EBITDA ratio is -11.86, with an EV/FCF ratio of 35.11.
EV to Sales25.48
EV to EBITDA-11.86
EV to Free Cash Flow35.11
EV to Operating Cash Flow34.78

Balance Sheet

Open Lending has $222.13M in cash and marketable securities with $10.11M in debt, giving a net cash position of $212.02M billion.
Cash & Marketable Securities$222.13M
Total Debt$10.11M
Net Cash$212.02M
Net Cash Per Share$1.79
Tangible Book Value Per Share$0.61

Margins

Gross margin is -36.75%, with operating margin of -272.14%, and net profit margin of -561.98%.
Gross Margin-36.75%
Operating Margin-272.14%
Pretax Margin-268.92%
Net Profit Margin-561.98%
EBITDA Margin-214.84%
EBIT Margin-221.81%

Analyst Forecast

The average price target for Open Lending is $3.17, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$3.17
Price Target Upside92.12% Upside
Analyst ConsensusModerate Buy
Analyst Count5
Revenue Growth Forecast-82.33%
EPS Growth Forecast-3365.80%

Scores

Smart Score4
AI Score
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