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Open Lending Corporation (LPRO)
NASDAQ:LPRO
Total Valuation
Open Lending has a market cap or net worth of $118.05M. The enterprise value is $602.25M.
Market Cap$118.05M
Enterprise Value$602.25M
Share Statistics
Open Lending has 119.78M shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding119.78M
Owened by Insiders2.81%
Owened by Instutions35.62%
Financial Efficiency
Open Lending’s return on equity (ROE) is 0.11 and return on invested capital (ROIC) is 6.20%.
Return on Equity (ROE)10.74%
Return on Assets (ROA)5.90%
Return on Invested Capital (ROIC)6.20%
Return on Capital Employed (ROCE)8.23%
Revenue Per Employee$467,741.463
Profits Per Employee$22,360.976
Employee Count205
Asset Turnover0.31
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Open Lending is 46.59. Open Lending’s PEG ratio is -0.71.
PE Ratio46.59
PS Ratio8.75
PB Ratio5.00
Price to Fair Value5.00
Price to FCF12.78
Price to Operating Cash Flow12.44
PEG Ratio-0.71
Income Statement
In the last 12 months, Open Lending had revenue of $95.89M and earned $4.58M in profits. Earnings per share was $0.03.
Revenue$95.89M
Gross Profit$72.93M
Operating Income$4.90M
Pretax Income$6.03M
Net Income$4.58M
EBITDA15.85M
Earnings Per Share (EPS)0.03
Cash Flow
In the last 12 months, operating cash flow was $37.73M and capital expenditures -$3.33M, giving a free cash flow of $34.40M billion.
Operating Cash Flow$37.73M
Free Cash Flow$34.40M
Free Cash Flow per Share$0.29
Dividends & Yields
Open Lending pays an annual dividend of , resulting in a dividend yield of
Dividend Per Share
Dividend Yield
Payout Ratio
Free Cash Flow Yield7.83%
Earnings Yield2.15%
Stock Price Statistics
Beta2.43
52-Week Price Change-83.33%
50-Day Moving Average4.40
200-Day Moving Average5.45
Relative Strength Index (RSI)11.53
Average Volume (3m)2.59M
Important Dates
Open Lending upcoming earnings date is May 13, 2025, After Close.
Last Earnings DateMar 31, 2025
Next Earnings DateMay 13, 2025
Ex-Dividend Date―
Financial Position
Open Lending as a current ratio of 14.08, with Debt / Equity ratio of 0.72
Current Ratio14.08
Quick Ratio14.08
Debt to Market Cap0.14
Net Debt to EBITDA-2.23
Interest Coverage Ratio2.73
Taxes
In the past 12 months, Open Lending has paid $1.44M in taxes.
Income Tax$1.44M
Effective Tax Rate23.52%
Enterprise Valuation
Open Lending EV to EBITDA ratio is 22.67, with an EV/FCF ratio of 11.63.
EV to Sales7.97
EV to EBITDA22.67
EV to Free Cash Flow11.63
EV to Operating Cash Flow11.33
Balance Sheet
Open Lending has $250.23M in cash and marketable securities with $144.97M in debt, giving a net cash position of -$105.27M billion.
Cash & Marketable Securities$250.23M
Total Debt$144.97M
Net Cash-$105.27M
Net Cash Per Share-$0.88
Tangible Book Value Per Share$1.70
Margins
Gross margin is 81.03%, with operating margin of 24.75%, and net profit margin of 18.79%.
Gross Margin81.03%
Operating Margin24.75%
Pretax Margin24.57%
Net Profit Margin18.79%
EBITDA Margin35.16%
EBIT Margin33.64%
Analyst Forecast
The average price target for Open Lending is $4.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$4.50
Price Target Upside378.72%
Analyst ConsensusModerate Buy
Analyst Count6
Revenue Growth Forecast-79.55%
EPS Growth Forecast-726.70%