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Open Lending Corporation (LPRO)
NASDAQ:LPRO
Total Valuation
Open Lending has a market cap or net worth of $246.76M. The enterprise value is $798.30M.
Market Cap$246.76M
Enterprise Value$798.30M
Share Statistics
Open Lending has 119,786,420 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding119,786,420
Owned by Insiders2.57%
Owned by Institutions35.53%
Financial Efficiency
Open Lending’s return on equity (ROE) is -1.73 and return on invested capital (ROIC) is -53.24%.
Return on Equity (ROE)-1.73
Return on Assets (ROA)-0.46
Return on Invested Capital (ROIC)-53.24%
Return on Capital Employed (ROCE)-0.26
Revenue Per Employee117.19K
Profits Per Employee-658.59K
Employee Count205
Asset Turnover0.08
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Open Lending is -5.27. Open Lending’s PEG ratio is -0.24.
PE Ratio-5.27
PS Ratio0.00
PB Ratio4.00
Price to Fair Value9.11
Price to FCF7.97
Price to Operating Cash Flow7.92
PEG Ratio-0.24
Income Statement
In the last 12 months, Open Lending had revenue of 24.02M and earned -135.01M in profits. Earnings per share was -1.13.
Revenue24.02M
Gross Profit169.00K
Operating Income-65.38M
Pretax Income-64.61M
Net Income-135.01M
EBITDA-51.61M
Earnings Per Share (EPS)-1.13
Cash Flow
In the last 12 months, operating cash flow was 2.75M and capital expenditures -3.86M, giving a free cash flow of -1.11M billion.
Operating Cash Flow2.75M
Free Cash Flow-1.11M
Free Cash Flow per Share>-0.01
Dividends & Yields
Open Lending pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta2.54
52-Week Price Change-61.67%
50-Day Moving Average1.56
200-Day Moving Average4.48
Relative Strength Index (RSI)61.39
Average Volume (3m)1.50M
Important Dates
Open Lending upcoming earnings date is Aug 12, 2025, TBA Not Confirmed.
Last Earnings DateMay 7, 2025
Next Earnings DateAug 12, 2025
Ex-Dividend Date―
Financial Position
Open Lending as a current ratio of 5.84, with Debt / Equity ratio of 71.19%
Current Ratio5.84
Quick Ratio5.84
Debt to Market Cap0.02
Net Debt to EBITDA4.50
Interest Coverage Ratio-5.78
Taxes
In the past 12 months, Open Lending has paid 70.41M in taxes.
Income Tax70.41M
Effective Tax Rate-1.09
Enterprise Valuation
Open Lending EV to EBITDA ratio is -9.28, with an EV/FCF ratio of 27.48.
EV to Sales19.94
EV to EBITDA-9.28
EV to Free Cash Flow27.48
EV to Operating Cash Flow27.23
Balance Sheet
Open Lending has $236.23M in cash and marketable securities with $197.55M in debt, giving a net cash position of -$38.68M billion.
Cash & Marketable Securities$236.23M
Total Debt$197.55M
Net Cash-$38.68M
Net Cash Per Share-$0.32
Tangible Book Value Per Share$0.61
Margins
Gross margin is 88.88%, with operating margin of -272.14%, and net profit margin of -561.98%.
Gross Margin88.88%
Operating Margin-272.14%
Pretax Margin-268.92%
Net Profit Margin-561.98%
EBITDA Margin-214.84%
EBIT Margin-221.81%
Analyst Forecast
The average price target for Open Lending is $2.65, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$2.65
Price Target Upside28.64% Upside
Analyst ConsensusModerate Buy
Analyst Count8
Revenue Growth Forecast-83.91%
EPS Growth Forecast-1062.77%