Open Lending Corporation (LPRO)
NASDAQ:LPRO
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Total Valuation
Open Lending has a market cap or net worth of $209.24M. The enterprise value is $112.92M.
Market Cap$209.24M
Enterprise Value$112.92M
Share Statistics
Open Lending has 118,217,080 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding118,217,080
Owned by Insiders0.79%
Owned by Institutions36.08%
Financial Efficiency
Open Lending’s return on equity (ROE) is -0.06 and return on invested capital (ROIC) is 2.42%.
Return on Equity (ROE)-0.06
Return on Assets (ROA)-0.02
Return on Invested Capital (ROIC)2.42%
Return on Capital Employed (ROCE)0.03
Revenue Per Employee454.72K
Profits Per Employee-20.66K
Employee Count205
Asset Turnover0.39
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Open Lending is ―. Open Lending’s PEG ratio is 0.45.
PE Ratio―
PS Ratio1.97
PB Ratio2.45
Price to Fair Value2.45
Price to FCF-56.56
Price to Operating Cash Flow2.16K
PEG Ratio0.45
Income Statement
In the last 12 months, Open Lending had revenue of 93.22M and earned -4.24M in profits. Earnings per share was -0.04.
Revenue93.22M
Gross Profit70.40M
Operating Income5.99M
Pretax Income-5.37M
Net Income-4.24M
EBITDA8.40M
Earnings Per Share (EPS)-0.04
Cash Flow
In the last 12 months, operating cash flow was 98.00K and capital expenditures -305.00K, giving a free cash flow of -207.00K billion.
Operating Cash Flow98.00K
Free Cash Flow-207.00K
Free Cash Flow per Share>-0.01
Dividends & Yields
Open Lending pays an annual dividend of ―, resulting in a dividend yield of ―
Dividend Per Share―
Dividend Yield―
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta2.91
52-Week Price Change-12.20%
50-Day Moving Average1.56
200-Day Moving Average1.78
Relative Strength Index (RSI)56.22
Average Volume (3m)569.02K
Important Dates
Open Lending upcoming earnings date is Aug 11, 2026, After Close (Confirmed).
Last Earnings DateMay 7, 2026
Next Earnings DateAug 11, 2026
Ex-Dividend Date―
Financial Position
Open Lending as a current ratio of 4.52, with Debt / Equity ratio of 112.96%
Current Ratio4.52
Quick Ratio4.52
Debt to Market Cap0.47
Net Debt to EBITDA-10.54
Interest Coverage Ratio0.62
Taxes
In the past 12 months, Open Lending has paid -1.13M in taxes.
Income Tax-1.13M
Effective Tax Rate0.21
Enterprise Valuation
Open Lending EV to EBITDA ratio is 11.34, with an EV/FCF ratio of -29.31.
EV to Sales1.02
EV to EBITDA11.34
EV to Free Cash Flow-29.31
EV to Operating Cash Flow-29.83
Balance Sheet
Open Lending has $184.95M in cash and marketable securities with $85.08M in debt, giving a net cash position of $99.87M billion.
Cash & Marketable Securities$184.95M
Total Debt$85.08M
Net Cash$99.87M
Net Cash Per Share$0.84
Tangible Book Value Per Share$0.60
Margins
Gross margin is 77.24%, with operating margin of 6.43%, and net profit margin of -4.54%.
Gross Margin77.24%
Operating Margin6.43%
Pretax Margin-5.76%
Net Profit Margin-4.54%
EBITDA Margin9.02%
EBIT Margin6.43%
Analyst Forecast
The average price target for Open Lending is $2.50, which is 11.43% higher than the current price. The consensus rating is Moderate Buy
Price Target$2.50
Price Target Upside46.20% Upside
Analyst ConsensusModerate Buy
Analyst Count4
Revenue Growth Forecast405.40%
EPS Growth Forecast96.15%