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Open Lending Corporation (LPRO)
NASDAQ:LPRO
US Market
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Open Lending (LPRO) Earnings Dates, Call Summary & Reports

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Earnings Data

Report Date
Feb 19, 2026
After Close (Confirmed)
Period Ending
2025 (Q4)
Consensus EPS Forecast
0.01
Last Year’s EPS
-1.21
Same Quarter Last Year
Moderate Buy
Based on 4 Analysts Ratings

Earnings Call Summary

Q3 2025
Earnings Call Date:Nov 06, 2025|
% Change Since:
|
Earnings Call Sentiment|Neutral
The earnings call presented a mix of promising new product launches and improved financial metrics, alongside challenges such as decreased loan certifications and increased operating expenses. Despite these challenges, the company is positioning itself for future growth with strategic initiatives.
Company Guidance
During the third quarter of 2025, Open Lending introduced ApexOne Auto, a new prime credit automated decisioning platform aimed at diversifying revenue through a subscription-based model with minimum application volumes. The company facilitated 23,880 certified loans, a decrease from the previous year due to tightened lending standards. Notably, there was an 8% year-over-year increase in program fee unit economics, while profit share revenue from new originations was $7.4 million. The company also reported a positive CIE adjustment of $1.1 million. Open Lending's credit union and bank channels accounted for 89.8% of loan volumes, and the company hosted its 12th Annual Executive Lending Roundtable with 264 attendees. The amended reseller agreement with Allied Solutions is expected to yield over $2.5 million in annual cost savings by 2027. Despite a net loss of $7.6 million for the quarter, adjusted EBITDA was positive at $5.6 million. The company projects fourth-quarter certified loans between 21,500 and 23,500, highlighting a focus on achieving sustainable growth and profitability.
Introduction of ApexOne Auto
Open Lending announced the introduction of ApexOne Auto, a new prime credit automated decisioning platform, which diversifies revenue and adds a recurring revenue stream.
Positive Adjusted EBITDA
The company achieved three consecutive quarters of positive adjusted EBITDA, reflecting improved financial stability.
Improved Program Fee Unit Economics
The third quarter saw an 8% year-over-year increase in program fee unit economics, indicating a favorable mix of lenders.
Reduction in Credit Risk Exposure
Credit depth concentration in SuperThin and credit builder loans was reduced to 6%, down from 24% in the third quarter of 2024.
Amendment to Reseller Agreement with Allied Solutions
The updated agreement is expected to bring over $2.5 million in annual cost savings starting in 2027.
Customer Retention Success
Open Lending added 10 new logos and had no customer cancellations, showing strong customer retention.

Open Lending (LPRO) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

LPRO Earnings History

Report Date
Fiscal Quarter
Forecast / EPS
Last Year's EPS
EPS YoY Change
Press Release
Slides
Play Transcript
Feb 19, 2026
2025 (Q4)
0.01 / -
-1.21
Nov 06, 2025
2025 (Q3)
<0.01 / -0.06
0.01-700.00% (-0.07)
Aug 06, 2025
2025 (Q2)
>-0.01 / 0.01
0.02-50.00% (-0.01)
May 07, 2025
2025 (Q1)
- / 0.01
0.04-75.00% (-0.03)
Mar 31, 2025
2024 (Q4)
<0.01 / 0.01
0.04-75.00% (-0.03)
Nov 07, 2024
2024 (Q3)
0.04 / 0.01
0.02-50.00% (-0.01)
Aug 08, 2024
2024 (Q2)
0.05 / 0.02
0.09-77.78% (-0.07)
May 07, 2024
2024 (Q1)
0.05 / 0.04
0.1-60.00% (-0.06)
Feb 27, 2024
2023 (Q4)
0.04 / -0.04
-0.03-33.33% (-0.01)
Nov 07, 2023
2023 (Q3)
0.07 / 0.02
0.19-89.47% (-0.17)
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed

LPRO Earnings-Related Price Changes

Report Date
Price 1 Day Before
Price 1 Day After
Percentage Change
Nov 06, 2025
$1.61$1.45-9.94%
Aug 06, 2025
$2.14$2.25+5.14%
May 07, 2025
$1.55$1.84+18.71%
Mar 31, 2025
$2.76$1.17-57.61%
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Open Lending Corporation (LPRO) report earnings?
Open Lending Corporation (LPRO) is schdueled to report earning on Feb 19, 2026, After Close (Confirmed).
    What is Open Lending Corporation (LPRO) earnings time?
    Open Lending Corporation (LPRO) earnings time is at Feb 19, 2026, After Close (Confirmed).
      Where can I see when companies are reporting earnings?
      You can see which companies are reporting today on our designated earnings calendar.
        What companies are reporting earnings today?
        You can see a list of the companies which are reporting today on TipRanks earnings calendar.
          What is LPRO EPS forecast?
          LPRO EPS forecast for the fiscal quarter 2025 (Q4) is 0.01.
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