South Indian Bank Limited (IN:SOUTHBANK)
:SOUTHBANK
SOUTHBANK Stock Chart & Stats
₹38.58
₹0.41(1.61%)
At close: 4:00 PM EST
₹38.58
₹0.41(1.61%)
Day’s Range― - ―
52-Week Range₹23.05 - ₹46.85
Previous CloseN/A
Volume16.44M
Average Volume (3M)1.78M
Market Cap
₹100.28B
Enterprise Value₹75.46B
Total Cash (Recent Filing)₹100.85B
Total Debt (Recent Filing)₹66.47B
Price to Earnings (P/E)6.7
Beta0.94
Next Earnings
May 15, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield1.05%
Share Statistics
EPS (TTM)1.43
Shares Outstanding2,617,567,900
10 Day Avg. Volume3,908,439
30 Day Avg. Volume1,784,160
Financial Highlights & Ratios
PEG Ratio-2.02
Price to Book (P/B)0.61
Price to Sales (P/S)0.55
P/FCF Ratio-0.76
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price Target
₹52.00Price Target Upside34.78% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)6.08
Revenue Forecast (FY)₹62.05B
Bulls Say, Bears Say
Bulls Say
Resilient, Diversified Banking Revenue ModelThe bank's core earnings are driven by net interest margins plus fee income and treasury gains. This multi‑channel revenue mix (lending spreads, fees, investment income, recoveries) supports durable cash generation and reduces reliance on any single income source over a 2–6 month horizon.
Improving Profitability And MarginsSustained improvement in gross, net and operating margins points to better cost management and pricing power on lending products. Higher margin durability boosts internal capital generation and the ability to absorb credit costs, strengthening long‑term earnings quality.
Solid Equity Position And Improved ROEA stronger equity base and rising ROE enhance loss‑absorption capacity and support scaled lending. Improved capital efficiency gives management flexibility to expand credit or invest in business initiatives without immediate capital raises, a durable fundamental advantage.
Bears Say
Operating Cash Flow VolatilityIntermittent negative operating cash flow and swinging free cash flow signal inconsistent internal liquidity generation. This can force greater reliance on deposits or wholesale funding, constrain strategic spending, and increase vulnerability during stress periods over the next several months.
Rising Leverage / Higher Debt-to-equityAn uptick in leverage reduces financial flexibility and raises sensitivity to funding cost shifts or asset‑quality deterioration. Higher debt levels can compress net interest margins and increase capital strain, making balance‑sheet management a structural risk over the medium term.
Inconsistent Revenue Growth TrajectoryModest ~8% revenue growth coupled with described inconsistency undermines predictability of loan book and fee income expansion. Without steadier top‑line momentum, sustaining margin gains and funding required for growth may be more difficult over the coming quarters.
South Indian Bank Limited News
SOUTHBANK FAQ
What was South Indian Bank Limited’s price range in the past 12 months?
South Indian Bank Limited lowest stock price was ₹23.05 and its highest was ₹46.85 in the past 12 months.
What is South Indian Bank Limited’s market cap?
South Indian Bank Limited’s market cap is ₹100.28B.
When is South Indian Bank Limited’s upcoming earnings report date?
South Indian Bank Limited’s upcoming earnings report date is May 15, 2026 which is in 36 days.
How were South Indian Bank Limited’s earnings last quarter?
South Indian Bank Limited released its earnings results on Jan 15, 2026. The company reported ₹1.431 earnings per share for the quarter, beating the consensus estimate of N/A by ₹1.431.
Is South Indian Bank Limited overvalued?
According to Wall Street analysts South Indian Bank Limited’s price is currently Undervalued.
Does South Indian Bank Limited pay dividends?
South Indian Bank Limited pays a Annually dividend of ₹0.4 which represents an annual dividend yield of 1.05%. See more information on South Indian Bank Limited dividends here
What is South Indian Bank Limited’s EPS estimate?
South Indian Bank Limited’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does South Indian Bank Limited have?
South Indian Bank Limited has 2,617,567,900 shares outstanding.
What happened to South Indian Bank Limited’s price movement after its last earnings report?
South Indian Bank Limited reported an EPS of ₹1.431 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went same 0%.
Which hedge fund is a major shareholder of South Indian Bank Limited?
Currently, no hedge funds are holding shares in IN:SOUTHBANK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
South Indian Bank Limited
The South Indian Bank Limited provides various banking products and services in India. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. Its personal banking products and services include savings and current accounts, term deposits, and unclaimed deposits/inoperative accounts; personal, car, home, gold, educational, property, and other loans, as well as one time settlement scheme for micro and small enterprises sector; and mutual funds. The company also offers insurance products, such as life insurance, health insurance, and various credit risk insurance, as well as general insurance products, such as fire, liability, marine, motor, personal accident, and travel insurance products. In addition, it provides money transfer services; various cards; and value added services, including SIB rewardz, KYC certification of mutual fund investors, SIB e-academia, 3-in-one trading KIT, green pin, SIB feebook, branch banking, FX-retail, NETC FASTag, sovereign gold bonds, credit and debit cards, ATM cum shopping card, mobile and Internet banking, demat, pension system, online trading, SIB collect, PAN service agency, cash management, travel card, direct debit, tax payment and savings investments, and safe deposit locker services, as well as distributes capital gain bonds and tax free bonds. The company's NRI banking services comprise NRE and NRO rupee accounts, and foreign currency deposits, as well as portfolio investment schemes. Its business banking services include normal and premium accounts, SIB merchant plus, and trader smart current accounts; working capital, long term, non-fund based, supply chain, and SIB commercial vehicle loans; international finance; mortgage and business loans; and merchant acquiring services. As of March 31, 2022, the company had a network of 935 branches and 1270 ATMs/CRMs. The South Indian Bank Limited was incorporated in 1929 and is headquartered in Thrissur, India.
SOUTHBANK Stock 12 Month Forecast
Average Price Target
₹52.00
▲(34.78% Upside)
Technical Analysis
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