Karnataka Bank Ltd. (IN:KTKBANK)
:KTKBANK
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KTKBANK Stock Chart & Stats
₹200.05
-₹2.39(-1.17%)
At close: 4:00 PM EST
₹200.05
-₹2.39(-1.17%)
Day’s Range― - ―
52-Week Range₹169.05 - ₹275.10
Previous CloseN/A
Volume845.19K
Average Volume (3M)65.77K
Market Cap
₹101.47B
Enterprise Value₹42.18B
Total Cash (Recent Filing)₹74.68B
Total Debt (Recent Filing)₹13.09B
Price to Earnings (P/E)6.7
Beta0.91
Next Earnings
May 22, 2026Next Dividend Ex-DateN/A
Dividend Yield2.42%
Share Statistics
EPS (TTM)30.37
Shares Outstanding378,181,550
10 Day Avg. Volume57,471
30 Day Avg. Volume65,774
Financial Highlights & Ratios
PEG Ratio-0.35
Price to Book (P/B)0.56
Price to Sales (P/S)0.66
P/FCF Ratio-1.01
Enterprise Value/Market CapN/A
Enterprise Value/RevenueN/A
Enterprise Value/Gross ProfitN/A
Enterprise Value/EbitdaN/A
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)33.2
Revenue Forecast (FY)₹48.44B
Bulls Say, Bears Say
Bulls Say
Strong Revenue GrowthA sustained ~51% revenue increase with higher net income signals expanding lending and fee businesses and improved scale. That growth strengthens recurring earnings capacity, supports reinvestment into distribution and digital channels, and bolsters medium‑term ROE resilience.
Conservative Balance SheetLow leverage and rising equity provide capital headroom and reduce funding vulnerability. A conservatively positioned balance sheet gives regulatory and liquidity buffer, enabling steady lending growth and lower probability of forced capital actions during economic stress for a regional bank.
Diversified Revenue MixA mix of net interest and fee-based income reduces dependence on a single revenue driver. Fee income and treasury/other sales can stabilize margins when loan yields fluctuate, supporting durable cash generation and customer monetization across retail, MSME, agri and corporate segments.
Bears Say
Weak Cash Flow ConversionSharp negative operating and free cash flows reflect weak cash conversion and elevated volatility in balance-sheet flows. If persistent, this undermines earnings quality, increases dependency on external funding, and could necessitate balance-sheet or capital adjustments over the medium term.
Inconsistent ProfitabilityVolatile margins and uneven profitability across periods reduce forecast reliability and complicate strategic planning. Inconsistent earnings make it harder to sustain dividend policies, invest predictably in growth initiatives, and maintain stakeholder confidence through economic cycles.
Variable Leverage Over TimeMaterial year-to-year shifts in leverage indicate the funding and capital mix can change quickly, raising execution and regulatory risk. Such variability can prompt reactive capital raises or lending slowdowns in stress periods, limiting strategic flexibility for the bank.
Karnataka Bank Ltd. News
KTKBANK FAQ
What was Karnataka Bank Ltd.’s price range in the past 12 months?
Karnataka Bank Ltd. lowest stock price was ₹169.05 and its highest was ₹275.10 in the past 12 months.
What is Karnataka Bank Ltd.’s market cap?
Karnataka Bank Ltd.’s market cap is ₹101.47B.
When is Karnataka Bank Ltd.’s upcoming earnings report date?
Karnataka Bank Ltd.’s upcoming earnings report date is May 22, 2026 which is in 16 days.
How were Karnataka Bank Ltd.’s earnings last quarter?
Karnataka Bank Ltd. released its earnings results on Feb 10, 2026. The company reported ₹7.7 earnings per share for the quarter, the consensus estimate of ₹7.7 by ₹0.
Is Karnataka Bank Ltd. overvalued?
According to Wall Street analysts Karnataka Bank Ltd.’s price is currently Overvalued.
Does Karnataka Bank Ltd. pay dividends?
Karnataka Bank Ltd. pays a Annually dividend of ₹5 which represents an annual dividend yield of 2.42%. See more information on Karnataka Bank Ltd. dividends here
What is Karnataka Bank Ltd.’s EPS estimate?
Karnataka Bank Ltd.’s EPS estimate is 8.
How many shares outstanding does Karnataka Bank Ltd. have?
Karnataka Bank Ltd. has 378,181,550 shares outstanding.
What happened to Karnataka Bank Ltd.’s price movement after its last earnings report?
Karnataka Bank Ltd. reported an EPS of ₹7.7 in its last earnings report, expectations of ₹7.7. Following the earnings report the stock price went down -0.532%.
Which hedge fund is a major shareholder of Karnataka Bank Ltd.?
Currently, no hedge funds are holding shares in IN:KTKBANK
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Karnataka Bank Ltd.
The Karnataka Bank Limited provides personal and business banking products and services in India. It operates through four segments: Treasury Operations, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations. The company offers savings and current accounts; fixed, cash certificate, and recurring deposits; and non-resident rupee, ordinary non-resident, foreign currency, and resident foreign currency accounts, as well as non-resident Indian priority banking services. It also provides loan products, including vehicle, home, education, personal, MSME, mortgage, women entrepreneur, gold, and other loans, as well as loans against property. In addition, the company offers debit, credit, gift, deposit only, and image cards; life, general, and health insurance products; investment products; remittance and other services; and forex services comprising pre and post-shipment, export collection bills, export LC advising, inward remittance facility, import letter of credit, import bill collection, buyer's credit, and outward remittances. Further, it provides point of sale service for merchant's payment solutions; and KBL e-COLLECT, a fee payment processing platform, which enables the institution to offer parents and students a way to pay their fees through a range of payment options. Additionally, the company offers various loans for agriculture; and other services, such as internet and mobile banking, mutual funds, demat and online trading services, locker facility, and funds transfer services. As of March 31, 2022, it operated through a network of 877 branches, 885 ATMs and 563 cash recyclers. The company was incorporated in 1924 and is headquartered in Mangalore, India.
Technical Analysis
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