Dave Inc. (DAVE)
NASDAQ:DAVE
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DAVE Stock Chart & Stats
$250.71
-$1.67(-1.95%)
At close: 4:00 PM EST
$250.71
-$1.67(-1.95%)
Day’s Range― - ―
52-Week Range$152.21 - $287.69
Previous CloseN/A
Volume111.74K
Average Volume (3M)523.15K
Market Cap
$3.06B
Enterprise Value$3.21B
Total Cash (Recent Filing)$133.33M
Total Debt (Recent Filing)$268.21M
Price to Earnings (P/E)10.1
Beta2.30
Next Earnings
Aug 12, 2026EPS Estimate
3.31Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)16.71
Shares Outstanding11,400,165
10 Day Avg. Volume373,470
30 Day Avg. Volume523,152
Financial Highlights & Ratios
PEG Ratio0.07
Price to Book (P/B)8.39
Price to Sales (P/S)5.34
P/FCF Ratio10.22
Enterprise Value/Market Cap1.05
Enterprise Value/Revenue5.30
Enterprise Value/Gross Profit6.09
Enterprise Value/Ebitda14.67
Forecast
1Y Price Target
$317.43Price Target Upside26.61% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering7
EPS Forecast (FY)15.21
Revenue Forecast (FY)$709.90M
Bulls Say, Bears Say
Bulls Say
AI Underwriting And Unit EconomicsAI-driven underwriting combined with revised pricing and subscription approaches has raised revenue per user and supported margin expansion and stronger free cash flow conversion.
Balance Sheet And FundingMoving ExtraCash receivables off the balance sheet through a Coastal partnership is expected to make the business more capital-light and lower funding costs, improving financial flexibility.
New Product Revenue (Buy-Now-Pay-Later)Flex buy-now-pay-later product leverages the CashAI underwriting engine and is positioned to be a meaningful incremental revenue and margin driver for the company.
Bears Say
Customer Acquisition CostsRising customer acquisition costs could weigh on profitability if acquisition efficiency does not continue to improve, making growth more expensive.
Regulatory And Reputational RiskPerceptions of short-term fees as predatory create potential regulatory scrutiny and reputational risk that could limit product availability or increase compliance costs.
Share Price Volatility From HeadlinesHeadline-driven market panic can trigger sharp sell-offs that may not reflect consumer demand, increasing share price volatility and investor risk.
Dave News
DAVE FAQ
What was Dave Inc.’s price range in the past 12 months?
Dave Inc. lowest stock price was $152.21 and its highest was $287.69 in the past 12 months.
What is Dave Inc.’s market cap?
Dave Inc.’s market cap is $3.06B.
When is Dave Inc.’s upcoming earnings report date?
Dave Inc.’s upcoming earnings report date is Aug 12, 2026 which is in 81 days.
How were Dave Inc.’s earnings last quarter?
Dave Inc. released its earnings results on May 05, 2026. The company reported $4.02 earnings per share for the quarter, beating the consensus estimate of $2.639 by $1.381.
Is Dave Inc. overvalued?
According to Wall Street analysts Dave Inc.’s price is currently Undervalued.
Does Dave Inc. pay dividends?
Dave Inc. does not currently pay dividends.
What is Dave Inc.’s EPS estimate?
Dave Inc.’s EPS estimate is 3.31.
How many shares outstanding does Dave Inc. have?
Dave Inc. has 11,400,165 shares outstanding.
What happened to Dave Inc.’s price movement after its last earnings report?
Dave Inc. reported an EPS of $4.02 in its last earnings report, beating expectations of $2.639. Following the earnings report the stock price went down -6.611%.
Which hedge fund is a major shareholder of Dave Inc.?
Currently, no hedge funds are holding shares in DAVE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Dave Stock Smart Score
Neutral
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Analyst Consensus
Strong Buy
Average Price Target:
$317.43 (26.61% Upside)
$317.43 (26.61% Upside)
Blogger Sentiment
Bullish
DAVE Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 45.2K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 0.9%
Last 30 Days ▼ 4.6%
Last 30 Days ▼ 4.6%
News Sentiment
Very Bullish
Bullish news 99%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Positive
20 days / 200 days
Momentum
14.89%
12-Months-Change
Fundamentals
Return on Equity
84.51%
Trailing 12-Months
Asset Growth
68.07%
Trailing 12-Months
Company Description
Dave Inc.
Dave Inc. provides a suite of financial products and services through its financial service online platform. The company offers Insights, a personal financial management tool to manage income and expenses between paychecks for members; ExtraCash, a free overdraft and short-term credit alternative, which allows members to advance funds to their account and avoid a fee; and Side Hustle, a job application portal. It also provides Dave Banking, a digital checking and demand deposit account. The company was founded in 2015 and is based in West Hollywood, California.
DAVE Company Deck
DAVE Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized multiple strong operational and financial beats: robust 47% revenue growth, 57% adjusted EBITDA growth with high margins, improving credit performance (28‑day DPD at 1.69%), accelerating monetization (ARPU +24%), and active capital returns (significant buybacks and guidance raise). Lowlights were largely tactical and timing-related — Q1 seasonality and a ~$5M provision timing impact, modest near-term hiring costs, and the fact that new product Dave Flex is still in testing and not included in 2026 guidance. Given the breadth and magnitude of positive metrics, guidance raise, and capital actions relative to the limited and manageable headwinds, the tone is strongly constructive.View all DAVE earnings summariesDAVE Stock 12 Month Forecast
Average Price Target
$317.43
▲(26.61% Upside)
Technical Analysis
Ownership Overview
5.71% Insiders
23.69% Mutual Funds
35.73% Other Institutional Investors
21.93% Public Companies and Individual Investors
Options Prices
Currently, No data available
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