Education
About Us
Working with TipRanks
Follow Us
Dave (DAVE)
NASDAQ:DAVE
DAVE Stock Chart & Stats
$209.82
-$1.67(-1.95%)
At close: 4:00 PM EST
$209.82
-$1.67(-1.95%)
Day’s Range― - ―
52-Week Range$65.46 - $286.45
Previous CloseN/A
Volume111.74K
Average Volume (3M)585.96K
Market Cap
$2.85B
Enterprise Value$2.78B
Total Cash (Recent Filing)$121.31M
Total Debt (Recent Filing)$75.20M
Price to Earnings (P/E)15.1
Beta2.34
Next Earnings
May 12, 2026EPS Estimate
2.61Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)4.57
Shares Outstanding12,245,516
10 Day Avg. Volume504,535
30 Day Avg. Volume585,964
Financial Highlights & Ratios
PEG Ratio0.07
Price to Book (P/B)8.39
Price to Sales (P/S)5.78
P/FCF Ratio10.22
Enterprise Value/Market Cap0.98
Enterprise Value/Revenue5.42
Enterprise Value/Gross Profit6.80
Enterprise Value/Ebitda15.26
Forecast
1Y Price Target
$314.50Price Target Upside49.89% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering7
EPS Forecast (FY)12.66
Revenue Forecast (FY)$689.37M
Bulls Say, Bears Say
Bulls Say
AI-driven Underwriting And Credit StrategyAI-powered, cash-flow-based underwriting and a credit-first approach are positioned to improve credit quality and drive higher revenue per user through smarter pricing and subscription adoption.
Funding Model And Capital-light PartnershipMoving small-dollar receivables off the balance sheet via a partnership is expected to reduce funding costs and make the business more capital-light, supporting profitability and free cash flow conversion.
New Product Monetization And Margin ExpansionIntroduction of buy-now-pay-later and other products that leverage the existing underwriting engine can generate incremental revenue while supporting margin improvement as these offerings scale.
Bears Say
Market-driven Volatility And Sentiment RiskHeadline-driven sell-offs and market panic can depress the stock independently of operating strength, increasing share-price volatility and investor risk.
Regulatory And Reputational RiskConcerns that short-term fees may be viewed as predatory could attract regulatory scrutiny or reputational damage, which would harm user growth and revenue generation.
Rising Customer Acquisition CostAn increase in customer acquisition cost could weigh on profitability if improvements in acquisition efficiency and retention do not continue to offset higher marketing spend.
Dave News
DAVE FAQ
What was Dave’s price range in the past 12 months?
Dave lowest stock price was $65.46 and its highest was $286.45 in the past 12 months.
What is Dave’s market cap?
Dave’s market cap is $2.85B.
When is Dave’s upcoming earnings report date?
Dave’s upcoming earnings report date is May 12, 2026 which is in 50 days.
How were Dave’s earnings last quarter?
Dave released its earnings results on Mar 02, 2026. The company reported $4.57 earnings per share for the quarter, beating the consensus estimate of $3.313 by $1.257.
Is Dave overvalued?
According to Wall Street analysts Dave’s price is currently Undervalued.
Does Dave pay dividends?
Dave does not currently pay dividends.
What is Dave’s EPS estimate?
Dave’s EPS estimate is 2.61.
How many shares outstanding does Dave have?
Dave has 12,245,516 shares outstanding.
What happened to Dave’s price movement after its last earnings report?
Dave reported an EPS of $4.57 in its last earnings report, beating expectations of $3.313. Following the earnings report the stock price went up 4.899%.
Which hedge fund is a major shareholder of Dave?
Currently, no hedge funds are holding shares in DAVE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Dave Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$314.50 (49.89% Upside)
$314.50 (49.89% Upside)
Blogger Sentiment
Bullish
DAVE Sentiment 90%
Sector Average 68%
Sector Average 68%
Hedge Fund Trend
Decreased
By 45.2K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Negative
Last 7 Days ▼ 0.7%
Last 30 Days ▼ 1.0%
Last 30 Days ▼ 1.0%
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
139.00%
12-Months-Change
Fundamentals
Return on Equity
73.90%
Trailing 12-Months
Asset Growth
62.84%
Trailing 12-Months
Company Description
Dave
Dave Inc. provides a suite of financial products and services through its financial service online platform. The company offers Insights, a personal financial management tool to manage income and expenses between paychecks for members; ExtraCash, a free overdraft and short-term credit alternative, which allows members to advance funds to their account and avoid a fee; and Side Hustle, a job application portal. It also provides Dave Banking, a digital checking and demand deposit account. The company was founded in 2015 and is based in West Hollywood, California.
DAVE Company Deck
DAVE Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call emphasized strong, broad-based operating performance in 2025 — high revenue growth (60%), sizable adjusted EBITDA expansion (162% YoY), record margins, improving credit metrics via CashAI v5.5, and clear 2026 growth and profitability guidance. Management reported durable unit economics (improved payback, higher ARPU, record originations) and concrete balance sheet actions (off-balance-sheet receivables, expanded buyback). Key risks included an ongoing DOJ matter, seasonality-related provision timing in Q1, increased near-term marketing spend, and early-stage uncertainty around the pay in 4 product and Coastal fees affecting non-GAAP gross profit. Overall, positives materially outweigh the limited near-term and ongoing risks.View all DAVE earnings summariesDAVE Stock 12 Month Forecast
Average Price Target
$314.50
▲(49.89% Upside)
Technical Analysis
Ownership Overview
5.35% Insiders
20.09% Mutual Funds
23.99% Other Institutional Investors
39.42% Public Companies and Individual Investors
Options Prices
Currently, No data available
---