Want to see COF full AI Analyst Report?
COF Stock Chart & Stats
$202.84
$4.67(2.30%)
At close: 4:00 PM EDT
$202.84
$4.67(2.30%)
Day’s Range― - ―
52-Week Range$174.24 - $259.64
Previous CloseN/A
Volume249.82K
Average Volume (3M)4.60M
Market Cap
$127.03B
Enterprise Value$158.30K
Total Cash (Recent Filing)$94.88B
Total Debt (Recent Filing)$0.00
Price to Earnings (P/E)74.5
Beta1.45
Next Earnings
Oct 22, 2026EPS Estimate
5.37Next Dividend Ex-DateN/A
Dividend Yield1.41%
Share Statistics
EPS (TTM)16.16
Shares Outstanding613,500,000
10 Day Avg. Volume4,716,697
30 Day Avg. Volume4,600,157
Financial Highlights & Ratios
PEG Ratio-0.92
Price to Book (P/B)1.15
Price to Sales (P/S)1.89
P/FCF Ratio5.01
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$256.94Price Target Upside26.67% Upside
Rating ConsensusStrong Buy
Number of Analyst Covering20
EPS Forecast (FY)20.07
Revenue Forecast (FY)$63.89B
Bulls Say, Bears Say
Bulls Say
Strong Cash GenerationConsistently strong operating and free cash flow means earnings convert to cash, supporting capital allocation, buybacks, and investment in tech/marketing without excessive reliance on external funding. Durable cash conversion bolsters resilience through credit cycles and funds long-term strategic initiatives.
Improving Leverage And Larger Equity BaseA declining debt-to-equity trend and a materially larger equity base strengthen the bank's loss-absorbing capacity and regulatory resilience. Improved leverage supports sustainable lending growth, lowers funding risk, and provides optionality for capital deployment over the medium term.
Discover Integration & Synergy ProgressClear progress on the Discover deal—realized revenue synergies and one-third of opex synergies—induces lasting revenue diversification and cost savings. If sustained, the $2.5B synergy target improves medium-term margins and offsets integration costs, structurally lifting profitability.
Bears Say
Revenue And Margin VolatilitySignificant TTM revenue decline and compressed margins indicate earnings are more cyclical and less predictable. For a card- and lending-heavy franchise, volatility hampers forecasting, pressures return targets, and raises the risk that capital and investment plans must be adjusted during downturns.
Capital Ratio Compression (CET1 Decline)A meaningful quarterly CET1 decline reduces capital buffer versus peers and regulators, constraining flexibility for future buybacks, dividend increases, or accelerated growth. Persistently lower CET1 may force more conservative risk-taking or dilutive capital actions over the medium term.
High Net Charge-offs And Allowance ReleasesElevated net charge-offs alongside allowance releases lowers forward loss coverage and can signal either improving realized losses or under-reserving risk. For a card-centric lender, higher charge-offs materially pressure earnings and require disciplined underwriting and provisioning to sustain long-term credit quality.
Capital One Financial News
COF FAQ
What was Capital One Financial Corp.’s price range in the past 12 months?
Capital One Financial Corp. lowest stock price was $174.24 and its highest was $259.63 in the past 12 months.
What is Capital One Financial Corp.’s market cap?
Capital One Financial Corp.’s market cap is $127.03B.
When is Capital One Financial Corp.’s upcoming earnings report date?
Capital One Financial Corp.’s upcoming earnings report date is Oct 22, 2026 which is in 84 days.
How were Capital One Financial Corp.’s earnings last quarter?
Capital One Financial Corp. released its earnings results on Jul 21, 2026. The company reported $5.81 earnings per share for the quarter, beating the consensus estimate of $4.794 by $1.016.
Is Capital One Financial Corp. overvalued?
According to Wall Street analysts Capital One Financial Corp.’s price is currently Undervalued.
Does Capital One Financial Corp. pay dividends?
Capital One Financial Corp. pays a Quarterly dividend of $0.8 which represents an annual dividend yield of 1.41%. See more information on Capital One Financial Corp. dividends here
What is Capital One Financial Corp.’s EPS estimate?
Capital One Financial Corp.’s EPS estimate is 5.37.
How many shares outstanding does Capital One Financial Corp. have?
Capital One Financial Corp. has 613,500,000 shares outstanding.
What happened to Capital One Financial Corp.’s price movement after its last earnings report?
Capital One Financial Corp. reported an EPS of $5.81 in its last earnings report, beating expectations of $4.794. Following the earnings report the stock price went down -2.357%.
Which hedge fund is a major shareholder of Capital One Financial Corp.?
Currently, no hedge funds are holding shares in COF
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Capital One Financial Stock Smart Score
Neutral
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Strong Buy
Average Price Target:
$256.94 (26.67% Upside)
$256.94 (26.67% Upside)
Blogger Sentiment
Bullish
COF Sentiment 82%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 5.2M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.2%
Last 30 Days ▼ 1.0%
Last 30 Days ▼ 1.0%
News Sentiment
Very Bullish
Bullish news 89%
Bearish news 11%
Bearish news 11%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-2.46%
12-Months-Change
Fundamentals
Return on Equity
1.41%
Trailing 12-Months
Asset Growth
38.35%
Trailing 12-Months
Company Description
Capital One Financial Corp.
Capital One Financial Corporation, identified by its ticker COF, operates as a prominent financial services holding company. It oversees essential subsidiaries such as Capital One Bank (USA), National Association, and Capital One, National Association, which collectively offer a broad spectrum of financial products and services throughout the United States, Canada, and the United Kingdom. The company structures its extensive operations into three core divisions: Credit Card, Consumer Banking, and Commercial Banking. Clients can utilize various deposit instruments, including checking accounts, money market accounts, negotiable order of withdrawal (NOW) accounts, savings accounts, and time deposits. Capital One's lending solutions are equally comprehensive, encompassing credit card financing, personal auto and retail banking loans, as well as significant commercial and multifamily real estate loans, and broader commercial and industrial credit facilities. Furthermore, the corporation provides credit and debit card issuance, robust online direct banking capabilities, and specialized treasury management and custodial services. Capital One serves a diverse clientele that includes individual consumers, small enterprises, and large commercial entities. It reaches these customers through a multi-channel approach, leveraging digital platforms, traditional physical branches, innovative café locations, and other distribution points, particularly within key states like New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California. Established in 1988, Capital One Financial Corporation maintains its primary executive offices in McLean, Virginia.
COF Company Deck
COF Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
Overall the call conveyed solid top-line growth, improving credit metrics, a healthy liquidity and funding posture, and clear progress on Discover integration and synergy realization. Management acknowledged near-term headwinds — most notably a temporary Discover loan "brownout," margin on capital due to buybacks and the Brex impact, elevated expenses tied to integration, technology and marketing, and sizable net charge-offs in the quarter. Taken together the positives (robust revenue growth, improving credit/delinquency trends, high NIM, strong liquidity ratios, and on-track synergy delivery) outweigh the medium-term capital and expense pressures.View all COF earnings summariesCOF Revenue Breakdown
74.04% Credit Card
19.53% Consumer Banking
6.84% Commercial Banking
-0.40% Other

COF Stock 12 Month Forecast
All Analysts
Top Analysts
Average Price Target
$256.94
▲(26.67% Upside)
Technical Analysis
1 Day
3 Days
1 Week
1 Month
Ownership Overview
0.85% Insiders
26.29% Mutual Funds
1.18% Other Institutional Investors
49.87% Public Companies and Individual Investors












