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Capital One Financial (COF)
NYSE:COF
Earnings Data
Report Date
Jan 27, 2026After Close (Confirmed)
Period Ending
2025 (Q4)Consensus EPS Forecast
4.17Last Year’s EPS
3.09Same Quarter Last Year
Strong Buy
Based on 18 Analysts Ratings
Earnings Call Summary
Earnings Call Sentiment|Positive
The earnings call reflected strong financial performance and positive impacts from the Discover acquisition, with revenue growth and improved credit metrics. However, there are challenges related to Discover's legacy business growth, economic uncertainty, and higher integration costs.Company Guidance
Significant Revenue Growth and Strong Earnings
Capital One reported a revenue increase of $2.9 billion or 23% compared to the second quarter, and adjusted earnings per share were $5.95.
Positive Impact from Discover Acquisition
The Discover acquisition contributed significantly to Capital One's financial performance, with a full quarter impact resulting in a 59% increase in year-over-year revenue.
Improved Credit Performance
Charge-off rate in the Domestic Card segment improved to 4.63%, down 98 basis points from a year ago, indicating better credit performance.
Strong Capital Position and Shareholder Returns
Common equity Tier 1 capital ratio increased to 14.4%, and a new share repurchase authorization of up to $16 billion was approved.
Growth in Consumer Banking and Auto Loans
Consumer Banking revenue increased by 28% year-over-year, with auto originations up 17%, reflecting strong market growth.
COF Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
COF Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
Oct 21, 2025 | $217.05 | $220.38 | +1.53% |
Jul 22, 2025 | $216.83 | $218.86 | +0.94% |
Apr 22, 2025 | $169.20 | $175.42 | +3.68% |
Jan 21, 2025 | $191.50 | $199.15 | +3.99% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
FAQ
When does Capital One Financial (COF) report earnings?
Capital One Financial (COF) is schdueled to report earning on Jan 27, 2026, After Close (Confirmed).
What is Capital One Financial (COF) earnings time?
Capital One Financial (COF) earnings time is at Jan 27, 2026, After Close (Confirmed).
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is COF EPS forecast?
COF EPS forecast for the fiscal quarter 2025 (Q4) is 4.17.
