The York Water Company (YORW) AI Stock Analysis

• Market Cap: $440.13M
• Dividend Yield: 2.81%
• Average Volume (3M): 115.22K
• Price to Earnings (P/E): 22.3
• Beta (1Y): 0.26
• Revenue Growth: 4.09%
• EPS Growth: -14.30%
• Country: US
• Employees: 127
• Sector: Utilities
• Sector Strength: 62
• Industry: Regulated Water
• EPS (TTM): 0.35
• Shares Outstanding: 14,421,177
• 10 Day Avg. Volume: 134,625
• 30 Day Avg. Volume: 115,222
• PEG Ratio: N/A
• Price to Book (P/B): N/A
• Price to Sales (P/S): N/A
• P/FCF Ratio: N/A
• Enterprise Value/Market Cap: 1.53
• Enterprise Value/Revenue: 8.83
• Enterprise Value/Gross Profit: 12.78
• Enterprise Value/Ebitda: 15.53
• 1Y Price Target: $33.00
• Price Target Upside: 6.62% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 0

• Rating: 61 Neutral
• Price Target: $33.00 ▲(6.62% Upside)

The overall stock score of 61 reflects a stable financial performance with strong revenue growth and operational efficiency. However, the technical indicators suggest a neutral market sentiment, and the valuation is moderate. The absence of earnings call data and corporate events limits additional insights.

Positive Factors

Revenue Growth

Robust revenue growth indicates strong market demand and effective service delivery, supporting long-term business expansion and stability.

Operational Efficiency

High margins reflect efficient operations and cost management, which contribute to sustained profitability and competitive positioning.

Cash Flow Generation

Strong cash flow generation ensures liquidity and financial flexibility, enabling continued investment in infrastructure and service improvements.

Negative Factors

Increasing Leverage

Rising leverage can increase financial risk and interest obligations, potentially impacting future cash flow and investment capacity.

Declining Profitability

A decline in profitability metrics like ROE suggests challenges in maintaining earnings growth, which could affect investor confidence and valuation.

Margin Pressure

Decreasing margins may indicate rising operational costs or pricing pressures, which could erode profitability if not managed effectively.

The York Water Company Business Overview & Revenue Model

Company Description

The York Water Company (YORW) is a publicly traded utility company based in York, Pennsylvania, primarily engaged in the provision of water and wastewater services. Founded in 1816, it serves residential, commercial, and industrial customers across a significant portion of York County and surrounding areas. The company's core products include potable drinking water and wastewater treatment services, which are essential for public health and environmental sustainability.

How the Company Makes Money

The York Water Company generates revenue primarily through the sale of water and wastewater services to its customers. Its revenue model is built on a regulated rate structure, where the company sets prices for its services based on approved rates by the Pennsylvania Public Utility Commission. These rates are typically determined by the cost of service and a reasonable return on investment. Key revenue streams include residential water sales, commercial water sales, and sewage services. Additionally, the company may earn income from ancillary services, such as meter installations and maintenance. Significant partnerships with local governments and municipalities contribute to its customer base and revenue stability, while ongoing investments in infrastructure improvements also play a crucial role in ensuring service reliability and operational efficiency.

The York Water Company Financial Statement Overview

Summary

The York Water Company demonstrates strong revenue growth and operational efficiency, with healthy margins and cash flow generation. However, increasing leverage and slight declines in profitability metrics warrant attention. Overall, the company is financially stable with a positive growth trajectory, but should monitor cost management and leverage levels.

Income Statement

The York Water Company shows a strong revenue growth rate of 59.2% in the TTM period, indicating robust top-line expansion. Gross profit margin and net profit margin are healthy at 69.13% and 25.83% respectively, though slightly lower than previous years. EBIT and EBITDA margins remain solid, reflecting operational efficiency. However, the slight decline in margins compared to previous years suggests potential cost pressures.

Balance Sheet

The company's debt-to-equity ratio is 0.93, indicating moderate leverage, which is typical for the industry but has increased over time. Return on equity is stable at 8.50%, though it has decreased from previous years, suggesting a slight decline in profitability. The equity ratio is reasonable, reflecting a balanced capital structure.

Cash Flow

Operating cash flow is strong, with a coverage ratio of 1.82, indicating good cash generation relative to net income. Free cash flow has improved significantly, showing a growth rate of 162.53% in the TTM period, though historical volatility in free cash flow remains a concern. The free cash flow to net income ratio is positive, suggesting effective cash management.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	76.24M	74.96M	71.03M	60.06M	55.12M	53.85M
Gross Profit	52.70M	55.29M	53.67M	45.93M	43.30M	43.07M
EBITDA	43.36M	43.79M	43.83M	35.73M	31.52M	31.25M
Net Income	19.70M	20.32M	23.76M	19.58M	16.98M	16.60M
Balance Sheet
Total Assets	653.73M	633.47M	588.21M	510.60M	458.85M	406.96M
Cash, Cash Equivalents and Short-Term Investments	1.00K	1.00K	1.00K	1.00K	1.00K	2.00K
Total Debt	218.39M	205.56M	180.01M	139.47M	146.37M	123.57M
Total Liabilities	419.18M	402.28M	367.03M	303.41M	306.23M	263.70M
Stockholders Equity	234.55M	231.19M	221.18M	207.18M	152.62M	143.25M
Cash Flow
Free Cash Flow	14.30M	-18.45M	-32.73M	-31.90M	-23.44M	-13.06M
Operating Cash Flow	31.32M	30.56M	31.91M	22.02M	22.96M	20.23M
Investing Cash Flow	-50.27M	-49.01M	-65.27M	-53.92M	-46.40M	-32.63M
Financing Cash Flow	18.95M	18.45M	33.36M	31.90M	18.44M	17.39M

The York Water Company Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 30.95
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For YORW, the sentiment is Negative. The current price of 30.95 is above the 20-day moving average (MA) of 30.92, below the 50-day MA of 31.13, and below the 200-day MA of 32.47, indicating a bearish trend. The MACD of -0.14 indicates Positive momentum. The RSI at 45.35 is Neutral, neither overbought nor oversold. The STOCH value of 37.45 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for YORW.

The York Water Company Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
MSEX	75 Outperform	$954.34M	21.98	9.70%	2.52%	11.91%	16.88%
ARTNA	71 Outperform	$343.31M	15.29	9.34%	3.66%	7.13%	22.19%
CWT	69 Neutral	$2.76B	19.95	8.49%	2.63%	0.62%	-24.24%
HTO	68 Neutral	$1.75B	16.22	7.50%	1.70%	12.40%	11.98%
AWR	66 Neutral	$2.83B	22.42	13.77%	2.60%	8.55%	13.57%
Sector *	66 Neutral	$17.50B	17.93	5.60%	3.63%	6.62%	11.55%
YORW	61 Neutral	$440.13M	22.27	8.56%	2.81%	4.09%	-14.30%