Breakdown | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 |
---|---|---|---|---|---|
Income Statement | |||||
Total Revenue | 113.17M | 99.21M | 157.76M | 254.10M | 292.87M |
Gross Profit | 113.17M | 99.21M | 157.76M | 254.10M | 292.87M |
EBITDA | 0.00 | 0.00 | 28.51M | 98.16M | 113.72M |
Net Income | 18.69M | 9.38M | 19.49M | 70.79M | 81.14M |
Balance Sheet | |||||
Total Assets | 2.21B | 2.21B | 2.03B | 2.22B | 2.18B |
Cash, Cash Equivalents and Short-Term Investments | 243.73M | 36.42M | 232.55M | 541.76M | 235.54M |
Total Debt | 443.55M | 464.00M | 385.70M | 475.00M | 499.00M |
Total Liabilities | 1.87B | 1.87B | 1.66B | 1.78B | 1.77B |
Stockholders Equity | 339.13M | 344.06M | 370.49M | 432.77M | 413.12M |
Cash Flow | |||||
Free Cash Flow | 46.96M | -28.28M | 205.96M | 153.68M | -94.81M |
Operating Cash Flow | 48.06M | -27.58M | 206.66M | 154.45M | -93.58M |
Investing Cash Flow | -23.96M | -159.22M | -335.74M | 147.62M | 37.19M |
Financing Cash Flow | -20.76M | 176.58M | -201.00M | -20.12M | 76.86M |
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
---|---|---|---|---|---|---|---|
81 Outperform | $316.49M | 9.24 | 16.93% | 2.63% | 10.64% | 3.48% | |
77 Outperform | $297.85M | 24.07 | 4.48% | 2.11% | -0.04% | -58.92% | |
77 Outperform | $276.28M | 7.66 | 12.74% | 4.06% | 77.09% | ― | |
76 Outperform | $254.58M | 9.95 | 10.54% | 3.23% | 12.28% | 5.73% | |
74 Outperform | $251.06M | 11.58 | 10.77% | 3.67% | 18.46% | 32.78% | |
70 Neutral | $256.95M | 13.29 | 5.50% | 4.45% | 5.89% | 96.63% | |
64 Neutral | $6.49B | 11.02 | 7.19% | 5.07% | 23.85% | 5.18% |
On July 8, 2025, Waterstone Financial, Inc. announced the election of Molly Mulroy and Laura Piotrowski to its Board of Directors, as well as to the board of its subsidiary, WaterStone Bank SSB. This strategic move is expected to enhance the company’s leadership with their extensive experience and commitment to delivering value to stakeholders. Mulroy, with a background in energy and administrative services, and Piotrowski, with expertise in strategic advisory and finance, are anticipated to contribute significantly to Waterstone’s mission and community-focused initiatives.
On April 17, 2025, Waterstone Financial, Inc. announced the retirement of Michael Hansen as a Director of the Company and its subsidiary WaterStone Bank SSB. Hansen, who has been with the company since 2003, will continue in his roles on various committees until a successor is elected. His retirement is part of his broader retirement and estate planning objectives. Patrick Lawton, Chairman of the Company, expressed gratitude for Hansen’s 22 years of service and leadership, particularly in his role as chair of the Audit Committee.