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Waterstone Financial (WSBF)
NASDAQ:WSBF

Waterstone Financial (WSBF) Stock Statistics & Valuation Metrics

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Total Valuation

Waterstone Financial has a market cap or net worth of $235.01M. The enterprise value is $658.58M.
Market Cap$235.01M
Enterprise Value$658.58M

Share Statistics

Waterstone Financial has 19,294,731 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding19,294,731
Owned by Insiders6.04%
Owned by Institutions0.67%

Financial Efficiency

Waterstone Financial’s return on equity (ROE) is 0.06 and return on invested capital (ROIC) is 4.30%.
Return on Equity (ROE)0.06
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)4.30%
Return on Capital Employed (ROCE)0.06
Revenue Per Employee188.61K
Profits Per Employee31.15K
Employee Count600
Asset Turnover0.05
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Waterstone Financial is 13.35. Waterstone Financial’s PEG ratio is 0.12.
PE Ratio13.35
PS Ratio1.92
PB Ratio0.74
Price to Fair Value0.74
Price to FCF5.31
Price to Operating Cash Flow5.19
PEG Ratio0.12

Income Statement

In the last 12 months, Waterstone Financial had revenue of 113.17M and earned 18.69M in profits. Earnings per share was 1.01.
Revenue113.17M
Gross Profit113.17M
Operating Income106.43M
Pretax Income24.00M
Net Income18.69M
EBITDA0.00
Earnings Per Share (EPS)1.01

Cash Flow

In the last 12 months, operating cash flow was 48.06M and capital expenditures -1.28M, giving a free cash flow of 46.78M billion.
Operating Cash Flow48.06M
Free Cash Flow46.78M
Free Cash Flow per Share2.42

Dividends & Yields

Waterstone Financial pays an annual dividend of $0.6, resulting in a dividend yield of 4.93%
Dividend Per Share$0.6
Dividend Yield4.93%
Payout Ratio59.40%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.80
52-Week Price Change9.24%
50-Day Moving Average13.52
200-Day Moving Average14.01
Relative Strength Index (RSI)36.43
Average Volume (3m)46.56K

Important Dates

Waterstone Financial upcoming earnings date is May 6, 2025, TBA Not Confirmed.
Last Earnings DateJan 28, 2025
Next Earnings DateMay 6, 2025
Ex-Dividend DateApr 08, 2025

Financial Position

Waterstone Financial as a current ratio of 6.49, with Debt / Equity ratio of 130.79%
Current Ratio6.49
Quick Ratio6.49
Debt to Market Cap1.78
Net Debt to EBITDA0.00
Interest Coverage Ratio1.59

Taxes

In the past 12 months, Waterstone Financial has paid 5.31M in taxes.
Income Tax5.31M
Effective Tax Rate0.22

Enterprise Valuation

Waterstone Financial EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 14.01.
EV to Sales5.81
EV to EBITDA0.00
EV to Free Cash Flow14.01
EV to Operating Cash Flow13.69

Balance Sheet

Waterstone Financial has $191.24M in cash and marketable securities with $478.94M in debt, giving a net cash position of $252.31M billion.
Cash & Marketable Securities$191.24M
Total Debt$478.94M
Net Cash$252.31M
Net Cash Per Share$13.08
Tangible Book Value Per Share$18.28

Margins

Gross margin is 100.00%, with operating margin of 94.05%, and net profit margin of 16.51%.
Gross Margin100.00%
Operating Margin94.05%
Pretax Margin21.21%
Net Profit Margin16.51%
EBITDA Margin0.00%
EBIT Margin-2.19%

Analyst Forecast

The average price target for Waterstone Financial is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast12.23%
EPS Growth Forecast119.35%

Scores

Smart Score1
AI Score59
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