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Waterstone Financial (WSBF)
NASDAQ:WSBF
Total Valuation
Waterstone Financial has a market cap or net worth of $328.09M. The enterprise value is $679.72M.
Market Cap$328.09M
Enterprise Value$679.72M
Share Statistics
Waterstone Financial has 18,359,930 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding18,359,930
Owned by Insiders3.86%
Owned by Institutions4.89%
Financial Efficiency
Waterstone Financial’s return on equity (ROE) is 0.08 and return on invested capital (ROIC) is 1.47%.
Return on Equity (ROE)0.08
Return on Assets (ROA)0.01
Return on Invested Capital (ROIC)1.47%
Return on Capital Employed (ROCE)0.02
Revenue Per Employee336.01K
Profits Per Employee44.00K
Employee Count600
Asset Turnover0.09
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Waterstone Financial is 11.2. Waterstone Financial’s PEG ratio is 0.24.
PE Ratio11.2
PS Ratio1.46
PB Ratio0.84
Price to Fair Value0.84
Price to FCF175.40
Price to Operating Cash Flow189.18
PEG Ratio0.24
Income Statement
In the last 12 months, Waterstone Financial had revenue of 201.61M and earned 26.40M in profits. Earnings per share was 1.48.
Revenue201.61M
Gross Profit143.63M
Operating Income33.45M
Pretax Income33.45M
Net Income26.40M
EBITDA33.45M
Earnings Per Share (EPS)1.48
Cash Flow
In the last 12 months, operating cash flow was 1.68M and capital expenditures -1.21M, giving a free cash flow of 475.00K billion.
Operating Cash Flow1.68M
Free Cash Flow475.00K
Free Cash Flow per Share0.03
Dividends & Yields
Waterstone Financial pays an annual dividend of $0.15, resulting in a dividend yield of 3.59%
Dividend Per Share$0.15
Dividend Yield3.59%
Payout Ratio45.35%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.62
52-Week Price Change34.16%
50-Day Moving Average17.49
200-Day Moving Average15.09
Relative Strength Index (RSI)50.17
Average Volume (3m)44.40K
Important Dates
Waterstone Financial upcoming earnings date is Apr 28, 2026, TBA (Confirmed).
Last Earnings DateJan 28, 2026
Next Earnings DateApr 28, 2026
Ex-Dividend Date―
Financial Position
Waterstone Financial as a current ratio of 11.12, with Debt / Equity ratio of 117.99%
Current Ratio11.12
Quick Ratio11.12
Debt to Market Cap1.40
Net Debt to EBITDA10.43
Interest Coverage Ratio0.56
Taxes
In the past 12 months, Waterstone Financial has paid 7.04M in taxes.
Income Tax7.04M
Effective Tax Rate0.21
Enterprise Valuation
Waterstone Financial EV to EBITDA ratio is 19.25, with an EV/FCF ratio of 382.59.
EV to Sales3.19
EV to EBITDA19.25
EV to Free Cash Flow382.59
EV to Operating Cash Flow382.59
Balance Sheet
Waterstone Financial has $294.41M in cash and marketable securities with $412.26M in debt, giving a net cash position of -$117.85M billion.
Cash & Marketable Securities$294.41M
Total Debt$412.26M
Net Cash-$117.85M
Net Cash Per Share-$6.42
Tangible Book Value Per Share$19.59
Margins
Gross margin is 71.24%, with operating margin of 16.59%, and net profit margin of 13.10%.
Gross Margin71.24%
Operating Margin16.59%
Pretax Margin16.59%
Net Profit Margin13.10%
EBITDA Margin16.59%
EBIT Margin16.59%
Analyst Forecast
The average price target for Waterstone Financial is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast-0.09%
EPS Growth Forecast83.67%