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Worldline
(OTC:WRDLD)
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Rating:50Neutral
Price Target:
$5.50
▲(570.73% Upside)
Action:Reiterated
Date:06/24/26
Overall score reflects weak financial performance (revenue decline, large losses, weakened equity and cash-flow trend) as the primary drag. The earnings call suggests a credible stabilization plan with balance-sheet actions, while technicals and valuation are mixed and do not yet provide strong confirmation of a sustained recovery.
Positive Factors
Diversified payments platform
Worldline's product mix spans merchant acquiring, card/account processing, e‑commerce and value‑added services (fraud, tokenization, authentication). This diversification produces multiple recurring revenue streams and contractual stickiness across merchants, banks and platforms, supporting resilience to channel shifts over a multi‑quarter horizon.
Negative Factors
Revenue and margin deterioration
Material top‑line decline and large negative net margins signal enduring demand and mix challenges; shrinking revenue reduces scale benefits and constrains reinvestment into product development and remediation. Continued contraction would impair recovery plans and make margin targets harder to reach over the medium term.
Read all positive and negative factors
Positive Factors
Negative Factors
Diversified payments platform
Worldline's product mix spans merchant acquiring, card/account processing, e‑commerce and value‑added services (fraud, tokenization, authentication). This diversification produces multiple recurring revenue streams and contractual stickiness across merchants, banks and platforms, supporting resilience to channel shifts over a multi‑quarter horizon.
Read all positive factors
Worldline (WRDLD) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$342.90M
Dividend YieldN/A
Average Volume (3M)7.33K
Price to Earnings (P/E)―
Beta (1Y)-0.18
Revenue Growth-9.45%
EPS Growth-1693.25%
CountryUS
Employees18,112
SectorTechnology
Sector Strength88
IndustrySoftware - Infrastructure
Share Statistics
EPS (TTM)-367.80
Shares Outstanding113,183,640
10 Day Avg. Volume10,128
30 Day Avg. Volume7,327
Financial Highlights & Ratios
PEG Ratio>-0.01
Price to Book (P/B)0.13
Price to Sales (P/S)0.11
P/FCF Ratio2.69
Enterprise Value/Market Cap6.70
Enterprise Value/Revenue0.57
Enterprise Value/Gross Profit1.06
Enterprise Value/Ebitda3.32
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)1.04
Revenue Forecast (FY)$4.31B
Worldline Business Overview & Revenue Model
Company Description
Worldline SA provides a wide array of payment and transactional services to a diverse clientele, including financial institutions, retailers, corporations, and governmental bodies. The company's operations span France, the broader European contine...
How the Company Makes Money
Worldline primarily makes money by charging fees for processing and enabling electronic payments and related transaction services. A major revenue stream is merchant services/acquiring: Worldline enables merchants to accept card and digital paymen...
Worldline Financial Statement Overview
Summary
Income Statement
28
Negative
Balance Sheet
52
Neutral
Cash Flow
43
Neutral
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 3.87B | 4.63B | 4.61B | 4.36B | 3.69B |
| Gross Profit | 1.59B | 2.61B | 2.52B | 1.92B | 1.33B |
| EBITDA | 702.34M | 372.00M | -276.00M | 831.50M | 743.50M |
| Net Income | -4.95B | -297.00M | -817.30M | 299.20M | -751.40M |
Balance Sheet | |||||
| Total Assets | 13.14B | 19.42B | 21.73B | 21.86B | 20.04B |
| Cash, Cash Equivalents and Short-Term Investments | 941.20M | 1.80B | 1.95B | 1.92B | 1.13B |
| Total Debt | 3.12B | 4.03B | 4.05B | 4.13B | 4.56B |
| Total Liabilities | 9.10B | 10.20B | 12.17B | 11.32B | 10.13B |
| Stockholders Equity | 3.25B | 8.25B | 8.58B | 9.38B | 9.04B |
Cash Flow | |||||
| Free Cash Flow | 159.93M | 321.60M | 458.90M | 724.10M | 727.50M |
| Operating Cash Flow | 398.43M | 603.10M | 791.80M | 1.05B | 953.10M |
| Investing Cash Flow | -365.00M | -245.80M | -212.40M | 29.50M | -537.70M |
| Financing Cash Flow | -439.16M | -585.20M | -415.80M | -606.60M | -416.40M |
Worldline Technical Analysis
Negative
0.82
Price Trends
6.92
Negative
6.06
Negative
7.00
Negative
Market Momentum
-0.35
Positive
40.42
Neutral
3.85
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For WRDLD, the sentiment is Negative. The current price of 0.82 is below the 20-day moving average (MA) of 7.49, below the 50-day MA of 6.92, and below the 200-day MA of 7.00, indicating a bearish trend. The MACD of -0.35 indicates Positive momentum. The RSI at 40.42 is Neutral, neither overbought nor oversold. The STOCH value of 3.85 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for WRDLD.
Worldline Peers Comparison
UnderperformOutperform
Sector (61)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
80 Outperform | $2.40B | 35.24 | 10.01% | ― | 7.19% | -36.03% | |
77 Outperform | $4.39B | 22.55 | 37.04% | ― | 46.60% | 66.04% | |
75 Outperform | $2.17B | 24.51 | 9.45% | ― | 13.79% | 11.28% | |
69 Neutral | $5.58B | 27.30 | 13.99% | ― | 7.06% | -22.01% | |
62 Neutral | $2.51B | 10.02 | 24.04% | ― | 7.22% | 6.31% | |
61 Neutral | $37.18B | 12.37 | -10.20% | 1.83% | 8.50% | -7.62% | |
50 Neutral | $342.90M | -0.01 | -142.62% | ― | -9.45% | -1693.25% |
* Technology Sector Average
WRDLD
Worldline
5.70
-10.41
-64.63%
ACIW
ACI Worldwide
54.88
8.67
18.76%
EEFT
Euronet Worldwide
77.18
-29.37
-27.56%
SPSC
SPS Commerce
59.07
-82.30
-58.22%
PAYO
Payoneer
7.09
0.41
6.14%
DLO
DLocal
14.88
3.62
32.15%
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.