Verisk Analytics (VRSK)
NASDAQ:VRSK
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Verisk Analytics
(NASDAQ:VRSK)
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Rating:62Neutral
Price Target:
$208.00
▲(9.62% Upside)
Action:ReiteratedDate:02/26/26
The score is driven primarily by solid profitability and strong free cash flow, reinforced by constructive guidance and shareholder-return actions from the latest earnings call. Offsetting these positives are elevated balance-sheet leverage (thin equity cushion) and weak technical positioning with the stock below key long-term moving averages; valuation is also on the expensive side with a modest dividend yield.
Positive Factors
Strong free cash flow generation
Consistently high free cash flow and a 30% YoY increase in FCF provide durable financial flexibility. This supports reinvestment in product development, sizable shareholder returns (ASR/dividends), and debt management, reducing execution risk over a multi‑quarter horizon.
Negative Factors
Elevated leverage and thin equity cushion
Material leverage and a shrunken equity base create structural balance‑sheet vulnerability. Higher interest costs and less capital flexibility reduce the company's margin for error if revenue or cash flow weaken, constraining strategic optionality over several quarters.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong free cash flow generation
Consistently high free cash flow and a 30% YoY increase in FCF provide durable financial flexibility. This supports reinvestment in product development, sizable shareholder returns (ASR/dividends), and debt management, reducing execution risk over a multi‑quarter horizon.
Read all positive factors
Verisk Analytics (VRSK) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$26.17B
Dividend Yield0.82%
Average Volume (3M)2.10M
Price to Earnings (P/E)34.2
Beta (1Y)0.31
Revenue Growth7.30%
EPS Growth2.03%
CountryUS
Employees7,800
SectorIndustrials
Sector Strength72
IndustryConsulting Services
Share Statistics
EPS (TTM)1.82
Shares Outstanding137,941,900
10 Day Avg. Volume1,753,160
30 Day Avg. Volume2,097,242
Financial Highlights & Ratios
PEG Ratio-10.03
Price to Book (P/B)100.66
Price to Sales (P/S)10.12
P/FCF Ratio26.10
Enterprise Value/Market Cap1.09
Enterprise Value/Revenue9.25
Enterprise Value/Gross Profit13.75
Enterprise Value/Ebitda16.84
Forecast
1Y Price Target
$234.25Price Target Upside23.45% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering13
EPS Forecast (FY)7.62
Revenue Forecast (FY)$3.21B
Verisk Analytics Business Overview & Revenue Model
Company Description
Verisk Analytics, Inc. provides data analytics solutions in the United States and internationally. The company provides predictive analytics and decision support solutions to customers in rating, underwriting, claims, catastrophe and weather risk,...
How the Company Makes Money
Verisk generates revenue primarily through subscription-based services and software solutions, which provide clients with access to its extensive databases and analytics tools. Key revenue streams include risk assessment, data analytics, and consu...
Verisk Analytics Key Performance Indicators (KPIs)
Any
Revenue by Segment
Provides a detailed look at revenue streams across different business segments, indicating which areas drive growth and profitability. This helps assess Verisk Analytics' diversification and strategic priorities.
Provides a detailed look at revenue streams across different business segments, indicating which areas drive growth and profitability. This helps assess Verisk Analytics' diversification and strategic priorities.
Data provided by:
The Fly
The FlyVerisk Analytics Earnings Call Summary
Earnings Call Date:Feb 18, 2026
(Q4-2025)
| % Change Since: |
Next Earnings Date:May 05, 2026
Earnings Call Sentiment Positive
The call communicated multiple strong operational and financial achievements — solid organic revenue and adjusted EBITDA growth, meaningful margin expansion, robust free cash flow, shareholder returns (large ASR and dividend increase), and clear product/AI momentum (Exact Expert/Exact AI/ExactGen and continued Reimagine progress). Near-term headwinds were acknowledged, including transactional revenue softness due to low weather activity, some auto and government contract pressures, higher interest costs, and the termination of the AccuLinks acquisition. Management provided constructive 2026 guidance and emphasized long-term confidence in growth targets. Overall, the positives (recurring subscription strength, margin and cash flow expansion, AI/product innovation, and shareholder returns) substantially outweigh the temporary and manageable lowlights.Positive Updates
Solid Top-Line and Organic Growth
Full-year 2025 organic constant currency (OCC) revenue growth of 6.6%; Q4 GAAP revenue of $779,000,000, up 5.9% year-over-year; Q4 OCC revenue growth of 5.2% with underwriting +7.2% and claims +0.5%.
Negative Updates
Transactional Revenue Weakness Driven by Low Weather Activity
Transactional revenues (16% of total) declined 6.5% OCC in Q4, primarily due to lower volume in Property Estimating Solutions caused by historically low weather activity; 2024 benefitted from Hurricanes Helene and Milton which created tough comps.
Read all updates
Q4-2025 Updates
Positive
Negative
Solid Top-Line and Organic Growth
Full-year 2025 organic constant currency (OCC) revenue growth of 6.6%; Q4 GAAP revenue of $779,000,000, up 5.9% year-over-year; Q4 OCC revenue growth of 5.2% with underwriting +7.2% and claims +0.5%.
Read all positive updates
Company Guidance
Verisk guided 2026 consolidated revenue of $3,190,000,000–$3,240,000,000, adjusted EBITDA of $1,790,000,000–$1,830,000,000 and adjusted EBITDA margin of 56.0%–56.5% (versus a normalized 2025 baseline margin of 55.8% after a 40‑bp FX benefit in reported 56.2%); expected interest expense is $190,000,000–$200,000,000 (reflecting use of capacity to fund a $1,500,000,000 accelerated share repurchase), capital expenditures $260,000,000–$280,000,000, and a tax rate of 23%–26%, implying adjusted EPS of $7.45–$7.75 (the sale of Verisk Marketing Solutions, which contributed $68,000,000 of 2025 revenue, creates an approximate $0.11 EPS headwind). The company announced the $1.5B ASR, increased repurchase authorization to $2.5B (leaving roughly $1.0B available after the ASR), raised the annual dividend 11% to $2.00 per share, said guidance assumes current FX and interest rates, expects Q1 to be the trough with reported revenue down a low single‑digit percentage year‑over‑year (but up sequentially and on a normalized basis excluding the VMS divestiture), and noted pro forma leverage would have been ~1.9x after redeeming $1.5B of notes.Verisk Analytics Financial Statement Overview
Summary
Income Statement
72
Positive
Balance Sheet
38
Negative
Cash Flow
81
Very Positive
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 3.07B | 2.88B | 2.68B | 2.50B | 2.46B |
| Gross Profit | 2.07B | 1.98B | 1.80B | 1.67B | 1.61B |
| EBITDA | 1.69B | 1.66B | 1.42B | 1.74B | 1.30B |
| Net Income | 908.30M | 957.50M | 614.40M | 954.30M | 666.30M |
Balance Sheet | |||||
| Total Assets | 6.20B | 4.26B | 4.37B | 6.96B | 7.81B |
| Cash, Cash Equivalents and Short-Term Investments | 2.18B | 291.20M | 302.70M | 112.50M | 111.90M |
| Total Debt | 5.04B | 3.25B | 3.10B | 3.96B | 3.58B |
| Total Liabilities | 5.89B | 4.16B | 4.04B | 5.19B | 4.97B |
| Stockholders Equity | 309.00M | 100.10M | 310.00M | 1.75B | 2.82B |
Cash Flow | |||||
| Free Cash Flow | 1.19B | 920.10M | 830.70M | 784.30M | 887.30M |
| Operating Cash Flow | 1.44B | 1.14B | 1.06B | 1.06B | 1.16B |
| Investing Cash Flow | -358.10M | -124.80M | 2.75B | 301.40M | -592.00M |
| Financing Cash Flow | 795.20M | -1.03B | -3.79B | -1.33B | -498.90M |
Verisk Analytics Technical Analysis
Negative
189.75
Price Trends
198.37
Negative
208.84
Negative
237.82
Negative
Market Momentum
-3.57
Positive
42.30
Neutral
18.09
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For VRSK, the sentiment is Negative. The current price of 189.75 is below the 20-day moving average (MA) of 199.75, below the 50-day MA of 198.37, and below the 200-day MA of 237.82, indicating a bearish trend. The MACD of -3.57 indicates Positive momentum. The RSI at 42.30 is Neutral, neither overbought nor oversold. The STOCH value of 18.09 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for VRSK.
Verisk Analytics Risk Analysis
Verisk Analytics disclosed 27 risk factors in its most recent earnings report. Verisk Analytics reported the most risks in the "Tech & Innovation" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Verisk Analytics Peers Comparison
UnderperformOutperform
Sector (63)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
71 Outperform | $3.21B | 33.69 | 25.51% | 1.66% | 4.90% | -1.52% | |
69 Neutral | $9.41B | 13.00 | 81.85% | 2.60% | 2.42% | 3.05% | |
68 Neutral | $5.41B | 19.86 | 14.38% | ― | -0.95% | -10.54% | |
67 Neutral | $21.66B | 40.48 | 13.46% | 0.86% | 6.35% | 16.91% | |
64 Neutral | $13.33B | 36.60 | 10.23% | 0.53% | 8.30% | 86.97% | |
63 Neutral | $10.79B | 15.43 | 7.44% | 2.01% | 2.89% | -14.66% | |
62 Neutral | $26.17B | 34.24 | 324.28% | 0.82% | 7.30% | 2.03% |
* Industrials Sector Average
VRSK
Verisk Analytics
189.75
-107.64
-36.20%
BAH
Booz Allen
78.03
-32.06
-29.12%
EFX
Equifax
180.07
-65.29
-26.61%
EXPO
Exponent
65.25
-15.18
-18.88%
FCN
FTI Consulting
176.77
15.50
9.61%
TRU
TransUnion
69.19
-16.04
-18.82%
Verisk Analytics Corporate Events
Business Operations and StrategyPrivate Placements and Financing
Verisk Analytics Issues $1 Billion in Senior Notes
Positive
Feb 26, 2026
On February 23, 2026, Verisk Analytics entered into an underwriting agreement with BofA Securities Inc. and Wells Fargo Securities LLC to issue $1 billion in senior notes, split evenly between 4.450% notes due 2031 and 5.125% notes due 2036, under...
Business Operations and StrategyStock BuybackPrivate Placements and Financing
Verisk Announces $1.5 Billion Accelerated Share Repurchase Program
Positive
Feb 23, 2026
On February 18, 2026, Verisk entered into a 364-day senior unsecured delayed-draw term loan facility of up to $500 million with a bank group led by Wells Fargo, setting covenants on interest coverage and leverage to preserve balance sheet discipli...
Business Operations and StrategyStock BuybackLegal ProceedingsM&A TransactionsPrivate Placements and Financing
Verisk Ends AccuLynx Deal, Redeems Acquisition Financing
Negative
Dec 29, 2025
On December 29, 2025, Verisk announced that it had terminated its definitive agreement to acquire roofing and construction software provider AccuLynx after the U.S. Federal Trade Commission failed to complete its review by the deal’s Decembe...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.