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Verisk Analytics
(NASDAQ:VRSK)
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Rating:65Neutral
Price Target:
$189.00
▼(-6.13% Downside)
Action:Downgraded
Date:08/19/26
The score is anchored by strong profitability and free-cash-flow generation but capped by balance-sheet risk (negative equity/high leverage) and weak technical trend (trading below major moving averages with negative MACD). Reaffirmed guidance, subscription-led growth and AI/product momentum support the outlook, while valuation appears moderately demanding given the current setup.
Positive Factors
Recurring Subscription Revenue
Subscription-heavy revenue provides recurring visibility, supports renewal-based pricing, and reduces dependence on volatile transaction volumes. Its 8% organic growth indicates durable customer retention and continued adoption of Verisk’s mission-critical insurance tools.
Negative Factors
Aggressive Leverage and Negative Equity
Negative equity and historically elevated debt-to-equity indicate a structurally aggressive capital structure. Although cash generation supports debt service, high leverage reduces financial flexibility and could constrain acquisitions, investment, or shareholder returns if operating conditions weaken.
Read all positive and negative factors
Positive Factors
Negative Factors
Recurring Subscription Revenue
Subscription-heavy revenue provides recurring visibility, supports renewal-based pricing, and reduces dependence on volatile transaction volumes. Its 8% organic growth indicates durable customer retention and continued adoption of Verisk’s mission-critical insurance tools.
Read all positive factors
Verisk Analytics Key Performance Indicators (KPIs)
Any
Insurance Revenue by Segment
Breaks down revenue from different insurance segments, highlighting areas of strength and potential growth within the insurance industry. This reveals how well Verisk Analytics is capitalizing on various insurance markets and its strategic focus.
Breaks down revenue from different insurance segments, highlighting areas of strength and potential growth within the insurance industry. This reveals how well Verisk Analytics is capitalizing on various insurance markets and its strategic focus.
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The Fly
The FlyVerisk Analytics (VRSK) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$22.86B
Dividend Yield1.06%
Average Volume (3M)2.64M
Price to Earnings (P/E)27.6
Beta (1Y)0.13
Revenue Growth5.01%
EPS Growth0.06%
CountryUS
Employees8,000
SectorIndustrials
Sector Strength72
IndustrySoftware - Services
Share Statistics
EPS (TTM)6.52
Shares Outstanding130,156,000
10 Day Avg. Volume1,549,426
30 Day Avg. Volume2,638,380
Financial Highlights & Ratios
PEG Ratio-10.07
Price to Book (P/B)100.66
Price to Sales (P/S)10.12
P/FCF Ratio26.10
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$239.83Price Target Upside19.12% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering13
EPS Forecast (FY)7.71
Revenue Forecast (FY)$3.22B
Verisk Analytics Business Overview & Revenue Model
Company Description
Verisk Analytics, Inc. is a global leader in providing advanced data analytics. It offers predictive insights and decision-making tools to a diverse clientele across numerous sectors. These include risk assessment (such as rating, underwriting, an...
How the Company Makes Money
Verisk makes money primarily by selling access to data, analytics, and software solutions that help insurers quantify risk and operate more efficiently. The company’s revenue model is largely recurring and usage-driven and typically includes: (1) ...
Verisk Analytics Earnings Call Summary
Earnings Call Date:Jul 29, 2026
(Q2-2026)
| % Change Since: |
Next Earnings Date:Nov 04, 2026
Earnings Call Sentiment Positive
The call presented a predominately positive operational and strategic picture: solid organic growth (5.8% OCC), strong subscription expansion (8%), healthy adjusted EBITDA growth (7.4%), large cash-flow generation (+50% operating cash, +58% FCF), meaningful AI traction (XactAI scale, Premium Audit AI, Anthropic MCP connectors), and successful product and model launches (Synergy Studio and reengineered U.S. tropical cyclone model) including a strategic acquisition. Against these positives were notable near-term headwinds: GAAP net income and EPS declines, weaker transactional revenues (down 4.2% OCC), higher interest and tax expenses, elongated sales cycles tied to AI governance, and the carryover impact of unusually low weather activity and seasonal ILS timing. Management reaffirmed full-year guidance and signaled confidence in a gradual recovery in OCC growth in H2. On balance, the operational momentum, cash generation, strategic product launches and AI commercialization progress outweigh the transitory and structural challenges described.Positive Updates
Organic Revenue Growth Accelerating
Organic constant currency (OCC) revenue growth of 5.8% in Q2 2026 (sequential improvement from prior periods) with balanced growth across underwriting and claims.
Negative Updates
GAAP Net Income and EPS Declines
GAAP net income of $229 million decreased 10% year-over-year and diluted GAAP EPS was $1.75, down 3%, driven by a divestiture, higher tax rate, higher interest expense and increased legal fees.
Read all updates
Q2-2026 Updates
Positive
Negative
Organic Revenue Growth Accelerating
Organic constant currency (OCC) revenue growth of 5.8% in Q2 2026 (sequential improvement from prior periods) with balanced growth across underwriting and claims.
Read all positive updates
Company Guidance
Verisk reaffirmed full‑year 2026 guidance, targeting consolidated revenue of $3.19–3.24 billion; adjusted EBITDA of $1.79–1.83 billion with adjusted EBITDA margins of 56.0–56.5%; net interest expense of $190–200 million; an effective tax rate of 23–26%; and adjusted EPS of $7.45–7.75. Management said the outlook assumes an average year of weather/hurricane activity, expects a gradual recovery in organic constant‑currency growth across the remaining quarters, and cautioned that Q2’s strong ILS transactional activity (transactionals ≈17% of revenue) will not repeat in Q3 while slower early hurricane activity could pressure transactionals; by contrast subscription revenues (83% of Q2 revenue, +8% OCC in Q2) underpin confidence in meeting guidance. They also noted leverage is mid‑point of the 2–3x target and highlighted strong cash generation (Q2 operating cash $366M, free cash flow $298M) supporting a $0.50/share quarterly dividend (+11% y/y) and ongoing buybacks (8.5M shares retired H1; ≈$800M remaining authorization).Verisk Analytics Financial Statement Overview
Summary
Income Statement
86
Very Positive
Balance Sheet
34
Negative
Cash Flow
82
Very Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 3.14B | 3.07B | 2.88B | 2.68B | 2.50B | 2.46B |
| Gross Profit | 2.12B | 2.07B | 1.98B | 1.80B | 1.67B | 1.61B |
| EBITDA | 1.66B | 1.69B | 1.66B | 1.42B | 1.74B | 1.30B |
| Net Income | 885.50M | 908.30M | 957.50M | 614.40M | 954.30M | 666.30M |
Balance Sheet | ||||||
| Total Assets | 4.50B | 6.20B | 4.26B | 4.37B | 6.96B | 7.81B |
| Cash, Cash Equivalents and Short-Term Investments | 551.40M | 2.18B | 291.20M | 302.70M | 112.50M | 111.90M |
| Total Debt | 4.62B | 5.04B | 3.25B | 3.10B | 3.96B | 3.58B |
| Total Liabilities | 5.68B | 5.89B | 4.16B | 4.04B | 5.19B | 4.97B |
| Stockholders Equity | -1.19B | 309.00M | 100.10M | 310.00M | 1.75B | 2.82B |
Cash Flow | ||||||
| Free Cash Flow | 1.24B | 1.19B | 920.10M | 830.70M | 784.30M | 887.30M |
| Operating Cash Flow | 1.50B | 1.44B | 1.14B | 1.06B | 1.06B | 1.16B |
| Investing Cash Flow | -352.20M | -358.10M | -124.80M | 2.75B | 301.40M | -592.00M |
| Financing Cash Flow | -1.23B | 795.20M | -1.03B | -3.79B | -1.33B | -498.90M |
Verisk Analytics Technical Analysis
Negative
201.34
Price Trends
187.67
Negative
181.63
Negative
195.56
Negative
Market Momentum
-3.25
Positive
40.89
Neutral
18.21
Positive
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For VRSK, the sentiment is Negative. The current price of 201.34 is above the 20-day moving average (MA) of 191.75, above the 50-day MA of 187.67, and above the 200-day MA of 195.56, indicating a bearish trend. The MACD of -3.25 indicates Positive momentum. The RSI at 40.89 is Neutral, neither overbought nor oversold. The STOCH value of 18.21 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for VRSK.
Verisk Analytics Risk Analysis
Verisk Analytics disclosed 27 risk factors in its most recent earnings report. Verisk Analytics reported the most risks in the "Tech & Innovation" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Verisk Analytics Peers Comparison
UnderperformOutperform
Sector (63)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
74 Outperform | $15.08B | 20.55 | 18.32% | 0.63% | 12.37% | 90.36% | |
72 Outperform | $4.14B | 18.29 | 15.61% | ― | 7.12% | 15.93% | |
71 Outperform | $3.15B | 29.68 | 31.48% | 1.99% | 12.84% | 11.59% | |
70 Outperform | $9.02B | 11.73 | 71.90% | 3.14% | -7.27% | -22.00% | |
69 Neutral | $20.77B | 30.86 | 14.98% | 1.23% | 10.35% | 11.11% | |
65 Neutral | $22.86B | 27.62 | -211.97% | 0.94% | 5.01% | 0.06% | |
63 Neutral | $10.79B | 15.43 | 7.44% | 2.01% | 2.89% | -14.66% |
* Industrials Sector Average
VRSK
Verisk Analytics
178.86
-89.71
-33.40%
BAH
Booz Allen
75.76
-30.72
-28.85%
EFX
Equifax
181.84
-65.46
-26.47%
EXPO
Exponent
67.51
-0.88
-1.28%
FCN
FTI Consulting
151.45
-17.65
-10.44%
TRU
TransUnion
79.47
-8.22
-9.38%
Verisk Analytics Corporate Events
Business Operations and StrategyLegal Proceedings
Verisk Analytics Appeals Delaware Supreme Court Legal Dispute
Negative
Aug 18, 2026
On August 18, 2026, Verisk Analytics, Inc. filed a notice of appeal with the Delaware Supreme Court in a legal dispute involving its subsidiary Lenny Merger Sub, Inc. and Exactlogix, Inc., which does business as Acculynx.com, along with individual...
Business Operations and StrategyExecutive/Board Changes
Verisk Analytics Announces CIO Transition and Strategic Advisory Role
Neutral
Jul 28, 2026
On July 27, 2026, Verisk Analytics said Executive Vice President and Chief Information Officer Nick Daffan will leave his CIO role effective August 3, 2026, shifting to a Strategic Advisor position through year-end after more than 20 years with th...
Executive/Board ChangesShareholder Meetings
Verisk Shareholders Approve Directors, Pay and Governance Changes
Positive
May 21, 2026
At its 2026 Annual Meeting of Shareholders held on May 19, 2026, Verisk Analytics, Inc. saw all eleven nominees elected to its board of directors to serve one-year terms, solidifying continuity in the company’s leadership. The voting results...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.