Verisk Analytics (VRSK) AI Stock Analysis

• Market Cap: $31.24B
• Dividend Yield: 0.82%
• Average Volume (3M): 1.18M
• Price to Earnings (P/E): 34.2
• Beta (1Y): 0.29
• Revenue Growth: 7.30%
• EPS Growth: 2.03%
• Country: US
• Employees: 7,800
• Sector: Industrials
• Sector Strength: 72
• Industry: Consulting Services
• EPS (TTM): 1.72
• Shares Outstanding: 139,372,570
• 10 Day Avg. Volume: 1,050,600
• 30 Day Avg. Volume: 1,182,159
• PEG Ratio: 0.67
• Price to Book (P/B): 391.15
• Price to Sales (P/S): 13.59
• P/FCF Ratio: 42.55
• Enterprise Value/Market Cap: 1.21
• Enterprise Value/Revenue: 12.50
• Enterprise Value/Gross Profit: 17.95
• Enterprise Value/Ebitda: 22.87
• 1Y Price Target: $254.50
• Price Target Upside: 14.61% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 11
• EPS Forecast (FY): 7.71
• Revenue Forecast (FY): $3.28B

• Rating: 69 Neutral
• Price Target: $246.00 ▲(10.79% Upside)

The score is driven primarily by strong profitability and cash generation, reinforced by a positive earnings-call outlook featuring solid subscription growth and high margins. Offsetting factors are balance-sheet leverage risk, a relatively high P/E with a low dividend yield, and mixed technicals (below longer-term averages with slightly negative MACD and elevated stochastics).

Positive Factors

Subscription Revenue Growth

The strong growth in subscription revenues indicates a stable and recurring revenue stream, enhancing long-term financial predictability and customer retention.

Cash Flow Generation

Robust cash flow growth supports financial flexibility and the ability to invest in growth opportunities, pay down debt, or return capital to shareholders.

AI Adoption

The adoption of AI solutions enhances Verisk's competitive edge, driving efficiency and value for clients, and positioning the company well in the evolving tech landscape.

Negative Factors

High Debt Levels

High leverage can increase financial risk, limit strategic flexibility, and potentially impact credit ratings, affecting long-term stability.

Transactional Revenue Decline

A decline in transactional revenue can signal reduced demand for certain services, impacting overall revenue diversity and growth potential.

AccuLynx Acquisition Termination

The termination introduces potential legal disputes and missed strategic opportunities, affecting growth plans and market positioning.

Verisk Analytics Business Overview & Revenue Model

Company Description

Verisk Analytics, Inc. provides data analytics solutions in the United States and internationally. The company provides predictive analytics and decision support solutions to customers in rating, underwriting, claims, catastrophe and weather risk, global risk analytics, natural resources intelligence, economic forecasting, commercial banking and finance, and various other fields. It operates in three segments: Insurance, Energy and Specialized Markets, and Financial Services. The Insurance segment focuses on the prediction of loss, selection and pricing of risk, and compliance with their reporting requirements for property and casualty customers, as well as develops machine learned and artificially intelligent models to forecast scenarios and produce standard and customized analytics that help its customers to manage their businesses, including detecting fraud before and after a loss event, and quantifying losses. The Energy and Specialized Markets segment provides data analytics for the natural resources value chain, including energy, chemicals, metals, mining, power, and renewables sectors; research and consulting services focusing on supporting customer capital allocation decisions, asset valuation and benchmarking, commodity markets, and corporate analysis; and consultancy services in the areas of business environment, business improvement, business strategies, commercial advisory, and transaction support, as well as analysis and advice on assets, companies, governments, and markets. The Financial Services segment offers benchmarking, decisioning algorithms, business intelligence, and customized analytic services to financial institutions, payment networks and processors, alternative lenders, regulators, and merchants. The company was founded in 1971 and is headquartered in Jersey City, New Jersey.

How the Company Makes Money

Verisk generates revenue primarily through subscription-based services and software solutions, which provide clients with access to its extensive databases and analytics tools. Key revenue streams include risk assessment, data analytics, and consulting services, with a significant portion of income coming from the insurance sector. The company also partners with various organizations and industry stakeholders to enhance its data offerings and expand its market reach. Additionally, Verisk leverages its proprietary data and technology to create value-added services, contributing to recurring revenue and long-term client relationships.

Verisk Analytics Financial Statement Overview

Summary

Verisk Analytics shows strong profitability and cash flow generation, with a solid income statement score of 85 and cash flow score of 75. However, the balance sheet score of 60 reflects high leverage, posing a risk. Overall, the financial performance is robust but requires careful management of debt levels.

Income Statement

Verisk Analytics demonstrates strong profitability with a consistent increase in gross profit margin and net profit margin over the years. The TTM (Trailing-Twelve-Months) data shows a healthy revenue growth rate of 1.44%, indicating steady growth. EBIT and EBITDA margins are robust, reflecting efficient operations. However, the slight decline in net profit margin in the latest period suggests some pressure on net income.

Balance Sheet

The company has a high debt-to-equity ratio, which poses a risk of financial leverage. Despite this, the return on equity has improved significantly in recent periods, indicating better utilization of equity. The equity ratio is relatively low, suggesting a heavy reliance on debt financing.

Cash Flow

Verisk Analytics shows strong free cash flow growth and a solid free cash flow to net income ratio, indicating efficient cash generation relative to net income. The operating cash flow to net income ratio is moderate, suggesting room for improvement in converting income into cash flow.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	3.03B	2.88B	2.68B	2.50B	2.46B	2.27B
Gross Profit	2.11B	1.98B	1.80B	1.67B	1.61B	1.48B
EBITDA	1.66B	1.66B	1.42B	1.74B	1.30B	1.31B
Net Income	921.40M	957.50M	614.40M	954.30M	666.30M	712.70M
Balance Sheet
Total Assets	6.24B	4.26B	4.37B	6.96B	7.81B	7.56B
Cash, Cash Equivalents and Short-Term Investments	2.11B	291.20M	302.70M	112.50M	111.90M	218.80M
Total Debt	4.89B	3.25B	3.10B	3.96B	3.58B	3.52B
Total Liabilities	5.86B	4.16B	4.04B	5.19B	4.97B	4.86B
Stockholders Equity	376.70M	100.10M	310.00M	1.75B	2.82B	2.70B
Cash Flow
Free Cash Flow	1.12B	920.10M	830.70M	784.30M	887.30M	821.40M
Operating Cash Flow	1.35B	1.14B	1.06B	1.06B	1.16B	1.07B
Investing Cash Flow	-421.30M	-124.80M	2.75B	301.40M	-592.00M	-595.80M
Financing Cash Flow	709.30M	-1.03B	-3.79B	-1.33B	-498.90M	-445.20M

Verisk Analytics Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 222.05
• 50DMA: Positive
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For VRSK, the sentiment is Negative. The current price of 222.05 is above the 20-day moving average (MA) of 221.50, above the 50-day MA of 219.86, and below the 200-day MA of 264.26, indicating a neutral trend. The MACD of 0.66 indicates Negative momentum. The RSI at 50.64 is Neutral, neither overbought nor oversold. The STOCH value of 58.26 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for VRSK.

Verisk Analytics Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
EXPO	78 Outperform	$3.60B	35.49	25.79%	1.66%	4.90%	-1.52%
FCN	76 Outperform	$5.41B	22.58	13.30%	―	-0.95%	-10.54%
TRU	73 Outperform	$16.60B	40.11	9.68%	0.53%	8.30%	86.97%
EFX	71 Outperform	$26.90B	41.65	13.38%	0.86%	6.35%	16.91%
VRSK	69 Neutral	$31.24B	34.22	270.50%	0.82%	7.30%	2.03%
BAH	65 Neutral	$11.69B	14.71	74.72%	2.60%	2.42%	3.05%
Sector *	63 Neutral	$10.79B	15.43	7.44%	2.01%	2.89%	-14.66%

Verisk Analytics Corporate Events

Verisk Ends AccuLynx Deal, Redeems Acquisition Financing

On December 29, 2025, Verisk announced that it had terminated its definitive agreement to acquire roofing and construction software provider AccuLynx after the U.S. Federal Trade Commission failed to complete its review by the deal’s December 26, 2025 contractual deadline. The collapse of the transaction has already prompted a dispute, with AccuLynx asserting that Verisk’s termination is invalid and Verisk vowing to vigorously contest that claim, introducing potential legal and regulatory overhang around the abandoned deal. With the merger and a related $750 million term loan facility both ending on December 26, 2025, Verisk said it will redeem in full the $1.5 billion of senior notes issued to fund the planned acquisition at 101% of principal plus accrued interest, which would have left the company at 1.9 times last‑twelve‑month adjusted EBITDA as of September 30, 2025 and preserves balance-sheet flexibility, including $1.2 billion of remaining share repurchase authorization.

The most recent analyst rating on (VRSK) stock is a Hold with a $270.00 price target. To see the full list of analyst forecasts on Verisk Analytics stock, see the VRSK Stock Forecast page.