Verisk Analytics (VRSK)
NASDAQ:VRSK
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Verisk Analytics
(NASDAQ:VRSK)
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Rating:64Neutral
Price Target:
$189.00
▲(6.14% Upside)
Action:ReiteratedDate:04/29/26
The score is driven primarily by strong profitability and solid cash generation, supported by a constructive earnings call with reaffirmed guidance and ongoing subscription-led resilience. These positives are tempered by meaningful balance-sheet risk (negative equity) and weak technical momentum, while valuation remains on the expensive side given the current growth backdrop.
Positive Factors
Recurring subscription revenue
A very high share of recurring subscription revenue (84% of Q4) and mid-single-digit OCC growth indicate durable, contract-driven cash flows and customer stickiness. This reduces revenue cyclicality, supports predictable margins, and compounds value via long-term insurer relationships and high switching costs.
Negative Factors
High leverage and negative equity
Substantial debt and a recent negative equity position materially reduce financial flexibility and increase long-term risk. High leverage elevates interest and refinancing exposure, constrains M&A or investment firepower, and can force conservative capital allocation during macro stress.
Read all positive and negative factors
Positive Factors
Negative Factors
Recurring subscription revenue
A very high share of recurring subscription revenue (84% of Q4) and mid-single-digit OCC growth indicate durable, contract-driven cash flows and customer stickiness. This reduces revenue cyclicality, supports predictable margins, and compounds value via long-term insurer relationships and high switching costs.
Read all positive factors
Verisk Analytics (VRSK) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$22.91B
Dividend Yield0.82%
Average Volume (3M)1.74M
Price to Earnings (P/E)34.2
Beta (1Y)0.29
Revenue Growth6.63%
EPS Growth-3.50%
CountryUS
Employees7,800
SectorIndustrials
Sector Strength72
IndustryConsulting Services
Share Statistics
EPS (TTM)1.82
Shares Outstanding131,000,530
10 Day Avg. Volume2,033,538
30 Day Avg. Volume1,738,197
Financial Highlights & Ratios
PEG Ratio-10.03
Price to Book (P/B)100.66
Price to Sales (P/S)10.12
P/FCF Ratio26.10
Enterprise Value/Market Cap1.13
Enterprise Value/Revenue8.38
Enterprise Value/Gross Profit12.43
Enterprise Value/Ebitda17.82
Forecast
1Y Price Target
$234.25Price Target Upside31.55% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering13
EPS Forecast (FY)7.62
Revenue Forecast (FY)$3.21B
Verisk Analytics Business Overview & Revenue Model
Company Description
Verisk Analytics, Inc. provides data analytics solutions in the United States and internationally. The company provides predictive analytics and decision support solutions to customers in rating, underwriting, claims, catastrophe and weather risk,...
How the Company Makes Money
Verisk makes money mainly by selling access to its insurance-focused data, analytics, and software, typically through recurring subscription and usage-based arrangements. A core revenue stream is providing insurers with proprietary industry data a...
Verisk Analytics Key Performance Indicators (KPIs)
Any
Revenue by Segment
Provides a detailed look at revenue streams across different business segments, indicating which areas drive growth and profitability. This helps assess Verisk Analytics' diversification and strategic priorities.
Provides a detailed look at revenue streams across different business segments, indicating which areas drive growth and profitability. This helps assess Verisk Analytics' diversification and strategic priorities.
Data provided by:
The Fly
The FlyVerisk Analytics Earnings Call Summary
Earnings Call Date:Apr 29, 2026
(Q1-2026)
| Next Earnings Date:Aug 05, 2026
Earnings Call Sentiment Positive
The call conveyed a broadly constructive picture: solid organic revenue growth, subscription resilience, margin expansion, strong product and AI momentum, strategic client wins and continued shareholder returns. These positives were tempered by identifiable near-term headwinds — low weather-driven transactional softness, a government contract work stoppage, higher interest expense and extended AI contract cycles — which management characterized as temporary and expected to abate through the year. Guidance was reaffirmed and leverage remains within target. Overall, the favorable operating trends and strategic momentum outweigh the temporary challenges.Positive Updates
Organic Revenue Growth Across Businesses
Organic constant currency (OCC) revenue grew 4.7% overall, with underwriting up 5.3% and claims up 3.4%.
Negative Updates
Aggregate Growth Below Typical Levels / Q1 Trough
Company noted Q1 was a trough for organic revenue growth and performance was modestly below typical levels due to short-term factors; management expects gradual improvement through the year.
Read all updates
Q1-2026 Updates
Positive
Negative
Organic Revenue Growth Across Businesses
Organic constant currency (OCC) revenue grew 4.7% overall, with underwriting up 5.3% and claims up 3.4%.
Read all positive updates
Company Guidance
Verisk reaffirmed 2026 guidance, projecting consolidated revenue of $3.19–$3.24 billion, adjusted EBITDA of $1.79–$1.83 billion (adjusted EBITDA margin 56.0%–56.5%), net interest expense of $190–$200 million, an effective tax rate of 23%–26%, and adjusted EPS of $7.45–$7.75; management said Q1 was a trough with a gradual improvement expected through the year, noted the $68 million 2025 contribution from the divested Verisk Marketing Solutions (about a $0.11 EPS headwind to guidance), cautioned that a prior-year Q2 120 bps foreign‑currency margin benefit will not recur, and highlighted a quarter‑end leverage of 2.4x debt/adjusted EBITDA (target 2–3x).Verisk Analytics Financial Statement Overview
Summary
Income Statement
78
Positive
Balance Sheet
32
Negative
Cash Flow
70
Positive
| Breakdown | TTM | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|---|
Income Statement | ||||||
| Total Revenue | 3.10B | 3.07B | 2.88B | 2.68B | 2.50B | 2.46B |
| Gross Profit | 2.09B | 2.07B | 1.98B | 1.80B | 1.67B | 1.61B |
| EBITDA | 1.46B | 1.69B | 1.66B | 1.42B | 1.74B | 1.30B |
| Net Income | 910.20M | 908.30M | 957.50M | 614.40M | 954.30M | 666.30M |
Balance Sheet | ||||||
| Total Assets | 4.60B | 6.20B | 4.26B | 4.37B | 6.96B | 7.81B |
| Cash, Cash Equivalents and Short-Term Investments | 524.50M | 2.18B | 291.20M | 302.70M | 112.50M | 111.90M |
| Total Debt | 4.63B | 5.04B | 3.25B | 3.10B | 3.96B | 3.58B |
| Total Liabilities | 5.77B | 5.89B | 4.16B | 4.04B | 5.19B | 4.97B |
| Stockholders Equity | -1.17B | 309.00M | 100.10M | 310.00M | 1.75B | 2.82B |
Cash Flow | ||||||
| Free Cash Flow | 1.13B | 1.19B | 920.10M | 830.70M | 784.30M | 887.30M |
| Operating Cash Flow | 1.38B | 1.44B | 1.14B | 1.06B | 1.06B | 1.16B |
| Investing Cash Flow | -364.70M | -358.10M | -124.80M | 2.75B | 301.40M | -592.00M |
| Financing Cash Flow | -1.62B | 795.20M | -1.03B | -3.79B | -1.33B | -498.90M |
Verisk Analytics Technical Analysis
Negative
178.07
Price Trends
189.66
Negative
204.06
Negative
230.02
Negative
Market Momentum
-6.28
Negative
43.08
Neutral
63.82
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For VRSK, the sentiment is Negative. The current price of 178.07 is below the 20-day moving average (MA) of 182.11, below the 50-day MA of 189.66, and below the 200-day MA of 230.02, indicating a bearish trend. The MACD of -6.28 indicates Negative momentum. The RSI at 43.08 is Neutral, neither overbought nor oversold. The STOCH value of 63.82 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for VRSK.
Verisk Analytics Risk Analysis
Verisk Analytics disclosed 27 risk factors in its most recent earnings report. Verisk Analytics reported the most risks in the "Tech & Innovation" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Verisk Analytics Peers Comparison
UnderperformOutperform
Sector (63)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
71 Outperform | $3.26B | 33.69 | 25.51% | 1.66% | 4.21% | -2.35% | |
68 Neutral | $5.66B | 19.86 | 14.38% | ― | 2.44% | 4.82% | |
66 Neutral | $9.19B | 13.00 | 81.85% | 2.60% | -3.13% | 0.34% | |
66 Neutral | $20.31B | 31.50 | 14.57% | 0.86% | 9.55% | 15.79% | |
66 Neutral | $13.74B | 8.39 | 10.23% | 0.53% | 9.38% | 60.13% | |
64 Neutral | $22.91B | 34.24 | 324.28% | 0.82% | 6.63% | -3.50% | |
63 Neutral | $10.79B | 15.43 | 7.44% | 2.01% | 2.89% | -14.66% |
* Industrials Sector Average
VRSK
Verisk Analytics
176.66
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-39.11%
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Verisk Analytics Corporate Events
Business Operations and StrategyPrivate Placements and Financing
Verisk Analytics Issues $1 Billion in Senior Notes
Positive
Feb 26, 2026
On February 23, 2026, Verisk Analytics entered into an underwriting agreement with BofA Securities Inc. and Wells Fargo Securities LLC to issue $1 billion in senior notes, split evenly between 4.450% notes due 2031 and 5.125% notes due 2036, under...
Business Operations and StrategyStock BuybackPrivate Placements and Financing
Verisk Announces $1.5 Billion Accelerated Share Repurchase Program
Positive
Feb 23, 2026
On February 18, 2026, Verisk entered into a 364-day senior unsecured delayed-draw term loan facility of up to $500 million with a bank group led by Wells Fargo, setting covenants on interest coverage and leverage to preserve balance sheet discipli...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.