Verisk Analytics (VRSK) AI Stock Analysis

• Market Cap: $32.43B
• Dividend Yield: 0.74%
• Average Volume (3M): 1.27M
• Price to Earnings (P/E): 35.8
• Beta (1Y): 0.36
• Revenue Growth: 7.60%
• EPS Growth: 5.28%
• Country: US
• Employees: 7,800
• Sector: Industrials
• Sector Strength: 72
• Industry: Consulting Services
• EPS (TTM): 1.72
• Shares Outstanding: 139,714,970
• 10 Day Avg. Volume: 1,202,677
• 30 Day Avg. Volume: 1,272,087
• PEG Ratio: 0.67
• Price to Book (P/B): 391.15
• Price to Sales (P/S): 13.59
• P/FCF Ratio: 42.55
• Enterprise Value/Market Cap: 1.43
• Enterprise Value/Revenue: 15.57
• Enterprise Value/Gross Profit: 22.45
• Enterprise Value/Ebitda: 28.34
• 1Y Price Target: $300.93
• Price Target Upside: 29.64% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 15

• Rating: 68 Neutral
• Price Target: $258.00 ▲(11.14% Upside)

Verisk Analytics' strong earnings call performance and strategic acquisitions are significant positives, driving a high score. However, the stock's bearish technical indicators and high valuation relative to peers weigh down the overall score. Financial performance is stable but challenged by high leverage, necessitating balance sheet improvements.

Positive Factors

Strong Cash Flow Management

Efficient cash conversion supports investment opportunities and financial stability, enhancing Verisk's ability to fund growth initiatives and manage debt.

Strategic Acquisitions

The acquisition strengthens Verisk's market position in property solutions, offering synergies and expanding its product portfolio, which can drive long-term growth.

AI-Driven Innovations

AI innovations improve operational efficiency and customer satisfaction, positioning Verisk as a leader in leveraging technology for better service delivery.

Negative Factors

High Leverage

High leverage can limit financial flexibility and increase risk, necessitating careful debt management to ensure long-term financial health.

Net Income Decline

A decline in net income can indicate challenges in maintaining profitability, potentially impacting investor confidence and future earnings potential.

Competitive Pressures in Auto Business

Sustained competitive pressures in the auto segment may hinder growth and profitability, requiring strategic adjustments to maintain market share.

Verisk Analytics Business Overview & Revenue Model

Company Description

Verisk Analytics (VRSK) is a leading data analytics provider serving the insurance, energy, and specialized markets. The company offers a broad range of solutions that leverage data and technology to help organizations improve decision-making, manage risk, and enhance operational efficiency. Its core products include predictive analytics, risk assessment solutions, and data management services, which are designed to meet the specific needs of clients in various sectors, including insurance underwriting, claims management, and regulatory compliance.

How the Company Makes Money

Verisk Analytics generates revenue primarily through the sale of data analytics and risk assessment services. The company operates on a subscription-based model, where clients pay ongoing fees for access to its data and analytical tools. Key revenue streams include fees from insurance companies for claims and underwriting analytics, as well as services provided to energy and natural resources sectors for risk management and operational insights. Verisk also benefits from strategic partnerships with various industry stakeholders, enhancing its data offerings and expanding its market reach. Additionally, the company invests in new technologies and acquisitions to diversify its product portfolio and strengthen its competitive position, further contributing to its earnings.

Verisk Analytics Financial Statement Overview

Summary

Verisk Analytics demonstrates strong profitability and cash flow management, with efficient operations and steady revenue growth. However, high leverage and low return on equity present potential risks, indicating a need for improved balance sheet strength.

Income Statement

Verisk Analytics shows strong profitability with a TTM gross profit margin of 58.71% and a net profit margin of 41.37%. The revenue growth rate is modest at 1.90% TTM, indicating steady growth. EBIT and EBITDA margins are robust at 43.35% and 63.46%, respectively, reflecting efficient operations. However, the slight decline in net income from the previous year suggests potential challenges in maintaining profit levels.

Balance Sheet

The company has a high debt-to-equity ratio of 11.00 TTM, indicating significant leverage, which could pose risks if not managed properly. Return on equity is relatively low at 4.39%, suggesting limited returns for shareholders. The equity ratio is also low, highlighting a reliance on debt financing. Despite these concerns, the company maintains a stable asset base.

Cash Flow

Verisk Analytics demonstrates strong cash flow management with a free cash flow to net income ratio of 82.24% TTM, indicating efficient conversion of profits into cash. The operating cash flow to net income ratio is healthy at 1.38, showing good cash generation relative to earnings. Free cash flow growth is positive at 2.65%, supporting future investment opportunities.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	2.99B	2.88B	2.68B	2.50B	2.46B	2.27B
Gross Profit	2.07B	1.98B	1.80B	1.67B	1.61B	1.48B
EBITDA	1.64B	1.66B	1.42B	1.74B	1.30B	1.31B
Net Income	915.90M	957.50M	614.40M	954.30M	666.30M	712.70M
Balance Sheet
Total Assets	4.79B	4.26B	4.37B	6.96B	7.81B	7.56B
Cash, Cash Equivalents and Short-Term Investments	628.70M	291.20M	302.70M	112.50M	111.90M	218.80M
Total Debt	3.43B	3.25B	3.10B	3.96B	3.58B	3.52B
Total Liabilities	4.48B	4.16B	4.04B	5.19B	4.97B	4.86B
Stockholders Equity	311.70M	100.10M	310.00M	1.75B	2.82B	2.70B
Cash Flow
Free Cash Flow	1.02B	920.10M	830.70M	784.30M	887.30M	821.40M
Operating Cash Flow	1.24B	1.14B	1.06B	1.06B	1.16B	1.07B
Investing Cash Flow	-239.40M	-124.80M	2.75B	301.40M	-592.00M	-595.80M
Financing Cash Flow	-1.02B	-1.03B	-3.79B	-1.33B	-498.90M	-445.20M

Verisk Analytics Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 232.13
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For VRSK, the sentiment is Negative. The current price of 232.13 is below the 20-day moving average (MA) of 240.06, below the 50-day MA of 251.76, and below the 200-day MA of 283.32, indicating a bearish trend. The MACD of -5.27 indicates Negative momentum. The RSI at 33.88 is Neutral, neither overbought nor oversold. The STOCH value of 34.01 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for VRSK.

Verisk Analytics Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
FCN	―	$5.25B	21.62	13.30%	―	-0.95%	-10.54%
TRU	―	$16.10B	38.90	9.68%	0.54%	8.30%	86.97%
EFX	―	$27.44B	42.49	13.38%	0.79%	6.35%	16.91%
VRSK	―	$32.43B	35.80	245.09%	0.74%	7.60%	5.28%
EXPO	―	$3.40B	33.83	25.05%	1.74%	3.47%	-2.16%
Sector *	―	$10.79B	15.43	7.44%	2.01%	2.89%	-14.66%
BAH	―	$10.38B	13.06	74.72%	2.15%	2.42%	3.05%

Verisk Analytics Corporate Events

Verisk Analytics Secures Financing for AccuLynx Acquisition

On August 15, 2025, Verisk Analytics entered into new credit agreements, including a $750 million term loan and a $1.25 billion revolving credit facility, to finance its acquisition of Exactlogix, Inc., known as AccuLynx. Additionally, the company issued $1.5 billion in senior notes to further support the acquisition and related expenses, positioning Verisk for enhanced operational capacity and strategic growth in its market.

The most recent analyst rating on (VRSK) stock is a Hold with a $289.00 price target. To see the full list of analyst forecasts on Verisk Analytics stock, see the VRSK Stock Forecast page.

Verisk Analytics Reports Strong Q2 2025 Earnings

Verisk Analytics is a prominent global data analytics and technology company that primarily serves the insurance industry, offering solutions to enhance operational efficiency, underwriting, claims outcomes, and risk management.

Verisk Analytics Earnings Call: Growth Amid Challenges

Verisk Analytics’ recent earnings call presented a balanced sentiment, highlighting both optimism and challenges. The company showcased strong organic revenue growth and strategic acquisitions, which promise future growth. However, there are concerns regarding a decline in net income, pressures in the auto business, and potential impacts from federal spending cuts. Overall, the sentiment is one of cautious optimism, with a focus on overcoming existing challenges to achieve future growth.

Verisk Analytics Acquires AccuLynx for $2.35 Billion

On July 29, 2025, Verisk Analytics announced its agreement to acquire AccuLynx for $2.35 billion, aiming to enhance its network capabilities within the insurance claims and restoration ecosystem. This acquisition is expected to boost Verisk’s revenue growth and adjusted EBITDA margin, while also being accretive to adjusted EPS by the end of 2026. The merger will streamline workflows and enhance interactions in the industry, benefiting insurers, contractors, and policyholders by improving information flow and reducing costs. The transaction is anticipated to close by the end of the third quarter of 2025, pending regulatory approvals.

The most recent analyst rating on (VRSK) stock is a Buy with a $300.00 price target. To see the full list of analyst forecasts on Verisk Analytics stock, see the VRSK Stock Forecast page.