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USIO Stock Chart & Stats
$1.93
-$0.03(-1.55%)
At close: 4:00 PM EDT
$1.93
-$0.03(-1.55%)
Day’s Range― - ―
52-Week Range$1.03 - $2.98
Previous CloseN/A
Volume7.29K
Average Volume (3M)46.99K
Market Cap
$80.07M
Enterprise Value$67.22
Total Cash (Recent Filing)$6.39M
Total Debt (Recent Filing)$3.70M
Price to Earnings (P/E)―
Beta0.43
Next Earnings
Nov 11, 2026EPS Estimate
<0.01Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.06
Shares Outstanding28,495,415
10 Day Avg. Volume22,046
30 Day Avg. Volume46,994
Financial Highlights & Ratios
PEG Ratio0.08
Price to Book (P/B)2.04
Price to Sales (P/S)0.43
P/FCF Ratio33.95
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price Target
$5.00Price Target Upside159.07% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering1
EPS Forecast (FY)0.02
Revenue Forecast (FY)$97.30M
Bulls Say, Bears Say
Bulls Say
Accelerating Revenue And Payment Volume GrowthBroad growth across card, ACH and Output Solutions indicates expanding customer activity rather than reliance on one transaction stream. Higher volumes and upgraded guidance support better operating leverage over the next several quarters.
Improving Profitability And Cost DisciplineThe second consecutive GAAP profit quarter, stronger EBITDA and controlled overhead suggest the business is moving toward a more scalable earnings model. Improved sponsoring-bank pricing and potential margin expansion could reinforce this trend.
Conservative Balance SheetLow leverage reduces refinancing pressure and preserves financial flexibility while Usio invests in platform development and growth initiatives. A manageable funding profile gives the company more capacity to absorb execution volatility than a heavily indebted model.
Bears Say
Profitability Remains Thin And InconsistentDespite recent quarterly improvement, negative TTM operating results and a relatively low gross margin limit earnings resilience. Usio remains dependent on sustained volume growth, cost control and mix improvement to establish durable profitability.
Weak Free Cash Flow ConversionPositive operating cash flow is encouraging, but negative free cash flow shows that cash generation has not yet consistently funded investment needs. Continued reinvestment or volatile working-capital timing could constrain financial flexibility.
Card Concentration And Issuing HeadwindsHeavy dependence on PayFac concentrates exposure within the Card segment, while weaker issuing activity limits diversification. A slowdown in PayFac growth or continued issuing weakness could make segment revenue and margins less predictable.
Usio News
USIO FAQ
What was Usio Inc’s price range in the past 12 months?
Usio Inc lowest stock price was $1.03 and its highest was $2.98 in the past 12 months.
What is Usio Inc’s market cap?
Usio Inc’s market cap is $80.07M.
When is Usio Inc’s upcoming earnings report date?
Usio Inc’s upcoming earnings report date is Nov 11, 2026 which is in 77 days.
How were Usio Inc’s earnings last quarter?
Usio Inc released its earnings results on Aug 12, 2026. The company reported $0.01 earnings per share for the quarter, beating the consensus estimate of -$0.002 by $0.012.
Is Usio Inc overvalued?
According to Wall Street analysts Usio Inc’s price is currently Undervalued.
Does Usio Inc pay dividends?
Usio Inc does not currently pay dividends.
What is Usio Inc’s EPS estimate?
Usio Inc’s EPS estimate is <0.01.
How many shares outstanding does Usio Inc have?
Usio Inc has 28,495,415 shares outstanding.
What happened to Usio Inc’s price movement after its last earnings report?
Usio Inc reported an EPS of $0.01 in its last earnings report, beating expectations of -$0.002. Following the earnings report the stock price went up 8.824%.
Which hedge fund is a major shareholder of Usio Inc?
Currently, no hedge funds are holding shares in USIO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Usio Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$5.00 (159.07% Upside)
$5.00 (159.07% Upside)
Blogger Sentiment
Bullish
USIO Sentiment 100%
Sector Average ―
Sector Average ―
News Sentiment
Very Bullish
Bullish news 100%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-19.73%
12-Months-Change
Fundamentals
Return on Equity
―
Trailing 12-Months
Asset Growth
14.25%
Trailing 12-Months
Company Description
Usio Inc
Usio, Inc. provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing, credit, prepaid card, and debit card-based processing services. It also provides a proprietary platform for businesses to handle e-checks and card payments, and an interactive voice response telephone system for companies to accept payments over the telephone. Additionally, the company offers prepaid and incentive card issuance services, a payment facilitation platform, and electronic bill presentment and printing services.
USIO Company Deck
USIO Earnings Call
Q2 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call was overall positive: strong top-line growth (Q2 revenue +19%), record payment and transaction volumes (+27%), notable segment-level outperformance (Card +28%, PayFac +43%, ACH revenue +21%, Output +22%), improved profitability (adjusted EBITDA doubling YoY and second consecutive GAAP net income quarter) and an upward revision to full-year revenue guidance. The primary negatives are timing-related cash/operating-cash-flow dynamics, remaining headwinds in card issuing (flat card loads, slightly lower transactions), concentration of Card revenue in PayFac (>75%), and execution/timing risk related to the rollout of Usio Ion and large new vertical programs. Overall, the positives materially outweigh the lowlights.View all USIO earnings summariesUSIO Stock 12 Month Forecast
Average Price Target
$5.00
▲(159.07% Upside)
Technical Analysis
Ownership Overview
29.27% Insiders
8.11% Mutual Funds
3.75% Other Institutional Investors
55.26% Public Companies and
Individual Investors