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Usio Inc (USIO)
NASDAQ:USIO
USIO Stock Chart & Stats
$1.41
-$0.24(-9.51%)
At close: 4:00 PM EST
$1.41
-$0.24(-9.51%)
Day’s Range― - ―
52-Week Range$1.24 - $2.92
Previous CloseN/A
Volume1.09M
Average Volume (3M)60.67K
Market Cap
$37.14M
Enterprise Value$33.96M
Total Cash (Recent Filing)$7.75M
Total Debt (Recent Filing)$2.68M
Price to Earnings (P/E)―
Beta0.26
Next Earnings
Apr 01, 2026EPS Estimate
<0.01Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.02
Shares Outstanding27,307,838
10 Day Avg. Volume57,296
30 Day Avg. Volume60,666
Financial Highlights & Ratios
PEG Ratio-0.02
Price to Book (P/B)2.05
Price to Sales (P/S)0.47
P/FCF Ratio20.59
Enterprise Value/Market Cap0.91
Enterprise Value/Revenue0.41
Enterprise Value/Gross Profit1.75
Enterprise Value/Ebitda15.74
Forecast
1Y Price Target
$4.50Price Target Upside219.15% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Future Growth ExpectationsManagement is very bullish on 2026 due to the expected momentum coming out of 4Q25 and a strong backlog of implementations, including contracts with 16 ISVs.
Payment ProcessingTotal payment transactions processed increased 27% year-over-year to 16.2 million, while total payment dollars processed through all payment channels increased 8% to $2.18 billion.
Revenue GrowthACH had a strong quarter with revenue up 36% to $5.8 million primarily attributable to an increase in ACH and PINLess debit volume from net new business and organic growth.
Bears Say
Financial ResultsUSIO’s Q3/25 financial results were below both our as well as consensus expectations and included sales of $21.2 million and adjusted EBITDA of $368,257.
Prepaid Card Revenue DeclineRevenue for Q3/25 declined slightly to $21.2 million from $21.3 million primarily due to a decrease in Prepaid Card revenue of 30% from the loss of a reseller’s account.
Program Implementation Delays3Q25 results reported on 11/12 missed consensus due to slower-than-expected implementation by end users of programs already in place.
Usio News
USIO FAQ
What was Usio Inc’s price range in the past 12 months?
Usio Inc lowest stock price was $1.24 and its highest was $2.92 in the past 12 months.
What is Usio Inc’s market cap?
Usio Inc’s market cap is $37.14M.
When is Usio Inc’s upcoming earnings report date?
Usio Inc’s upcoming earnings report date is Apr 01, 2026 which is in 98 days.
How were Usio Inc’s earnings last quarter?
Usio Inc released its earnings results on Nov 12, 2025. The company reported -$0.02 earnings per share for the quarter, missing the consensus estimate of $0 by -$0.02.
Is Usio Inc overvalued?
According to Wall Street analysts Usio Inc’s price is currently Undervalued.
Does Usio Inc pay dividends?
Usio Inc does not currently pay dividends.
What is Usio Inc’s EPS estimate?
Usio Inc’s EPS estimate is <0.01.
How many shares outstanding does Usio Inc have?
Usio Inc has 27,307,838 shares outstanding.
What happened to Usio Inc’s price movement after its last earnings report?
Usio Inc reported an EPS of -$0.02 in its last earnings report, missing expectations of $0. Following the earnings report the stock price went down -0.699%.
Which hedge fund is a major shareholder of Usio Inc?
Currently, no hedge funds are holding shares in USIO
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Usio Stock Smart Score
Underperform
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Analyst Consensus
Moderate Buy
Average Price Target:
$4.50 (219.15% Upside)
$4.50 (219.15% Upside)
Blogger Sentiment
Bearish
USIO Sentiment 70%
Sector Average ―
Sector Average ―
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.4%
Last 30 Days ▼ 8.7%
Last 30 Days ▼ 8.7%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-6.49%
12-Months-Change
Fundamentals
Return on Equity
-2.06%
Trailing 12-Months
Asset Growth
-13.27%
Trailing 12-Months
Company Description
Usio Inc
Usio, Inc. is a financial technology company that specializes in payment processing solutions and services. Operating primarily in the FinTech sector, Usio offers a range of products including electronic payment processing, card issuing, and payment gateway services. The company serves various industries, including e-commerce, healthcare, and government, providing innovative solutions designed to enhance transaction efficiency and security.
USIO Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call highlighted strong operational metrics, including record transaction volumes and significant growth in key segments like ACH and PayFac. The company maintained positive cash flow and continues to invest in future growth and innovation. However, there were challenges in card issuing and a decrease in adjusted EBITDA, as well as slower-than-desired customer implementations.View all USIO earnings summariesUSIO Stock 12 Month Forecast
Average Price Target
$4.50
▲(219.15% Upside)
Technical Analysis
Ownership Overview
19.26% Insiders
7.55% Mutual Funds
5.68% Other Institutional Investors
63.98% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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