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Usio Inc (USIO)
NASDAQ:USIO
USIO Stock Chart & Stats
$1.43
-$0.24(-9.51%)
At close: 4:00 PM EST
$1.43
-$0.24(-9.51%)
Day’s Range― - ―
52-Week Range$1.24 - $2.92
Previous CloseN/A
Volume1.09M
Average Volume (3M)70.66K
Market Cap
$38.42M
Enterprise ValueN/A
Total Cash (Recent Filing)$7.75M
Total Debt (Recent Filing)$2.68M
Price to Earnings (P/E)14.0
Beta0.20
Next Earnings
Apr 01, 2026EPS Estimate
0.01Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-0.02
Shares Outstanding26,495,783
10 Day Avg. Volume55,372
30 Day Avg. Volume70,656
Financial Highlights & Ratios
PEG Ratio-0.02
Price to Book (P/B)2.05
Price to Sales (P/S)0.47
P/FCF Ratio20.59
Enterprise Value/Market Cap0.00
Enterprise Value/Revenue0.00
Enterprise Value/Gross Profit0.00
Enterprise Value/Ebitda0.00
Forecast
1Y Price Target
$4.00Price Target Upside179.72% Upside
Rating ConsensusHold
Number of Analyst Covering2
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
ACH Segment GrowthACH segment sales increased by 33% due to an increase in ACH volume from new business and organic growth.
Gross Profit IncreaseGross profit for Q2/25 was $5.1 million, compared to $4.8 million last year, as gross margins increased to 25.8%, from 23.9% in Q2/24.
Processing ActivityStrong processing activity was noted, with total payment transactions increasing 26% and total payment dollars processed rising 15%.
Bears Say
Adjusted EBITDA DeclineAdjusted EBITDA declined 37% year-over-year, impacted by several one-time expenses.
Financial Results Below ExpectationsUSIO's Q2/25 financial results were below expectations, with sales and adjusted EBITDA falling short of estimates.
Revenues DeclineRevenues for Q2/25 declined 1% year-over-year due primarily to a decrease in the Prepaid Card segment.
Usio News
USIO FAQ
What was Usio Inc’s price range in the past 12 months?
Usio Inc lowest stock price was $1.24 and its highest was $2.92 in the past 12 months.
What is Usio Inc’s market cap?
Usio Inc’s market cap is $38.42M.
When is Usio Inc’s upcoming earnings report date?
Usio Inc’s upcoming earnings report date is Apr 01, 2026 which is in 139 days.
How were Usio Inc’s earnings last quarter?
Usio Inc released its earnings results on Nov 12, 2025. The company reported -$0.02 earnings per share for the quarter, missing the consensus estimate of $0 by -$0.02.
Is Usio Inc overvalued?
According to Wall Street analysts Usio Inc’s price is currently Undervalued.
Does Usio Inc pay dividends?
Usio Inc does not currently pay dividends.
What is Usio Inc’s EPS estimate?
Usio Inc’s EPS estimate is 0.01.
How many shares outstanding does Usio Inc have?
Usio Inc has 26,495,783 shares outstanding.
What happened to Usio Inc’s price movement after its last earnings report?
Usio Inc reported an EPS of -$0.02 in its last earnings report, missing expectations of $0. Following the earnings report the stock price went same N/A.
Which hedge fund is a major shareholder of Usio Inc?
Currently, no hedge funds are holding shares in USIO
Usio Stock Smart Score
Neutral
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Analyst Consensus
Hold
Average Price Target:
$4.00 (179.72% Upside)
$4.00 (179.72% Upside)
Blogger Sentiment
Bearish
USIO Sentiment 100%
Sector Average ―
Sector Average ―
Crowd Wisdom
Very Positive
Last 7 Days ▼ 1.1%
Last 30 Days ▲ 5.1%
Last 30 Days ▲ 5.1%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-0.67%
12-Months-Change
Fundamentals
Return on Equity
16.71%
Trailing 12-Months
Asset Growth
-0.44%
Trailing 12-Months
Company Description
Usio Inc
Usio, Inc. is a financial technology company specializing in providing innovative payment solutions and services. The company operates primarily in the payments processing sector, offering a range of products including electronic payment processing, card issuing, and payment gateway solutions. Usio serves various industries, including healthcare, education, and government, helping clients streamline their payment processes and enhance operational efficiency.
USIO Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
The earnings call highlighted strong operational metrics, including record transaction volumes and significant growth in key segments like ACH and PayFac. The company maintained positive cash flow and continues to invest in future growth and innovation. However, there were challenges in card issuing and a decrease in adjusted EBITDA, as well as slower-than-desired customer implementations.View all USIO earnings summariesUSIO Stock 12 Month Forecast
Average Price Target
$4.00
▲(179.72% Upside)
Technical Analysis
Ownership Overview
20.01% Insiders
8.19% Mutual Funds
6.84% Other Institutional Investors
61.37% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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