Paymentus Holdings, Inc. (PAY)
NYSE:PAY
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PAY Stock Chart & Stats
$28.59
-$0.69(-2.17%)
At close: 4:00 PM EST
$28.59
-$0.69(-2.17%)
Day’s Range― - ―
52-Week Range$20.33 - $39.38
Previous CloseN/A
Volume120.96K
Average Volume (3M)804.44K
Market Cap
$2.66B
Enterprise Value$2.61B
Total Cash (Recent Filing)$342.13M
Total Debt (Recent Filing)$6.63M
Price to Earnings (P/E)36.1
Beta1.24
Next Earnings
Aug 10, 2026EPS Estimate
0.19Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.59
Shares Outstanding62,936,500
10 Day Avg. Volume951,369
30 Day Avg. Volume804,440
Financial Highlights & Ratios
PEG Ratio1.29
Price to Book (P/B)7.29
Price to Sales (P/S)3.42
P/FCF Ratio25.26
Enterprise Value/Market Cap0.98
Enterprise Value/Revenue2.04
Enterprise Value/Gross Profit8.25
Enterprise Value/Ebitda19.09
Forecast
1Y Price Target
$34.67Price Target Upside21.25% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering3
EPS Forecast (FY)0.78
Revenue Forecast (FY)$1.40B
Bulls Say, Bears Say
Bulls Say
Earnings QualityQuality of earnings is strong with free cash flow well above earnings.
Growth PotentialThe company's growth potential is underappreciated, with a credible path for significant EBITDA growth, implying the stock is undervalued despite 30% growth.
Management ExecutionManagement's execution has been remarkable, demonstrated by success in signing larger billers and expanding into other verticals.
Bears Say
Stock DrawdownThe recent stock drawdown is seen as a compelling buying opportunity, not fundamentally driven but due to share distributions by Accel-KKR.
Paymentus Holdings News
PAY FAQ
What was Paymentus Holdings, Inc.’s price range in the past 12 months?
Paymentus Holdings, Inc. lowest stock price was $20.33 and its highest was $39.38 in the past 12 months.
What is Paymentus Holdings, Inc.’s market cap?
Paymentus Holdings, Inc.’s market cap is $2.66B.
When is Paymentus Holdings, Inc.’s upcoming earnings report date?
Paymentus Holdings, Inc.’s upcoming earnings report date is Aug 10, 2026 which is in 55 days.
How were Paymentus Holdings, Inc.’s earnings last quarter?
Paymentus Holdings, Inc. released its earnings results on May 04, 2026. The company reported $0.21 earnings per share for the quarter, beating the consensus estimate of $0.176 by $0.034.
Is Paymentus Holdings, Inc. overvalued?
According to Wall Street analysts Paymentus Holdings, Inc.’s price is currently Undervalued.
Does Paymentus Holdings, Inc. pay dividends?
Paymentus Holdings, Inc. does not currently pay dividends.
What is Paymentus Holdings, Inc.’s EPS estimate?
Paymentus Holdings, Inc.’s EPS estimate is 0.19.
How many shares outstanding does Paymentus Holdings, Inc. have?
Paymentus Holdings, Inc. has 62,936,500 shares outstanding.
What happened to Paymentus Holdings, Inc.’s price movement after its last earnings report?
Paymentus Holdings, Inc. reported an EPS of $0.21 in its last earnings report, beating expectations of $0.176. Following the earnings report the stock price went down -7.827%.
Which hedge fund is a major shareholder of Paymentus Holdings, Inc.?
Currently, no hedge funds are holding shares in PAY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Paymentus Holdings Stock Smart Score
Neutral
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Analyst Consensus
Moderate Buy
Average Price Target:
$34.67 (21.25% Upside)
$34.67 (21.25% Upside)
Blogger Sentiment
Bullish
PAY Sentiment 70%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Decreased
By 2.3M Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.0%
Last 30 Days ▼ 1.3%
Last 30 Days ▼ 1.3%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-34.98%
12-Months-Change
Fundamentals
Return on Equity
13.47%
Trailing 12-Months
Asset Growth
18.23%
Trailing 12-Months
Company Description
Paymentus Holdings, Inc.
Paymentus Holdings, Inc. delivers cloud-native technological solutions aimed at streamlining bill payments. Through its Software-as-a-Service (SaaS) platform, the company equips organizations (referred to as "billers") with services for electronic bill presentation, digital payment processing, enhanced enterprise customer communication, and self-service revenue collection. Its clientele spans a broad spectrum of industries, including utility providers, financial institutions, insurance companies, government agencies, telecommunications firms, and healthcare organizations. The company was founded in 2004 and is based in Redmond, Washington.
PAY Company Deck
PAY Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call presented strong, broad-based operational and financial outperformance: record revenue, accelerating transaction growth, materially higher adjusted EBITDA, improved per-transaction economics, raised full-year guidance, a healthy balance sheet with no debt, and the launch of a potentially transformative, patented AI-native product (Billio/Bill Wallet) with early organic traction. Near-term challenges include contribution margin compression from mix shifts, higher operating expenses as the company invests in growth, temporary free cash flow pressure due to working-capital timing, modest Q2 conservatism tied to seasonality and onboarding timelines, and ongoing interchange expense exposure that management aims to monetize over time. Overall, the positives substantially outweigh the manageable near-term headwinds.View all PAY earnings summariesPAY Stock 12 Month Forecast
Average Price Target
$34.67
▲(21.25% Upside)
Technical Analysis
Ownership Overview
16.29% Insiders
40.17% Mutual Funds
17.56% Other Institutional Investors
16.74% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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