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Usio (USIO)
:USIO
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Earnings Data
Report Date
Mar 26, 2025TBA Not Confirmed
Period Ending
2024 (Q4)Consensus EPS Forecast
>-0.01Last Year’s EPS
0Same Quarter Last Year
Moderate Buy
Based on 3 Analysts Ratings
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Earnings Call Summary
Earnings Call Date:Nov 14, 2018
|% Change Since: 73.57%
|Next Earnings Date:Aug 14, 2018
Earnings Call Sentiment|Positive
The earnings call highlighted strong financial performance, with significant growth in processing volumes and a record backlog of deals. The company showed positive net income and increased cash flow, indicating strong operational performance. However, there were challenges with modest revenue growth and slower-than-expected implementations. The sequential decrease in gross margins also posed a concern.Company Guidance
During the third quarter of fiscal 2024, USIO reported impressive results with significant metrics highlighting the company's growth and operational profitability. GAAP earnings exceeded expectations, bolstered by an income tax benefit from an increased deferred tax asset. Total payment dollar processing volume surged by 46%, while transactions processed rose by 31%. The company achieved nearly $800,000 in adjusted EBITDA, more than doubling from the previous year. Additionally, USIO's cash position strengthened, driven by $2.4 million in adjusted operating cash flows over nine months, despite a $200,000 stock repurchase. The company also saw a 22% increase in ACH revenues, a 61% rise in check dollars processed, and a 58% growth in card issuing transactions. With a record backlog of pending implementations and a strong sales pipeline, USIO is well-positioned for future growth, expecting continued margin improvements into 2025.Strong GAAP Earnings and Positive Net Income
GAAP earnings significantly better than expected with an income tax benefit due to increased deferred tax asset, reflecting higher taxable income projections. Positive GAAP net income and earnings per share for the second consecutive quarter.
Impressive Payment Processing Volume Growth
Total payment dollar processing volume growth accelerated to 46% from 24% last quarter, and transactions processed were up 31%. Prepaid set new all-time records for card loads, processing, and transaction volumes.
Record Backlog and Pipeline
Strongest pipeline of signed deals and largest backlog of pending implementations in the company's history.
Significant Adjusted EBITDA Growth
Reported nearly $800,000 of adjusted EBITDA for the quarter, more than double that of a year ago.
Increased Cash Position
Cash was up again this quarter, powered by $2.4 million of adjusted operating cash flows over the first 9 months of 2024.
ACH Revenue and Volume Growth
ACH revenues up 22% in the quarter, with electronic check transaction volume up 25%, check dollars processed up 61%, and returned checks processed up 18%.
Card Issuing Momentum
Total dollars loaded on cards was over $140 million, up 21%, with purchase volume increasing 23% and transactions processed increasing 58%.
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USIO Earnings History
The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.
Beat
Missed
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USIO Earnings-Related Price Changes
Report Date | Price 1 Day Before | Price 1 Day After | Percentage Change |
|---|---|---|---|
| Nov 06, 2024 | $1.40 | $1.39 | -0.71% |
| Aug 14, 2024 | $1.46 | $1.52 | +4.11% |
| May 15, 2024 | $1.59 | $1.64 | +3.14% |
| Mar 27, 2024 | $1.75 | $1.70 | -2.86% |
Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.
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FAQ
When does Usio (USIO) report earnings?
Usio (USIO) is schdueled to report earning on Mar 26, 2025, TBA Not Confirmed.
What is Usio (USIO) earnings time?
Usio (USIO) earnings time is at Mar 26, 2025, TBA Not Confirmed.
Where can I see when companies are reporting earnings?
You can see which companies are reporting today on our designated earnings calendar.
What companies are reporting earnings today?
You can see a list of the companies which are reporting today on TipRanks earnings calendar.
What is USIO EPS forecast?
USIO EPS forecast for the fiscal quarter 2024 (Q4) is >-0.01.
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