| Breakdown | TTM | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | 
|---|---|---|---|---|---|---|
| Income Statement | ||||||
| Total Revenue | 73.53M | 76.42M | 66.11M | 52.42M | 51.34M | 51.95M | 
| Gross Profit | 48.26M | 45.90M | 47.34M | 47.90M | 47.77M | 44.61M | 
| EBITDA | 11.17M | 10.72M | 14.52M | 17.05M | 17.71M | 17.29M | 
| Net Income | 9.22M | 8.76M | 11.26M | 12.62M | 13.17M | 12.80M | 
| Balance Sheet | ||||||
| Total Assets | 1.48B | 1.53B | 1.47B | 1.34B | 1.21B | 1.09B | 
| Cash, Cash Equivalents and Short-Term Investments | 370.00M | 188.92M | 283.50M | 271.20M | 285.67M | 123.88M | 
| Total Debt | 305.70M | 278.45M | 81.94M | 66.20M | 16.17M | 7.16M | 
| Total Liabilities | 1.41B | 1.46B | 1.40B | 1.28B | 1.12B | 1.01B | 
| Stockholders Equity | 71.30M | 66.48M | 65.81M | 55.22M | 84.34M | 80.87M | 
| Cash Flow | ||||||
| Free Cash Flow | 10.23M | 11.08M | 7.25M | 28.37M | 25.68M | -8.07M | 
| Operating Cash Flow | 11.39M | 12.15M | 9.19M | 29.03M | 29.19M | -7.06M | 
| Investing Cash Flow | -79.84M | -124.83M | -82.25M | -207.58M | -190.01M | -125.91M | 
| Financing Cash Flow | 67.21M | 50.85M | 112.84M | 150.51M | 103.97M | 204.61M | 
| Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth | 
|---|---|---|---|---|---|---|---|
| ― | $109.54M | 10.93 | 8.68% | 1.71% | 18.82% | 35.00% | |
| ― | $18.00B | 11.42 | 9.92% | 3.81% | 9.73% | 1.22% | |
| ― | $113.04M | 11.24 | 6.52% | 1.71% | 2.85% | 73.57% | |
| ― | $107.47M | 22.88 | 2.90% | 1.58% | 8.77% | 369.81% | |
| ― | $100.63M | 11.13 | ― | 6.19% | 14.58% | 7.73% | |
| ― | $116.02M | 23.73 | 1.91% | 1.02% | 26.46% | ― | |
| ― | $112.65M | ― | -0.25% | ― | -12.23% | 83.58% | 
Union Bankshares, Inc., headquartered in Morrisville, Vermont, is a bank holding company that operates Union Bank, providing commercial, retail, and municipal banking services, along with wealth management services across northern Vermont and New Hampshire. The company is recognized for its strong residential lending programs and community involvement.
On October 15, 2025, Union Bankshares, Inc. declared a quarterly cash dividend of $0.36 per share, payable on November 6, 2025. The company reported significant financial growth for the three and nine months ended September 30, 2025, with net income rising to $3.4 million and $8.3 million, respectively, compared to the previous year. This growth was driven by increased loan activity and strategic balance sheet management, despite economic uncertainties. The company’s asset quality remains strong, and stockholder equity has improved, reflecting the company’s robust financial health and strategic initiatives.
The most recent analyst rating on (UNB) stock is a Buy with a $29.00 price target. To see the full list of analyst forecasts on Union Bankshares stock, see the UNB Stock Forecast page.