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Union Bankshares Inc (UNB)
NASDAQ:UNB
Total Valuation
Union Bankshares has a market cap or net worth of $148.14M. The enterprise value is $404.48M.
Market Cap$148.14M
Enterprise Value$404.48M
Share Statistics
Union Bankshares has 4,538,596 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding4,538,596
Owned by Insiders2.50%
Owned by Institutions1.83%
Financial Efficiency
Union Bankshares’s return on equity (ROE) is 0.13 and return on invested capital (ROIC) is 1.24%.
Return on Equity (ROE)0.13
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)1.24%
Return on Capital Employed (ROCE)0.01
Revenue Per Employee246.90K
Profits Per Employee45.87K
Employee Count191
Asset Turnover0.03
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Union Bankshares is 14.90. Union Bankshares’s PEG ratio is -0.67.
PE Ratio14.90
PS Ratio3.17
PB Ratio1.96
Price to Fair Value1.96
Price to FCF11.78
Price to Operating Cash Flow10.74
PEG Ratio-0.67
Income Statement
In the last 12 months, Union Bankshares had revenue of 47.16M and earned 8.76M in profits. Earnings per share was 1.94.
Revenue47.16M
Gross Profit47.16M
Operating Income19.58M
Pretax Income9.13M
Net Income8.76M
EBITDA0.00
Earnings Per Share (EPS)1.94
Cash Flow
In the last 12 months, operating cash flow was -7.44M and capital expenditures 0.00, giving a free cash flow of -7.58M billion.
Operating Cash Flow-7.44M
Free Cash Flow-7.58M
Free Cash Flow per Share-1.67
Dividends & Yields
Union Bankshares pays an annual dividend of $0.36, resulting in a dividend yield of 4.11%
Dividend Per Share$0.36
Dividend Yield4.11%
Payout RatioN/A
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.69
52-Week Price Change32.04%
50-Day Moving Average30.30
200-Day Moving Average28.38
Relative Strength Index (RSI)72.28
Average Volume (3m)11.28K
Important Dates
Union Bankshares upcoming earnings date is Jul 16, 2025, TBA Not Confirmed.
Last Earnings DateApr 16, 2025
Next Earnings DateJul 16, 2025
Ex-Dividend DateApr 25, 2025
Financial Position
Union Bankshares as a current ratio of 0.93, with Debt / Equity ratio of 415.12%
Current Ratio0.93
Quick Ratio0.93
Debt to Market Cap2.11
Net Debt to EBITDA0.00
Interest Coverage Ratio0.66
Taxes
In the past 12 months, Union Bankshares has paid 369.00K in taxes.
Income Tax369.00K
Effective Tax Rate0.04
Enterprise Valuation
Union Bankshares EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 35.37.
EV to Sales8.31
EV to EBITDA0.00
EV to Free Cash Flow35.37
EV to Operating Cash Flow32.25
Balance Sheet
Union Bankshares has $15.84M in cash and marketable securities with $27.34M in debt, giving a net cash position of $260.13M billion.
Cash & Marketable Securities$15.84M
Total Debt$27.34M
Net Cash$260.13M
Net Cash Per Share$57.32
Tangible Book Value Per Share$14.72
Margins
Gross margin is 100.35%, with operating margin of 41.51%, and net profit margin of 18.58%.
Gross Margin100.35%
Operating Margin41.51%
Pretax Margin19.36%
Net Profit Margin18.58%
EBITDA Margin0.00%
EBIT Margin-3.38%
Analyst Forecast
The average price target for Union Bankshares is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target―
Price Target Upside―
Analyst Consensus―
Analyst Count0
Revenue Growth Forecast13.57%
EPS Growth Forecast-17.70%