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Union Bankshares Inc (UNB)
NASDAQ:UNB
US Market

Union Bankshares (UNB) Stock Statistics & Valuation Metrics

163 Followers

Total Valuation

Union Bankshares has a market cap or net worth of $112.68M. The enterprise value is $410.81M.
Market Cap$112.68M
Enterprise Value$410.81M

Share Statistics

Union Bankshares has 4,614,047 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding4,614,047
Owned by Insiders2.87%
Owned by Institutions3.59%

Financial Efficiency

Union Bankshares’s return on equity (ROE) is 0.14 and return on invested capital (ROIC) is 0.80%.
Return on Equity (ROE)0.14
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.80%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee457.07K
Profits Per Employee58.01K
Employee Count191
Asset Turnover0.05
Inventory Turnover0.00

Valuation Ratios

The current PE Ratio of Union Bankshares is 9.8. Union Bankshares’s PEG ratio is 0.39.
PE Ratio9.8
PS Ratio1.24
PB Ratio1.34
Price to Fair Value1.34
Price to FCF6.79
Price to Operating Cash Flow-4.63
PEG Ratio0.39

Income Statement

In the last 12 months, Union Bankshares had revenue of 87.30M and earned 11.10M in profits. Earnings per share was 2.43.
Revenue87.30M
Gross Profit53.73M
Operating Income12.03M
Pretax Income12.03M
Net Income11.10M
EBITDA12.03M
Earnings Per Share (EPS)2.43

Cash Flow

In the last 12 months, operating cash flow was -24.10M and capital expenditures -1.25M, giving a free cash flow of -25.35M billion.
Operating Cash Flow-24.10M
Free Cash Flow-25.35M
Free Cash Flow per Share-5.49

Dividends & Yields

Union Bankshares pays an annual dividend of $0.36, resulting in a dividend yield of 6.08%
Dividend Per Share$0.36
Dividend Yield6.08%
Payout Ratio58.09%
Free Cash Flow Yield
Earnings Yield

Stock Price Statistics

Beta0.67
52-Week Price Change-8.48%
50-Day Moving Average24.04
200-Day Moving Average24.36
Relative Strength Index (RSI)55.26
Average Volume (3m)14.99K

Important Dates

Union Bankshares upcoming earnings date is Apr 22, 2026, During Market Hours (Confirmed).
Last Earnings DateJan 21, 2026
Next Earnings DateApr 22, 2026
Ex-Dividend Date

Financial Position

Union Bankshares as a current ratio of 0.05, with Debt / Equity ratio of 374.44%
Current Ratio0.05
Quick Ratio0.05
Debt to Market Cap2.79
Net Debt to EBITDA24.79
Interest Coverage Ratio0.37

Taxes

In the past 12 months, Union Bankshares has paid 928.00K in taxes.
Income Tax928.00K
Effective Tax Rate0.08

Enterprise Valuation

Union Bankshares EV to EBITDA ratio is 33.81, with an EV/FCF ratio of 25.46.
EV to Sales4.66
EV to EBITDA33.81
EV to Free Cash Flow25.46
EV to Operating Cash Flow23.61

Balance Sheet

Union Bankshares has $12.30M in cash and marketable securities with $302.79M in debt, giving a net cash position of -$290.49M billion.
Cash & Marketable Securities$12.30M
Total Debt$302.79M
Net Cash-$290.49M
Net Cash Per Share-$62.96
Tangible Book Value Per Share$17.68

Margins

Gross margin is 61.43%, with operating margin of 13.78%, and net profit margin of 12.71%.
Gross Margin61.43%
Operating Margin13.78%
Pretax Margin13.78%
Net Profit Margin12.71%
EBITDA Margin13.78%
EBIT Margin13.78%

Analyst Forecast

The average price target for Union Bankshares is ―, which is 11.43% higher than the current price. The consensus rating is ―
Price Target
Price Target Upside
Analyst Consensus
Analyst Count0
Revenue Growth Forecast14.52%
EPS Growth Forecast27.90%

Scores

Smart Score3
AI Score