UDR (UDR) AI Stock Analysis

• Market Cap: $12.28B
• Dividend Yield: 4.66%
• Average Volume (3M): 2.25M
• Price to Earnings (P/E): 97.8
• Beta (1Y): 0.69
• Revenue Growth: 2.29%
• EPS Growth: -4.89%
• Country: US
• Employees: 1,419
• Sector: Real Estate
• Sector Strength: 53
• Industry: REIT - Residential
• EPS (TTM): 0.11
• Shares Outstanding: 331,347,200
• 10 Day Avg. Volume: 2,382,411
• 30 Day Avg. Volume: 2,250,530
• PEG Ratio: -1.98
• Price to Book (P/B): 4.15
• Price to Sales (P/S): 8.55
• P/FCF Ratio: 23.62
• Enterprise Value/Market Cap: 1.68
• Enterprise Value/Revenue: 12.22
• Enterprise Value/Gross Profit: 46.42
• Enterprise Value/Ebitda: 19.95
• 1Y Price Target: $44.27
• Price Target Upside: 20.59% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 13

• Rating: 68 Neutral
• Price Target: $42.00 ▲(14.41% Upside)

UDR's overall stock score is driven by strong financial performance and positive earnings call sentiment, despite technical analysis indicating a bearish trend and valuation concerns. The company's robust cash flow and strategic focus on key markets support its financial outlook, while challenges in certain regions and high leverage present risks.

Positive Factors

Revenue Growth

Consistent revenue growth indicates UDR's ability to expand its market presence and sustain its business model in the multifamily housing sector.

Cash Generation

Strong cash generation enhances UDR's financial flexibility, enabling reinvestment in growth opportunities and supporting dividend payments.

Leadership Strength

The appointment of an experienced CFO can strengthen UDR's financial strategy and operational execution, supporting long-term business objectives.

Negative Factors

High Leverage

High leverage can increase financial risk, potentially impacting UDR's ability to manage economic downturns and limiting future borrowing capacity.

Gross Profit Margin Decline

A declining gross profit margin may indicate rising costs or pricing pressures, which could affect UDR's profitability if not managed effectively.

Challenges in Sunbelt Markets

Persistent challenges in key markets like the Sunbelt could hinder UDR's growth potential and revenue stability, affecting overall performance.

UDR Business Overview & Revenue Model

Company Description

UDR, Inc. (NYSE: UDR), an S&P 500 company, is a leading multifamily real estate investment trust with a demonstrated performance history of delivering superior and dependable returns by successfully managing, buying, selling, developing and redeveloping attractive real estate communities in targeted U.S. markets. As of September 30, 2020, UDR owned or had an ownership position in 51,649 apartment homes including 1,031 homes under development. For over 48 years, UDR has delivered long-term value to shareholders, the best standard of service to Residents and the highest quality experience for Associates.

How the Company Makes Money

UDR generates revenue primarily through rental income from its residential properties. The company leases apartments to tenants, and its revenue model is based on long-term leases that provide stable cash flows. Additionally, UDR benefits from property appreciation and may realize gains when selling properties. The company also engages in development projects, which can enhance its portfolio value and revenue potential. Key revenue streams include monthly rents, lease renewals, and property sales. The company's strategic focus on high-demand markets and its ability to maintain low vacancy rates contribute significantly to its earnings. Furthermore, partnerships with local developers and real estate firms can enhance UDR's growth opportunities and operational efficiencies.

UDR Financial Statement Overview

Summary

UDR demonstrates strong revenue growth and improved profitability, despite a decrease in gross profit margin. The high leverage is a potential risk, but the company maintains strong cash flow generation, supporting its financial health. The balance sheet shows moderate stability, typical for the REIT sector.

Income Statement

UDR's income statement shows a strong revenue growth trajectory with a TTM revenue growth rate of 6%. The gross profit margin has decreased from 68.6% in 2024 to 36.4% in TTM, indicating potential cost pressures. However, the net profit margin improved to 7.8% in TTM, reflecting better profitability management. EBIT and EBITDA margins are stable, suggesting operational efficiency.

Balance Sheet

The balance sheet reveals a high debt-to-equity ratio of 1.79 in TTM, indicating significant leverage, which is common in the REIT industry. The return on equity has improved to 3.9% in TTM, showing better utilization of equity. The equity ratio stands at 31.2%, reflecting a moderate level of financial stability.

Cash Flow

UDR's cash flow statement highlights a robust free cash flow growth rate of 93.4% in TTM, indicating strong cash generation capabilities. The operating cash flow to net income ratio is 0.95, and the free cash flow to net income ratio is 0.68, both showing efficient cash conversion from earnings.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	1.69B	1.67B	1.63B	1.52B	1.29B	1.24B
Gross Profit	444.82M	417.01M	392.52M	331.03M	228.04M	214.62M
EBITDA	1.04B	1.00B	1.35B	935.33M	968.53M	892.85M
Net Income	131.95M	89.58M	444.35M	86.92M	150.02M	64.27M
Balance Sheet
Total Assets	10.65B	10.90B	11.37B	11.04B	10.78B	9.64B
Cash, Cash Equivalents and Short-Term Investments	1.53M	1.33M	2.92M	1.19M	967.00K	1.41M
Total Debt	5.96B	6.01B	5.98B	5.68B	5.61B	5.17B
Total Liabilities	6.36B	6.44B	6.42B	6.10B	6.00B	5.52B
Stockholders Equity	3.32B	3.44B	3.99B	4.10B	3.44B	3.23B
Cash Flow
Free Cash Flow	594.56M	605.16M	520.32M	584.06M	497.44M	430.20M
Operating Cash Flow	877.33M	876.85M	832.66M	820.07M	663.96M	604.32M
Investing Cash Flow	-237.95M	-276.35M	-289.14M	-929.53M	-1.27B	-460.84M
Financing Cash Flow	-638.65M	-599.94M	-538.85M	111.23M	612.54M	-152.59M

UDR Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 36.71
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For UDR, the sentiment is Negative. The current price of 36.71 is below the 20-day moving average (MA) of 38.12, below the 50-day MA of 38.77, and below the 200-day MA of 40.78, indicating a bearish trend. The MACD of -0.51 indicates Positive momentum. The RSI at 35.17 is Neutral, neither overbought nor oversold. The STOCH value of 11.36 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for UDR.

UDR Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
MAA	75 Outperform	16.85B	28.93	9.67%	4.34%	1.19%	10.52%
AMH	74 Outperform	12.15B	29.48	5.95%	3.56%	7.19%	15.70%
ESS	69 Neutral	17.64B	21.27	14.20%	3.81%	7.56%	54.15%
UDR	68 Neutral	$12.28B	97.84	3.74%	4.66%	2.29%	-4.89%
EQR	68 Neutral	24.88B	24.93	9.19%	4.32%	4.49%	5.87%
CPT	67 Neutral	15.17B	74.81	3.40%	3.92%	0.76%	-60.70%
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%

UDR Corporate Events

UDR Announces Leadership Change with Fisher’s Resignation

On September 2, 2025, UDR, Inc. announced that Joseph D. Fisher resigned from his roles as President and Chief Investment Officer, effective immediately. In connection with his departure, a separation agreement was established, entitling Mr. Fisher to severance payments and continued health benefits under specific conditions. The Board appointed Thomas W. Toomey, the current Chairman and CEO, as the new President. Mr. Fisher, who had been with UDR since 2017, expressed confidence in the company’s future, citing its exceptional talent and strong market position.

UDR Releases New Investor Information on September 2

UDR has announced that information included in Exhibit 99.1 will be available to investors starting September 2, 2025. This information is being provided in accordance with Item 7.01 and will not be considered filed under the Securities Exchange Act of 1934, nor incorporated by reference under the Securities Act of 1933.

UDR Appoints Dave Bragg as New CFO

UDR, Inc. announced the appointment of Dave Bragg as Chief Financial Officer, effective July 24, 2025. Bragg, who previously held senior roles at Roots Management Group and Green Street, brings extensive experience in real estate finance and investment strategy. His appointment follows Joe Fisher’s transition to Chief Investment Officer earlier in 2025. The leadership change is expected to bolster UDR’s strategic direction and operational strength in the multifamily real estate sector.