UDR (UDR) AI Stock Analysis

• Market Cap: $19.53B
• Dividend Yield: 4.81%
• Average Volume (3M): 2.49M
• Price to Earnings (P/E): 85.4
• Beta (1Y): 0.52
• Revenue Growth: 2.38%
• EPS Growth: 17.42%
• Country: US
• Employees: 1,419
• Sector: Real Estate
• Sector Strength: 53
• Industry: REIT - Residential
• EPS (TTM): 0.12
• Shares Outstanding: 330,485,800
• 10 Day Avg. Volume: 2,298,953
• 30 Day Avg. Volume: 2,492,766
• PEG Ratio: -1.98
• Price to Book (P/B): 4.15
• Price to Sales (P/S): 8.55
• P/FCF Ratio: 23.62
• Enterprise Value/Market Cap: 0.99
• Enterprise Value/Revenue: 11.30
• Enterprise Value/Gross Profit: 30.21
• Enterprise Value/Ebitda: 19.18
• 1Y Price Target: $40.00
• Price Target Upside: 7.18% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 15
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 69 Neutral
• Price Target: $40.00 ▲(7.18% Upside)

The score is primarily supported by strong cash flow and generally solid fundamentals with low leverage, plus a constructive (though not breakout) technical setup. Offsetting factors are a stretched valuation (very high P/E) and a mixed near-term demand backdrop from the latest earnings call (rent growth deceleration and Sunbelt weakness), despite raised FFOA guidance.

Positive Factors

Revenue Growth

UDR's ability to exceed revenue growth expectations indicates strong demand for its properties and effective management strategies, supporting long-term financial health.

Cash Flow Generation

Strong cash flow generation enhances UDR's capacity to invest in new projects, reduce debt, and return value to shareholders, underpinning sustainable growth.

Occupancy Rates

High occupancy rates reflect effective property management and strong market demand, ensuring steady rental income and financial stability.

Negative Factors

Challenges in Sunbelt Markets

Persistent challenges in Sunbelt markets could pressure UDR's revenue growth and profitability, impacting overall financial performance.

Pressure on New Lease Growth

Slower new lease growth in certain regions may limit UDR's ability to capitalize on market opportunities, affecting future revenue potential.

Low Return on Equity

A low return on equity indicates inefficiencies in generating profits from shareholder investments, which could hinder long-term value creation.

UDR Business Overview & Revenue Model

Company Description

UDR, Inc. (NYSE: UDR), an S&P 500 company, is a leading multifamily real estate investment trust with a demonstrated performance history of delivering superior and dependable returns by successfully managing, buying, selling, developing and redeveloping attractive real estate communities in targeted U.S. markets. As of September 30, 2020, UDR owned or had an ownership position in 51,649 apartment homes including 1,031 homes under development. For over 48 years, UDR has delivered long-term value to shareholders, the best standard of service to Residents and the highest quality experience for Associates.

How the Company Makes Money

UDR generates revenue primarily through the leasing of residential units within its apartment communities. The company's revenue model is largely based on rental income from tenants, which provides a steady cash flow. Additionally, UDR may earn income from ancillary services such as parking fees, pet fees, and other service-related charges. The company also benefits from property appreciation and strategic property management, which enhances its overall portfolio value. Significant partnerships with local businesses and service providers can further contribute to its earnings by offering residents exclusive deals and amenities, thereby increasing tenant satisfaction and retention rates.

UDR Financial Statement Overview

Summary

UDR demonstrates strong financial performance with significant revenue growth and robust cash flow generation. The company maintains a low leverage position, reducing financial risk, although there is potential to improve return on equity. The income statement reflects improved profitability, while the balance sheet and cash flow statements indicate financial stability and efficient cash management.

Income Statement

UDR's income statement shows a strong performance with a significant revenue growth rate of 69.2% TTM, indicating robust expansion. The gross profit margin is moderate at 26.9%, while the net profit margin has improved to 11.7% TTM, reflecting enhanced profitability. The EBIT and EBITDA margins are healthy at 21.7% and 75.0% TTM, respectively, showcasing operational efficiency. However, the gross profit margin is relatively low compared to industry standards, which could be a concern.

Balance Sheet

The balance sheet reflects a stable financial position with a debt-to-equity ratio of 0.33 TTM, indicating low leverage and reduced financial risk. The return on equity is modest at 4.4% TTM, suggesting room for improvement in generating returns for shareholders. The equity ratio stands at 30.9% TTM, showing a solid equity base. Despite the low leverage, the return on equity could be enhanced to improve overall financial performance.

Cash Flow

UDR's cash flow statement is strong, with a free cash flow growth rate of 37.1% TTM, highlighting excellent cash generation capabilities. The operating cash flow to net income ratio is robust at 9.55 TTM, indicating efficient cash conversion. The free cash flow to net income ratio of 0.68 TTM further supports the company's ability to generate cash relative to its net income. The strong cash flow metrics provide a solid foundation for future investments and debt servicing.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	1.70B	1.67B	1.63B	1.52B	1.29B	1.24B
Gross Profit	636.90M	417.01M	392.52M	331.03M	228.04M	214.62M
EBITDA	1.00B	1.00B	1.35B	935.33M	968.53M	892.85M
Net Income	149.76M	89.58M	444.35M	86.92M	150.02M	64.27M
Balance Sheet
Total Assets	10.60B	10.90B	11.37B	11.04B	10.78B	9.64B
Cash, Cash Equivalents and Short-Term Investments	1.19M	1.33M	2.92M	1.19M	967.00K	1.41M
Total Debt	6.01B	6.01B	5.98B	5.68B	5.61B	5.17B
Total Liabilities	6.45B	6.44B	6.42B	6.10B	6.00B	5.52B
Stockholders Equity	3.27B	3.44B	3.99B	4.10B	3.44B	3.23B
Cash Flow
Free Cash Flow	602.26M	605.16M	520.32M	584.06M	497.44M	430.20M
Operating Cash Flow	882.02M	876.85M	832.66M	820.07M	663.96M	604.32M
Investing Cash Flow	-202.82M	-276.35M	-289.14M	-929.53M	-1.27B	-460.84M
Financing Cash Flow	-678.50M	-599.94M	-538.85M	111.23M	612.54M	-152.59M

UDR Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 37.32
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For UDR, the sentiment is Positive. The current price of 37.32 is above the 20-day moving average (MA) of 36.26, above the 50-day MA of 35.44, and below the 200-day MA of 38.22, indicating a neutral trend. The MACD of 0.39 indicates Negative momentum. The RSI at 61.92 is Neutral, neither overbought nor oversold. The STOCH value of 80.03 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for UDR.

UDR Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
CPT	73 Outperform	$15.27B	45.04	5.79%	3.90%	1.41%	-21.93%
MAA	71 Outperform	$16.22B	29.36	9.41%	4.42%	0.91%	6.55%
EQR	70 Outperform	$23.57B	20.94	10.55%	4.52%	4.78%	24.74%
AMH	70 Outperform	$11.51B	26.83	6.36%	3.81%	7.63%	23.16%
UDR	69 Neutral	$19.53B	85.40	4.41%	4.81%	2.38%	17.42%
ESS	69 Neutral	$16.74B	19.54	15.30%	3.98%	6.92%	53.76%
Sector *	65 Neutral	$2.17B	12.19	3.79%	4.94%	3.15%	1.96%

UDR Corporate Events

UDR Expands Board With Appointment of Ellen Goitia

On January 5, 2026, UDR announced that it had appointed former KPMG audit leader and current Elme Communities trustee Ellen M. Goitia to its Board of Directors, effective January 1, 2026, expanding the board from nine to ten members as part of a long-term succession and director refreshment plan. Goitia, an independent director under NYSE standards, will sit on UDR’s Nominating and Governance Committee and Audit and Risk Management Committee, bringing more than three decades of accounting, finance, corporate governance and leadership experience that is expected to strengthen the board’s strategic oversight and risk management capabilities, with Ferguson Partners advising on the recruitment and UDR’s standard independent director compensation and indemnification arrangements applying to her role.

The most recent analyst rating on (UDR) stock is a Hold with a $37.00 price target. To see the full list of analyst forecasts on UDR stock, see the UDR Stock Forecast page.

UDR Announces New Investor Information Release

UDR has announced that information included in Exhibit 99.1 will be available to investors starting December 8, 2025. This information is being provided in accordance with Item 7.01 and will not be considered as filed under the Securities Exchange Act of 1934, nor will it be incorporated by reference into the company’s filings under the Securities Act of 1933.

The most recent analyst rating on (UDR) stock is a Hold with a $41.00 price target. To see the full list of analyst forecasts on UDR stock, see the UDR Stock Forecast page.

UDR Appoints Richard B. Clark to Board

On October 3, 2025, UDR, Inc. appointed Richard B. Clark to its Board of Directors, expanding the board to nine members as part of a long-term succession plan. Clark, a seasoned real estate executive with extensive experience in capital markets and property management, will serve on the Nominating and Governance Committee and the Audit and Risk Management Committee, following the departure of two long-tenured directors earlier in the year.

The most recent analyst rating on (UDR) stock is a Hold with a $40.00 price target. To see the full list of analyst forecasts on UDR stock, see the UDR Stock Forecast page.