Wall Financial (WFC) AI Stock Analysis

• Market Cap: C$545.56M
• Dividend Yield: N/A
• Average Volume (3M): 1.40K
• Price to Earnings (P/E): 18.4
• Beta (1Y): 0.47
• Revenue Growth: 33.53%
• EPS Growth: 30.85%
• Country: CA
• Employees: 489
• Sector: Real Estate
• Sector Strength: 55
• Industry: Real Estate - Development
• EPS (TTM): 0.18
• Shares Outstanding: 32,091,866
• 10 Day Avg. Volume: 1,335
• 30 Day Avg. Volume: 1,404
• PEG Ratio: 1.98
• Price to Book (P/B): 3.01
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 7.85
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: C$17.50
• Price Target Upside: 2.94% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1

• Rating: 73 Outperform
• Price Target: C$19.50 ▲(14.71%Upside)

Wall Financial demonstrates solid financial performance and positive corporate events, driving its score. However, technical indicators suggest potential overbought conditions, and high leverage poses a financial risk. The absence of a dividend yield is a minor drawback.

Wall Financial Business Overview & Revenue Model

Company Description

Wall Financial (WFC) is a diversified financial services company operating across several sectors, including real estate development, property management, and investment services. The company is known for its expertise in creating high-quality residential and commercial properties, as well as providing strategic investment opportunities to its clients. WFC is committed to sustainable development and innovative financial solutions, catering to a broad clientele ranging from individual investors to large corporations.

How the Company Makes Money

Wall Financial (WFC) generates revenue primarily through its real estate development and property management operations. The company develops residential and commercial properties, which are sold or leased to generate income. This includes earnings from property sales, leasing arrangements, and property management fees. Additionally, WFC invests in various real estate projects and financial instruments, providing a steady income stream from their investment portfolio. The company may also engage in strategic partnerships with other developers and financial institutions to enhance its market presence and financial performance. Key factors contributing to its earnings include the performance of the real estate market, effective property management, and successful investment strategies.

Wall Financial Financial Statement Overview

Summary

Wall Financial demonstrates strong revenue growth and operational efficiency, as evidenced by robust margins and improving cash flow metrics. However, the company's high leverage poses a financial risk, which could impact stability in uncertain market conditions.

Income Statement

Wall Financial has shown robust revenue growth from 2024 to 2025 with a 32.2% increase. The gross profit margin is solid at 40.0%, indicating efficient cost management. However, the net profit margin is relatively moderate at 13.3%, suggesting room for improvement in controlling non-operating costs. The EBIT and EBITDA margins are healthy at 32.0% and 38.3%, respectively, reflecting strong operational performance.

Balance Sheet

The company has a high debt-to-equity ratio of 3.53, which indicates significant leverage and potential financial risk. Return on equity stands at 15.1%, showing a reasonable return for shareholders. The equity ratio is 19.5%, suggesting a lower proportion of assets funded by equity, which can be a risk factor in volatile markets.

Cash Flow

Wall Financial's free cash flow has grown significantly by 167.4% from 2024 to 2025, indicating strong cash generation capabilities. The operating cash flow to net income ratio is 1.11, demonstrating efficient conversion of income into cash. The free cash flow to net income ratio is favorable at 1.05, reflecting adequate free cash flow relative to earnings.

Breakdown	TTM	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	212.09M	205.28M	155.20M	144.35M	241.05M	191.56M
Gross Profit	80.90M	82.19M	71.77M	63.39M	59.17M	40.59M
EBITDA	81.42M	78.70M	67.57M	56.37M	48.86M	32.55M
Net Income	29.73M	27.41M	22.23M	48.21M	14.61M	544.29K
Balance Sheet
Total Assets	931.51M	927.38M	896.28M	874.73M	874.06M	973.49M
Cash, Cash Equivalents and Short-Term Investments	8.80M	10.81M	22.79M	25.41M	20.11M	17.96M
Total Debt	656.24M	638.52M	633.85M	539.95M	567.99M	606.33M
Total Liabilities	693.68M	696.28M	688.19M	586.70M	626.60M	694.79M
Stockholders Equity	186.59M	180.91M	158.11M	235.88M	185.08M	192.70M
Cash Flow
Free Cash Flow	71.44M	28.83M	10.78M	42.60M	140.52M	3.54M
Operating Cash Flow	72.94M	30.54M	14.22M	44.74M	141.64M	4.07M
Investing Cash Flow	-66.19M	-44.36M	-13.09M	5.30M	-56.86M	-10.24M
Financing Cash Flow	-14.08M	1.84M	-3.76M	-44.74M	-82.63M	-32.11M

Wall Financial Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 17.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:WFC, the sentiment is Positive. The current price of 17 is above the 20-day moving average (MA) of 15.85, above the 50-day MA of 14.56, and above the 200-day MA of 15.40, indicating a bullish trend. The MACD of 0.81 indicates Negative momentum. The RSI at 69.33 is Neutral, neither overbought nor oversold. The STOCH value of 90.08 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for TSE:WFC.

Wall Financial Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
PLZ.UN	76 Outperform	C$430.68M	17.44	4.57%	7.12%	6.36%	13.91%
ELE	74 Outperform	C$489.07M	84.90	2.36%	―	109.11%	―
WFC	73 Outperform	C$545.56M	18.41	17.13%	―	33.53%	30.85%
DRM	69 Neutral	C$921.19M	5.37	11.76%	2.98%	13.04%	―
Sector *	59 Neutral	C$1.24B	-0.03	-8.19%	5.00%	10.83%	-22.67%
MRT.UN	59 Neutral	C$375.85M	―	-3.77%	4.16%	0.18%	68.25%
MPCT.UN	37 Underperform	C$45.84M	―	-5.93%	1.95%	-2.06%	43.41%

Wall Financial Corporate Events

Wall Financial Corporation Reports AGM Voting Results

Wall Financial Corporation announced the results of its annual general meeting of shareholders held on June 12, 2025, in Vancouver, British Columbia. The meeting saw representation from 80.4% of the company’s issued and outstanding common shares, with shareholders voting in favor of all matters, including the appointment of auditors and the election of directors. This outcome reflects strong shareholder support and positions the company to continue its strategic initiatives in the real estate sector.

Wall Financial Corporation Reports Strong Q1 2026 Earnings Growth

Wall Financial Corporation announced its Q1 2026 fiscal results, reporting a significant increase in net earnings and comprehensive income attributable to shareholders, reaching $5.68 million or $0.18 per share, compared to $3.36 million or $0.10 per share in the previous period. The growth in earnings was driven by increased net earnings from rental apartment operations due to cost recoveries and lower interest expenses, improved earnings from hotel operations due to reduced operating costs, and higher revenues from development operations following the closing of condominium units and a land lot sale.

Wall Financial Corporation Reports Strong Q4 2025 Results

Wall Financial Corporation announced its Q4 2025 fiscal results, reporting an increase in net earnings and comprehensive income for the year ended January 31, 2025, with $27.4 million or $0.85 per share, up from $22.2 million or $0.69 per share the previous year. The company experienced growth in revenue and income from rental apartment operations due to property acquisitions, decreased vacancy rates, and increased rents, while hotel revenues rose due to higher average daily rates, and development operations benefited from the closing of condominium units.