Wall Financial (WFC) AI Stock Analysis

• Market Cap: C$528.45M
• Dividend Yield: N/A
• Average Volume (3M): 1.02K
• Price to Earnings (P/E): 17.9
• Beta (1Y): 0.51
• Revenue Growth: 33.53%
• EPS Growth: 30.85%
• Country: CA
• Employees: 489
• Sector: Consumer Cyclical
• Sector Strength: 72
• Industry: Real Estate - Development
• EPS (TTM): 0.18
• Shares Outstanding: 32,027,565
• 10 Day Avg. Volume: 1,103
• 30 Day Avg. Volume: 1,020
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: C$18.50
• Price Target Upside: 12.12% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 1

• Rating: 72 Outperform
• Price Target: C$18.50 ▲(12.12% Upside)

Wall Financial's strong financial performance and positive corporate events are the primary drivers of its score. The technical indicators support a stable outlook, while the valuation suggests moderate attractiveness. The high leverage remains a risk factor.

Wall Financial Business Overview & Revenue Model

Company Description

Wall Financial Corporation, together with its subsidiaries, operates as a real estate investment and development company in Canada. It operates through three segments: Rental, Hotel, and Development. The company owns and manages residential and commercial properties, as well as hotel properties; and develops and sells residential housing properties. It also engages in the development and management of residential rental units; and development and construction of residential housing for re-sale. As of January 31, 2022, it owned and managed 934 hotel units; and fourteen rental properties in Metro Vancouver consisted of 1,392 residential and 14 commercial rental units. Wall Financial Corporation was incorporated in 1969 and is headquartered in Vancouver, Canada.

How the Company Makes Money

Wall Financial generates revenue through several key streams, primarily from the leasing and sale of residential and commercial properties. The company earns rental income from its property management operations, which include a portfolio of multi-family residential units and commercial spaces. Additionally, WFC capitalizes on real estate development projects by selling condominiums and commercial units upon completion. Strategic partnerships with local governments and other stakeholders enhance its ability to secure financing and navigate regulatory environments, further contributing to its earnings. The company may also engage in joint ventures or partnerships to expand its development projects, allowing for shared risks and profits.

Wall Financial Financial Statement Overview

Summary

Wall Financial's robust revenue and cash flow growth are balanced by high leverage and fluctuating net income. Strong cash flow performance and profitability margins support a solid financial foundation, but the high debt-to-equity ratio suggests financial risk.

Income Statement

Wall Financial shows strong revenue growth with a 36.6% increase from 2024 to TTM, coupled with solid profitability margins. The Gross Profit Margin stands at 38.1% and Net Profit Margin at 14.0% for TTM, reflecting efficient cost management. However, a notable decrease in Net Income in 2023 suggests potential volatility in earnings.

Balance Sheet

The company's Debt-to-Equity Ratio is high at 3.52, indicating significant leverage, which could pose financial risk. However, positive ROE of 15.9% in TTM suggests effective use of equity to generate profits. The equity ratio of 20.0% is relatively low, highlighting limited financial buffer.

Cash Flow

Wall Financial demonstrates strong cash flow performance, with Free Cash Flow growing by 147.7% over the previous year. The Operating Cash Flow to Net Income ratio of 2.45 for TTM indicates healthy cash generation relative to earnings. Nevertheless, the negative investing cash flow may warrant closer examination.

Breakdown	Mar 2025	Mar 2024	Mar 2023	Mar 2022	Mar 2021
Income Statement
Total Revenue	205.28M	155.20M	144.35M	241.05M	191.56M
Gross Profit	82.19M	71.77M	63.39M	59.17M	40.59M
EBITDA	78.70M	67.57M	56.37M	48.86M	32.55M
Net Income	27.41M	22.23M	48.21M	14.61M	544.29K
Balance Sheet
Total Assets	927.38M	896.28M	874.73M	874.06M	973.49M
Cash, Cash Equivalents and Short-Term Investments	10.81M	22.79M	25.41M	20.11M	17.96M
Total Debt	638.52M	633.85M	539.95M	567.99M	606.33M
Total Liabilities	696.28M	688.19M	586.70M	626.60M	694.79M
Stockholders Equity	180.91M	158.11M	235.88M	185.08M	192.70M
Cash Flow
Free Cash Flow	28.83M	10.78M	42.60M	140.52M	3.54M
Operating Cash Flow	30.54M	14.22M	44.74M	141.64M	4.07M
Investing Cash Flow	-44.36M	-13.09M	5.30M	-56.86M	-10.24M
Financing Cash Flow	1.84M	-3.76M	-44.74M	-82.63M	-32.11M

Wall Financial Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 16.50
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:WFC, the sentiment is Positive. The current price of 16.5 is above the 20-day moving average (MA) of 16.33, above the 50-day MA of 15.96, and above the 200-day MA of 15.06, indicating a bullish trend. The MACD of 0.09 indicates Positive momentum. The RSI at 55.37 is Neutral, neither overbought nor oversold. The STOCH value of 100.00 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for TSE:WFC.

Wall Financial Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
DRM	75 Outperform	C$890.80M	5.20	11.76%	7.69%	13.04%	―
WFC	72 Outperform	C$528.45M	17.87	17.13%	―	33.53%	30.85%
PLZ.UN	72 Outperform	C$460.50M	13.23	6.45%	6.71%	5.14%	209.83%
ELE	71 Outperform	C$491.53M	81.63	2.36%	―	109.11%	―
Sector *	56 Neutral	HK$25.37B	4.80	-2.69%	5.71%	-0.46%	-53.29%
MRT.UN	48 Neutral	C$375.61M	―	-3.72%	4.30%	-2.90%	68.88%
MPCT.UN	37 Underperform	C$27.07M	―	-9.01%	1.95%	-28.04%	18.47%

Wall Financial Corporate Events

Wall Financial Corporation Reports AGM Voting Results

Wall Financial Corporation announced the results of its annual general meeting of shareholders held on June 12, 2025, in Vancouver, British Columbia. The meeting saw representation from 80.4% of the company’s issued and outstanding common shares, with shareholders voting in favor of all matters, including the appointment of auditors and the election of directors. This outcome reflects strong shareholder support and positions the company to continue its strategic initiatives in the real estate sector.

Wall Financial Corporation Reports Strong Q1 2026 Earnings Growth

Wall Financial Corporation announced its Q1 2026 fiscal results, reporting a significant increase in net earnings and comprehensive income attributable to shareholders, reaching $5.68 million or $0.18 per share, compared to $3.36 million or $0.10 per share in the previous period. The growth in earnings was driven by increased net earnings from rental apartment operations due to cost recoveries and lower interest expenses, improved earnings from hotel operations due to reduced operating costs, and higher revenues from development operations following the closing of condominium units and a land lot sale.