Wall Financial (WFC) AI Stock Analysis

• Market Cap: C$473.90M
• Dividend Yield: N/A
• Average Volume (3M): 1.23K
• Price to Earnings (P/E): 15.4
• Beta (1Y): 0.54
• Revenue Growth: 2.59%
• EPS Growth: 23.96%
• Country: CA
• Employees: 489
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Real Estate - Development
• EPS (TTM): 0.39
• Shares Outstanding: 31,998,566
• 10 Day Avg. Volume: 1,472
• 30 Day Avg. Volume: 1,227
• PEG Ratio: 0.67
• Price to Book (P/B): 2.34
• Price to Sales (P/S): 2.07
• P/FCF Ratio: 14.70
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: C$16.50
• Price Target Upside: 14.35% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 1

• Rating: 67 Neutral
• Price Target: C$16.50 ▲(14.35% Upside)

Wall Financial's strong financial performance, particularly in cash flow management, is a key strength. However, technical indicators suggest potential bearish momentum, and the company's high leverage remains a concern. The stock is fairly valued, but the lack of a dividend yield may limit its appeal to some investors.

Wall Financial Business Overview & Revenue Model

Company Description

Wall Financial Corporation, together with its subsidiaries, operates as a real estate investment and development company in Canada. It operates through three segments: Rental, Hotel, and Development. The company owns and manages residential and commercial properties, as well as hotel properties; and develops and sells residential housing properties. It also engages in the development and management of residential rental units; and development and construction of residential housing for re-sale. As of January 31, 2022, it owned and managed 934 hotel units; and fourteen rental properties in Metro Vancouver consisted of 1,392 residential and 14 commercial rental units. Wall Financial Corporation was incorporated in 1969 and is headquartered in Vancouver, Canada.

How the Company Makes Money

Wall Financial generates revenue through several key streams, primarily from the leasing and sale of residential and commercial properties. The company earns rental income from its property management operations, which include a portfolio of multi-family residential units and commercial spaces. Additionally, WFC capitalizes on real estate development projects by selling condominiums and commercial units upon completion. Strategic partnerships with local governments and other stakeholders enhance its ability to secure financing and navigate regulatory environments, further contributing to its earnings. The company may also engage in joint ventures or partnerships to expand its development projects, allowing for shared risks and profits.

Wall Financial Financial Statement Overview

Summary

Wall Financial demonstrates a strong financial position with consistent revenue growth and efficient cash flow management. While the company maintains good operational efficiency, the high leverage poses a potential risk. Overall, Wall Financial is well-positioned in the real estate development industry, with opportunities to enhance profitability and strengthen its balance sheet.

Income Statement

Wall Financial has shown a solid revenue growth trajectory, with a notable increase in total revenue from the previous year. The gross profit margin is healthy, indicating efficient cost management. However, the net profit margin is moderate, suggesting room for improvement in profitability. The EBIT and EBITDA margins are strong, reflecting good operational efficiency.

Balance Sheet

The company's debt-to-equity ratio is relatively high, indicating significant leverage, which could pose risks in a volatile market. However, the return on equity is commendable, showing effective use of shareholders' funds. The equity ratio is moderate, suggesting a balanced capital structure but with room for strengthening equity.

Cash Flow

Wall Financial exhibits robust cash flow management, with a strong operating cash flow to net income ratio, indicating efficient cash generation relative to profits. The free cash flow growth rate is impressive, reflecting strong cash generation capabilities. However, the free cash flow to net income ratio indicates that cash flow is well-aligned with profitability.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	212.09M	205.28M	155.20M	144.35M	241.05M	191.56M
Gross Profit	80.90M	82.19M	71.77M	63.39M	59.17M	40.59M
EBITDA	81.42M	78.70M	67.57M	56.37M	48.86M	32.55M
Net Income	29.73M	27.41M	22.23M	48.21M	14.61M	544.29K
Balance Sheet
Total Assets	931.51M	927.38M	896.28M	874.73M	874.06M	973.49M
Cash, Cash Equivalents and Short-Term Investments	8.80M	10.81M	22.79M	25.41M	20.11M	17.96M
Total Debt	656.24M	638.52M	633.85M	539.95M	567.99M	606.33M
Total Liabilities	693.68M	696.28M	688.19M	586.70M	626.60M	694.79M
Stockholders Equity	186.59M	180.91M	158.11M	235.88M	185.08M	192.70M
Cash Flow
Free Cash Flow	71.44M	28.83M	10.78M	42.60M	140.52M	3.54M
Operating Cash Flow	72.94M	30.54M	14.22M	44.74M	141.64M	4.07M
Investing Cash Flow	-66.19M	-44.36M	-13.09M	5.30M	-56.86M	-10.24M
Financing Cash Flow	-14.08M	1.84M	-3.76M	-44.74M	-82.63M	-32.11M

Wall Financial Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 14.43
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:WFC, the sentiment is Negative. The current price of 14.43 is below the 20-day moving average (MA) of 15.14, below the 50-day MA of 15.62, and below the 200-day MA of 14.48, indicating a neutral trend. The MACD of -0.22 indicates Positive momentum. The RSI at 44.65 is Neutral, neither overbought nor oversold. The STOCH value of 17.70 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for TSE:WFC.

Wall Financial Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
PLZ.UN	77 Outperform	C$462.72M	13.30	4.63%	6.68%	5.14%	209.83%
ELE	72 Outperform	C$600.36M	92.48	-0.19%	―	131.19%	―
WFC	67 Neutral	C$473.90M	15.38	16.84%	―	2.59%	23.96%
DRM	62 Neutral	C$873.09M	10.68	5.57%	7.91%	-26.40%	―
MRT.UN	50 Neutral	C$378.00M	-11.19	-3.82%	4.28%	-2.90%	68.88%
MPCT.UN	41 Neutral	C$35.72M	-0.98	-9.49%	―	-28.04%	18.47%
Sector *	61 Neutral	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%

Wall Financial Corporate Events

Wall Financial Corporation Reports Increased Q2 2026 Earnings

Wall Financial Corporation reported its Q2 2026 fiscal results, showing an increase in net earnings and comprehensive income attributable to shareholders, reaching $18.3 million or $0.57 per share, compared to $14.8 million or $0.45 per share in the previous period. The company’s rental apartment operations saw increased earnings due to cost recoveries and lower interest expenses, while hotel earnings rose due to reduced operating costs and higher occupancy rates. However, revenues from development operations decreased due to fewer unit sales.

The most recent analyst rating on (TSE:WFC) stock is a Buy with a C$17.50 price target. To see the full list of analyst forecasts on Wall Financial stock, see the TSE:WFC Stock Forecast page.

Wall Financial Corporation Appoints New Independent Director

Wall Financial Corporation has appointed Lorne Burns as a new independent director to its Board of Directors. With over 39 years of experience in Canadian real estate, finance, and business, Mr. Burns’ addition is expected to strengthen the company’s strategic direction and enhance its industry positioning.

The most recent analyst rating on (TSE:WFC) stock is a Buy with a C$18.50 price target. To see the full list of analyst forecasts on Wall Financial stock, see the TSE:WFC Stock Forecast page.