Wall Financial (WFC) AI Stock Analysis

• Market Cap: C$512.98M
• Dividend Yield: N/A
• Average Volume (3M): 919.00
• Price to Earnings (P/E): 15.5
• Beta (1Y): 0.63
• Revenue Growth: -4.02%
• EPS Growth: 34.29%
• Country: CA
• Employees: 489
• Sector: Consumer Cyclical
• Sector Strength: 84
• Industry: Real Estate - Development
• EPS (TTM): 0.37
• Shares Outstanding: 31,961,664
• 10 Day Avg. Volume: 668
• 30 Day Avg. Volume: 919
• PEG Ratio: 0.67
• Price to Book (P/B): 2.34
• Price to Sales (P/S): 2.07
• P/FCF Ratio: 14.70
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: N/A
• Price Target Upside: N/A
• Rating Consensus: N/A
• Number of Analyst Covering: 0
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 66 Neutral
• Price Target: C$17.50 ▲(9.38% Upside)

Wall Financial's overall stock score is driven by its solid profitability and reasonable valuation. However, challenges in revenue growth and high leverage pose risks. The technical analysis indicates a short-term bullish trend, but caution is advised due to the stochastic indicator nearing overbought levels. The absence of a dividend yield and lack of earnings call data limit further insights.

Positive Factors

Profitability

Strong profitability and margins indicate efficient operations and cost management, enhancing the company's ability to sustain earnings over time.

Cash Flow Generation

A strong free cash flow to net income ratio suggests effective cash management, supporting future investments and financial flexibility.

Net Profit Margin

Improved net profit margins reflect enhanced profitability, providing a buffer against economic fluctuations and supporting long-term growth.

Negative Factors

Revenue Growth Challenges

Declining revenue growth indicates potential challenges in market expansion and sales, which could impact future earnings and market position.

High Leverage

High leverage poses financial stability risks, potentially limiting the company's ability to invest in growth opportunities and manage economic downturns.

Decline in Free Cash Flow Growth

A decline in free cash flow growth could constrain the company's ability to fund new projects and maintain financial health, impacting long-term sustainability.

Wall Financial Business Overview & Revenue Model

Company Description

Wall Financial Corporation (WFC) is a diversified real estate company based in Canada, primarily engaged in the development, investment, and management of residential and commercial properties. Operating in sectors such as real estate development, property management, and investment, WFC focuses on creating sustainable and innovative living spaces while enhancing community values. The company’s core products and services include residential apartment complexes, commercial office spaces, and mixed-use developments, aimed at meeting the diverse needs of urban populations.

How the Company Makes Money

Wall Financial generates revenue through multiple channels, including rental income from its residential and commercial properties, sales of developed properties, and management fees from its real estate services. The company earns significant revenue from leasing its residential units to tenants, as well as from long-term leases with businesses in its commercial spaces. Additionally, WFC engages in property development projects, selling completed units and spaces in the real estate market, which contributes to its earnings. Partnerships with construction firms, local governments, and real estate agents also enhance WFC’s market reach and operational efficiency, allowing the company to capitalize on favorable market conditions and demand for quality housing and commercial facilities.

Wall Financial Financial Statement Overview

Summary

Wall Financial demonstrates a strong financial position with consistent revenue growth and efficient cash flow management. The company maintains good operational efficiency, but high leverage poses a potential risk. Opportunities exist to enhance profitability and strengthen its balance sheet.

Income Statement

Wall Financial has shown a solid revenue growth trajectory, with a notable increase in total revenue from the previous year. The gross profit margin is healthy, indicating efficient cost management. However, the net profit margin is moderate, suggesting room for improvement in profitability. The EBIT and EBITDA margins are strong, reflecting good operational efficiency.

Balance Sheet

The company's debt-to-equity ratio is relatively high, indicating significant leverage, which could pose risks in a volatile market. However, the return on equity is commendable, showing effective use of shareholders' funds. The equity ratio is moderate, suggesting a balanced capital structure but with room for strengthening equity.

Cash Flow

Wall Financial exhibits robust cash flow management, with a strong operating cash flow to net income ratio, indicating efficient cash generation relative to profits. The free cash flow growth rate is impressive, reflecting strong cash generation capabilities. However, the free cash flow to net income ratio indicates that cash flow is well-aligned with profitability.

Breakdown	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	205.28M	155.20M	144.35M	241.05M	191.56M
Gross Profit	82.19M	71.77M	63.39M	59.17M	40.59M
EBITDA	78.70M	68.82M	56.37M	48.86M	32.55M
Net Income	27.41M	22.23M	48.21M	14.61M	544.29K
Balance Sheet
Total Assets	927.38M	896.28M	874.73M	874.06M	973.49M
Cash, Cash Equivalents and Short-Term Investments	10.81M	22.79M	25.41M	20.11M	17.96M
Total Debt	638.52M	633.85M	539.95M	567.99M	606.33M
Total Liabilities	696.28M	688.19M	586.70M	626.60M	694.79M
Stockholders Equity	180.91M	158.11M	235.88M	185.08M	192.70M
Cash Flow
Free Cash Flow	28.83M	10.78M	42.60M	140.52M	3.54M
Operating Cash Flow	30.54M	14.22M	44.74M	141.64M	4.07M
Investing Cash Flow	-44.36M	-13.09M	5.30M	-56.86M	-10.24M
Financing Cash Flow	1.84M	-3.76M	-44.74M	-82.63M	-32.11M

Wall Financial Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 16.00
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:WFC, the sentiment is Positive. The current price of 16 is above the 20-day moving average (MA) of 15.96, above the 50-day MA of 15.97, and above the 200-day MA of 15.01, indicating a bullish trend. The MACD of <0.01 indicates Positive momentum. The RSI at 53.31 is Neutral, neither overbought nor oversold. The STOCH value of 49.32 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for TSE:WFC.

Wall Financial Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
MRD	75 Outperform	C$463.58M	7.94	4.72%	3.14%	29.55%	425.60%
HMT	69 Neutral	C$170.21M	9.34	8.49%	―	70.08%	-20.96%
WFC	66 Neutral	C$512.98M	15.45	17.19%	―	-4.02%	34.29%
GDC	65 Neutral	C$185.21M	5.47	12.71%	―	7.07%	-3.06%
Sector *	61 Neutral	$18.38B	12.79	-2.54%	3.03%	1.52%	-15.83%
DRM	58 Neutral	C$846.75M	10.35	5.70%	3.50%	-17.89%	―
KDSX	44 Neutral	C$35.20M	-6.41	-103.14%	―	―	-156.02%

Wall Financial Corporate Events

Wall Financial Corporation Reports Increased Q3 2026 Earnings

Wall Financial Corporation announced its Q3 2026 fiscal results, reporting net earnings of $30.27 million, or $0.94 per share, an increase from the previous period. The company saw increased earnings from rental apartment operations and hotels due to cost recoveries and higher occupancy rates, while development operations faced a decline due to fewer unit sales.

The most recent analyst rating on (TSE:WFC) stock is a Buy with a C$17.50 price target. To see the full list of analyst forecasts on Wall Financial stock, see the TSE:WFC Stock Forecast page.