Topicus.com (TOI) AI Stock Analysis

• Market Cap: $14.25B
• Dividend Yield: N/A
• Average Volume (3M): 38.59K
• Price to Earnings (P/E): 96.6
• Beta (1Y): 0.76
• Revenue Growth: 17.62%
• EPS Growth: 31.08%
• Country: CA
• Employees: 4,250
• Sector: Technology
• Sector Strength: 84
• Industry: Software - Infrastructure
• EPS (TTM): 0.47
• Shares Outstanding: 83,068,870
• 10 Day Avg. Volume: 38,147
• 30 Day Avg. Volume: 38,591
• PEG Ratio: -0.70
• Price to Book (P/B): 23.92
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 32.52
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: $182.35
• Price Target Upside: 6.14% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 2

• Rating: 72 Outperform
• Price Target: C$200.00 ▲(16.41%Upside)

Topicus.com's strong financial performance and positive corporate events drive a favorable overall stock score, despite a high P/E ratio indicating potential overvaluation. Limited technical data and lack of earnings call information moderately impact the overall score.

Topicus.com Business Overview & Revenue Model

Company Description

Topicus.com (TOI) is a specialized software provider that operates in various sectors, including finance, healthcare, education, and social services. The company offers a range of software solutions designed to optimize and streamline processes, improve efficiency, and facilitate better decision-making for organizations within these sectors. With a focus on creating tailored solutions, Topicus.com serves a diverse client base across multiple industries.

How the Company Makes Money

Topicus.com generates revenue primarily through the licensing of its software solutions and providing ongoing support and maintenance services. The company offers its software products under a subscription model, where clients pay recurring fees for access to the software and related services. Additionally, Topicus.com engages in custom software development, creating bespoke solutions for specific client needs, which adds another stream of revenue. The company also benefits from strategic partnerships with organizations in its target sectors, enhancing its market reach and facilitating the integration of its software into broader systems. These partnerships and a focus on innovation and client satisfaction contribute significantly to its financial performance.

Topicus.com Financial Statement Overview

Summary

Topicus.com demonstrates strong financial performance with robust profitability, efficient cash flow management, and a stable balance sheet. Key metrics include a TTM revenue growth rate of 3.79%, a high operating cash flow to net income ratio of 3.97, and a reasonable debt-to-equity ratio of 0.92.

Income Statement

Topicus.com demonstrates strong revenue and profit growth. The TTM revenue growth rate is notable at 3.79%, with gross profit and net profit margins of 36.54% and 7.34%, respectively. The EBIT margin stands at 16.48%, reflecting efficient cost management. Overall, the company shows robust profitability, contributing to a high score.

Balance Sheet

The balance sheet is solid with a reasonable debt-to-equity ratio of 0.92, reflecting manageable financial leverage. The equity ratio of 21.03% indicates a stable financial position. Return on Equity (ROE) at 22.98% showcases effective use of equity, though there is room for improvement in equity growth to balance liabilities.

Cash Flow

Topicus.com exhibits strong cash flow metrics with a free cash flow growth rate of 12.87%. The operating cash flow to net income ratio is an impressive 3.97, indicating high cash generation efficiency. Free cash flow to net income ratio is robust at 3.88, emphasizing strong cash conversion and liquidity.

Breakdown
TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement		Total Revenue
1.34B	1.29B	1.12B	916.68M	742.54M	493.99M
	Gross Profit
491.02M	471.35M	399.63M	325.55M	269.36M	190.79M
	EBIT
221.50M	219.71M	180.61M	117.33M	-2.19B	90.10M
	EBITDA
394.30M	376.30M	313.11M	251.99M	-2.08B	159.32M
	Net Income Common Stockholders
98.65M	91.99M	71.75M	87.61M	-2.22B	63.68M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
296.31M	206.16M	179.06M	136.77M	75.33M	55.64M
	Total Assets
2.04B	1.54B	1.44B	1.29B	1.03B	641.14M
	Total Debt
393.00M	351.83M	287.83M	328.88M	226.91M	103.16M
	Net Debt
96.70M	145.68M	108.77M	192.11M	151.58M	47.53M
	Total Liabilities
1.33B	1.00B	842.67M	827.01M	672.69M	376.46M
	Stockholders Equity
429.25M	311.28M	339.18M	266.10M	-705.60M	264.68M
Cash Flow		Free Cash Flow
383.05M	339.34M	238.78M	195.71M	171.04M	149.46M
	Operating Cash Flow
391.57M	347.63M	246.56M	203.01M	176.42M	151.87M
	Investing Cash Flow
-276.65M	-110.22M	-127.20M	-133.41M	-213.43M	-74.25M
	Financing Cash Flow
-77.02M	-211.60M	-77.98M	-8.15M	56.69M	-50.02M

Topicus.com Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 171.80
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Positive

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:TOI, the sentiment is Neutral. The current price of 171.8 is below the 20-day moving average (MA) of 175.96, above the 50-day MA of 163.57, and above the 200-day MA of 138.08, indicating a neutral trend. The MACD of 2.57 indicates Positive momentum. The RSI at 49.61 is Neutral, neither overbought nor oversold. The STOCH value of 13.11 is Positive, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for TSE:TOI.

Topicus.com Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
TOI	72 Outperform	$14.25B	96.57	29.51%	―	17.62%	31.08%
STC	63 Neutral	C$271.06M	―	-2.67%	―	-1.72%	76.81%
Sector *	62 Neutral	$11.93B	10.60	-7.51%	3.00%	7.40%	-8.09%
TIXT	62 Neutral	$1.09B	35.99	-5.70%	―	2.87%	-271.63%
CVO	61 Neutral	C$718.47M	―	-9.00%	―	8.86%	56.67%
BB	56 Neutral	$3.39B	―	-7.59%	―	-31.15%	30.02%
DND	52 Neutral	C$690.82M	―	-39.72%	0.73%	2.47%	19.37%

Topicus.com Corporate Events

Topicus.com Expands European Presence with Cipal Schaubroeck Acquisition

Topicus.com Inc., through its subsidiary Total Specific Solutions (TSS) B.V., has completed the acquisition of Cipal Schaubroeck NV in Belgium. This acquisition is expected to strengthen Topicus.com’s position in the European software market by expanding its portfolio of mission-critical software solutions, thereby enhancing its service offerings to stakeholders in various sectors.

The most recent analyst rating on (TSE:TOI) stock is a Buy with a C$170.00 price target. To see the full list of analyst forecasts on Topicus.com stock, see the TSE:TOI Stock Forecast page.

Topicus.com Inc. Elects New Board Members

Topicus.com Inc. announced the election of five new members to its board of directors during the annual general meeting on May 13, 2025. This change in leadership, with the departure of Jane Holden, is expected to influence the company’s strategic direction as it continues to expand its software solutions across Europe.

The most recent analyst rating on (TSE:TOI) stock is a Buy with a C$170.00 price target. To see the full list of analyst forecasts on Topicus.com stock, see the TSE:TOI Stock Forecast page.

Topicus.com Inc. Reports Strong Q1 2025 Financial Results with Strategic Acquisitions

Topicus.com Inc. reported a strong financial performance for the first quarter of 2025, with a 16% increase in revenue to €355.6 million, driven by both organic growth and acquisitions. The company’s strategic acquisition of shares in Asseco Poland S.A. and increased cash flows from operations highlight its robust market positioning and potential for continued growth, benefiting stakeholders and enhancing its competitive edge in the software industry.

Topicus.com Inc. Reports Strong Q1 2025 Financial Results

Topicus.com Inc., in collaboration with Constellation Software Inc., reported a significant financial performance for the first quarter of 2025, with a 16% increase in revenue to €355.6 million driven by acquisitions and a 4% organic growth. The company’s strategic acquisition of shares in Asseco Poland S.A. and increased cash flows and net income highlight its robust operational growth and positive impact on stakeholders.

Topicus.com Inc. Delays Q1 Results Release to Finalize Complex Transactions

Topicus.com Inc. has announced a deferral of its first quarter results release to May 7, 2025, to finalize the analysis and accounting of complex transactions affecting its financial statements. This delay may impact stakeholders’ expectations and reflects the company’s commitment to accurate financial reporting.

Topicus.com, Lumine Group, and Constellation Software Announce Virtual Annual Meetings

Topicus.com Inc., Lumine Group Inc., and Constellation Software Inc. have announced their annual general meetings of shareholders, scheduled for May 13, 2025, to be conducted virtually via live audio webcast. The meetings will feature a joint question and answer session with senior management from all three companies, allowing shareholders to pose questions in advance or during the session. This virtual format aims to facilitate shareholder engagement and streamline the process, reflecting a continued commitment to transparency and accessibility.