Topicus.com (TOI) AI Stock Analysis

• Market Cap: $14.78B
• Dividend Yield: N/A
• Average Volume (3M): 32.68K
• Price to Earnings (P/E): 99.7
• Beta (1Y): 0.68
• Revenue Growth: 17.62%
• EPS Growth: 31.08%
• Country: CA
• Employees: 4,250
• Sector: Technology
• Sector Strength: 94
• Industry: Software - Infrastructure
• EPS (TTM): 0.48
• Shares Outstanding: 83,338,850
• 10 Day Avg. Volume: 28,899
• 30 Day Avg. Volume: 32,677
• PEG Ratio: -50.08
• Price to Book (P/B): 21.51
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 24.11
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: $196.38
• Price Target Upside: 7.45% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 2

• Rating: 70 Outperform
• Price Target: C$188.00 ▲(2.87%Upside)

Topicus.com scores well due to strong financial performance and positive corporate events, but its high valuation is a concern. Technical analysis shows stability, but no strong trend, which is a secondary factor.

Topicus.com Business Overview & Revenue Model

Company Description

Topicus.com (TOI) is a specialized software provider that operates in various sectors, including finance, healthcare, education, and social services. The company offers a range of software solutions designed to optimize and streamline processes, improve efficiency, and facilitate better decision-making for organizations within these sectors. With a focus on creating tailored solutions, Topicus.com serves a diverse client base across multiple industries.

How the Company Makes Money

Topicus.com generates revenue primarily through the licensing of its software solutions and providing ongoing support and maintenance services. The company offers its software products under a subscription model, where clients pay recurring fees for access to the software and related services. Additionally, Topicus.com engages in custom software development, creating bespoke solutions for specific client needs, which adds another stream of revenue. The company also benefits from strategic partnerships with organizations in its target sectors, enhancing its market reach and facilitating the integration of its software into broader systems. These partnerships and a focus on innovation and client satisfaction contribute significantly to its financial performance.

Topicus.com Financial Statement Overview

Summary

Topicus.com demonstrates strong revenue and profit growth with notable metrics such as a TTM revenue growth rate of 3.79% and robust cash flow conversion. However, there is room for improvement in equity growth to balance liabilities.

Income Statement

Topicus.com demonstrates strong revenue and profit growth. The TTM revenue growth rate is notable at 3.79%, with gross profit and net profit margins of 36.54% and 7.34%, respectively. The EBIT margin stands at 16.48%, reflecting efficient cost management. Overall, the company shows robust profitability, contributing to a high score.

Balance Sheet

The balance sheet is solid with a reasonable debt-to-equity ratio of 0.92, reflecting manageable financial leverage. The equity ratio of 21.03% indicates a stable financial position. Return on Equity (ROE) at 22.98% showcases effective use of equity, though there is room for improvement in equity growth to balance liabilities.

Cash Flow

Topicus.com exhibits strong cash flow metrics with a free cash flow growth rate of 12.87%. The operating cash flow to net income ratio is an impressive 3.97, indicating high cash generation efficiency. Free cash flow to net income ratio is robust at 3.88, emphasizing strong cash conversion and liquidity.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	1.29B	1.12B	916.68M	742.54M	493.99M
Gross Profit	471.35M	399.63M	325.55M	269.36M	190.79M
EBITDA	376.30M	313.11M	251.99M	-2.08B	159.32M
Net Income	91.99M	71.75M	87.61M	-2.22B	63.68M
Balance Sheet
Total Assets	1.54B	1.44B	1.29B	1.03B	641.14M
Cash, Cash Equivalents and Short-Term Investments	206.16M	179.06M	136.77M	75.33M	55.64M
Total Debt	351.83M	287.83M	328.88M	226.91M	103.16M
Total Liabilities	1.00B	842.67M	827.01M	672.69M	376.46M
Stockholders Equity	311.28M	339.18M	266.10M	-705.60M	264.68M
Cash Flow
Free Cash Flow	339.34M	238.78M	195.71M	171.04M	149.46M
Operating Cash Flow	347.63M	246.56M	203.01M	176.42M	151.87M
Investing Cash Flow	-110.22M	-127.20M	-133.41M	-213.43M	-74.25M
Financing Cash Flow	-211.60M	-77.98M	-8.15M	56.69M	-50.02M

Topicus.com Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 182.76
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TSE:TOI, the sentiment is Positive. The current price of 182.76 is above the 20-day moving average (MA) of 172.27, above the 50-day MA of 173.28, and above the 200-day MA of 142.74, indicating a bullish trend. The MACD of 2.81 indicates Negative momentum. The RSI at 65.92 is Neutral, neither overbought nor oversold. The STOCH value of 58.71 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for TSE:TOI.

Topicus.com Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
CVO	73 Outperform	C$754.07M	―	-9.00%	―	9.08%	37.74%
TOI	70 Outperform	$14.78B	99.67	29.51%	―	17.62%	31.08%
TIXT	65 Neutral	$1.42B	35.99	-5.70%	―	2.87%	-271.63%
STC	63 Neutral	C$274.41M	―	-2.67%	―	-1.72%	76.81%
Sector *	62 Neutral	£519.80M	22.65	-8.61%	2.57%	4.26%	-25.59%
BB	53 Neutral	$3.28B	―	-1.76%	―	-8.84%	70.97%
DND	49 Neutral	C$646.46M	―	-39.72%	0.78%	2.47%	19.37%

Topicus.com Corporate Events

Topicus.com Inc. Schedules Q2 Results Release for August 1

Topicus.com Inc. announced it will release its second quarter results on August 1, 2025, after market close. The results will be available via press release and on the company’s website, as well as the SEDAR website. This announcement is part of the company’s regular financial reporting and may impact stakeholders’ expectations and market positioning.

The most recent analyst rating on (TSE:TOI) stock is a Buy with a C$170.00 price target. To see the full list of analyst forecasts on Topicus.com stock, see the TSE:TOI Stock Forecast page.

Topicus.com Secures €200 Million Schuldschein Loan to Boost Growth

Topicus.com Inc. has successfully completed a €200 million senior unsecured Schuldschein loan through its subsidiary, Topicus.com Coöperatief U.A. The loan, initially launched at €100 million, was doubled due to strong interest from institutional lenders. The funds are intended for general corporate purposes and mergers and acquisitions, enhancing the company’s capital structure and debt maturity profile.

The most recent analyst rating on (TSE:TOI) stock is a Buy with a C$195.00 price target. To see the full list of analyst forecasts on Topicus.com stock, see the TSE:TOI Stock Forecast page.

Topicus.com Expands European Presence with Cipal Schaubroeck Acquisition

Topicus.com Inc., through its subsidiary Total Specific Solutions (TSS) B.V., has completed the acquisition of Cipal Schaubroeck NV in Belgium. This acquisition is expected to strengthen Topicus.com’s position in the European software market by expanding its portfolio of mission-critical software solutions, thereby enhancing its service offerings to stakeholders in various sectors.

The most recent analyst rating on (TSE:TOI) stock is a Buy with a C$170.00 price target. To see the full list of analyst forecasts on Topicus.com stock, see the TSE:TOI Stock Forecast page.

Topicus.com Inc. Elects New Board Members

Topicus.com Inc. announced the election of five new members to its board of directors during the annual general meeting on May 13, 2025. This change in leadership, with the departure of Jane Holden, is expected to influence the company’s strategic direction as it continues to expand its software solutions across Europe.

The most recent analyst rating on (TSE:TOI) stock is a Buy with a C$170.00 price target. To see the full list of analyst forecasts on Topicus.com stock, see the TSE:TOI Stock Forecast page.

Topicus.com Inc. Reports Strong Q1 2025 Financial Results with Strategic Acquisitions

Topicus.com Inc. reported a strong financial performance for the first quarter of 2025, with a 16% increase in revenue to €355.6 million, driven by both organic growth and acquisitions. The company’s strategic acquisition of shares in Asseco Poland S.A. and increased cash flows from operations highlight its robust market positioning and potential for continued growth, benefiting stakeholders and enhancing its competitive edge in the software industry.

Topicus.com Inc. Reports Strong Q1 2025 Financial Results

Topicus.com Inc., in collaboration with Constellation Software Inc., reported a significant financial performance for the first quarter of 2025, with a 16% increase in revenue to €355.6 million driven by acquisitions and a 4% organic growth. The company’s strategic acquisition of shares in Asseco Poland S.A. and increased cash flows and net income highlight its robust operational growth and positive impact on stakeholders.

Topicus.com Inc. Delays Q1 Results Release to Finalize Complex Transactions

Topicus.com Inc. has announced a deferral of its first quarter results release to May 7, 2025, to finalize the analysis and accounting of complex transactions affecting its financial statements. This delay may impact stakeholders’ expectations and reflects the company’s commitment to accurate financial reporting.