Trustmark (TRMK) AI Stock Analysis

• Market Cap: $2.44B
• Dividend Yield: 2.35%
• Average Volume (3M): 297.98K
• Price to Earnings (P/E): 11.1
• Beta (1Y): 0.92
• Revenue Growth: 17.95%
• EPS Growth: N/A
• Country: US
• Employees: 2,506
• Sector: N/A
• Sector Strength: N/A
• Industry: Banks - Regional
• EPS (TTM): 0.94
• Shares Outstanding: 59,958,256
• 10 Day Avg. Volume: 304,663
• 30 Day Avg. Volume: 297,978
• PEG Ratio: 0.28
• Price to Book (P/B): 1.10
• Price to Sales (P/S): 2.60
• P/FCF Ratio: 24.49
• Enterprise Value/Market Cap: 1.03
• Enterprise Value/Revenue: 2.23
• Enterprise Value/Gross Profit: 3.56
• Enterprise Value/Ebitda: 8.06
• 1Y Price Target: $42.50
• Price Target Upside: 3.96% Upside
• Rating Consensus: Hold
• Number of Analyst Covering: 2
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 68 Neutral
• Price Target: $42.00 ▲(2.74% Upside)

Trustmark's strong financial performance, characterized by robust revenue growth and improved leverage, is a major positive factor. The stock's valuation is attractive with a low P/E ratio and decent dividend yield. However, technical indicators suggest a neutral trend, which tempers the overall score.

Trustmark Business Overview & Revenue Model

Company Description

Trustmark Corporation operates as the bank holding company for Trustmark National Bank that provides banking and other financial solutions to individuals and corporate institutions in the United States. The company operates through three segments: General Banking, Wealth Management, and Insurance. It offers checking, savings, and money market accounts; certificates of deposits and individual retirement accounts; financing for commercial and industrial projects, income-producing commercial real estate, owner-occupied real estate, and construction and land development; and installment and real estate loans, and lines of credit, as well as treasury management services. The company also provides mortgage banking services, including construction financing, production of conventional and government-insured mortgages, and secondary marketing and mortgage servicing. In addition, it provides wealth management and trust services, such as administration of personal trusts and estates; management of investment accounts for individuals, employee benefit plans, and charitable foundations; and corporate trust and institutional custody, securities brokerage, financial and estate planning, retirement plan, and investment management services. Further, the company offers business insurance products and services for medical professionals, construction, manufacturing, hospitality, real estate, and group life and health plans; and life and health insurance, and personal line policies for individual customers. As of December 31, 2021, it operated 167 full-service branches and 13 limited service branches; and 198 automated teller machines and 69 interactive teller machines. The company was founded in 1889 and is headquartered in Jackson, Mississippi.

How the Company Makes Money

Trustmark generates revenue through multiple key streams. Primarily, it earns interest income from loans provided to customers, including commercial and consumer loans, which represent a significant portion of its earnings. Additionally, the bank collects fees from various services, such as account maintenance, transaction fees, and investment services. Trustmark also benefits from non-interest income through wealth management fees, insurance premiums, and fees from investment advisory services. Strategic partnerships with financial technology firms and community organizations enhance its service offerings and client reach, contributing to its overall revenue growth.

Trustmark Financial Statement Overview

Summary

Income Statement

Balance Sheet

Cash Flow

Breakdown
Income Statement
Total Revenue
Gross Profit
EBITDA
Net Income
Balance Sheet
Total Assets
Cash, Cash Equivalents and Short-Term Investments
Total Debt
Total Liabilities
Stockholders Equity
Cash Flow
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Trustmark Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 40.88
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TRMK, the sentiment is Positive. The current price of 40.88 is above the 20-day moving average (MA) of 39.13, above the 50-day MA of 38.45, and above the 200-day MA of 36.55, indicating a bullish trend. The MACD of 0.68 indicates Negative momentum. The RSI at 63.69 is Neutral, neither overbought nor oversold. The STOCH value of 88.10 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for TRMK.

Trustmark Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
Sector *	―	―	―	―	―	―	―
FRME	80 Outperform	$2.25B	9.72	9.90%	3.68%	-1.76%	32.44%
FFBC	76 Outperform	$2.62B	9.85	10.16%	3.69%	5.15%	16.42%
FBNC	75 Outperform	$2.22B	22.44	6.39%	1.69%	-5.72%	-3.86%
CUBI	74 Outperform	$2.50B	15.12	8.99%	―	-0.37%	-20.30%
WAFD	68 Neutral	$2.51B	12.42	7.49%	3.23%	-1.58%	6.34%
TRMK	68 Neutral	$2.44B	11.13	10.87%	2.35%	17.95%	―

Trustmark Corporate Events

Trustmark Announces New Stock Repurchase Program

Trustmark Corporation has announced a new stock repurchase program effective January 1, 2026, allowing for the acquisition of up to $100 million of its common shares by December 31, 2026. This program replaces the previous one set to expire on December 31, 2025, and offers flexibility in purchasing shares based on market conditions, with no obligation on the number or value of shares repurchased.

Trustmark Announces $175M Subordinated Notes Offering

On November 17, 2025, Trustmark Corporation announced an agreement to issue and sell $175 million of 6.00% Fixed-to-Floating Rate Subordinated Notes due 2035. The offering, underwritten by Keefe, Bruyette & Woods and Goldman Sachs, aims to raise approximately $173.1 million after underwriting discounts. The proceeds will be used to repay $125 million of existing notes due 2030 and for general corporate purposes. The issuance is expected to close on November 20, 2025, subject to customary conditions, and will impact Trustmark’s financial structure by refinancing existing debt and potentially improving liquidity.

Trustmark Releases Q4 2025 Investor Presentation

Trustmark Corporation has released updated presentation materials for use in meetings with investors and analysts during the fourth quarter of 2025. The presentation outlines the company’s financial performance, growth opportunities, and market conditions, while cautioning stakeholders about potential risks and uncertainties that could impact future results. The materials emphasize Trustmark’s strategic initiatives and financial health, although they include unaudited figures and non-GAAP financial measures.