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Lendingtree Inc (TREE)
NASDAQ:TREE
TREE Stock Chart & Stats
$37.37
-$0.27(-0.67%)
At close: 4:00 PM EST
$37.37
-$0.27(-0.67%)
Day’s Range― - ―
52-Week Range$32.65 - $77.35
Previous CloseN/A
Volume46.18K
Average Volume (3M)421.09K
Market Cap
$510.87M
Enterprise Value$892.14M
Total Cash (Recent Filing)$68.58M
Total Debt (Recent Filing)$449.84M
Price to Earnings (P/E)37.1
Beta1.61
Next Earnings
Mar 02, 2026EPS Estimate
0.48Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)0.73
Shares Outstanding13,670,696
10 Day Avg. Volume469,055
30 Day Avg. Volume421,086
Financial Highlights & Ratios
PEG Ratio0.18
Price to Book (P/B)4.72
Price to Sales (P/S)0.57
P/FCF Ratio10.07
Enterprise Value/Market Cap1.75
Enterprise Value/Revenue0.84
Enterprise Value/Gross Profit0.88
Enterprise Value/Ebitda8.92
Forecast
1Y Price Target
$82.50Price Target Upside120.77% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering2
EPS Forecast (FY)2.96
Revenue Forecast (FY)$1.16B
Bulls Say, Bears Say
Bulls Say
Business Model & MarginsLendingTree’s high gross margin and performance-based lead-gen model create a scalable, low‑capex business. With most incremental revenue converting at the gross level, the platform can sustain operating leverage, supporting durable margin resilience and repeatable per-lead economics.
Segment Diversification And GrowthDouble-digit growth across Consumer, Home and Insurance reduces reliance on any single market cycle. Insurance leadership and small-business loan momentum create multiple structural revenue engines, enhancing stability if mortgage activity weakens over coming quarters.
Deleveraging & Capital FlexibilityMeaningful reduction in leverage materially lowers refinancing and interest-rate risk, improving financial flexibility. Prioritizing debt paydown while keeping buybacks/acquisitions optional positions the company to strengthen the balance sheet and pursue strategic opportunities over the medium term.
Bears Say
High Financial LeverageA debt-to-equity ratio near 3.3x indicates sustained reliance on leverage, which can amplify downside in slower revenue periods. Elevated debt limits capital allocation options, increases refinancing exposure, and raises the company’s sensitivity to rising interest rates over multiple quarters.
Weakening Free Cash Flow GrowthA ~21.7% decline in FCF growth and modest OCF-to-net-income conversion point to deteriorating cash generation. That makes sustained debt reduction, investment and shareholder returns harder without restoring operating cash flow, increasing execution reliance on margin and volume recovery.
Structural Traffic And Mortgage HeadwindsChanges in search/AI distribution are structurally altering organic acquisition channels, a core source of leads. Coupled with prolonged mortgage weakness from high rates, these shifts can reduce lead volumes or raise acquisition costs unless the platform redeploys resources to new content and AI-integrated distribution strategies.
Lendingtree News
TREE FAQ
What was Lendingtree Inc’s price range in the past 12 months?
Lendingtree Inc lowest stock price was $32.65 and its highest was $77.34 in the past 12 months.
What is Lendingtree Inc’s market cap?
Lendingtree Inc’s market cap is $510.87M.
When is Lendingtree Inc’s upcoming earnings report date?
Lendingtree Inc’s upcoming earnings report date is Mar 02, 2026 which is in 2 days.
How were Lendingtree Inc’s earnings last quarter?
Lendingtree Inc released its earnings results on Oct 30, 2025. The company reported $0.73 earnings per share for the quarter, beating the consensus estimate of $0.699 by $0.031.
Is Lendingtree Inc overvalued?
According to Wall Street analysts Lendingtree Inc’s price is currently Undervalued.
Does Lendingtree Inc pay dividends?
Lendingtree Inc pays a Notavailable dividend of $1 which represents an annual dividend yield of N/A. See more information on Lendingtree Inc dividends here
What is Lendingtree Inc’s EPS estimate?
Lendingtree Inc’s EPS estimate is 0.48.
How many shares outstanding does Lendingtree Inc have?
Lendingtree Inc has 13,670,696 shares outstanding.
What happened to Lendingtree Inc’s price movement after its last earnings report?
Lendingtree Inc reported an EPS of $0.73 in its last earnings report, beating expectations of $0.699. Following the earnings report the stock price went up 6.325%.
Which hedge fund is a major shareholder of Lendingtree Inc?
Currently, no hedge funds are holding shares in TREE
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Lendingtree Stock Smart Score
Outperform
1
2
3
4
5
6
7
8
9
10
Analyst Consensus
Moderate Buy
Average Price Target:
$82.50 (120.77% Upside)
$82.50 (120.77% Upside)
Blogger Sentiment
Bullish
TREE Sentiment 100%
Sector Average ―
Sector Average ―
Hedge Fund Trend
Increased
By 226.6K Shares
Last Quarter.
Last Quarter.
Crowd Wisdom
Very Positive
Last 7 Days ▲ 4.3%
Last 30 Days ▲ 8.5%
Last 30 Days ▲ 8.5%
News Sentiment
Neutral
Bullish news 50%
Bearish news 50%
Bearish news 50%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-3.88%
12-Months-Change
Fundamentals
Return on Equity
12.49%
Trailing 12-Months
Asset Growth
-3.46%
Trailing 12-Months
Company Description
Lendingtree Inc
LendingTree, Inc., through its subsidiary, LT Intermediate Company, LLC, operates online consumer platform in the United States. It operates through three segments: Home, Consumer, and Insurance. The Home segment offers purchase mortgage, refinance mortgage, reverse mortgage, and home equity loans; lines of credit; and real estate brokerage services. The Consumer segment provides credit cards; personal, small business, student, and auto loans; deposit accounts; and other credit products, such as credit repair and debt settlement services. The Insurance segment includes information, tools, and access to insurance quote products, including home and automobile, through which consumers are matched with insurance lead aggregators to obtain insurance offers. LendingTree, Inc. also operates Student Loan Hero, a personal finance website dedicated to helping student loan borrowers manage their student debt; QuoteWizard.com, a marketplace for insurance comparison; ValuePenguin, a personal finance website that offers consumers objective analysis on various financial topics from insurance to credit cards; and Stash, a consumer investing and banking platform that offers a suite of personal investment accounts, traditional and Roth IRAs, custodial investment accounts, and banking services, including checking accounts and debit cards with a Stock-Back rewards program. The company was formerly known as Tree.com, Inc. and changed its name to LendingTree, Inc. in January 2015. LendingTree, Inc. was incorporated in 1996 and is headquartered in Charlotte, North Carolina.
TREE Earnings Call
Q3 2025
0:00 / 0:00
Earnings Call Sentiment|Positive
LendingTree demonstrated robust growth across its business segments, particularly in insurance and consumer loans, while maintaining financial health by reducing leverage. However, challenges remain in the mortgage segment due to high rates, and there is a need to adapt to changes in search engine and AI traffic. Overall, the positives in revenue growth and strategic positioning outweigh these challenges.View all TREE earnings summariesTREE Stock 12 Month Forecast
Average Price Target
$82.50
▲(120.77% Upside)
Technical Analysis
Ownership Overview
18.42% Insiders
14.41% Mutual Funds
14.64% Other Institutional Investors
41.16% Public Companies and Individual Investors