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WDH Stock Chart & Stats
$1.15
$0.00(0.00%)
At close: 4:00 PM EDT
$1.15
$0.00(0.00%)
Day’s Range― - ―
52-Week Range$0.96 - $2.18
Previous Close$1.84
Volume48.32K
Average Volume (3M)196.65K
Market Cap
$404.19M
Enterprise Value$391.20
Total Cash (Recent Filing)$1.82B
Total Debt (Recent Filing)$294.35M
Price to Earnings (P/E)1.0
Beta1.01
Next Earnings
Sep 09, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield5.36%
Share Statistics
EPS (TTM)7.93
Shares Outstanding279,111,450
10 Day Avg. Volume133,757
30 Day Avg. Volume196,646
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)0.09
Price to Sales (P/S)0.12
P/FCF Ratio2.24
Enterprise Value/Market Cap<0.01
Enterprise Value/Revenue<0.01
Enterprise Value/Gross Profit<0.01
Enterprise Value/Ebitda<0.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.92
Revenue Forecast (FY)$5.58B
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetVery low leverage and improving ROE provide durable financial flexibility, lowering solvency risk and enabling sustained investments or buybacks without stressing liquidity. This foundation supports resilience through cycles and underpins strategic initiatives over the next 2–6 months.
Reaccelerating Revenue And Insurance IncomeStrong top-line reacceleration and outsized insurance income growth reflect improving product mix and distribution scale. Durable revenue momentum across core insurance services increases recurring commission potential and supports margin recovery as scale gains persist over quarters.
Material AI/IP And Tech CapabilitiesSignificant AI/IP development and deployed agents drive lasting efficiency and conversion gains across underwriting, sales, and servicing. Patents and productive AI tools can lower unit acquisition costs and increase scalability, creating durable competitive advantage in insurtech distribution.
Bears Say
Rising Operating Costs Compress MarginsOperating expenses growing faster than revenue implies structural margin pressure if higher cost bases persist. Unless productivity gains from investments materialize quickly, sustained elevated cost growth can erode operating leverage and limit long-term profitability improvement.
Very Large Sales & Marketing IncreaseA dramatic S&M ramp boosts customer acquisition quickly but risks inefficient spend and lower ROI over time. If conversion lift from higher spend and AI tools lags expectations, elevated CAC can persistently depress net margins and cash generation for multiple quarters.
Inconsistent Free Cash Flow And Earnings VolatilityVariable FCF and a history of uneven operating results indicate cash conversion and earnings remain sensitive to working capital and spending cycles. This unpredictability can limit reinvestment flexibility and raise execution risk as management scales marketing and tech investments.
Waterdrop News
WDH FAQ
What was Waterdrop’s price range in the past 12 months?
Waterdrop lowest stock price was $0.96 and its highest was $2.18 in the past 12 months.
What is Waterdrop’s market cap?
Waterdrop’s market cap is $404.19M.
When is Waterdrop’s upcoming earnings report date?
Waterdrop’s upcoming earnings report date is Sep 09, 2026 which is in 34 days.
How were Waterdrop’s earnings last quarter?
Waterdrop released its earnings results on Jun 16, 2026. The company reported $0.004 earnings per share for the quarter, missing the consensus estimate of N/A by N/A.
Is Waterdrop overvalued?
According to Wall Street analysts Waterdrop’s price is currently Overvalued.
Does Waterdrop pay dividends?
Waterdrop pays a Semiannually dividend of $0.03 which represents an annual dividend yield of 5.36%. See more information on Waterdrop dividends here
What is Waterdrop’s EPS estimate?
Waterdrop’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Waterdrop have?
Waterdrop has 279,111,450 shares outstanding.
What happened to Waterdrop’s price movement after its last earnings report?
Waterdrop reported an EPS of $0.004 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -8.571%.
Which hedge fund is a major shareholder of Waterdrop?
Currently, no hedge funds are holding shares in WDH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Waterdrop Stock Smart Score
Underperform
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Blogger Sentiment
Bullish
WDH Sentiment 100%
Sector Average ―
Sector Average ―
Crowd Wisdom
Very Negative
Last 7 Days ▼ 1.2%
Last 30 Days ▼ 3.8%
Last 30 Days ▼ 3.8%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-41.84%
12-Months-Change
Fundamentals
Return on Equity
5.36%
Trailing 12-Months
Asset Growth
25.59%
Trailing 12-Months
Company Description
Waterdrop
Waterdrop Inc., through its subsidiaries, provides online insurance brokerage services to match and connect users with related insurance products underwritten by insurance companies in the People’s Republic of China. The company offers short-term and long-term health and life insurance products and services. It also operates a medical crowdfunding platform; and E-Find, a clinical trial patient recruitment platform for pharmaceutical companies to find matches for clinical trials. In addition, the company provides technical services to insurance brokerage or agency companies through customer relationship management system. Waterdrop Inc. was founded in 2016 and is headquartered in Beijing, the People’s Republic of China.
WDH Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presented a mix of very strong growth and strategic technology progress alongside material near-term cost pressures. Revenue and insurance income grew sharply (64.8% and 74.1% YoY respectively), AI/IP developments and social impact metrics were notable positives, and the company maintained a healthy cash position and ongoing capital returns. However, operating expenses rose faster than revenue (total expenses +71.5% YoY), sales & marketing spending increased dramatically (+214.5% YoY), and net profit declined 9.1% YoY, showing margin compression as the company prioritizes user acquisition and AI investments. Management is guiding to continued top-line growth (~40% for 2026) while expecting operating profit scale to be broadly stable, signaling a strategy of deliberate investment for longer-term gains.View all WDH earnings summariesTechnical Analysis
Fundamental Global
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International General Insurance Holdings
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GooseHead Insurance
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Yuanbao, Inc. Unsponsored ADR
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Ownership Overview
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Insiders
0.59% Other Institutional Investors
99.35% Public Companies and
Individual Investors