Waterdrop, Inc. ADR Class A (WDH)
NYSE:WDH
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WDH Stock Chart & Stats
$1.80
$0.04(2.27%)
At close: 4:00 PM EST
$1.80
$0.04(2.27%)
Day’s Range― - ―
52-Week Range$1.24 - $2.18
Previous Close$1.84
Volume179.33K
Average Volume (3M)213.87K
Market Cap
$562.98M
Enterprise Value$2.78B
Total Cash (Recent Filing)$1.66B
Total Debt (Recent Filing)$79.81M
Price to Earnings (P/E)0.8
Beta0.92
Next Earnings
Jun 11, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.12%
Share Statistics
EPS (TTM)1.23
Shares Outstanding279,111,450
10 Day Avg. Volume178,895
30 Day Avg. Volume213,867
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)0.09
Price to Sales (P/S)0.12
P/FCF Ratio2.24
Enterprise Value/Market Cap4.93
Enterprise Value/Revenue0.93
Enterprise Value/Gross Profit2.26
Enterprise Value/Ebitda10.99
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.16
Revenue Forecast (FY)$3.95B
Bulls Say, Bears Say
Bulls Say
Conservative Balance SheetExtremely low leverage and rising equity give Waterdrop durable financial flexibility to fund AI investments, buybacks and dividends while absorbing cyclical swings in insurance flows. Low solvency risk supports long-term operational resilience and access to capital without pressure to cut growth.
Reaccelerating Revenue GrowthA strong recovery to double-digit and high-teens revenue growth after prior volatility signals that core distribution and insurance segments are scaling. Durable top-line momentum improves unit economics over time and provides a larger base for recurring commission revenue and cross-sell of higher-margin services.
AI And Tech-driven DifferentiationSubstantive AI investment and patents indicate structural differentiation: AI improves customer acquisition, claims/service efficiency and product personalization. Patents and embedded LLM workflows can raise entry barriers, enhance margins long-term and enable scalable automation across distribution and healthcare services.
Bears Say
Rapid Expense GrowthOperating and total expense growth far outpaced recent revenue in periods, creating sustained margin pressure risk. If expense scaling (headcount, platform, marketing) fails to produce proportional lifetime customer value, profitability could be cyclical and returns on new investments may take many quarters to materialize.
High And Rising Acquisition CostsA heavy reliance on third-party traffic and steep YoY increases in S&M raise the variable cost per policy and weaken unit economics. For a commission-based insurance-distribution model, sustained high acquisition spend risks compressing margins absent notable improvements in retention or commission mix.
Cash-flow And Reporting Clarity IssuesMaterial inconsistencies in reported growth and inconsistent free cash flow history reduce visibility into durable earnings quality. For capital-returning companies, unclear profit comparability and volatile FCF make it harder to assess sustainable dividend and buyback capacity over the medium term.
Waterdrop News
WDH FAQ
What was Waterdrop, Inc. ADR Class A’s price range in the past 12 months?
Waterdrop, Inc. ADR Class A lowest stock price was $1.24 and its highest was $2.18 in the past 12 months.
What is Waterdrop, Inc. ADR Class A’s market cap?
Waterdrop, Inc. ADR Class A’s market cap is $562.98M.
When is Waterdrop, Inc. ADR Class A’s upcoming earnings report date?
Waterdrop, Inc. ADR Class A’s upcoming earnings report date is Jun 11, 2026 which is in 32 days.
How were Waterdrop, Inc. ADR Class A’s earnings last quarter?
Waterdrop, Inc. ADR Class A released its earnings results on Mar 25, 2026. The company reported $0.006 earnings per share for the quarter, missing the consensus estimate of $0.04 by -$0.034.
Is Waterdrop, Inc. ADR Class A overvalued?
According to Wall Street analysts Waterdrop, Inc. ADR Class A’s price is currently Overvalued.
Does Waterdrop, Inc. ADR Class A pay dividends?
Waterdrop, Inc. ADR Class A pays a Notavailable dividend of $0.024 which represents an annual dividend yield of 2.12%. See more information on Waterdrop, Inc. ADR Class A dividends here
What is Waterdrop, Inc. ADR Class A’s EPS estimate?
Waterdrop, Inc. ADR Class A’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Waterdrop, Inc. ADR Class A have?
Waterdrop, Inc. ADR Class A has 279,111,450 shares outstanding.
What happened to Waterdrop, Inc. ADR Class A’s price movement after its last earnings report?
Waterdrop, Inc. ADR Class A reported an EPS of $0.006 in its last earnings report, missing expectations of $0.04. Following the earnings report the stock price went down -1.215%.
Which hedge fund is a major shareholder of Waterdrop, Inc. ADR Class A?
Currently, no hedge funds are holding shares in WDH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Waterdrop Stock Smart Score
Underperform
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Blogger Sentiment
Bullish
WDH Sentiment 100%
Sector Average ―
Sector Average ―
Crowd Wisdom
Very Negative
Last 7 Days ▼ 3.1%
Last 30 Days ▼ 7.2%
Last 30 Days ▼ 7.2%
Technicals
SMA
Negative
20 days / 200 days
Momentum
42.50%
12-Months-Change
Fundamentals
Return on Equity
11.28%
Trailing 12-Months
Asset Growth
14.93%
Trailing 12-Months
Company Description
Waterdrop, Inc. ADR Class A
Waterdrop Inc., through its subsidiaries, provides online insurance brokerage services to match and connect users with related insurance products underwritten by insurance companies in the People's Republic of China. The company offers short-term health and long-term health and life insurance products and services. It also operates a medical crowdfunding platform. The company was founded in 2016 and is headquartered in Beijing, the People's Republic of China.
WDH Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call highlights robust top-line growth (FY revenue +43.5%, Q4 revenue +105.5%), strong insurance segment performance (+51.3% full-year; Q4 insurance income +125%), meaningful AI and product innovation (72 LLM patents, AI-driven premium increases, national patent for patient-matching), sustained GAAP profitability (16 consecutive quarters), and active capital returns (dividend and ~$118M buyback). However, the company is investing heavily: operating costs and expenses rose sharply (quarterly increases ~109%), selling & marketing spend jumped ~178%, and referral/service fees materially increased. There is also an inconsistency in the reported full-year net profit growth rates in the transcript (54.8% vs. 4.8%), which clouds comparability. Overall, positive momentum in revenue, AI integration, and shareholder returns outweigh near-term cost headwinds and reporting clarity issues.View all WDH earnings summariesTechnical Analysis
Fundamental Global
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Fidelis Insurance Holdings Ltd.
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Yuanbao, Inc. Unsponsored ADR
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Ownership Overview
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Insiders
<0.01% Mutual Funds
2.76% Other Institutional Investors
97.17% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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