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Waterdrop, Inc. ADR Class A (WDH)
NYSE:WDH

Waterdrop (WDH) Price & Analysis

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WDH Stock Chart & Stats

$1.80
$0.04(2.27%)
At close: 4:00 PM EST
$1.80
$0.04(2.27%)

Bulls Say, Bears Say

Bulls Say
Margin ExpansionThe material expansion in gross and net margins with EBIT turning positive indicates sustainable improvements in pricing, mix or cost control. Higher operating profitability enhances the company’s ability to invest in product development, marketing and margin-protecting initiatives over the medium term.
Very Low LeverageAn extremely low debt-to-equity ratio and a high equity base provide significant financial flexibility and lower default risk. This conservative capital structure supports strategic investments, weathering demand shocks, and optionality for M&A or share returns without pressuring interest coverage over the coming quarters.
Diversified Revenue ModelMultiple sales channels plus subscription-based filter replacements create recurring and diversified revenue streams. This reduces reliance on one distribution channel, supports steadier topline visibility, and leverages secular trends in sustainability and at-home consumption to underpin durable demand over months.
Bears Say
Weak Cash ConversionReporting zero operating and free cash flow despite higher net income signals weak cash conversion quality. If earnings do not translate into cash, the company may struggle to self-fund growth, servicing of commitments or share returns, increasing reliance on external financing and raising execution risk.
Segment Concentration RiskEarnings concentration in the insurance segment reduces diversification and raises exposure to segment-specific regulatory, pricing or competitive shocks. Continued drag from crowdfunding limits overall margin expansion, making consolidated profitability more sensitive to the insurance business outlook over the medium term.
Management Turnover In Finance/IntlRecent departures and replacements in finance and international leadership create transitional risk. Changes at the finance and international-business levels can disrupt reporting continuity, financial controls and execution of global expansion plans, introducing uncertainty into strategic initiatives over upcoming quarters.

Waterdrop News

WDH FAQ

What was Waterdrop, Inc. ADR Class A’s price range in the past 12 months?
Waterdrop, Inc. ADR Class A lowest stock price was $1.16 and its highest was $2.18 in the past 12 months.
    What is Waterdrop, Inc. ADR Class A’s market cap?
    Waterdrop, Inc. ADR Class A’s market cap is $575.04M.
      When is Waterdrop, Inc. ADR Class A’s upcoming earnings report date?
      Waterdrop, Inc. ADR Class A’s upcoming earnings report date is Jun 11, 2026 which is in 73 days.
        How were Waterdrop, Inc. ADR Class A’s earnings last quarter?
        Waterdrop, Inc. ADR Class A released its earnings results on Mar 25, 2026. The company reported $0.006 earnings per share for the quarter, missing the consensus estimate of $0.039 by -$0.033.
          Is Waterdrop, Inc. ADR Class A overvalued?
          According to Wall Street analysts Waterdrop, Inc. ADR Class A’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Waterdrop, Inc. ADR Class A pay dividends?
            Waterdrop, Inc. ADR Class A pays a Notavailable dividend of $0.024 which represents an annual dividend yield of 2.12%. See more information on Waterdrop, Inc. ADR Class A dividends here
              What is Waterdrop, Inc. ADR Class A’s EPS estimate?
              Waterdrop, Inc. ADR Class A’s EPS estimate for its next earnings report is not yet available.
              How many shares outstanding does Waterdrop, Inc. ADR Class A have?
              Waterdrop, Inc. ADR Class A has 281,472,020 shares outstanding.
                What happened to Waterdrop, Inc. ADR Class A’s price movement after its last earnings report?
                Waterdrop, Inc. ADR Class A reported an EPS of $0.006 in its last earnings report, missing expectations of $0.039. Following the earnings report the stock price went down -1.198%.
                  Which hedge fund is a major shareholder of Waterdrop, Inc. ADR Class A?
                  Currently, no hedge funds are holding shares in WDH
                  What is the TipRanks Smart Score and how is it calculated?
                  Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                    Company Description

                    Waterdrop, Inc. ADR Class A

                    Waterdrop Inc., through its subsidiaries, provides online insurance brokerage services to match and connect users with related insurance products underwritten by insurance companies in the People's Republic of China. The company offers short-term health and long-term health and life insurance products and services. It also operates a medical crowdfunding platform. The company was founded in 2016 and is headquartered in Beijing, the People's Republic of China.

                    Waterdrop (WDH) Earnings & Revenues

                    WDH Earnings Call

                    Q4 2026
                    0:00 / 0:00
                    Earnings Call Sentiment|Positive
                    The call highlights robust top-line growth (FY revenue +43.5%, Q4 revenue +105.5%), strong insurance segment performance (+51.3% full-year; Q4 insurance income +125%), meaningful AI and product innovation (72 LLM patents, AI-driven premium increases, national patent for patient-matching), sustained GAAP profitability (16 consecutive quarters), and active capital returns (dividend and ~$118M buyback). However, the company is investing heavily: operating costs and expenses rose sharply (quarterly increases ~109%), selling & marketing spend jumped ~178%, and referral/service fees materially increased. There is also an inconsistency in the reported full-year net profit growth rates in the transcript (54.8% vs. 4.8%), which clouds comparability. Overall, positive momentum in revenue, AI integration, and shareholder returns outweigh near-term cost headwinds and reporting clarity issues.View all WDH earnings summaries
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                    Ownership Overview

                    <0.01%7.16%92.78%
                    Insiders
                    7.16% Other Institutional Investors
                    92.78% Public Companies and
                    Individual Investors

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