Waterdrop, Inc. ADR Class A (WDH)
NYSE:WDH
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WDH Stock Chart & Stats
$1.80
$0.04(2.27%)
At close: 4:00 PM EST
$1.80
$0.04(2.27%)
Day’s Range― - ―
52-Week Range$1.23 - $2.18
Previous Close$1.84
Volume179.33K
Average Volume (3M)198.35K
Market Cap
$447.50M
Enterprise Value$1.82B
Total Cash (Recent Filing)$1.66B
Total Debt (Recent Filing)$79.81M
Price to Earnings (P/E)0.5
Beta0.98
Next Earnings
Sep 09, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield2.12%
Share Statistics
EPS (TTM)1.23
Shares Outstanding279,111,450
10 Day Avg. Volume229,906
30 Day Avg. Volume198,351
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)0.09
Price to Sales (P/S)0.12
P/FCF Ratio2.24
Enterprise Value/Market Cap4.06
Enterprise Value/Revenue0.61
Enterprise Value/Gross Profit1.48
Enterprise Value/Ebitda7.18
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)1.03
Revenue Forecast (FY)$5.06B
Bulls Say, Bears Say
Bulls Say
Conservative Balance Sheet & Low LeverageVery low leverage and rising ROE provide durable financial flexibility, lowering solvency risk and enabling continued investment or buybacks without refinancing pressure. This supports multi-quarter resilience during cyclical revenue swings and funds strategic initiatives without stressing liquidity.
Re-accelerating Revenue GrowthSustained top-line momentum reflects stronger product distribution and user adoption, which in a commission-driven model scales gross revenue and supports operating leverage. Continued durable growth expands recurring policy volumes and renewal pools, benefiting medium-term cash generation and margin recovery.
Material AI/IP Progress And Productivity GainsMeaningful AI investment and patents create a structural competitive advantage in digital distribution and underwriting efficiency. Higher automation and proprietary models can reduce servicing costs, improve conversion and risk selection, and sustain scalable growth as the platform leverages IP over multiple quarters.
Bears Say
Operating Costs Rising Faster Than RevenueExpense growth outpacing revenue compresses margins and can weaken durable profitability if higher spend becomes structural. Persistent elevated operating costs reduce free cash flow conversion and make long-term returns more sensitive to growth execution and efficiency gains from AI investments.
Sharp Increase In Sales & Marketing SpendA sustained tripling of S&M run-rate risks degrading unit economics if customer LTV or conversion does not improve commensurately. For an insurance brokerage model reliant on volume, persistently high acquisition costs can impair durable margin expansion and elevate breake-even payback periods.
Revenue Concentration In Insurance SegmentHigh dependence on insurance commissions concentrates exposure to carrier relationships, product mix and regulatory shifts. Limited diversification means adverse changes in insurance distribution economics or competition could materially affect revenue stability and long-term cash generation.
Waterdrop News
WDH FAQ
What was Waterdrop, Inc. ADR Class A’s price range in the past 12 months?
Waterdrop, Inc. ADR Class A lowest stock price was $1.23 and its highest was $2.18 in the past 12 months.
What is Waterdrop, Inc. ADR Class A’s market cap?
Waterdrop, Inc. ADR Class A’s market cap is $447.50M.
When is Waterdrop, Inc. ADR Class A’s upcoming earnings report date?
Waterdrop, Inc. ADR Class A’s upcoming earnings report date is Sep 09, 2026 which is in 80 days.
How were Waterdrop, Inc. ADR Class A’s earnings last quarter?
Waterdrop, Inc. ADR Class A released its earnings results on Jun 16, 2026. The company reported $0.004 earnings per share for the quarter, beating the consensus estimate of N/A by $0.004.
Is Waterdrop, Inc. ADR Class A overvalued?
According to Wall Street analysts Waterdrop, Inc. ADR Class A’s price is currently Overvalued.
Does Waterdrop, Inc. ADR Class A pay dividends?
Waterdrop, Inc. ADR Class A pays a Notavailable dividend of $0.03 which represents an annual dividend yield of 2.12%. See more information on Waterdrop, Inc. ADR Class A dividends here
What is Waterdrop, Inc. ADR Class A’s EPS estimate?
Waterdrop, Inc. ADR Class A’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Waterdrop, Inc. ADR Class A have?
Waterdrop, Inc. ADR Class A has 279,111,450 shares outstanding.
What happened to Waterdrop, Inc. ADR Class A’s price movement after its last earnings report?
Waterdrop, Inc. ADR Class A reported an EPS of $0.004 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -8.571%.
Which hedge fund is a major shareholder of Waterdrop, Inc. ADR Class A?
Currently, no hedge funds are holding shares in WDH
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Waterdrop Stock Smart Score
Neutral
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10
Blogger Sentiment
Bullish
WDH Sentiment 70%
Sector Average ―
Sector Average ―
Crowd Wisdom
Negative
Last 7 Days ▲ 1.2%
Last 30 Days ▼ 1.8%
Last 30 Days ▼ 1.8%
News Sentiment
Very Bullish
Bullish news 99%
Bearish news 0%
Bearish news 0%
Technicals
SMA
Negative
20 days / 200 days
Momentum
-4.90%
12-Months-Change
Fundamentals
Return on Equity
10.94%
Trailing 12-Months
Asset Growth
25.59%
Trailing 12-Months
Company Description
Waterdrop, Inc. ADR Class A
Waterdrop Inc. serves as a digital insurance intermediary within the People's Republic of China, facilitating connections between users and a diverse range of insurance products provided by various third-party underwriters. The company's portfolio includes both short-term and long-term health coverage, in addition to life insurance policies. Furthermore, Waterdrop operates a distinct platform dedicated to medical crowdfunding. Founded in 2016, the firm's primary operations are based in Beijing, China.
WDH Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Neutral
The call presented a mix of very strong growth and strategic technology progress alongside material near-term cost pressures. Revenue and insurance income grew sharply (64.8% and 74.1% YoY respectively), AI/IP developments and social impact metrics were notable positives, and the company maintained a healthy cash position and ongoing capital returns. However, operating expenses rose faster than revenue (total expenses +71.5% YoY), sales & marketing spending increased dramatically (+214.5% YoY), and net profit declined 9.1% YoY, showing margin compression as the company prioritizes user acquisition and AI investments. Management is guiding to continued top-line growth (~40% for 2026) while expecting operating profit scale to be broadly stable, signaling a strategy of deliberate investment for longer-term gains.View all WDH earnings summariesTechnical Analysis
Fundamental Global
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International General Insurance Holdings
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GooseHead Insurance
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Yuanbao, Inc. Unsponsored ADR
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Ownership Overview
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Insiders
<0.01% Mutual Funds
7.18% Other Institutional Investors
92.75% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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