Waterdrop demonstrated strong revenue and profit growth, particularly in its insurance business and AI innovations. However, challenges remain in the life insurance sector and potential profit impacts due to increased investments.

Company Guidance -

Q2 2025

In the first quarter of 2025, Waterdrop demonstrated significant financial growth and strategic advancements. The company reported a revenue of over RMB 750 million, reflecting a 7% year-over-year increase, and a net profit attributable to ordinary shareholders of approximately RMB 110 million, marking a notable 34.2% growth from the previous year. This quarter marked Waterdrop's 13th consecutive quarter of GAAP profitability. The insurance business segment experienced a robust performance with First Year Premiums (FYP) rising by 19.3% year-over-year and 10.2% quarter-over-quarter, contributing to insurance-related revenue of about RMB 660 million, an 8.4% year-over-year increase. The company's operating profit margin for the insurance business stood at 23%, with the short-term insurance generating RMB 1.5 billion in FYP, reflecting a 30.1% year-over-year growth. Waterdrop's investment in AI technology enhanced their operational efficiency, with AI driving significant improvements across customer service and insurance offerings, including an innovative maternity insurance product and collaboration on medical insurance products for patients with chronic diseases. The company also maintained its commitment to social responsibility, with its charity platform partnering with 117 public charitable organizations and launching over 15.5 charitable projects. Despite planning increased investments to drive business growth in the latter half of the year, which may impact annual profit, Waterdrop remains optimistic about achieving over 20% annual revenue growth year-over-year.

Revenue Growth

Waterdrop's revenue reached over RMB 750 million, marking a 7% year-over-year increase. The company anticipates annual revenue growth of over 20% year-over-year.

Profitability

Net profit attributable to ordinary shareholders was RMB 110 million, a significant 34.2% year-over-year growth. This marks the 13th consecutive quarter of GAAP profitability.

Insurance Business Growth

First year premiums (FYP) for the insurance business were approximately RMB 2.09 billion, with a year-over-year growth of 19.3% and a quarter-over-quarter growth of 10.2%.

Strong Operating Profit Margin

The insurance business generated an operating profit of approximately RMB 150 million, with an operating profit margin of 23%.

AI and Innovation

Waterdrop has filed 51 patents related to large language model technology. The AI service quality Copilot improved management efficiency by 83%.

Waterdrop (WDH) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

WDH Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Sep 03, 2025	2025 (Q2)	0.03 / -	0.02	―	―	―
Jun 05, 2025	2025 (Q1)	0.04 / <0.01	0.003	0.00% (0.00)	―
Mar 12, 2025	2024 (Q4)	0.03 / <0.01	0.003	50.00% (<+0.01)	―
Dec 11, 2024	2024 (Q3)	0.03 / <0.01	0.001	200.00% (<+0.01)	―
Sep 04, 2024	2024 (Q2)	0.03 / <0.01	0.001	100.00% (<+0.01)	―
Jun 05, 2024	2024 (Q1)	- / <0.01	0.001	100.00% (<+0.01)	―
Mar 26, 2024	2023 (Q4)	0.01 / <0.01	0.004	-33.33% (>-0.01)	―
Dec 07, 2023	2023 (Q3)	0.02 / <0.01	0.006	-75.00% (>-0.01)	―
Sep 07, 2023	2023 (Q2)	0.02 / <0.01	0.007	-80.00% (>-0.01)	―
Jun 02, 2023	2023 (Q1)	0.02 / <0.01	0.004	-66.67% (>-0.01)	―	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

WDH Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jun 05, 2025	$1.50	$1.45	-3.33%
Mar 12, 2025	$1.20	$1.29	+7.50%
Dec 11, 2024	$1.19	$1.18	-0.84%
Sep 04, 2024	$1.03	$1.09	+5.83%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Waterdrop (WDH) report earnings?

Waterdrop (WDH) is schdueled to report earning on Sep 03, 2025, Before Open (Confirmed).

What is Waterdrop (WDH) earnings time?

Waterdrop (WDH) earnings time is at Sep 03, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is WDH EPS forecast?

WDH EPS forecast for the fiscal quarter 2025 (Q2) is 0.03.

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