The earnings call presents a positive outlook with robust revenue and profit growth, significant advancements in insurance product offerings, and improvements in operational efficiency. However, there are some concerns about the potential negative impact on annual profit due to increased investments and pressure on life insurance products.

Company Guidance -

Q2 2025

During the first quarter of 2025, Waterdrop reported robust business growth, achieving a total revenue of RMB 754 million, marking a 7% year-over-year increase. The company's net profit attributable to ordinary shareholders grew by 34.2% year-over-year to approximately RMB 108 million. The insurance segment saw a 19.3% year-over-year increase in first-year premiums, totaling RMB 2.09 billion, while insurance-related revenue rose by 8.4% year-over-year to RMB 660 million. The operating profit from the insurance business reached RMB 150 million, with an operating profit margin of 23%. The company continued to innovate, launching new products like the upgraded maternity insurance and the industry-first Million Medical Insurance product with guaranteed renewal. R&D expenses increased by 3.6% to RMB 56 million. By the end of Q1, Waterdrop had repurchased 54.2 million ADS and distributed a third cash dividend of $7.3 million. The company maintains a robust cash reserve of RMB 3.54 billion, and it anticipates an annual revenue growth of over 20% year-over-year, despite potential negative impacts on profit due to increased investments in business growth.

Revenue Growth

Waterdrop achieved a revenue of over RMB 750 million, marking a 7% year-over-year increase.

Profitability Achievement

Net profit attributable to ordinary shareholders was about RMB 110 million, showing a significant 34.2% year-over-year growth, marking the 13th consecutive quarter of GAAP profitability.

Insurance Business Growth

First-year premiums in the insurance business increased by 19% year-over-year, contributing to an 8% year-over-year increase in insurance revenue.

Innovative Insurance Products

Introduction of Million Medical Insurance product with health declaration waivers and guaranteed renewal, targeting chronic disease patients.

Cash Reserves and Dividends

Company maintains cash reserves of about RMB 3.54 billion, with a positive operating cash flow and a cash dividend distribution of $7.3 million.

Efficiency Improvements

General and administrative expenses decreased by 15.8% year-over-year due to improvements in management efficiency.

AI and Technology Advancements

Company has filed 51 patents related to LLM technology with improved operational efficiency across all business segments.

Waterdrop (WDH) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

WDH Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Sep 04, 2025	2025 (Q2)	0.03 / -	0.003	―	―	―
Jun 05, 2025	2025 (Q1)	0.04 / <0.01	0.003	0.00% (0.00)	―
Mar 12, 2025	2024 (Q4)	0.03 / <0.01	0.003	50.00% (<+0.01)	―
Dec 11, 2024	2024 (Q3)	0.03 / <0.01	0.001	200.00% (<+0.01)	―
Sep 04, 2024	2024 (Q2)	0.03 / <0.01	0.001	100.00% (<+0.01)	―
Jun 05, 2024	2024 (Q1)	- / <0.01	0.001	100.00% (<+0.01)	―
Mar 26, 2024	2023 (Q4)	0.01 / <0.01	0.004	-33.33% (>-0.01)	―
Dec 07, 2023	2023 (Q3)	0.02 / <0.01	0.006	-75.00% (>-0.01)	―
Sep 07, 2023	2023 (Q2)	0.02 / <0.01	0.007	-80.00% (>-0.01)	―
Jun 02, 2023	2023 (Q1)	0.02 / <0.01	0.004	-66.67% (>-0.01)	―	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

WDH Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Jun 05, 2025	$1.50	$1.45	-3.33%
Mar 12, 2025	$1.20	$1.29	+7.50%
Dec 11, 2024	$1.19	$1.18	-0.84%
Sep 04, 2024	$1.03	$1.09	+5.83%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Waterdrop (WDH) report earnings?

Waterdrop (WDH) is schdueled to report earning on Sep 04, 2025, Before Open (Confirmed).

What is Waterdrop (WDH) earnings time?

Waterdrop (WDH) earnings time is at Sep 04, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is WDH EPS forecast?

WDH EPS forecast for the fiscal quarter 2025 (Q2) is 0.03.

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