The earnings call highlighted strong revenue and profit growth driven by AI integration and a robust insurance business, alongside strategic shareholder returns and social initiatives. While there were increases in operating costs, the positive aspects significantly outweighed the negatives.

Company Guidance

During the second quarter of 2025, Waterdrop reported significant financial growth, with quarterly revenue rising by 23.9% year-over-year and 11.2% quarter-over-quarter. The company attributed this success to the integration of AI technologies, which boosted operational efficiency and resulted in an 85.9% increase in operating profit, enhancing the operating margin by 3.9 percentage points. The insurance sector saw robust growth, with first-year premiums up 80.2% year-over-year and 53.1% quarter-over-quarter, contributing to a 28.7% year-over-year increase in insurance-related revenue. The company's commitment to AI innovation was underscored by 60 patent applications, nine of which were filed internationally. Additionally, Waterdrop's strategic initiatives included a 50% increase in cash dividends to $10.9 million and an ongoing share repurchase program, which has seen approximately 55.7 million ADS repurchased since 2021. Overall, the company's efforts in AI-driven innovations and social initiatives have reinforced its market position and facilitated value creation for shareholders and the industry.

Revenue and Operating Profit Growth

Quarterly revenue increased by 23.9% year over year, and operating profit rose by 85.9% year over year, improving the operating margin by 3.9 percentage points.

Insurance Business Growth

First-year premium in the insurance business increased by 80.2% year over year and 53.1% quarter over quarter. Insurance-related revenue rose by 28.7% year over year and 12.2% quarter over quarter.

AI Integration and Technological Advancements

Integration of AI significantly improved operational efficiency across customer acquisition, sales, underwriting, and other processes. Developed new AI tools and filed 60 patent applications related to large language models.

Shareholder Returns

Enhanced cash dividend of $10.9 million, a 50% increase over the previous dividend, and continued share repurchase program with 55.7 million ADS repurchased for $109 million.

Healthcare Sector and Social Initiatives

Raised medical funds for 3.54 million patients, partnered with 118 public charitable organizations, and initiated over 15,500 public welfare projects. Participated in relief efforts for Swab disease in North China.

Waterdrop (WDH) Earnings, Revenues Date & History

The upcoming earnings date is based on a company’s previous reporting, and may be updated when the actual date is announced

Daily Earnings Calendar >

WDH Earnings History

Report Date	Fiscal Quarter	Forecast / EPS	Last Year's EPS	EPS YoY Change	Slides	Play Transcript
Dec 03, 2025	2025 (Q3)	0.03 / -	0.004	―	―	―
Sep 04, 2025	2025 (Q2)	0.04 / <0.01	0.003	100.00% (<+0.01)	―
Jun 05, 2025	2025 (Q1)	0.04 / <0.01	0.003	0.00% (0.00)	―
Mar 12, 2025	2024 (Q4)	0.03 / <0.01	0.003	50.00% (<+0.01)	―
Dec 11, 2024	2024 (Q3)	0.04 / <0.01	0.001	200.00% (<+0.01)	―
Sep 04, 2024	2024 (Q2)	0.03 / <0.01	0.001	100.00% (<+0.01)	―
Jun 05, 2024	2024 (Q1)	- / <0.01	0.001	100.00% (<+0.01)	―
Mar 26, 2024	2023 (Q4)	0.01 / <0.01	0.004	-33.33% (>-0.01)	―
Dec 07, 2023	2023 (Q3)	0.02 / <0.01	0.006	-75.00% (>-0.01)	―
Sep 07, 2023	2023 (Q2)	0.02 / <0.01	0.007	-80.00% (>-0.01)	―

The table shows recent earnings report dates and whether the forecast was beat or missed. See the change in forecast and EPS from the previous year.

Beat

Missed

WDH Earnings-Related Price Changes

Report Date	Price 1 Day Before	Price 1 Day After	Percentage Change
Sep 04, 2025	$1.78	$1.82	+2.25%
Jun 05, 2025	$1.50	$1.45	-3.33%
Mar 12, 2025	$1.20	$1.29	+7.50%
Dec 11, 2024	$1.19	$1.18	-0.84%

Earnings announcements can affect a stock’s price. This table shows the stock's price the day before and the day after recent earnings reports, including the percentage change.

FAQ

When does Waterdrop (WDH) report earnings?

Waterdrop (WDH) is schdueled to report earning on Dec 03, 2025, Before Open (Confirmed).

What is Waterdrop (WDH) earnings time?

Waterdrop (WDH) earnings time is at Dec 03, 2025, Before Open (Confirmed).

Where can I see when companies are reporting earnings?

You can see which companies are reporting today on our designated earnings calendar.

What companies are reporting earnings today?

You can see a list of the companies which are reporting today on TipRanks earnings calendar.

What is WDH EPS forecast?

WDH EPS forecast for the fiscal quarter 2025 (Q3) is 0.03.

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