tiprankstipranks
ReposiTrak (TRAK)
NYSE:TRAK
Want to see TRAK full AI Analyst Report?

ReposiTrak (TRAK) AI Stock Analysis

146 Followers

Top Page

TRAK

ReposiTrak

(NYSE:TRAK)

Select Model
Select Model
Select Model
Outperform 73 (OpenAI - 5.2)
Rating:73Outperform
Price Target:
$10.00
▲(22.85% Upside)
Action:Reiterated
Date:07/09/26
The score is driven primarily by strong financial quality (high margins, low leverage, solid cash conversion) and a generally positive earnings-call outlook emphasizing recurring revenue and disciplined expenses. These strengths are tempered by weaker near-term technical signals (below key short-term moving averages with negative MACD), a middling valuation profile (P/E ~23 with low yield), and near-term execution/timing risks called out by management (flat quarterly revenue, higher tax rate, and longer sales cycles).
Positive Factors
High Recurring Revenue
A >98% recurring revenue base converts the business to a subscription SaaS model, materially improving predictability of cash flows and reducing revenue volatility. That durable revenue mix supports multi-year planning, easier customer retention, and scalable expansion across retailer/supplier networks.
Negative Factors
Higher Ongoing Tax Rate
Loss of NOL benefits and a structurally higher effective tax rate (~20%) materially reduces after-tax earnings and free cash flow going forward. This permanently lowers net-margin conversion and reduces retained cash available for reinvestment or shareholder returns unless offset by higher operating profitability.
Read all positive and negative factors
Positive Factors
Negative Factors
High Recurring Revenue
A >98% recurring revenue base converts the business to a subscription SaaS model, materially improving predictability of cash flows and reducing revenue volatility. That durable revenue mix supports multi-year planning, easier customer retention, and scalable expansion across retailer/supplier networks.
Read all positive factors

ReposiTrak Key Performance Indicators (KPIs)

Any
Any
Revenue by Type
Revenue by Type
Chart Insights
Data provided by:The Fly

ReposiTrak (TRAK) vs. SPDR S&P 500 ETF (SPY)

ReposiTrak Business Overview & Revenue Model

Company Description
ReposiTrak, Inc., a software-as-a-service provider, operates a business-to-business, e-commerce, compliance and traceability, and supply chain management platform in North America. It offers ReposiTrak Compliance Management, which reduces potentia...
How the Company Makes Money
ReposiTrak makes money primarily by charging customers recurring fees for access to its cloud-based compliance and supply-chain management platform. Key revenue streams typically include: (1) subscription/SaaS fees for platform access and ongoing ...

ReposiTrak Earnings Call Summary

Earnings Call Date:May 14, 2026
(Q3-2026)
|
% Change Since: |
Next Earnings Date:Oct 05, 2026
Earnings Call Sentiment Positive
The call emphasized strong margin expansion, balance sheet strength (zero bank debt, ~$26.4M cash), high-quality recurring revenue (now >98%), active capital return programs, patent filings, and early commercial wins for touchless traceability. Key challenges include a flat Q3 revenue due to timing shifts from FDA deadline extensions, a significant increase in tax expense as NOL benefits expire, substantial supplier data quality issues that require AI remediation, and longer sales cycles for traceability with some uncertainty around the Spar Group partnership's near-term revenue impact. Overall, the positives—notably profitability, cash generation, recurring revenue conversion, IP, and shareholder returns—outweigh the near-term timing and execution risks.
Positive Updates
High Proportion of Recurring Revenue
Recurring revenue increased from ~62% of total revenue in fiscal 2020 to more than 98% today; converted more than $7.0M of former one-time revenue into recurring SaaS streams since fiscal 2020, improving predictability and revenue quality.
Negative Updates
Flat Q3 Revenue and Timing Headwinds
Third quarter fiscal 2026 revenue was $5.9M, essentially flat YoY (0% change). Prior-year quarter (Mar 2025) benefited from accelerated traceability onboarding (~16% growth) tied to original FDA deadlines; the FSMA 204 compliance deadline extension created a timing shift that reduced onboarding activity in the current quarter.
Read all updates
Q3-2026 Updates
Negative
High Proportion of Recurring Revenue
Recurring revenue increased from ~62% of total revenue in fiscal 2020 to more than 98% today; converted more than $7.0M of former one-time revenue into recurring SaaS streams since fiscal 2020, improving predictability and revenue quality.
Read all positive updates
Company Guidance
Management guided to an ongoing effective tax rate of roughly 20% (Q3 was ~18% after a ~200% YoY tax-expense increase of ≈$300k), and said modernization/AI initiatives should not drive any meaningful increase in cash operating expenses or capital expenditures; they also expect the Spar Group collaboration to show financial impact in roughly 6–9 months and traceability revenue to accelerate later in the year. Key metrics cited: Q3 revenue $5.9M (flat YoY), YTD revenue $17.7M (+5% YoY), operating cash flow for the first nine months $6.0M, cash of ~ $26.4M and zero bank debt (net cash grew from ~$13.7M in FY2020 to nearly $28M by FY25, ~16% CAGR). The company emphasized recurring revenue now >98% (up from ~62% in FY2020 after converting >$7M of one‑time revenue and eliminating ≈$2M of low‑margin revenue), reduced operating expenses since FY2020 (from ≈$19M to ≈$16M), Q3 operating expenses down 12% to $3.6M (YTD down 4% to $11.7M), Q3 income from operations up 24% to ≈$2.3M (YTD +28% to $6.0M), Q3 GAAP net income ≈$2.0M (basic EPS $0.11; diluted $0.10), YTD GAAP net income $5.5M (YTD diluted EPS $0.28), net margins expanded from ~8% several years ago to north of 30%, share repurchases of 144k shares for ~$1.8M in FY26 YTD (2.3M total repurchased for ~$15M at an average ~$6.60/share; avg price on recent buybacks ~$12.50; $6M remaining authorization), 175k preferred shares redeemed (≈161k preferred shares remain outstanding), a $0.02 quarterly dividend declared (third consecutive annual 10% increase since 2022), and two new patent filings (now nine U.S. patents).

ReposiTrak Financial Statement Overview

Summary
Strong underlying fundamentals: consistently very high gross margins (~82–84%), healthy net margins (~22% to ~31%), low leverage, and generally solid cash conversion (FCF often ~0.90–1.00x net income). The score is capped by noted TTM data inconsistencies/anomalies and some unevenness in free cash flow (including a 2024 decline), which reduce confidence in the most recent trajectory.
Income Statement
71
Positive
Balance Sheet
88
Very Positive
Cash Flow
76
Positive
BreakdownTTMJun 2025Sep 2024Jun 2023Jun 2022Jun 2021
Income Statement
Total Revenue23.47M22.61M20.45M19.10M18.05M21.01M
Gross Profit19.96M18.92M17.04M15.79M14.86M13.10M
EBITDA9.55M8.95M7.61M7.11M5.38M5.41M
Net Income7.29M6.98M5.96M5.59M4.00M4.12M
Balance Sheet
Total Assets57.38M55.33M51.60M50.58M49.32M55.05M
Cash, Cash Equivalents and Short-Term Investments26.41M28.57M25.15M23.99M21.46M24.07M
Total Debt349.46K509.97K545.10K747.11K2.97M6.70M
Total Liabilities6.88M5.81M4.74M4.70M6.42M9.91M
Stockholders Equity50.49M49.52M46.85M45.88M42.90M45.14M
Cash Flow
Free Cash Flow7.50M8.40M6.89M7.96M6.05M5.08M
Operating Cash Flow7.52M8.42M6.96M8.86M6.10M5.40M
Investing Cash Flow-3.04M169.00-100.71K-903.19K1.32M-318.87K
Financing Cash Flow-6.18M-5.01M-5.70M-5.43M-10.03M-1.36M

ReposiTrak Technical Analysis

Technical Analysis Sentiment
Negative
Last Price8.14
Price Trends
50DMA
9.63
Negative
100DMA
8.86
Positive
200DMA
11.08
Negative
Market Momentum
MACD
-0.14
Positive
RSI
42.37
Neutral
STOCH
22.19
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TRAK, the sentiment is Negative. The current price of 8.14 is below the 20-day moving average (MA) of 9.22, below the 50-day MA of 9.63, and below the 200-day MA of 11.08, indicating a bearish trend. The MACD of -0.14 indicates Positive momentum. The RSI at 42.37 is Neutral, neither overbought nor oversold. The STOCH value of 22.19 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for TRAK.

ReposiTrak Risk Analysis

ReposiTrak disclosed 26 risk factors in its most recent earnings report. ReposiTrak reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

ReposiTrak Peers Comparison

Overall Rating
UnderperformOutperform
Sector (61)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
73
Outperform
$162.29M22.910.06%0.57%6.55%11.41%
61
Neutral
$37.18B12.37-10.20%1.83%8.50%-7.62%
60
Neutral
$292.07M186.821.20%2.89%
57
Neutral
$317.70M11.37-30.68%14.78%-16.07%-85.04%
52
Neutral
$202.48M-8.05-10.61%-9.70%61.30%
* Technology Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
TRAK
ReposiTrak
8.91
-10.04
-52.99%
EGHT
8X8
2.05
0.12
6.22%
MKTW
MarketWise
20.16
4.06
25.19%
SMRT
SmartRent
1.03
0.05
5.10%

ReposiTrak Corporate Events

Business Operations and StrategyM&A TransactionsPrivate Placements and Financing
ReposiTrak Expands Strategic Investment in SPAR Group
Positive
Jul 8, 2026
On July 1, 2026, ReposiTrak, Inc. entered into stock purchase agreements with William Bartels and WHB Services, Inc. Incentive Savings Plan and Trust to acquire 4,709,837 common shares of SPAR Group, Inc. for contingent consideration of about $3.3...
Business Operations and StrategyDividends
ReposiTrak Initiates Quarterly Dividend to Shareholders
Positive
Jun 18, 2026
On June 18, 2026, ReposiTrak, Inc. announced that its board declared a quarterly cash dividend of $0.02 per share, equivalent to $0.08 annually, on its common stock, reflecting a return of capital strategy for shareholders. The dividend will be pa...
Business Operations and StrategyPrivate Placements and Financing
ReposiTrak Converts SPAR Receivable Into Equity Stake
Neutral
Jun 3, 2026
On March 29, 2026, ReposiTrak, Inc. amended a March 13, 2026 services agreement with SPAR Group, Inc. to allow ReposiTrak to receive payment in cash, SPAR common stock, or a combination, with any stock valued using a five-day volume-weighted avera...
Business Operations and StrategyStock BuybackDividendsFinancial Disclosures
ReposiTrak Reports Stable Revenue and Higher Profitability
Positive
May 18, 2026
ReposiTrak, an AI-driven supply chain and food safety platform, reported third-quarter fiscal 2026 results on May 14, 2026, showing flat quarterly revenue at $5.9 million year over year but a 24% rise in operating income to $2.3 million as operati...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Jul 09, 2026