Tri Pointe (TPH) AI Stock Analysis

• Market Cap: $2.88B
• Dividend Yield: N/A
• Average Volume (3M): 1.04M
• Price to Earnings (P/E): 8.0
• Beta (1Y): 0.95
• Revenue Growth: -3.59%
• EPS Growth: -10.82%
• Country: US
• Employees: 1,750
• Sector: Consumer Cyclical
• Sector Strength: 64
• Industry: Residential Construction
• EPS (TTM): 0.68
• Shares Outstanding: 90,670,080
• 10 Day Avg. Volume: 1,234,822
• 30 Day Avg. Volume: 1,043,649
• PEG Ratio: -0.62
• Price to Book (P/B): 0.86
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 7.24
• Enterprise Value/Market Cap: 0.78
• Enterprise Value/Revenue: 0.23
• Enterprise Value/Gross Profit: 4.63
• Enterprise Value/Ebitda: 1.69
• 1Y Price Target: $39.40
• Price Target Upside: 24.72% Upside
• Rating Consensus: Strong Buy
• Number of Analyst Covering: 5

• Rating: 81 Outperform
• Price Target: $37.00 ▲(17.13%Upside)

Tri Pointe Homes demonstrates strong financial health and an attractive valuation, supported by effective cash flow management and a robust equity base. The technical analysis points to a positive trend without overbought signals, while the earnings call highlighted resilience amidst challenging market conditions. Adjusted guidance and market headwinds slightly tempered the overall score.

Tri Pointe Business Overview & Revenue Model

Company Description

Tri Pointe Homes, Inc. (TPH) is a prominent residential homebuilding company based in the United States. The company specializes in designing, constructing, and selling single-family homes and condominiums across various states, with a strong presence in key housing markets. Tri Pointe Homes is recognized for its commitment to innovative architectural design and sustainable construction practices, catering to a wide range of homebuyers from entry-level to luxury segments.

How the Company Makes Money

Tri Pointe Homes primarily generates revenue through the sale of residential properties, including single-family homes and condominiums. The company operates in several major housing markets, which helps to diversify its revenue streams geographically. Tri Pointe Homes focuses on acquiring and developing well-located land parcels to build communities that appeal to different categories of homebuyers. Revenue is realized upon the closing of home sales. In addition to home sales, the company may also derive income from mortgage and title services offered to its buyers, often through partnerships or subsidiaries, which facilitate the home buying process. These services can provide additional financial benefits by enhancing the customer experience and streamlining transactions.

Tri Pointe Financial Statement Overview

Summary

Tri Pointe exhibits strong financial health with healthy profit margins, a robust equity base, and effective cash flow management. The absence of debt in TTM reinforces its financial stability, making it well-positioned for future growth. However, slight fluctuations in revenue growth and decreasing operating cash flow were noted.

Income Statement

Tri Pointe has demonstrated a healthy financial performance with strong gross profit and net profit margins. The gross profit margin for TTM (Trailing-Twelve-Months) is approximately 36.4%, and the net profit margin stands at approximately 10.8%. Revenue growth was observed from 2020 to 2023, but there was a slight dip in 2024. Despite this, the company has maintained solid profitability, as evidenced by the EBIT and EBITDA margins of 12.2% and 13.1% respectively in TTM, showcasing robust operational efficiency.

Balance Sheet

The balance sheet reflects a strong financial position with a debt-free status in TTM, indicating effective debt management. The equity ratio is approximately 68.8%, showcasing a strong equity base in relation to total assets. Return on Equity (ROE) is healthy at 13.9% in TTM, although it has fluctuated slightly over the years. The company’s high stockholders' equity in proportion to its total assets indicates substantial financial stability.

Cash Flow

Tri Pointe's cash flow statements reveal a solid free cash flow generation capability with a free cash flow of $495 million in TTM. Although there was a decrease in operating cash flow from the previous year, the free cash flow to net income ratio remains strong, reflecting the company's ability to generate cash relative to its earnings. The operating cash flow to net income ratio is approximately 1.1, indicating efficient cash generation from core operations.

Breakdown	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	4.42B	3.72B	4.35B	3.98B	3.26B
Gross Profit	1.05B	844.55M	1.17B	992.12M	728.10M
EBITDA	607.88M	454.86M	798.56M	658.08M	402.87M
Net Income	458.03M	343.70M	576.06M	469.27M	282.21M
Balance Sheet
Total Assets	4.89B	4.91B	4.72B	4.34B	4.02B
Cash, Cash Equivalents and Short-Term Investments	970.04M	868.95M	889.66M	681.53M	621.29M
Total Debt	1.10B	1.46B	1.46B	1.41B	1.40B
Total Liabilities	1.56B	1.90B	1.88B	1.89B	1.79B
Stockholders Equity	3.34B	3.01B	2.83B	2.45B	2.23B
Cash Flow
Free Cash Flow	672.76M	169.88M	400.65M	390.04M	565.19M
Operating Cash Flow	696.06M	195.26M	444.28M	419.53M	587.99M
Investing Cash Flow	-63.45M	-26.42M	-58.12M	-72.13M	-88.04M
Financing Cash Flow	-531.52M	-189.55M	-178.02M	-287.17M	-207.66M

Tri Pointe Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 31.59
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TPH, the sentiment is Negative. The current price of 31.59 is below the 20-day moving average (MA) of 33.24, below the 50-day MA of 31.68, and below the 200-day MA of 35.20, indicating a bearish trend. The MACD of 0.38 indicates Positive momentum. The RSI at 44.22 is Neutral, neither overbought nor oversold. The STOCH value of 32.32 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for TPH.

Tri Pointe Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
TPH	81 Outperform	$2.88B	8.05	11.38%	―	-3.59%	-10.82%
GRBK	79 Outperform	$2.88B	7.90	24.29%	―	21.22%	24.90%
MHO	78 Outperform	$3.24B	6.65	17.56%	―	7.39%	-1.37%
DFH	75 Outperform	$2.55B	8.57	26.25%	―	21.18%	11.40%
KBH	73 Outperform	$3.85B	7.77	14.07%	1.76%	3.65%	-0.61%
CCS	70 Outperform	$1.84B	7.82	10.34%	1.84%	3.76%	-17.55%
Sector *	63 Neutral	$17.10B	10.62	-8.48%	2.94%	1.62%	-25.72%

Tri Pointe Corporate Events

Tri Pointe Issues Correction on Share Repurchase Data

On July 24, 2025, Tri Pointe Homes, Inc. issued a correction regarding its second-quarter earnings release, which had misstated the total number of shares repurchased under its stock repurchase program. As of June 30, 2025, the company had bought back 5,458,694 shares for approximately $175 million, clarifying its financial activities and ensuring accurate reporting for stakeholders.

The most recent analyst rating on (TPH) stock is a Buy with a $43.00 price target. To see the full list of analyst forecasts on Tri Pointe stock, see the TPH Stock Forecast page.