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Turkiye Garanti Bankasi AS (TKGBY)
OTHER OTC:TKGBY
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Turkiye Garanti Bankasi AS (TKGBY) Price & Analysis

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TKGBY Stock Chart & Stats

$3.42
$0.13(3.64%)
At close: 4:00 PM EST
$3.42
$0.13(3.64%)

Bulls Say, Bears Say

Bulls Say
Strong Revenue Growth (TTM)A sustained 25.2% TTM revenue increase indicates durable top-line momentum across lending, fees and treasury activities. Persistent revenue growth supports scale, cross-sell opportunities and reinvestment capacity, improving resilience through business cycles over the next 2–6 months.
High Return On EquityA TTM ROE near 28% reflects efficient use of capital and profitable core operations. High ROE supports internal capital generation and dividend capacity, indicating the bank can sustain returns and shareholder distributions if asset quality and capital ratios remain stable.
Diversified Banking FranchiseA mix of retail, SME, corporate and treasury businesses diversifies revenue between net interest income and fee/treasury streams. This breadth reduces dependence on any single market segment, supporting steadier revenues and risk diversification across economic cycles.
Bears Say
Negative Operating And Free Cash FlowA sharp swing to large negative operating and free cash flow raises questions about internal funding and liquidity. For a bank, negative cash conversion of this magnitude can force greater reliance on wholesale funding or deposit repricing, increasing structural funding risk.
Rising Leverage (debt-to-equity)Material increase in debt-to-equity makes the balance sheet more sensitive to funding stress and interest-rate moves. Higher leverage reduces capital buffer flexibility, elevates regulatory and refinancing risk, and can amplify earnings volatility during adverse macro or funding shocks.
Margin Compression Vs Prior YearCompression from 11.1% to ~10.7% net margin signals pressure on lending spreads or higher funding costs. If structural funding costs persist or loan mix shifts, margin pressure could erode earnings power and make prior high ROE levels harder to sustain over the medium term.

Turkiye Garanti Bankasi AS News

TKGBY FAQ

What was Turkiye Garanti Bankasi AS’s price range in the past 12 months?
Turkiye Garanti Bankasi AS lowest stock price was $2.63 and its highest was $3.79 in the past 12 months.
    What is Turkiye Garanti Bankasi AS’s market cap?
    Turkiye Garanti Bankasi AS’s market cap is $11.06B.
      When is Turkiye Garanti Bankasi AS’s upcoming earnings report date?
      Turkiye Garanti Bankasi AS’s upcoming earnings report date is Jul 30, 2026 which is in 8 days.
        How were Turkiye Garanti Bankasi AS’s earnings last quarter?
        Turkiye Garanti Bankasi AS released its earnings results on Apr 29, 2026. The company reported $0.018 earnings per share for the quarter, missing the consensus estimate of $0.205 by -$0.187.
          Is Turkiye Garanti Bankasi AS overvalued?
          According to Wall Street analysts Turkiye Garanti Bankasi AS’s price is currently Overvalued. Get more investment ideas with TipRanks Premium
            Does Turkiye Garanti Bankasi AS pay dividends?
            Turkiye Garanti Bankasi AS pays a Annually dividend of $0.118 which represents an annual dividend yield of 4.92%. See more information on Turkiye Garanti Bankasi AS dividends here
              What is Turkiye Garanti Bankasi AS’s EPS estimate?
              Turkiye Garanti Bankasi AS’s EPS estimate is 0.15.
                How many shares outstanding does Turkiye Garanti Bankasi AS have?
                Turkiye Garanti Bankasi AS has 4,200,000,000 shares outstanding.
                  What happened to Turkiye Garanti Bankasi AS’s price movement after its last earnings report?
                  Turkiye Garanti Bankasi AS reported an EPS of $0.018 in its last earnings report, missing expectations of $0.205. Following the earnings report the stock price went down -1.473%.
                    Which hedge fund is a major shareholder of Turkiye Garanti Bankasi AS?
                    Currently, no hedge funds are holding shares in TKGBY
                    What is the TipRanks Smart Score and how is it calculated?
                    Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

                      Turkiye Garanti Bankasi AS Stock Smart Score

                      3
                      Underperform
                      1
                      2
                      3
                      4
                      5
                      6
                      7
                      8
                      9
                      10

                      Technicals

                      SMA
                      Negative
                      20 days / 200 days
                      Momentum
                      -14.20%
                      12-Months-Change

                      Fundamentals

                      Return on Equity
                      4.92%
                      Trailing 12-Months
                      Asset Growth
                      16.70%
                      Trailing 12-Months

                      Company Description

                      Turkiye Garanti Bankasi AS

                      Turkiye Garanti Bankasi A.S. (TGB), headquartered in Istanbul, Turkey, is a comprehensive financial institution that has been providing a wide array of banking and financial services since its founding in 1946. The bank offers a diverse range of deposit options, including standard checking and savings accounts, various time and term deposits, along with specialized structured, ELMA, and gold-denominated accounts. Its credit facilities are extensive, spanning personal loans such as general purpose, auto, housing, and mortgage, as well as business financing for SMEs, working capital, installment loans, foreign currency loans, revolving credit, and financial instruments like letters of guarantee, reference letters, and overdraft accounts. TGB also provides a variety of payment cards and a broad spectrum of insurance products covering automotive, liability, health, unemployment, life, property, individual accident, business premises, fire, freight, engineering, and agricultural risks, alongside pension plans. For investment needs, clients can access mutual funds, government securities (including T-bills and Eurobonds), repurchase agreements (repos), equities, dual currency deposit transactions, Turkish derivatives exchange, and forward transactions, supported by e-trader and taxation services. The bank further assists businesses with cash management solutions and tailored SME-specific products, such as support packages and foreign trade financing and legislation guidance. Additional services include leasing, fleet management, factoring, specialized investment and private banking, payment solutions, safety deposit boxes, and convenient internet and mobile/SMS banking. As of December 31, 2021, TGB operated through an extensive network of 872 branches and 5,401 ATMs. Since May 18, 2022, Turkiye Garanti Bankasi A.S. has been a subsidiary of Banco Bilbao Vizcaya Argentaria, S.A.

                      Turkiye Garanti Bankasi AS (TKGBY) Earnings & Revenues

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                      Ownership Overview

                      <0.01%<0.01%99.99%
                      Insiders
                      <0.01% Other Institutional Investors
                      99.99% Public Companies and
                      Individual Investors
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