Turkiye Garanti Bankasi AS (TKGBY)
OTHER OTC:TKGBY
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TKGBY Stock Chart & Stats
$3.42
$0.13(3.64%)
At close: 4:00 PM EST
$3.42
$0.13(3.64%)
Day’s Range― - ―
52-Week Range$2.59 - $3.80
Previous CloseN/A
Volume135.00
Average Volume (3M)2.46K
Market Cap
$12.04B
Enterprise Value$559.80B
Total Cash (Recent Filing)$31.82B
Total Debt (Recent Filing)$431.79B
Price to Earnings (P/E)4.2
Beta0.60
Next Earnings
Aug 05, 2026EPS Estimate
0.22Next Dividend Ex-DateN/A
Dividend Yield3.58%
Share Statistics
EPS (TTM)26.15
Shares Outstanding4,200,000,000
10 Day Avg. Volume1,509
30 Day Avg. Volume2,455
Financial Highlights & Ratios
PEG Ratio0.25
Price to Book (P/B)1.26
Price to Sales (P/S)0.57
P/FCF Ratio3.03
Enterprise Value/Market Cap46.51
Enterprise Value/Revenue0.64
Enterprise Value/Gross Profit1.83
Enterprise Value/Ebitda5.01
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.81
Revenue Forecast (FY)$11.21B
Bulls Say, Bears Say
Bulls Say
Strong Deposit Franchise And Funding MixA >TRY3tn deposit base funding 69% of assets and a 21% TL deposit market share provide durable, low‑cost funding and liquidity. High demand‑deposit share stabilizes margins and reduces rollover risk, underpinning lending growth and NII resilience over the medium term.
Strong Fee Income Momentum And Market PositionsRapid fee growth diversifies revenue away from interest spreads, improving earnings quality. Market leadership in payments and insurance distribution supports sustainable fee capture, helping offset higher OpEx and making fee coverage of ongoing costs more achievable over the next several quarters.
High Profitability With Recovering NIMConsistently strong ROE and a recovered NIM reflect scalable core banking economics and effective loan repricing. Sustained NII expansion and solid net income signal durable earnings power, providing capacity to absorb provisions and support capital over the coming 2–6 months.
Bears Say
Front‑loaded, Rapidly Rising Operating ExpensesA 67% OpEx surge materially raises the bank's breakeven and could compress margins if fee growth or NII underdelivers. Even with planned digital/customer investments, sustained elevated OpEx growth risks structural cost‑income pressure until efficiencies and fee coverage materialize.
Retail/credit‑card Concentrated Asset‑quality PressureConcentrated NPL inflows from retail and cards raise cyclical vulnerability as those portfolios are sensitive to macro and consumer stress. Lower Stage‑2 coverage and management‑guided higher normalized cost of risk (2.0–2.5%) imply persistent credit costs that can dent earnings and capital if trends worsen.
External Debt Maturities And Rising LeverageMaterial short‑term external debt creates rollover and FX funding risk, requiring active liquidity management. Rising leverage trends (debt‑to‑equity moved toward ~0.97) increase sensitivity to profitability shocks and could pressure capital ratios if cost of risk or NIM reverse.
Turkiye Garanti Bankasi AS News
TKGBY FAQ
What was Turkiye Garanti Bankasi AS’s price range in the past 12 months?
Turkiye Garanti Bankasi AS lowest stock price was $2.59 and its highest was $3.79 in the past 12 months.
What is Turkiye Garanti Bankasi AS’s market cap?
Turkiye Garanti Bankasi AS’s market cap is $12.04B.
When is Turkiye Garanti Bankasi AS’s upcoming earnings report date?
Turkiye Garanti Bankasi AS’s upcoming earnings report date is Aug 05, 2026 which is in 90 days.
How were Turkiye Garanti Bankasi AS’s earnings last quarter?
Turkiye Garanti Bankasi AS released its earnings results on Apr 29, 2026. The company reported $0.018 earnings per share for the quarter, missing the consensus estimate of $0.205 by -$0.187.
Is Turkiye Garanti Bankasi AS overvalued?
According to Wall Street analysts Turkiye Garanti Bankasi AS’s price is currently Overvalued.
Does Turkiye Garanti Bankasi AS pay dividends?
Turkiye Garanti Bankasi AS pays a Annually dividend of $0.116 which represents an annual dividend yield of 3.58%. See more information on Turkiye Garanti Bankasi AS dividends here
What is Turkiye Garanti Bankasi AS’s EPS estimate?
Turkiye Garanti Bankasi AS’s EPS estimate is 0.22.
How many shares outstanding does Turkiye Garanti Bankasi AS have?
Turkiye Garanti Bankasi AS has 4,200,000,000 shares outstanding.
What happened to Turkiye Garanti Bankasi AS’s price movement after its last earnings report?
Turkiye Garanti Bankasi AS reported an EPS of $0.018 in its last earnings report, missing expectations of $0.205. Following the earnings report the stock price went down -1.473%.
Which hedge fund is a major shareholder of Turkiye Garanti Bankasi AS?
Currently, no hedge funds are holding shares in TKGBY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Turkiye Garanti Bankasi AS Stock Smart Score
Neutral
1
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8
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10
Technicals
SMA
Negative
20 days / 200 days
Momentum
-14.20%
12-Months-Change
Fundamentals
Return on Equity
27.96%
Trailing 12-Months
Asset Growth
16.70%
Trailing 12-Months
Company Description
Turkiye Garanti Bankasi AS
Turkiye Garanti Bankasi A.S. provides various banking products and services. It offers current, savings, time and term deposit, ELMA, structured deposit, and gold accounts; and general purpose, auto, revolving, house, discount, SME project, installment, working capital, foreign currency, mortgage, and other loans, as well as spot TL and foreign currency, letters of guarantee and reference, and overdraft accounts. The company also provides various cards; and auto, liability, health, unemployment, life, house, individual accident, automobile, business premises, fire, freight, engineering, accident, loan, and agriculture insurance products, as well as pension products. In addition, it offers mutual funds, T-bills/government bonds, Eurobonds, repos, equities, dual currency deposit transactions, Turkish derivatives exchange, e-trader, forward transactions, and taxation services; cash management services; and SME specific products, such as support packages, foreign trade financing and legislation, and related services. Further, the company provides leasing, fleet management, factoring, investment and private banking, payment, safety box, and Internet and mobile/SMS banking services. As of December 31, 2021, the company operated 872 branches and 5,401 ATMs. Turkiye Garanti Bankasi A.S. was founded in 1946 and is headquartered in Istanbul, Turkey. As of May 18, 2022, Turkiye Garanti Bankasi A.S. operates as a subsidiary of Banco Bilbao Vizcaya Argentaria, S.A.
TKGBY Company Deck
TKGBY Earnings Call
Q1 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a broadly positive picture: strong profitability, robust loan and deposit growth, improving NIM trends, solid capital and liquidity buffers, and standout fee momentum. Key risks include elevated and front-loaded operating expenses, some deterioration in asset-quality metrics concentrated in retail/credit card portfolios, one-off provisioning/tax dynamics that depress reported quarterly results, and regulatory/macroprudential constraints that could limit near-term growth or fee normalization. Management presented conservative guidance and emphasized buffers and active funding management to mitigate risks.View all TKGBY earnings summariesTechnical Analysis
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Credicorp
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Woori Finance Holdings Co
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Ownership Overview
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Insiders
<0.01% Mutual Funds
<0.01% Other Institutional Investors
99.99% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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