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Turkiye Garanti Bankasi AS (TKGBY)
OTHER OTC:TKGBY
TKGBY Stock Chart & Stats
$3.42
$0.13(3.64%)
At close: 4:00 PM EST
$3.42
$0.13(3.64%)
Day’s Range― - ―
52-Week Range$2.59 - $3.80
Previous CloseN/A
Volume135.00
Average Volume (3M)2.46K
Market Cap
$12.87B
Enterprise Value$1.13T
Total Cash (Recent Filing)$31.82B
Total Debt (Recent Filing)$431.79B
Price to Earnings (P/E)5.1
Beta0.54
Next Earnings
Apr 29, 2026EPS Estimate
0.21Next Dividend Ex-DateN/A
Dividend Yield3.58%
Share Statistics
EPS (TTM)0.14
Shares Outstanding4,200,000,000
10 Day Avg. Volume1,509
30 Day Avg. Volume2,455
Financial Highlights & Ratios
PEG Ratio0.25
Price to Book (P/B)1.26
Price to Sales (P/S)0.57
P/FCF Ratio3.03
Enterprise Value/Market Cap87.50
Enterprise Value/Revenue1.30
Enterprise Value/Gross Profit3.67
Enterprise Value/Ebitda10.08
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)0.86
Revenue Forecast (FY)$11.12B
Bulls Say, Bears Say
Bulls Say
Strong ROE And ProfitabilitySustained high ROE and cumulative net income indicate a profitable business model and effective capital deployment. Over the medium term this supports internal capital generation, ability to absorb shocks, and competitive return targets that underpin shareholder reinvestment and stability of core banking operations.
Robust Deposit FranchiseA large, stable deposit base with high share of demand deposits strengthens low-cost funding and liquidity resilience. This structural funding advantage supports margin stability, funds loan growth targets, and reduces reliance on volatile wholesale funding across typical 2–6 month planning horizons.
Fee Income Momentum & Market PositionRapid, recurring fee growth driven by payments and wealth products diversifies revenue away from interest margins. A leading market position in payment fees and higher mutual fund share supports durable non‑interest income, helping cover elevated operating investments and smoothing earnings across interest-rate cycles.
Bears Say
High Operating Expense GrowthVery large OpEx expansion compresses operating leverage and raises the breakeven threshold for future margins. If fee growth or NIM targets underperform, sustained higher OpEx will pressure profitability and cash generation for multiple quarters, making cost discipline and efficiency realization critical.
Concentrated Retail Asset-quality RiskRapid consumer and card lending growth has increased exposure to concentrated retail credit risk. Elevated NPL flows concentrated in these segments and modest Stage‑2 coverage imply potential for higher normalized cost of risk, reducing sustainable earnings and necessitating higher provisions over coming quarters.
Rising Leverage & Short-term External DebtAsset scale-up has been funded with rising debt and notable short‑term external maturities, creating refinancing and liquidity risk if market access tightens. While FX buffers exist, higher leverage reduces flexibility and increases sensitivity to macro shocks or tighter funding conditions over the medium term.
Turkiye Garanti Bankasi AS News
TKGBY FAQ
What was Turkiye Garanti Bankasi AS’s price range in the past 12 months?
Turkiye Garanti Bankasi AS lowest stock price was $2.59 and its highest was $3.79 in the past 12 months.
What is Turkiye Garanti Bankasi AS’s market cap?
Turkiye Garanti Bankasi AS’s market cap is $12.87B.
When is Turkiye Garanti Bankasi AS’s upcoming earnings report date?
Turkiye Garanti Bankasi AS’s upcoming earnings report date is Apr 29, 2026 which is in 41 days.
How were Turkiye Garanti Bankasi AS’s earnings last quarter?
Turkiye Garanti Bankasi AS released its earnings results on Feb 04, 2026. The company reported $0.144 earnings per share for the quarter, missing the consensus estimate of $0.195 by -$0.051.
Is Turkiye Garanti Bankasi AS overvalued?
According to Wall Street analysts Turkiye Garanti Bankasi AS’s price is currently Overvalued.
Does Turkiye Garanti Bankasi AS pay dividends?
Turkiye Garanti Bankasi AS pays a Annually dividend of $0.116 which represents an annual dividend yield of 3.58%. See more information on Turkiye Garanti Bankasi AS dividends here
What is Turkiye Garanti Bankasi AS’s EPS estimate?
Turkiye Garanti Bankasi AS’s EPS estimate is 0.21.
How many shares outstanding does Turkiye Garanti Bankasi AS have?
Turkiye Garanti Bankasi AS has 4,200,000,000 shares outstanding.
What happened to Turkiye Garanti Bankasi AS’s price movement after its last earnings report?
Turkiye Garanti Bankasi AS reported an EPS of $0.144 in its last earnings report, missing expectations of $0.195. Following the earnings report the stock price went down -2.134%.
Which hedge fund is a major shareholder of Turkiye Garanti Bankasi AS?
Currently, no hedge funds are holding shares in TKGBY
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Turkiye Garanti Bankasi AS Stock Smart Score
Underperform
1
2
3
4
5
6
7
8
9
10
Technicals
SMA
Negative
20 days / 200 days
Momentum
-14.20%
12-Months-Change
Fundamentals
Return on Equity
27.96%
Trailing 12-Months
Asset Growth
24.66%
Trailing 12-Months
Company Description
Turkiye Garanti Bankasi AS
Turkiye Garanti Bankasi A.S. provides various banking products and services. It offers current, savings, time and term deposit, ELMA, structured deposit, and gold accounts; and general purpose, auto, revolving, house, discount, SME project, installment, working capital, foreign currency, mortgage, and other loans, as well as spot TL and foreign currency, letters of guarantee and reference, and overdraft accounts. The company also provides various cards; and auto, liability, health, unemployment, life, house, individual accident, automobile, business premises, fire, freight, engineering, accident, loan, and agriculture insurance products, as well as pension products. In addition, it offers mutual funds, T-bills/government bonds, Eurobonds, repos, equities, dual currency deposit transactions, Turkish derivatives exchange, e-trader, forward transactions, and taxation services; cash management services; and SME specific products, such as support packages, foreign trade financing and legislation, and related services. Further, the company provides leasing, fleet management, factoring, investment and private banking, payment, safety box, and Internet and mobile/SMS banking services. As of December 31, 2021, the company operated 872 branches and 5,401 ATMs. Turkiye Garanti Bankasi A.S. was founded in 1946 and is headquartered in Istanbul, Turkey. As of May 18, 2022, Turkiye Garanti Bankasi A.S. operates as a subsidiary of Banco Bilbao Vizcaya Argentaria, S.A.
TKGBY Company Deck
TKGBY Earnings Call
Q4 2026
0:00 / 0:00
Earnings Call Sentiment|Positive
The call conveyed a broadly positive picture: strong profitability, robust loan and deposit growth, improving NIM trends, solid capital and liquidity buffers, and standout fee momentum. Key risks include elevated and front-loaded operating expenses, some deterioration in asset-quality metrics concentrated in retail/credit card portfolios, one-off provisioning/tax dynamics that depress reported quarterly results, and regulatory/macroprudential constraints that could limit near-term growth or fee normalization. Management presented conservative guidance and emphasized buffers and active funding management to mitigate risks.View all TKGBY earnings summariesTechnical Analysis
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Ownership Overview
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Insiders
<0.01% Mutual Funds
<0.01% Other Institutional Investors
99.99% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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