Titan Machinery (TITN) AI Stock Analysis

• Market Cap: $383.78M
• Dividend Yield: N/A
• Average Volume (3M): 228.57K
• Price to Earnings (P/E): ―
• Beta (1Y): 1.29
• Revenue Growth: -8.92%
• EPS Growth: N/A
• Country: US
• Employees: 3,340
• Sector: Industrials
• Sector Strength: 72
• Industry: Industrial - Distribution
• EPS (TTM): 0.05
• Shares Outstanding: 23,372,976
• 10 Day Avg. Volume: 226,155
• 30 Day Avg. Volume: 228,570
• PEG Ratio: 0.09
• Price to Book (P/B): 0.69
• Price to Sales (P/S): 0.16
• P/FCF Ratio: 22.94
• Enterprise Value/Market Cap: 3.96
• Enterprise Value/Revenue: 0.60
• Enterprise Value/Gross Profit: 4.38
• Enterprise Value/Ebitda: 414.19
• 1Y Price Target: $21.50
• Price Target Upside: 14.97% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 3
• EPS Forecast (FY): N/A
• Revenue Forecast (FY): N/A

• Rating: 55 Neutral
• Price Target: $19.00 ▲(1.60% Upside)

Titan Machinery's overall stock score reflects significant financial challenges, with declining revenue and profitability being the most impactful factors. While technical analysis shows some short-term bullish momentum, the valuation remains unattractive due to ongoing losses. The earnings call provides some positive insights, but challenges in key segments persist.

Positive Factors

Inventory Optimization

Effective inventory management enhances cash flow and reduces holding costs, positioning Titan Machinery for improved operational efficiency.

European Market Growth

Strong growth in Europe, driven by EU subvention funds, indicates a robust market position and potential for sustained revenue expansion.

Cash Flow Strength

Strong free cash flow growth supports financial flexibility and investment capacity, crucial for long-term business sustainability.

Negative Factors

Revenue Decline

Declining revenue reflects challenges in demand, impacting profitability and necessitating strategic adjustments to stabilize growth.

Domestic Segment Challenges

Weak performance in domestic agriculture and construction segments highlights market pressures and operational hurdles in core areas.

Profitability Concerns

Negative profit margins indicate operational inefficiencies, requiring strategic focus to enhance cost management and revenue generation.

Titan Machinery Business Overview & Revenue Model

Company Description

Titan Machinery Inc. owns and operates a network of full-service agricultural and construction equipment stores in the United States and Europe. It operates through three segments: Agriculture, Construction, and International. The company sells new and used equipment, including agricultural and construction equipment manufactured under the CNH Industrial family of brands, as well as equipment from various other manufacturers. Its agricultural equipment includes machinery and attachments for use in the production of food, fiber, feed grain, and renewable energy; and home and garden applications, as well as maintenance of commercial, residential, and government properties. The company's construction equipment comprises heavy construction machinery, light industrial machinery for commercial and residential construction, road and highway construction machinery, and energy and forestry operations equipment. It also sells maintenance and replacement parts. In addition, the company offers repair and maintenance services that include warranty repairs, off-site and on-site repair services, scheduling off-season maintenance services, and notifying customers of periodic service requirements; and training programs to customers. Further, it rents equipment; and provides ancillary equipment support services, such as equipment transportation, global positioning system signal subscriptions and other precision farming products, farm data management products, and CNH Industrial finance and insurance products. The company operates in Colorado, Iowa, Minnesota, Montana, Nebraska, North Dakota, South Dakota, Wisconsin, and Wyoming, the United States; and Bulgaria, Germany, Romania, and Ukraine, Europe. Titan Machinery Inc. was founded in 1980 and is headquartered in West Fargo, North Dakota.

How the Company Makes Money

Titan Machinery generates revenue through multiple streams, primarily from the sale of new and used equipment. The company partners with major manufacturers such as Case IH and CASE Construction Equipment, which allows them to offer a diverse selection of high-quality machinery. In addition to equipment sales, Titan Machinery earns significant income from parts and service operations, which include maintenance, repair, and aftermarket support for the equipment they sell. Rental services also contribute to their revenue by allowing customers to access equipment for shorter periods without the upfront costs of purchase. Furthermore, the company benefits from financing options provided to customers through partnerships with financial institutions, helping to facilitate equipment sales and enhancing customer loyalty.

Titan Machinery Financial Statement Overview

Summary

Titan Machinery faces challenges with declining revenue and profitability, as indicated by negative net profit and EBIT margins. The balance sheet shows manageable leverage but negative returns on equity, suggesting inefficiencies. However, the cash flow statement is a positive aspect, with strong free cash flow growth and good cash conversion metrics.

Income Statement

Titan Machinery's income statement shows a declining trend in revenue and profitability. The TTM data indicates a negative net profit margin of -2.37% and a negative EBIT margin of -1.30%, reflecting operational challenges. Revenue growth has been negative recently, with a -3.27% decline in the TTM period. The company needs to address these issues to improve financial performance.

Balance Sheet

The balance sheet reveals a moderate debt-to-equity ratio of 0.17 in the TTM period, indicating manageable leverage. However, the return on equity is negative at -9.81%, suggesting inefficiencies in generating returns for shareholders. The equity ratio stands at 32.49%, providing some stability, but the company must enhance its profitability to improve overall financial health.

Cash Flow

Titan Machinery's cash flow statement shows a positive trend in free cash flow growth, with a 38.66% increase in the TTM period. The operating cash flow to net income ratio is 0.17, indicating some ability to convert earnings into cash. The free cash flow to net income ratio is strong at 1.28, reflecting good cash generation relative to earnings. However, the company should focus on sustaining this positive cash flow trend.

Breakdown	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	2.70B	2.76B	2.21B	1.71B	1.41B
Gross Profit	395.63M	531.35M	439.84M	332.72M	261.36M
EBITDA	42.61M	200.32M	163.52M	124.63M	73.17M
Net Income	-36.91M	110.92M	101.87M	66.05M	19.36M
Balance Sheet
Total Assets	1.81B	1.99B	1.19B	946.67M	815.79M
Cash, Cash Equivalents and Short-Term Investments	35.90M	38.07M	43.91M	146.15M	78.99M
Total Debt	1.00B	1.07B	413.93M	290.24M	306.49M
Total Liabilities	1.20B	1.33B	652.39M	511.47M	444.51M
Stockholders Equity	614.08M	657.64M	536.31M	435.20M	371.28M
Cash Flow
Free Cash Flow	18.45M	-94.64M	-26.39M	121.29M	152.91M
Operating Cash Flow	70.29M	-32.28M	10.82M	158.92M	173.00M
Investing Cash Flow	-47.75M	-163.37M	-134.06M	-55.20M	-20.30M
Financing Cash Flow	-23.62M	188.58M	21.96M	-35.34M	-117.94M

Titan Machinery Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 18.70
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For TITN, the sentiment is Positive. The current price of 18.7 is above the 20-day moving average (MA) of 16.35, above the 50-day MA of 16.38, and above the 200-day MA of 17.99, indicating a bullish trend. The MACD of 0.26 indicates Negative momentum. The RSI at 65.46 is Neutral, neither overbought nor oversold. The STOCH value of 78.24 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for TITN.

Titan Machinery Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
GIC	72 Outperform	$1.10B	16.26	22.61%	3.64%	0.16%	2.99%
DXPE	71 Outperform	$1.48B	17.86	19.58%	―	12.76%	36.11%
Sector *	63 Neutral	$10.79B	15.43	7.44%	2.01%	2.89%	-14.66%
TITN	55 Neutral	$383.78M	-6.08	-9.63%	―	-8.92%	―
EVI	54 Neutral	$354.66M	56.41	3.77%	―	12.63%	-21.23%
DSGR	51 Neutral	$1.30B	―	-1.68%	―	14.46%	-588.82%

Titan Machinery Corporate Events

Titan Machinery Reports Q3 2026 Results, Raises Inventory Targets

Titan Machinery Inc., headquartered in West Fargo, North Dakota, operates a network of full-service agricultural and construction equipment stores across North America, Europe, and Australia, representing brands such as Case IH and New Holland Agriculture.

Titan Machinery’s Mixed Earnings Call Reveals Progress and Challenges

Titan Machinery’s recent earnings call presented a mixed sentiment, with notable achievements in inventory reduction and equipment margin improvements, particularly in the European segment. However, these positives were overshadowed by revenue declines in key areas such as domestic agriculture and construction, as well as ongoing struggles in the Australian segment. The divestment in Germany further highlighted operational challenges, painting a picture of a company navigating through both progress and persistent difficulties.

Titan Machinery’s Earnings Call: Mixed Signals Amid Challenges

Titan Machinery’s recent earnings call painted a mixed picture of the company’s current financial health. While there were positive developments, such as progress in inventory reduction and robust performance in the European segment, significant challenges remain. The company is grappling with revenue decline and depressed margins in its core domestic Agriculture and Construction segments. Despite these hurdles, Titan Machinery is strategically focusing on inventory optimization and maintaining customer service stability through its parts and services division. However, the overall financial performance is under pressure.

Titan Machinery Reports Q2 Results Amid Challenging Market

Titan Machinery Inc., headquartered in West Fargo, North Dakota, operates a network of full-service agricultural and construction equipment dealer locations across North America, Europe, and Australia, providing services to farmers, ranchers, and commercial applicators.