Schneider National Inc (SNDR)
NYSE:SNDR
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Schneider National
(NYSE:SNDR)
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Rating:66Neutral
Price Target:
$27.00
▲(6.13% Upside)
Action:ReiteratedDate:02/05/26
SNDR scores in the mid-range: strong financial flexibility and cash generation plus favorable price momentum are the main positives. The score is held back by weakened profitability and a demanding valuation, with the latest call pointing to a multi-quarter recovery path despite ongoing cost actions and balance-sheet improvement.
Positive Factors
Strong cash generation
Consistent, sizable operating cash flow and a sharp FCF rebound in 2025 materially improve Schneider's funding flexibility. This durable cash conversion supports capex, debt paydowns, dividends and buybacks, and provides a buffer through cyclical transport demand swings without relying on short-term market access.
Negative Factors
Compressed profitability and weak ROE
Significantly lower net margins and a steep ROE decline signal that earnings power remains impaired versus pre‑cycle levels. Persistently weak returns constrain internal reinvestment, limit the sustainability of shareholder returns, and make the business more vulnerable to future cost shocks until structural margin recovery is secured.
Read all positive and negative factors
Positive Factors
Negative Factors
Strong cash generation
Consistent, sizable operating cash flow and a sharp FCF rebound in 2025 materially improve Schneider's funding flexibility. This durable cash conversion supports capex, debt paydowns, dividends and buybacks, and provides a buffer through cyclical transport demand swings without relying on short-term market access.
Read all positive factors
Schneider National (SNDR) vs. SPDR S&P 500 ETF (SPY)
Market Cap
$4.46B
Dividend Yield1.4%
Average Volume (3M)941.28K
Price to Earnings (P/E)44.9
Beta (1Y)0.70
Revenue Growth5.46%
EPS Growth2.31%
CountryUS
Employees19,400
SectorIndustrials
Sector Strength72
IndustryTrucking
Share Statistics
EPS (TTM)0.13
Shares Outstanding92,307,014
10 Day Avg. Volume1,077,861
30 Day Avg. Volume941,282
Financial Highlights & Ratios
PEG Ratio-3.76
Price to Book (P/B)1.54
Price to Sales (P/S)0.82
P/FCF Ratio13.35
Enterprise Value/Market Cap1.08
Enterprise Value/Revenue0.85
Enterprise Value/Gross Profit5.44
Enterprise Value/Ebitda7.75
Forecast
1Y Price Target
$28.92Price Target Upside13.68% Upside
Rating ConsensusModerate Buy
Number of Analyst Covering13
EPS Forecast (FY)0.85
Revenue Forecast (FY)$5.86B
Schneider National Business Overview & Revenue Model
Company Description
Schneider National, Inc., together with its subsidiaries, provides surface transportation and logistics solutions in the United States, Canada, and Mexico. The company operates through three segments: Truckload, Intermodal, and Logistics. The Truc...
How the Company Makes Money
Schneider generates revenue by arranging and/or providing freight transportation and logistics services for shippers under contractual and transactional pricing. Its primary revenue streams include: (1) Truckload transportation, where Schneider us...
Schneider National Key Performance Indicators (KPIs)
Any
Truckload Revenue Per Truck Per Week
Calculates the average revenue generated by each truck weekly, indicating operational efficiency and pricing strategy effectiveness.
Calculates the average revenue generated by each truck weekly, indicating operational efficiency and pricing strategy effectiveness.
Data provided by:
The Fly
The FlySchneider National Earnings Call Summary
Earnings Call Date:Jan 29, 2026
(Q4-2025)
| % Change Since: |
Next Earnings Date:Apr 23, 2026
Earnings Call Sentiment Neutral
The call conveyed a balanced message: the company reported a notable near-term earnings and profitability setback driven by softer-than-expected demand, weather disruption, auto production shutdowns, and margin compression in logistics. Offsetting these challenges, Schneider delivered meaningful structural progress—$400M in cost savings, additional $40M planned, deleveraging to 0.3x net debt, free cash flow improvement (+14%), strong intermodal volume trends (Mexico +50% YoY), and strategic initiatives (dedicated mix ~70% of fleet, Fast Track intermodal, AI rollout). Management expects gradual market normalization and a stronger back half of 2026 but cautioned recovery will likely occur over several quarters and bid cycles.Positive Updates
Revenue Growth and Segment Strengths
Total revenues excluding fuel surcharge of $1.3B in Q4, up 4% year over year. Truckload revenue (ex-fuel) of $610M, up 9% YoY; Intermodal revenue $268M (ex-fuel) with volumes +3% YoY; Logistics revenue $329M (ex-fuel) up 2% YoY.
Negative Updates
Quarterly Earnings Shortfall and EPS Decline
Q4 adjusted diluted EPS of $0.13 versus $0.20 a year ago (approximate decline of 35% YoY). Management acknowledged Q4 results fell short of expectations and FY2025 finished at $0.63 of EPS (below prior expectations).
Read all updates
Q4-2025 Updates
Positive
Negative
Revenue Growth and Segment Strengths
Total revenues excluding fuel surcharge of $1.3B in Q4, up 4% year over year. Truckload revenue (ex-fuel) of $610M, up 9% YoY; Intermodal revenue $268M (ex-fuel) with volumes +3% YoY; Logistics revenue $329M (ex-fuel) up 2% YoY.
Read all positive updates
Company Guidance
Schneider guided 2026 adjusted EPS of $0.70–$1.00 (midpoint assumes demand roughly consistent with 2025) with an effective tax rate of ~24% and expects a stronger second half; net CapEx is planned at $400–$450M (vs. $289M actual in 2025 and prior guidance of ~ $300M), the company achieved $400M of cost savings in 2025 and is targeting an incremental $40M in 2026. In Q4 revenues excluding fuel were $1.3B (+4% YoY), adjusted income from operations was $38M (−15% YoY) and adjusted diluted EPS was $0.13 (vs. $0.20 a year ago); by segment truckload revenue excl. fuel was $610M (+9%), truckload operating income $23M (+16%) with an OR of 96.2% (30 bps improvement); intermodal revenue excl. fuel was $268M (−3%) with volumes +3%, intermodal operating income $18M (+5%) and OR 93.3% (50 bps improvement); logistics revenue excl. fuel was $329M (+2%) with operating income $3M (vs. $9M prior) and OR 99.2% (up 180 bps). Balance sheet and capital actions: cash $202M, debt & lease obligations $403M, net debt leverage 0.3x (down from 0.5x Q3 and 0.7x YE‑2024 after $120M debt paydown), free cash flow +14% YoY, $17M dividends in Q4 ($67M for the year), ~284k shares repurchased in Q4, prior program repurchased 4.4M shares for $110M and a new $150M repurchase authorization was approved Jan 26, 2026. The company also noted dedicated is ~70% of the fleet, finished 2025 having sold ~950 trucks, fleet count was roughly flat Q/Q, and management expects to grow intermodal 20–25% without adding containers while prioritizing asset efficiency over equipment growth.Schneider National Financial Statement Overview
Summary
Income Statement
56
Neutral
Balance Sheet
74
Positive
Cash Flow
70
Positive
| Breakdown | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 |
|---|---|---|---|---|---|
Income Statement | |||||
| Total Revenue | 5.67B | 5.29B | 5.50B | 6.60B | 5.61B |
| Gross Profit | 302.10M | 441.10M | 559.40M | 920.50M | 761.50M |
| EBITDA | 621.80M | 582.50M | 709.80M | 963.60M | 850.70M |
| Net Income | 103.60M | 117.00M | 238.50M | 457.80M | 405.40M |
Balance Sheet | |||||
| Total Assets | 4.91B | 4.93B | 4.56B | 4.32B | 3.94B |
| Cash, Cash Equivalents and Short-Term Investments | 243.30M | 165.50M | 159.60M | 431.60M | 294.10M |
| Total Debt | 560.40M | 610.80M | 302.10M | 215.10M | 270.30M |
| Total Liabilities | 1.88B | 1.95B | 1.60B | 1.48B | 1.51B |
| Stockholders Equity | 3.02B | 2.99B | 2.96B | 2.84B | 2.42B |
Cash Flow | |||||
| Free Cash Flow | 348.20M | 146.80M | -127.60M | 162.80M | 25.50M |
| Operating Cash Flow | 637.40M | 686.10M | 680.00M | 856.40M | 566.10M |
| Investing Cash Flow | -346.20M | -791.50M | -907.60M | -598.80M | -626.40M |
| Financing Cash Flow | -207.30M | 120.60M | -55.70M | -116.70M | -90.40M |
Schneider National Technical Analysis
Neutral
25.44
Price Trends
27.51
Negative
26.18
Negative
24.94
Positive
Market Momentum
-0.67
Negative
46.86
Neutral
89.94
Negative
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SNDR, the sentiment is Neutral. The current price of 25.44 is above the 20-day moving average (MA) of 25.32, below the 50-day MA of 27.51, and above the 200-day MA of 24.94, indicating a neutral trend. The MACD of -0.67 indicates Negative momentum. The RSI at 46.86 is Neutral, neither overbought nor oversold. The STOCH value of 89.94 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for SNDR.
Schneider National Risk Analysis
Schneider National disclosed 30 risk factors in its most recent earnings report. Schneider National reported the most risks in the "Finance & Corporate" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks
Schneider National Peers Comparison
UnderperformOutperform
Sector (63)
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
|---|---|---|---|---|---|---|---|
68 Neutral | $8.92B | 34.23 | 10.30% | ― | 1.96% | -24.55% | |
66 Neutral | $4.46B | 44.87 | 3.44% | 1.40% | 5.46% | 2.31% | |
63 Neutral | $10.79B | 15.43 | 7.44% | 2.01% | 2.89% | -14.66% | |
60 Neutral | $9.02B | 128.70 | 0.93% | 1.34% | >-0.01% | 279.47% | |
56 Neutral | $2.06B | -51.41 | 4.61% | 0.62% | -5.34% | -48.16% | |
49 Neutral | $1.71B | -126.32 | 1.78% | 1.84% | -3.42% | -43.86% | |
46 Neutral | $2.28B | -21.29 | -6.35% | ― | 53.85% | 77.68% |
* Industrials Sector Average
SNDR
Schneider National
25.44
2.94
13.07%
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Schneider National Corporate Events
Business Operations and StrategyExecutive/Board Changes
Schneider National Announces Planned CEO Succession and Transition
Positive
Jan 28, 2026
On January 28, 2026, Schneider National announced a planned leadership transition effective July 1, 2026, under its multi-year succession planning process: longtime President and CEO Mark Rourke will become Executive Chair of the Board, while curr...
Stock BuybackDividends
Schneider National boosts dividend and launches buyback program
Positive
Jan 28, 2026
On January 28, 2026, Schneider National announced that its board had, on January 26, 2026, approved a 5% increase in its quarterly cash dividend to $0.10 per share on Class A and Class B common stock, payable to shareholders of record as of March ...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
Disclaimer
This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.