Schneider National (SNDR) AI Stock Analysis

• Market Cap: $4.90B
• Dividend Yield: 1.4%
• Average Volume (3M): 936.35K
• Price to Earnings (P/E): 47.4
• Beta (1Y): 0.66
• Revenue Growth: 5.46%
• EPS Growth: 2.31%
• Country: US
• Employees: 19,400
• Sector: Industrials
• Sector Strength: 72
• Industry: Trucking
• EPS (TTM): 0.13
• Shares Outstanding: 92,307,014
• 10 Day Avg. Volume: 748,095
• 30 Day Avg. Volume: 936,349
• PEG Ratio: -3.76
• Price to Book (P/B): 1.54
• Price to Sales (P/S): 0.82
• P/FCF Ratio: 13.35
• Enterprise Value/Market Cap: 1.08
• Enterprise Value/Revenue: 0.94
• Enterprise Value/Gross Profit: 5.99
• Enterprise Value/Ebitda: 8.55
• 1Y Price Target: $28.92
• Price Target Upside: 3.51% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 13
• EPS Forecast (FY): 0.87
• Revenue Forecast (FY): $5.88B

• Rating: 66 Neutral
• Price Target: $29.00 ▲(3.79% Upside)
• Action: Reiterated Date: 02/05/26
• Date: Action: Reiterated 02/05/26

SNDR scores in the mid-range: strong financial flexibility and cash generation plus favorable price momentum are the main positives. The score is held back by weakened profitability and a demanding valuation, with the latest call pointing to a multi-quarter recovery path despite ongoing cost actions and balance-sheet improvement.

Positive Factors

Conservative leverage / balance sheet strength

A conservative capital structure and recent deleveraging provide durable financial flexibility: lowers refinancing risk, supports continued fleet investment and opportunistic buybacks/dividends, and cushions the company through cyclic trucking demand shocks.

Material structural cost savings

Large, structural cost reductions materially improve underlying margins and recurring profitability if sustained; they free cash to fund targeted investments, fleet efficiency and capital returns, making margin recovery less dependent on volatile pricing cycles.

Diversified growth in intermodal and dedicated

A diversified portfolio with a high dedicated percentage and accelerating intermodal volumes reduces earnings cyclicality, supports recurring revenue, and offers scalable growth (intermodal expansion without proportional container adds) that can sustainably lift profitability.

Negative Factors

Thin profitability metrics

Persistent low net margins and modest ROE constrain the firm's ability to self-fund growth or materially increase returns to shareholders; unless structural margin improvement occurs, capital allocation and resilience to adverse cycles remain impaired long term.

Logistics and network profitability pressure

Ongoing unprofitability in network operations and compressed logistics margins reflect structural cost and mix challenges (higher purchased transportation, unfavorable lanes). Restoring these businesses requires sustained productivity gains and pricing power across multiple quarters.

Rising planned capital intensity

A materially higher capex plan to support fleet and growth initiatives increases cash funding needs; even with deleveraging, elevated investment levels could pressure free cash flow and limit flexibility for buybacks/dividends unless operational cash generation sustainably improves.

Schneider National Business Overview & Revenue Model

Company Description

Schneider National, Inc., together with its subsidiaries, provides surface transportation and logistics solutions in the United States, Canada, and Mexico. The company operates through three segments: Truckload, Intermodal, and Logistics. The Truckload segment offers standard long-haul and regional shipping services primarily through dry van, bulk, temperature-controlled, and flat-bed equipment, as well as cross dock and customized solutions for time-sensitive loads. The Intermodal segment provides door-to-door container on flat car services, including rail and dray transportation through company-owned containers, chassis, and trucks. The Logistics segment offers freight brokerage, supply chain, and import/export services; value-added services to manage and move its customers' freight; and transloading and warehousing services. It also leases equipment, such as trucks to owner-operators; and provides insurance for the company drivers and owner-operators. Schneider National, Inc. was founded in 1935 and is headquartered in Green Bay, Wisconsin.

How the Company Makes Money

Schneider National generates revenue primarily through its transportation and logistics services. The company's key revenue streams include truckload services, where it provides long-haul and regional transportation of freight; intermodal services, which involve the combination of rail and truck transportation to optimize costs and efficiency; and logistics services that encompass supply chain management, freight brokerage, and dedicated fleet services. Schneider's strategic partnerships with various railroads and its extensive network of drivers and facilities enhance operational capabilities and service offerings. Additionally, the company's investment in technology, such as its proprietary tracking and routing systems, helps improve service reliability and customer satisfaction, further driving revenue growth.

Schneider National Financial Statement Overview

Summary

Balance sheet and cash flow are clear strengths (low and improving leverage; operating cash flow consistently strong with a sharp free-cash-flow rebound in 2025). Offsetting this, earnings power remains weak versus 2021–2022, with very thin net margins and reduced ROE, suggesting profitability recovery is still incomplete.

Income Statement

Revenue has been choppy: down in 2023–2024 and back to modest growth in 2025. Profitability has compressed materially versus 2021–2022 levels, with net margin falling to ~1.8% in 2025 (from ~6.9–7.2% in 2021–2022). A key positive is a sharp rebound in 2025 gross margin (~37%), but bottom-line results remain muted, suggesting cost pressure and/or below-the-line headwinds despite better gross profit.

Balance Sheet

The balance sheet is a relative strength: leverage is low and improving, with debt-to-equity declining to ~0.13 in 2025 from ~0.20 in 2024. Equity has grown steadily since 2020, supporting financial flexibility. The main weakness is lower returns on shareholder capital in recent years (ROE down to ~3.4% in 2025 versus mid-teens in 2021–2022), reflecting the weaker earnings profile rather than balance sheet stress.

Cash Flow

Cash generation is solid and improving in quality. Operating cash flow has been consistently strong (roughly $566M–$856M historically; ~$637M in 2025), and it covered net income in 2025 (~1.20x), indicating good earnings-to-cash conversion. Free cash flow has been volatile (negative in 2023, low in 2024), but rebounded sharply in 2025 to ~$637M, which materially strengthens funding capacity; the volatility remains the key risk.

Breakdown	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021
Income Statement
Total Revenue	5.67B	5.29B	5.50B	6.60B	5.61B
Gross Profit	302.10M	441.10M	559.40M	920.50M	761.50M
EBITDA	621.80M	582.50M	709.80M	963.60M	850.70M
Net Income	103.60M	117.00M	238.50M	457.80M	405.40M
Balance Sheet
Total Assets	4.91B	4.93B	4.56B	4.32B	3.94B
Cash, Cash Equivalents and Short-Term Investments	243.30M	165.50M	159.60M	431.60M	294.10M
Total Debt	560.40M	610.80M	302.10M	215.10M	270.30M
Total Liabilities	1.88B	1.95B	1.60B	1.48B	1.51B
Stockholders Equity	3.02B	2.99B	2.96B	2.84B	2.42B
Cash Flow
Free Cash Flow	348.20M	146.80M	-127.60M	162.80M	25.50M
Operating Cash Flow	637.40M	686.10M	680.00M	856.40M	566.10M
Investing Cash Flow	-346.20M	-791.50M	-907.60M	-598.80M	-626.40M
Financing Cash Flow	-207.30M	120.60M	-55.70M	-116.70M	-90.40M

Schneider National Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 27.94
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Positive
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SNDR, the sentiment is Neutral. The current price of 27.94 is below the 20-day moving average (MA) of 28.77, below the 50-day MA of 28.56, and above the 200-day MA of 24.91, indicating a neutral trend. The MACD of -0.22 indicates Positive momentum. The RSI at 46.28 is Neutral, neither overbought nor oversold. The STOCH value of 44.72 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for SNDR.

Schneider National Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
SAIA	68 Neutral	$11.04B	43.49	10.43%	―	1.96%	-24.55%
SNDR	66 Neutral	$4.90B	47.44	3.45%	1.40%	5.46%	2.31%
Sector *	63 Neutral	$10.79B	15.43	7.44%	2.01%	2.89%	-14.66%
KNX	60 Neutral	$10.01B	151.94	0.93%	1.34%	>-0.01%	279.47%
ARCB	56 Neutral	$2.33B	39.90	4.61%	0.62%	-5.34%	-48.16%
WERN	49 Neutral	$2.07B	-138.73	1.78%	1.84%	-3.42%	-43.86%
RXO	46 Neutral	$2.70B	-27.70	-6.34%	―	53.85%	77.68%

Schneider National Corporate Events

Schneider National Announces Planned CEO Succession and Transition

On January 28, 2026, Schneider National announced a planned leadership transition effective July 1, 2026, under its multi-year succession planning process: longtime President and CEO Mark Rourke will become Executive Chair of the Board, while current Executive Vice President and Group President of Transportation and Logistics Jim Filter will be promoted to President and CEO and later join the board, and current Chair James Welch will move into a newly created Lead Independent Director role. The company detailed new compensation terms for Filter’s promotion, outlined that Rourke will remain employed to guide strategy and support management, and emphasized that the move is intended to ensure continuity and support Schneider’s next phase of growth, signaling a managed handover that preserves strategic direction and operational momentum for employees, customers and investors.

The most recent analyst rating on (SNDR) stock is a Buy with a $33.00 price target. To see the full list of analyst forecasts on Schneider National stock, see the SNDR Stock Forecast page.

Schneider National boosts dividend and launches buyback program

On January 28, 2026, Schneider National announced that its board had, on January 26, 2026, approved a 5% increase in its quarterly cash dividend to $0.10 per share on Class A and Class B common stock, payable to shareholders of record as of March 13, 2026 and expected to be paid on April 8, 2026. On the same date, the board also authorized a new three-year share repurchase program of up to $150 million in common stock, replacing a similar $150 million authorization set to expire on January 31, 2026 under which the company had already repurchased 4.4 million shares for $110.1 million; the new program is positioned as a tool within Schneider’s capital allocation framework, primarily aimed at offsetting dilution from employee equity grants and providing management with flexible means of returning capital through open-market or negotiated buybacks depending on liquidity, market conditions and earnings outlook.

The most recent analyst rating on (SNDR) stock is a Buy with a $33.00 price target. To see the full list of analyst forecasts on Schneider National stock, see the SNDR Stock Forecast page.