Schneider National (SNDR) AI Stock Analysis

• Market Cap: $4.73B
• Dividend Yield: 1.41%
• Average Volume (3M): 971.85K
• Price to Earnings (P/E): 41.6
• Beta (1Y): 0.65
• Revenue Growth: 5.46%
• EPS Growth: 2.31%
• Country: US
• Employees: 19,400
• Sector: Industrials
• Sector Strength: 72
• Industry: Trucking
• EPS (TTM): 0.12
• Shares Outstanding: 92,270,096
• 10 Day Avg. Volume: 1,123,010
• 30 Day Avg. Volume: 971,853
• PEG Ratio: -0.87
• Price to Book (P/B): 1.72
• Price to Sales (P/S): 0.97
• P/FCF Ratio: 35.00
• Enterprise Value/Market Cap: 0.85
• Enterprise Value/Revenue: 0.71
• Enterprise Value/Gross Profit: 7.94
• Enterprise Value/Ebitda: 6.41
• 1Y Price Target: $27.10
• Price Target Upside: 0.33% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 10
• EPS Forecast (FY): 0.7
• Revenue Forecast (FY): $5.73B

• Rating: 59 Neutral
• Price Target: $27.00 ▼(-0.04% Downside)

Schneider National's overall stock score reflects stable financial health and strategic initiatives that support long-term growth. However, high valuation metrics and overbought technical indicators suggest caution. The earnings call provided a balanced outlook with both positive strategic initiatives and notable financial challenges.

Positive Factors

Revenue Growth

Strong volume growth in the Intermodal segment indicates effective strategic actions and market share gains, supporting long-term revenue expansion.

Cost Savings Initiatives

The focus on cost savings enhances operational efficiency and profitability, providing a durable competitive advantage in a cost-sensitive industry.

Balance Sheet Health

A strong balance sheet with low leverage provides financial stability and flexibility, enabling strategic investments and resilience in downturns.

Negative Factors

Profitability Challenges

Declining EPS reflects profitability challenges, which could impact long-term earnings growth and shareholder returns if not addressed.

Claims-Related Costs

Unexpected claims-related costs increase operational expenses, potentially affecting margins and financial performance over the medium term.

Sub-Seasonal Market Conditions

Sub-seasonal market conditions indicate softer demand, which may pressure revenue and profitability if such trends persist.

Schneider National Business Overview & Revenue Model

Company Description

Schneider National, Inc. is a leading provider of transportation and logistics services in North America, offering a comprehensive range of solutions that include truckload, intermodal, and logistics services. Founded in 1935 and headquartered in Green Bay, Wisconsin, the company operates through various segments, including Truckload, Logistics, and Intermodal, catering to a diverse clientele across industries. Schneider is known for its innovative technology-driven solutions, which enhance supply chain efficiency and visibility.

How the Company Makes Money

Schneider National generates revenue primarily through its transportation and logistics services. The company's key revenue streams include truckload services, where it provides long-haul and regional transportation of freight; intermodal services, which involve the combination of rail and truck transportation to optimize costs and efficiency; and logistics services that encompass supply chain management, freight brokerage, and dedicated fleet services. Schneider's strategic partnerships with various railroads and its extensive network of drivers and facilities enhance operational capabilities and service offerings. Additionally, the company's investment in technology, such as its proprietary tracking and routing systems, helps improve service reliability and customer satisfaction, further driving revenue growth.

Schneider National Financial Statement Overview

Summary

Schneider National exhibits stable financial performance with moderate growth and profitability. The balance sheet is strong with low leverage, and cash flow management is efficient, though there is room for improvement in profitability margins.

Income Statement

Schneider National's income statement shows a modest revenue growth rate of 2.5% in the TTM, indicating a recovery from previous declines. The gross profit margin is relatively low at 8.9%, but the net profit margin of 2.3% is stable. EBIT and EBITDA margins are moderate, reflecting operational efficiency. Overall, the company demonstrates stable profitability with room for improvement in margins.

Balance Sheet

The balance sheet is strong with a low debt-to-equity ratio of 0.10, indicating conservative leverage. Return on equity is modest at 3.8%, suggesting efficient use of equity. The equity ratio is healthy, showing a solid financial structure. The company maintains a stable financial position with low leverage risk.

Cash Flow

Cash flow analysis reveals a significant free cash flow growth of 14.2% in the TTM, indicating improved cash generation. The operating cash flow to net income ratio is strong at 1.10, reflecting good cash conversion. However, the free cash flow to net income ratio of 0.59 suggests potential for further improvement in cash flow management.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	5.61B	5.29B	5.50B	6.60B	5.61B	4.55B
Gross Profit	505.10M	441.10M	559.40M	920.50M	761.50M	480.60M
EBITDA	625.70M	582.50M	709.80M	963.60M	850.70M	587.00M
Net Income	114.10M	117.00M	238.50M	457.80M	405.40M	211.70M
Balance Sheet
Total Assets	4.98B	4.93B	4.56B	4.32B	3.94B	3.52B
Cash, Cash Equivalents and Short-Term Investments	235.70M	165.50M	159.60M	431.60M	294.10M	442.60M
Total Debt	522.20M	610.80M	302.10M	215.10M	270.30M	306.80M
Total Liabilities	1.96B	1.95B	1.60B	1.48B	1.51B	1.46B
Stockholders Equity	3.02B	2.99B	2.96B	2.84B	2.42B	2.06B
Cash Flow
Free Cash Flow	114.00M	146.80M	-127.60M	162.80M	25.50M	199.20M
Operating Cash Flow	650.90M	686.10M	680.00M	856.40M	566.10M	618.20M
Investing Cash Flow	-815.90M	-791.50M	-907.60M	-598.80M	-626.40M	-318.70M
Financing Cash Flow	180.10M	120.60M	-55.70M	-116.70M	-90.40M	-455.60M

Schneider National Technical Analysis

• Technical Analysis Sentiment: Positive
• Last Price: 27.01
• 50DMA: Positive
• 100DMA: Positive
• 200DMA: Positive
• MACD: Negative
• RSI: Negative
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SNDR, the sentiment is Positive. The current price of 27.01 is above the 20-day moving average (MA) of 25.01, above the 50-day MA of 23.28, and above the 200-day MA of 23.47, indicating a bullish trend. The MACD of 1.28 indicates Negative momentum. The RSI at 73.80 is Negative, neither overbought nor oversold. The STOCH value of 60.91 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Positive sentiment for SNDR.

Schneider National Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
SAIA	73 Outperform	$8.53B	30.26	11.92%	―	1.96%	-24.55%
WERN	67 Neutral	$1.81B	74.46	1.78%	1.85%	-3.42%	-43.86%
ARCB	66 Neutral	$1.77B	18.61	7.40%	0.61%	-5.34%	-48.16%
KNX	64 Neutral	$8.50B	59.80	2.01%	1.37%	>-0.01%	279.47%
Sector *	63 Neutral	$10.79B	15.43	7.44%	2.01%	2.89%	-14.66%
SNDR	59 Neutral	$4.73B	41.65	3.81%	1.41%	5.46%	2.31%
RXO	44 Neutral	$2.23B	-30.64	-4.58%	―	53.85%	77.68%

Schneider National Corporate Events

Schneider National Declares Quarterly Cash Dividend

On October 27, 2025, Schneider National‘s Board of Directors declared a quarterly cash dividend of $0.095 per share for its Class A and Class B common stock, payable to shareholders of record on December 12, 2025, with payment expected on January 12, 2026. This announcement reflects Schneider’s ongoing commitment to returning value to its shareholders and may positively impact investor confidence and the company’s market positioning.