Schneider National (SNDR) AI Stock Analysis

• Market Cap: $4.33B
• Dividend Yield: 1.55%
• Average Volume (3M): 756.16K
• Price to Earnings (P/E): 34.7
• Beta (1Y): 0.61
• Revenue Growth: 2.20%
• EPS Growth: 7.86%
• Country: US
• Employees: 19,400
• Sector: Industrials
• Sector Strength: 78
• Industry: Trucking
• EPS (TTM): 0.21
• Shares Outstanding: 92,233,500
• 10 Day Avg. Volume: 740,918
• 30 Day Avg. Volume: 756,156
• PEG Ratio: N/A
• Price to Book (P/B): 0.00
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 0.00
• Enterprise Value/Market Cap: 1.05
• Enterprise Value/Revenue: 0.83
• Enterprise Value/Gross Profit: 3.55
• Enterprise Value/Ebitda: 7.34
• 1Y Price Target: $26.77
• Price Target Upside: 9.49% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 13

• Rating: 70 Outperform
• Price Target: $27.00 ▲(10.43% Upside)

Schneider National's overall stock score reflects a strong financial foundation and positive earnings call insights, offset by mixed technical indicators and a high valuation. The company's strategic focus on cost management and growth initiatives positions it well for future resilience, despite current economic uncertainties.

Positive Factors

Cost Management

SNDR remains focused on what it can control, as it targets $40 million in cost savings, shifts toward more variable costs, and emphasizes revenue per truck week over fleet size.

Earnings

SNDR reported 2Q adjusted EPS of $0.21, beating both the analyst's and Street estimate of $0.20.

Partnerships

The new partnership with UNP and CPKC, along with improving rail service, is expected to lead to better intermodal pricing.

Negative Factors

Guidance

The high end of the guide was lowered with FY25 EPS projected at $0.75-$0.95 as SNDR does not see the prior upside scenario of $1.00 in play given policy-related pressure and spot retracement witnessed.

Intermodal Volumes

Intermodal volumes, especially international ones, have been weak due to lower imports.

Market Conditions

SNDR acknowledged pressure from spot rate declines post Roadcheck week.

Schneider National Business Overview & Revenue Model

Company Description

Schneider National, Inc., together with its subsidiaries, provides surface transportation and logistics solutions in the United States, Canada, and Mexico. The company operates through three segments: Truckload, Intermodal, and Logistics. The Truckload segment offers standard long-haul and regional shipping services primarily through dry van, bulk, temperature-controlled, and flat-bed equipment, as well as cross dock and customized solutions for time-sensitive loads. The Intermodal segment provides door-to-door container on flat car services, including rail and dray transportation through company-owned containers, chassis, and trucks. The Logistics segment offers freight brokerage, supply chain, and import/export services; value-added services to manage and move its customers' freight; and transloading and warehousing services. It also leases equipment, such as trucks to owner-operators; and provides insurance for the company drivers and owner-operators. Schneider National, Inc. was founded in 1935 and is headquartered in Green Bay, Wisconsin.

How the Company Makes Money

Schneider National generates revenue primarily through its diverse transportation and logistics services. The company operates several key revenue streams: Truckload services, which include both long-haul and regional transportation; Logistics services, providing supply chain management and freight brokerage; Intermodal services, leveraging rail and truck combinations for efficient freight movement; and Dedicated services, offering customized transportation solutions for specific customers. Additionally, Schneider benefits from long-term contracts with major customers, enhancing revenue stability. Strategic partnerships with rail companies and technology providers also contribute to operational efficiency and revenue generation.

Schneider National Financial Statement Overview

Summary

Schneider National shows stable financial health with low leverage and strong equity backing. However, the company faces challenges with declining revenue trends and moderate profitability margins despite efficient cash generation. Stability is evident, but improvements are needed in revenue and profitability.

Income Statement

Schneider National's income statement shows mixed performance. The gross profit margin for the TTM is approximately 15.5%, and the net profit margin is around 2.32%. There has been slight revenue growth in the TTM compared to the previous year, but revenue has been decreasing over the past several years. EBIT and EBITDA margins are modest at 3.32% and 11.29%, respectively. The company faces challenges in improving its profitability margins.

Balance Sheet

The balance sheet is relatively stable, with a debt-to-equity ratio of 0.11, indicating low leverage. Return on equity (ROE) is modest at 2.5%, reflecting limited profitability. The equity ratio is strong at nearly 100%, showing a solid capital structure with ample equity backing total assets. The company maintains a conservative financial position with limited financial risk.

Cash Flow

The cash flow statement highlights a strong operating cash flow to net income ratio of 5.46, suggesting efficient cash generation relative to profits. However, free cash flow has shown volatility, with a significant growth rate of 89.3% in the TTM compared to the previous year. The free cash flow to net income ratio is 2.23, indicating healthy cash conversion, but the cash reserves have been utilized for capital expenditures, impacting free cash flow consistency.

Breakdown	TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement
Total Revenue	5.48B	5.29B	5.50B	6.60B	5.61B	4.55B
Gross Profit	1.28B	441.10M	559.40M	920.50M	761.50M	480.60M
EBITDA	621.70M	582.50M	709.80M	963.60M	850.70M	587.00M
Net Income	125.30M	117.00M	238.50M	457.80M	405.40M	211.70M
Balance Sheet
Total Assets	4.96B	4.93B	4.56B	4.32B	3.94B	3.52B
Cash, Cash Equivalents and Short-Term Investments	160.70M	165.50M	159.60M	385.70M	244.80M	395.50M
Total Debt	512.70M	526.80M	302.10M	215.10M	270.30M	306.80M
Total Liabilities	1.34B	1.95B	1.60B	1.48B	1.51B	1.46B
Stockholders Equity	4.96B	2.99B	2.96B	2.84B	2.42B	2.06B
Cash Flow
Free Cash Flow	394.50M	146.80M	-127.60M	162.80M	25.50M	199.20M
Operating Cash Flow	673.10M	686.10M	680.00M	856.40M	566.10M	618.20M
Investing Cash Flow	-793.40M	-791.50M	-907.60M	-598.80M	-626.40M	-318.70M
Financing Cash Flow	177.80M	120.60M	-55.70M	-116.70M	-90.40M	-455.60M

Schneider National Technical Analysis

• Technical Analysis Sentiment: Negative
• Last Price: 24.45
• 50DMA: Negative
• 100DMA: Positive
• 200DMA: Negative
• MACD: Positive
• RSI: Neutral
• STOCH: Neutral

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SNDR, the sentiment is Negative. The current price of 24.45 is below the 20-day moving average (MA) of 24.87, below the 50-day MA of 24.83, and below the 200-day MA of 26.22, indicating a bearish trend. The MACD of -0.15 indicates Positive momentum. The RSI at 46.93 is Neutral, neither overbought nor oversold. The STOCH value of 72.70 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for SNDR.

Schneider National Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
SNDR	70 Outperform	$4.33B	34.71	4.20%	1.55%	2.20%	7.86%
ARCB	69 Neutral	$1.67B	10.93	12.50%	0.67%	-6.42%	25.72%
KNX	67 Neutral	$6.99B	42.42	2.33%	1.60%	-2.54%	144.49%
Sector *	65 Neutral	$2.67B	15.36	15.18%	3.45%	-0.30%	27.34%
WERN	61 Neutral	$1.69B	33.05	3.65%	2.00%	-6.43%	-13.76%
MRTN	58 Neutral	$989.66M	47.31	2.72%	2.01%	-11.77%	-52.06%
RXO	49 Neutral	$2.47B	―	-27.96%	―	46.41%	-1113.24%

Schneider National Corporate Events

Schneider National Declares Quarterly Cash Dividend

On July 28, 2025, Schneider’s Board of Directors approved a quarterly cash dividend of $0.095 per share for its Class A and Class B common stock, with the dividend payable to shareholders of record on September 12, 2025, and expected to be paid on October 9, 2025. This announcement reflects Schneider’s ongoing commitment to providing value to its shareholders and underscores its stable financial position within the transportation and logistics industry.

The most recent analyst rating on (SNDR) stock is a Buy with a $32.00 price target. To see the full list of analyst forecasts on Schneider National stock, see the SNDR Stock Forecast page.