Schneider National (SNDR) AI Stock Analysis

• Market Cap: $3.90B
• Dividend Yield: 1.65%
• Average Volume (3M): 825.86K
• Price to Earnings (P/E): 32.1
• Beta (1Y): 0.53
• Revenue Growth: -0.30%
• EPS Growth: -20.76%
• Country: US
• Employees: 19,400
• Sector: Industrials
• Sector Strength: 83
• Industry: Trucking
• EPS (TTM): 0.16
• Shares Outstanding: 92,169,400
• 10 Day Avg. Volume: 892,120
• 30 Day Avg. Volume: 825,859
• PEG Ratio: 5.36
• Price to Book (P/B): 1.33
• Price to Sales (P/S): 0.00
• P/FCF Ratio: 29.75
• Enterprise Value/Market Cap: N/A
• Enterprise Value/Revenue: N/A
• Enterprise Value/Gross Profit: N/A
• Enterprise Value/Ebitda: N/A
• 1Y Price Target: $25.92
• Price Target Upside: 12.74% Upside
• Rating Consensus: Moderate Buy
• Number of Analyst Covering: 12

Schneider National's overall stock score reflects a stable but challenging financial position with a positive outlook from recent earnings improvements. The technical indicators present a mixed picture, while valuation suggests overpricing relative to peers. Nonetheless, the company's earnings call indicates strategic progress and potential future growth, balancing the risks associated with its high P/E ratio and moderate profitability margins.

Positive Factors

Acquisitions

Despite some challenges, the Cowan acquisition is going well, contributing positively to the company's operations.

Cost Management

SNDR continues to contain costs and has targeted an additional $40m of cost saves across the enterprise.

Earnings

SNDR’s 1Q EPS of $.16 beat our recently lowered $.13 EPS estimate on better operating profit in all three segments that offset lower revenue than expected.

Negative Factors

Demand

Truck demand is currently weak, with national dry van volumes down 9.5% year-over-year.

Guidance

SNDR lowered 2025 EPS guidance to $.75-$1.00, which at the midpoint is only slightly below the previous estimate.

Market Conditions

The truckload market is experiencing weak demand due to various factors, including shipper concerns about tariff impacts and a later Easter.

Schneider National Business Overview & Revenue Model

Company Description

Schneider National, Inc., together with its subsidiaries, provides surface transportation and logistics solutions in the United States, Canada, and Mexico. The company operates through three segments: Truckload, Intermodal, and Logistics. The Truckload segment offers standard long-haul and regional shipping services primarily through dry van, bulk, temperature-controlled, and flat-bed equipment, as well as cross dock and customized solutions for time-sensitive loads. The Intermodal segment provides door-to-door container on flat car services, including rail and dray transportation through company-owned containers, chassis, and trucks. The Logistics segment offers freight brokerage, supply chain, and import/export services; value-added services to manage and move its customers' freight; and transloading and warehousing services. It also leases equipment, such as trucks to owner-operators; and provides insurance for the company drivers and owner-operators. Schneider National, Inc. was founded in 1935 and is headquartered in Green Bay, Wisconsin.

How the Company Makes Money

Schneider National makes money primarily through its three main service offerings: Truckload, Intermodal, and Logistics. The Truckload segment generates revenue by providing standard, dedicated, and expedited truckload services. The Intermodal segment earns income by offering transportation solutions that combine rail and truck services, providing cost-effective and environmentally friendly options for long-haul freight. The Logistics segment includes brokerage, supply chain management, and warehousing services, allowing Schneider to earn fees by managing and optimizing transportation and supply chain operations for its clients. Additionally, Schneider National benefits from strategic partnerships with rail operators and other logistics companies, enhancing its service offerings and expanding its customer base. The company also leverages its investments in technology and data analytics to improve operational efficiency and customer service, further contributing to its revenue growth.

Schneider National Financial Statement Overview

Summary

Schneider National demonstrates a stable financial position with low leverage and strong equity backing. However, continued revenue decline and moderate profitability margins present challenges. The company shows efficient cash generation but faces fluctuations in free cash flow due to capital expenditures. Overall, Schneider National maintains a conservative and stable financial stance with room for improvement in its revenue and profitability metrics.

Income Statement

Schneider National's income statement shows mixed performance. The gross profit margin for the TTM is approximately 15.5%, and the net profit margin is around 2.32%. There has been slight revenue growth in the TTM compared to the previous year, but revenue has been decreasing over the past several years. EBIT and EBITDA margins are modest at 3.32% and 11.29%, respectively. The company faces challenges in improving its profitability margins.

Balance Sheet

The balance sheet is relatively stable, with a debt-to-equity ratio of 0.11, indicating low leverage. Return on equity (ROE) is modest at 2.5%, reflecting limited profitability. The equity ratio is strong at nearly 100%, showing a solid capital structure with ample equity backing total assets. The company maintains a conservative financial position with limited financial risk.

Cash Flow

The cash flow statement highlights a strong operating cash flow to net income ratio of 5.46, suggesting efficient cash generation relative to profits. However, free cash flow has shown volatility, with a significant growth rate of 89.3% in the TTM compared to the previous year. The free cash flow to net income ratio is 2.23, indicating healthy cash conversion, but the cash reserves have been utilized for capital expenditures, impacting free cash flow consistency.

Breakdown
TTM	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020
Income Statement		Total Revenue
5.37B	5.29B	5.50B	6.60B	5.61B	4.55B
	Gross Profit
433.20M	441.10M	559.40M	920.50M	761.50M	480.60M
	EBIT
178.60M	165.20M	296.40M	263.60M	268.90M	7.00M
	EBITDA
607.20M	582.50M	709.80M	963.60M	850.70M	587.00M
	Net Income Common Stockholders
124.60M	117.00M	238.50M	457.80M	405.40M	211.70M
Balance Sheet		Cash, Cash Equivalents and Short-Term Investments
154.30M	165.50M	159.60M	385.70M	244.80M	395.50M
	Total Assets
4.98B	4.93B	4.56B	4.32B	3.94B	3.52B
	Total Debt
576.70M	526.80M	302.10M	215.10M	270.30M	306.80M
	Net Debt
470.50M	409.20M	199.70M	-170.60M	25.50M	-88.70M
	Total Liabilities
1.99B	1.95B	1.60B	1.48B	1.51B	1.46B
	Stockholders Equity
2.99B	2.99B	2.96B	2.84B	2.42B	2.06B
Cash Flow		Free Cash Flow
134.10M	146.80M	-127.60M	162.80M	25.50M	199.20M
	Operating Cash Flow
680.20M	686.10M	680.00M	856.40M	566.10M	618.20M
	Investing Cash Flow
-816.10M	-791.50M	-907.60M	-598.80M	-626.40M	-318.70M
	Financing Cash Flow
174.80M	120.60M	-55.70M	-116.70M	-90.40M	-455.60M

Schneider National Technical Analysis

• Technical Analysis Sentiment: Neutral
• Last Price: 22.99
• 50DMA: Negative
• 100DMA: Negative
• 200DMA: Negative
• MACD: Negative
• RSI: Neutral
• STOCH: Negative

Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For SNDR, the sentiment is Neutral. The current price of 22.99 is above the 20-day moving average (MA) of 22.30, below the 50-day MA of 23.09, and below the 200-day MA of 27.14, indicating a neutral trend. The MACD of -0.12 indicates Negative momentum. The RSI at 53.53 is Neutral, neither overbought nor oversold. The STOCH value of 84.58 is Negative, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Neutral sentiment for SNDR.

Schneider National Peers Comparison

Name	Overall Rating	Market Cap	P/E Ratio	ROE	Dividend Yield	Revenue Growth	EPS Growth
ARCB	71 Outperform	$1.41B	8.16	14.25%	0.78%	-5.69%	51.78%
Sector *	64 Neutral	$4.30B	11.88	5.23%	249.82%	4.12%	-10.27%
KNX	64 Neutral	$6.88B	45.66	2.13%	1.55%	1.16%	36.33%
SNDR	63 Neutral	$3.90B	32.10	4.20%	1.65%	-0.30%	-20.76%
MRTN	57 Neutral	$1.07B	49.45	2.83%	1.83%	-13.47%	-62.49%
WERN	50 Neutral	$1.62B	92.06	1.21%	2.13%	-7.66%	-78.26%
RXO	47 Neutral	$2.37B	―	-27.75%	―	32.38%	-2221.75%

Schneider National Corporate Events

Schneider National Expands with Cowan Systems Acquisition

Schneider National, Inc. is set to enhance its market presence with the acquisition of Cowan Systems, LLC for approximately $390 million, alongside additional real estate assets for $31 million. This strategic move will expand Schneider’s dedicated truckload fleet, integrating Cowan Systems’ 1,800 trucks and 7,500 trailers, and is expected to boost earnings per share within the first year. The acquisition, funded by a new $400 million credit facility and existing cash, aligns with Schneider’s customer-centric vision and promises to enhance value for stakeholders.