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Rgc Resources Inc. (RGCO)
NASDAQ:RGCO
US Market
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Rgc Resources (RGCO) AI Stock Analysis

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RGCO

Rgc Resources

(NASDAQ:RGCO)

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Neutral 62 (OpenAI - 5.2)
Rating:62Neutral
Price Target:
$23.50
▲(6.82% Upside)
Action:Reiterated
Date:08/07/26
The score is primarily supported by steady financial performance (healthy margins, recovery from the 2022 loss, and improving free cash flow) and reasonable valuation with a ~4% dividend yield. It is held back by elevated leverage and weak technical momentum (below key moving averages with negative MACD), while the earnings call was mixed: narrowed guidance and rate/financing progress offset by LNG facility uncertainty, customer loss, and cost pressures.
Positive Factors
Regulated Rate Base Support
Regulated pricing and approved infrastructure recovery provide recurring revenue visibility. The settlement increases the company’s supported revenue base and helps offset operating costs, while future investment can expand rate base over time.
Negative Factors
Elevated Leverage
A high debt load reduces the equity cushion and increases sensitivity to refinancing costs and interest rates. Although leverage is common in utilities, it can constrain financial flexibility when capital spending or operating conditions weaken.
Read all positive and negative factors
Positive Factors
Negative Factors
Regulated Rate Base Support
Regulated pricing and approved infrastructure recovery provide recurring revenue visibility. The settlement increases the company’s supported revenue base and helps offset operating costs, while future investment can expand rate base over time.
Read all positive factors

Rgc Resources (RGCO) vs. SPDR S&P 500 ETF (SPY)

Rgc Resources Business Overview & Revenue Model

Company Description
RGC Resources, Inc., through its subsidiaries, operates as an energy services company. It sells and distributes natural gas to residential, commercial, and industrial customers in Roanoke, Virginia, and the surrounding localities. It operates appr...
How the Company Makes Money
RGC Resources makes money primarily through regulated natural gas distribution service provided by its utility subsidiary. The core revenue stream is customer billing under state-regulated tariffs, which generally includes (1) distribution (delive...

Rgc Resources Earnings Call Summary

Earnings Call Date:Aug 05, 2026
(Q3-2026)
|
% Change Since: |
Next Earnings Date:Nov 23, 2026
Earnings Call Sentiment Positive
The call presented a mix of positive financial and operational developments (YTD EPS growth of 4.6%, narrowed EPS guidance, maintained CapEx plan, strong financing action, progressing MVP projects, and local economic tailwinds) alongside notable challenges (structural damage to the LNG facility requiring assessment and temporary replacement strategies, loss of a top-10 customer, softer residential/commercial volumes, and rising non-gas operating costs). On balance, the company demonstrated resilience — managing supply replacements, securing a constructive rate case settlement, and maintaining profitability and capital plans — while acknowledging near-term risks and uncertainties tied to the LNG asset and volume dynamics.
Positive Updates
Year-to-Date Net Income and EPS Growth
Net income for the first 9 months of fiscal 2026 was $14.2 million, or $1.37 per diluted share, up from $1.31 per diluted share in the first 9 months of fiscal 2025 — a 4.6% increase in EPS year-over-year.
Negative Updates
Structural Damage at LNG Facility
The on-system LNG storage tank (in service since 1972, ~200,000 gallons) experienced structural damage/metal stress during Winter Storm Fern; no leaks or unsafe conditions reported, but the company is still assessing repair vs replacement options and has established a regulatory asset for related costs.
Read all updates
Q3-2026 Updates
Negative
Year-to-Date Net Income and EPS Growth
Net income for the first 9 months of fiscal 2026 was $14.2 million, or $1.37 per diluted share, up from $1.31 per diluted share in the first 9 months of fiscal 2025 — a 4.6% increase in EPS year-over-year.
Read all positive updates
Company Guidance
Management narrowed FY2026 EPS guidance to $1.29–$1.32 (with a small Q4 loss expected), reiterated full‑year CapEx of $22.0M (YTD spend $16.1M, up ~2% vs. prior year), and expects on‑system LNG peak‑shaving capability restored for the 2027–2028 winter; they refinanced a $15M note (previously 2%) into a forward note and 3‑year swap fixed at 5.2%, invested just over $1M in Mountain Valley Pipeline projects (Boost to add ~30% capacity; Southgate in construction) while continuing to receive excess cash distributions, and established a regulatory asset for LNG costs; operational and financial metrics cited include 3.5 miles of new main and 464 new services YTD, 2.7 miles of renewed main and 322 renewed services (services +40%), delivered volumes YTD up ~1% (industrial +>25%, residential/commercial down despite HDDs +3%), Q3 net income ≈ $0.55M ($0.05/diluted share) and YTD net income $14.2M ($1.37/diluted share, +4.6% YoY), and a rate case that sought ~$4.3M incremental revenue but settled at $3.85M (rates effective Jan 1 subject to refund; $275k accrued for refunds as of June 30).

Rgc Resources Financial Statement Overview

Summary
Income statement strength (solid margins and a clear recovery from the 2022 loss) is offset by weak/choppy revenue trends (TTM revenue down ~15%). Balance sheet risk is notable with elevated leverage (debt-to-equity ~1.21), while cash flow has improved with positive TTM free cash flow (~$8.7M) but remains historically volatile.
Income Statement
72
Positive
Balance Sheet
58
Neutral
Cash Flow
64
Positive
BreakdownTTMSep 2025Sep 2024Sep 2023Sep 2022Sep 2021
Income Statement
Total Revenue107.14M95.33M84.64M97.44M84.17M75.17M
Gross Profit33.78M32.85M30.29M29.77M26.15M25.49M
EBITDA36.48M35.39M32.48M30.40M-29.46M26.03M
Net Income13.98M13.28M11.76M11.30M-31.73M10.10M
Balance Sheet
Total Assets339.66M329.84M320.70M303.73M290.31M310.11M
Cash, Cash Equivalents and Short-Term Investments2.47M2.32M894.18K1.51M4.90M1.52M
Total Debt148.80M148.96M148.64M141.17M137.00M140.47M
Total Liabilities216.78M216.29M212.56M203.00M197.22M210.41M
Stockholders Equity122.87M113.55M108.14M100.73M93.09M99.70M
Cash Flow
Free Cash Flow2.02M8.22M-4.66M-1.51M-9.91M-8.40M
Operating Cash Flow23.08M28.95M17.43M23.80M15.55M11.57M
Investing Cash Flow-22.04M-20.73M-22.03M-27.40M-30.62M-25.85M
Financing Cash Flow-701.56K-6.79M3.98M218.94K18.44M15.51M

Rgc Resources Technical Analysis

Technical Analysis Sentiment
Negative
Last Price22.00
Price Trends
50DMA
23.00
Negative
100DMA
22.79
Negative
200DMA
22.04
Negative
Market Momentum
MACD
-0.27
Negative
RSI
47.06
Neutral
STOCH
70.79
Neutral
Evaluating momentum and price trends is crucial in stock analysis to make informed investment decisions. For RGCO, the sentiment is Negative. The current price of 22 is above the 20-day moving average (MA) of 21.76, below the 50-day MA of 23.00, and below the 200-day MA of 22.04, indicating a neutral trend. The MACD of -0.27 indicates Negative momentum. The RSI at 47.06 is Neutral, neither overbought nor oversold. The STOCH value of 70.79 is Neutral, not indicating any strong overbought or oversold conditions. Overall, these indicators collectively point to a Negative sentiment for RGCO.

Rgc Resources Risk Analysis

Rgc Resources disclosed 18 risk factors in its most recent earnings report. Rgc Resources reported the most risks in the "Production" category.
Finance & Corporate - Financial and accounting risks. Risks related to the execution of corporate activity and strategy
Latest Risks Added 0 New Risks

Rgc Resources Peers Comparison

Overall Rating
UnderperformOutperform
Sector (66)
Financial Indicators
Name
Overall Rating
Market Cap
P/E Ratio
ROE
Dividend Yield
Revenue Growth
EPS Growth
72
Outperform
$1.18B8.9919.49%7.00%-2.48%31.10%
66
Neutral
$17.65B18.105.60%3.62%6.62%11.55%
62
Neutral
$228.61M16.0511.73%3.91%13.83%3.21%
60
Neutral
$2.10B16.448.34%3.81%4.41%19.03%
55
Neutral
$4.92B9.3121.42%3.95%4.12%93.82%
55
Neutral
$372.23M-162.69256.80%3.38%-124.91%
40
Underperform
$81.92M-0.04-1737.94%-37.46%-77.39%
* Utilities Sector Average
Performance Comparison
Ticker
Company Name
Price
Change
% Change
RGCO
Rgc Resources
21.99
0.56
2.62%
SR
Spire
83.66
9.72
13.14%
NWN
Northwest Gas
50.39
10.54
26.43%
SPH
Suburban Propane
17.72
0.28
1.59%
NFE
New Fortress Energy
0.29
-2.31
-88.88%
OPAL
OPAL Fuels
2.18
-0.13
-5.63%

Rgc Resources Corporate Events

Financial DisclosuresRegulatory Filings and Compliance
RGC Resources Reviews Third-Quarter 2026 Operating Results
Neutral
Aug 7, 2026
RGC Resources, Inc. held a conference call with analysts to review and discuss its operating results for the third quarter ended June 30, 2026, providing the investment community with an update on the company’s recent financial performance. ...
Business Operations and StrategyFinancial Disclosures
RGC Resources Posts Slightly Higher Third-Quarter Earnings
Positive
Aug 5, 2026
On August 5, 2026, RGC Resources reported consolidated earnings of $559,000, or $0.05 per diluted share, for the third quarter ended June 30, 2026, slightly above the $538,000, or $0.05 per diluted share, earned in the same period of 2025. Operati...
Business Operations and StrategyPrivate Placements and Financing
RGC Resources Establishes New $15 Million Term Loan
Positive
Jun 4, 2026
On June 2, 2026, Roanoke Gas Company entered into an unsecured delayed-draw $15 million promissory note with Pinnacle Bank under an existing loan agreement, allowing draws through Sept. 20, 2026, with the company planning a full draw on Aug. 20, 2...
Glossary
BuyA stock rated as a "Buy" is expected to perform better than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock is likely to deliver higher returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
HoldA stock rated as a "Hold" is expected to perform in line with the overall market or a specific benchmark. This rating indicates that the stock is neither particularly compelling nor unfavorable for investment. Note: This is not investment advice; please consult a financial advisor before making investment decisions.
SellA stock rated as a "Sell" is expected to perform worse than the overall market or a specific benchmark over the near-to-medium term. This rating suggests the stock may deliver lower returns compared to other stocks in the same sector or market index. Note: This is not investment advice; please consult a financial advisor before making investment decisions.

Disclaimer

This AI Analyst Stock Report is automatically generated by our AI systems using advanced algorithms and publicly available financial, technical, and market data. While the information provided aims to be accurate and insightful, it is intended for informational purposes only and should not be considered financial advice. Any content created by an AI (Artificial Intelligence) system may contain inaccuracies and/or contain errors. Investing in stocks carries inherent risks, and past performance is not indicative of future results. This report does not account for your personal financial circumstances, objectives, or risk tolerance. Always conduct your own research or consult with a qualified financial advisor before making investment decisions. The analysis and recommendations provided are based on historical and current data and may not fully reflect future market conditions or unexpected developments. Neither the creators of this report nor its affiliated entities guarantee the accuracy, completeness, or reliability of the information presented. Use this report at your own discretion and risk.Date of analysis: Aug 07, 2026