QNB Corp. (QNBC)

OTHER OTC:QNBC

QNBC

QNB

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QNB (QNBC) Price & Analysis

12 Followers

QNBC Stock Chart & Stats

$35.25

-$0.18(-0.53%)

At close: Jan 08 4:00 PM EST

$35.25

-$0.18(-0.53%)

Day’s Range― - ―

52-Week Range$32.16 - $39.99

Previous CloseN/A

Volume4.65K

Average Volume (3M)2.55K

Market Cap

$148.58M

Enterprise Value$254.82M

Total Cash (Recent Filing)$618.35M

Total Debt (Recent Filing)$119.87M

Price to Earnings (P/E)9.2

Beta-0.22

Next Earnings

Apr 28, 2026

EPS EstimateN/A

Next Dividend Ex-DateN/A

Dividend Yield4.33%

Share Statistics

EPS (TTM)1.06

Shares Outstanding3,761,481

10 Day Avg. Volume658

30 Day Avg. Volume2,551

Financial Highlights & Ratios

PEG Ratio0.42

Price to Book (P/B)1.00

Price to Sales (P/S)1.34

P/FCF Ratio8.39

Enterprise Value/Market Cap1.72

Enterprise Value/Revenue2.62

Enterprise Value/Gross Profit4.59

Enterprise Value/Ebitda13.01

Forecast

1Y Price TargetN/A

Price Target UpsideN/A

Rating ConsensusN/A

Number of Analyst Covering0

EPS Forecast (FY)N/A

Revenue Forecast (FY)N/A

Bulls Say, Bears Say

Bulls Say

Strategic M&A / ScaleApproved merger creates a structurally larger regional bank with complementary footprints in Bucks, Lehigh, Montgomery and Berks counties. Enhanced scale and product breadth should support more diversified lending, cross-sell opportunities and improved market positioning over the medium term.

Improving Balance Sheet LeverageDebt-to-equity falling back below 1.0 and equity growth since 2022 materially reduce solvency risk and increase capital flexibility. A steadier capital base supports lending capacity and regulatory resilience, improving the firm's ability to pursue growth or absorb shocks.

Cash Generation And FCF QualityRising operating cash flow and FCF that tracks net income (~1x) indicate improving cash conversion and earnings quality. Stronger, more predictable cash generation supports dividends, organic growth and integration spending post-merger, enhancing long-term financial stability.

Bears Say

Top-line VolatilityA ~45% revenue drop in 2025 signals material instability in core business volumes or pricing. Persistent revenue volatility undermines planning, weakens scale economies and raises execution risk for strategic initiatives like the merger unless revenue trends normalize sustainably.

Margin Compression Vs Prior PeaksSignificantly lower margins relative to 2021–2022 reduce the firm's buffer to absorb losses and fund investment. If profit margins remain structurally compressed, return on capital and internal reinvestment capacity could be impaired, limiting long-term earnings resilience.

Inconsistent Capital Structure / Rising DebtHistoric swings in leverage and a year-over-year rise in debt in 2025 point to inconsistent capital management. That inconsistency raises refinancing, funding-cost and regulatory risks, which could constrain strategic flexibility during integration or adverse cycles.

QNB News

QNB Highlights Strategy and Performance in Investor Presentation

QNB ( ($QNBC) ) has shared an update. On March 26, 2026, QNB Corp. distributed a slide presentation...

5d ago

QNBC

QNB Shareholders Approve Merger with Victory Bancorp

QNB ( ($QNBC) ) has provided an announcement. On February 19, 2026, shareholders of QNB Corp. and The...

1M ago

QNBC

QNB Appoints Randall Stauffer as New Director

QNB ( ($QNBC) ) has issued an update. On September 23, 2025, the Board of Directors of QNB...

6M ago

QNBC

QNB Releases Investor Presentation on Growth Strategies

QNB ( ($QNBC) ) just unveiled an update. On September 25, 2025, QNB Corp. distributed a slide presentation...

6M ago

QNBC

QNB and Victory Bancorp Announce Merger Agreement

QNB ( ($QNBC) ) just unveiled an announcement. On September 23, 2025, QNB Corp. and The Victory Bancorp,...

6M ago

QNBC

QNB Corp. to acquire The Victory Bancorp in $40.97M all-stock transaction

QNB Corp. (QNBC) and The Victory Bancorp announced they have entered into a definitive agreement under which QNB...

6M ago

QNBC

QNB Corp. Presents Strategic and Financial Overview

QNB ( ($QNBC) ) has shared an update. On June 3, 2025, QNB Corp. distributed a slide presentation...

10M ago

QNBC

QNB Shareholders Approve Key Governance Proposals

QNB ( ($QNBC) ) has provided an announcement. On May 20, 2025, QNB held its Annual Meeting of...

10M ago

QNBC

QNBC FAQ

What was QNB Corp.’s price range in the past 12 months?

QNB Corp. lowest stock price was $32.16 and its highest was $39.99 in the past 12 months.

What is QNB Corp.’s market cap?

QNB Corp.’s market cap is $148.58M.

When is QNB Corp.’s upcoming earnings report date?

QNB Corp.’s upcoming earnings report date is Apr 28, 2026 which is in 27 days.

How were QNB Corp.’s earnings last quarter?

QNB Corp. released its earnings results on Jan 27, 2026. The company reported $1.063 earnings per share for the quarter, beating the consensus estimate of N/A by $1.063.

Is QNB Corp. overvalued?

According to Wall Street analysts QNB Corp.’s price is currently Overvalued. Get more investment ideas with TipRanks Premium

Does QNB Corp. pay dividends?

QNB Corp. pays a Quarterly dividend of $0.38 which represents an annual dividend yield of 4.33%. See more information on QNB Corp. dividends here

What is QNB Corp.’s EPS estimate?

QNB Corp.’s EPS estimate for its next earnings report is not yet available.

How many shares outstanding does QNB Corp. have?

QNB Corp. has 3,761,481 shares outstanding.

What happened to QNB Corp.’s price movement after its last earnings report?

QNB Corp. reported an EPS of $1.063 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went up 3.407%.

Which hedge fund is a major shareholder of QNB Corp.?

Currently, no hedge funds are holding shares in QNBC

What is the TipRanks Smart Score and how is it calculated?

Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology

QNB Stock Smart Score

Neutral

Fundamentals

Return on Equity

11.93%

Trailing 12-Months

Asset Growth

1.83%

Trailing 12-Months

Top Smart Score Stocks >

Company Description

QNB Corp.

QNB Corp. operates as the bank holding company for QNB Bank that provides commercial and retail banking products and services. It offers various deposit products, which include demand and savings accounts, such as money market, interest-bearing demand, club, traditional statement savings, and online savings accounts; and time deposits comprising certificates of deposit and individual retirement accounts. The company also provides commercial and industrial loans, commercial and residential real estate loans, construction and land development loans, indirect lease financing, 1-4 family residential mortgage loans, home equity loans and lines of credit, and consumer loans. In addition, it offers retail brokerage and advisory services; credit cards and insurance products; merchant services; ATM and debit card services; and internet and mobile-banking, electronic bill pay, and remote deposit capture services. As of December 31, 2021, the company twelve full-service community banking offices in Bucks, Montgomery, and Lehigh counties in southeastern Pennsylvania. QNB Corp. was founded in 1877 and is based in Quakertown, Pennsylvania.