QNB Corp. (QNBC)
OTHER OTC:QNBC
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QNBC Stock Chart & Stats
$35.25
-$0.18(-0.53%)
At close: 4:00 PM EST
$35.25
-$0.18(-0.53%)
Day’s Range― - ―
52-Week Range$32.16 - $46.00
Previous CloseN/A
Volume4.65K
Average Volume (3M)2.55K
Market Cap
$216.94M
Enterprise Value$233.47M
Total Cash (Recent Filing)$56.60M
Total Debt (Recent Filing)$126.12M
Price to Earnings (P/E)13.6
Beta-0.14
Next Earnings
Jul 28, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend Yield4.33%
Share Statistics
EPS (TTM)3.84
Shares Outstanding4,965,957
10 Day Avg. Volume658
30 Day Avg. Volume2,551
Financial Highlights & Ratios
PEG Ratio0.42
Price to Book (P/B)1.00
Price to Sales (P/S)1.34
P/FCF Ratio8.39
Enterprise Value/Market Cap1.08
Enterprise Value/Revenue2.43
Enterprise Value/Gross Profit4.19
Enterprise Value/Ebitda12.03
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Acquisition-driven Scale ExpansionThe closing and integration of Victory Bancorp adds tangible regional scale and branch density across Bucks, Lehigh and Montgomery counties. That expanded footprint supports durable revenue diversification, deeper local commercial lending pipelines and longer-term cross-sell opportunities as branches convert to QNB systems.
Orderly Leadership SuccessionA multiyear, board-approved succession plan with an external search and staged leadership handover reduces CEO transition risk. Clear timelines and continuity improve strategic stability, preserve institutional knowledge and support steady execution through integration and growth initiatives.
Consistent Profitability And Revenue GrowthSustained revenue growth and mid-teens net margins with consistent ~11% ROE indicate a resilient regional banking business model able to generate returns. This track record supports internal capital generation and capacity to fund lending and branch investments over the medium term.
Bears Say
Margin Normalization From Peak LevelsMaterial margin compression from earlier peaks reflects weaker pricing/spread dynamics and a less favorable earnings mix. If structural pressures on spreads persist, sustaining past profitability will require either scale-driven cost saves or a shift toward higher-yield loan categories, increasing execution risk.
Rising And Volatile LeverageA trajectory of rising debt and historically volatile leverage reduces financial flexibility and heightens sensitivity to rate and credit cycles. During stress periods, elevated leverage can force asset sales or tighter lending, constraining growth and amplifying capital management challenges over the medium term.
Softening Cash Flow And Cash Conversion SensitivityWhile free cash flow generally tracks earnings, recent negative TTM FCF growth and modest operating cash relative to revenue suggest cash conversion is sensitive. Persistent softening could limit capacity for organic growth, acquisitions integration spending, or dividend support without raising external funding.
QNB News
QNBC FAQ
What was QNB Corp.’s price range in the past 12 months?
QNB Corp. lowest stock price was $32.16 and its highest was $46.00 in the past 12 months.
What is QNB Corp.’s market cap?
QNB Corp.’s market cap is $216.94M.
When is QNB Corp.’s upcoming earnings report date?
QNB Corp.’s upcoming earnings report date is Jul 28, 2026 which is in 64 days.
How were QNB Corp.’s earnings last quarter?
QNB Corp. released its earnings results on Apr 28, 2026. The company reported $0.732 earnings per share for the quarter, beating the consensus estimate of N/A by $0.732.
Is QNB Corp. overvalued?
According to Wall Street analysts QNB Corp.’s price is currently Overvalued.
Does QNB Corp. pay dividends?
QNB Corp. pays a Quarterly dividend of $0.38 which represents an annual dividend yield of 4.33%. See more information on QNB Corp. dividends here
What is QNB Corp.’s EPS estimate?
QNB Corp.’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does QNB Corp. have?
QNB Corp. has 4,965,957 shares outstanding.
What happened to QNB Corp.’s price movement after its last earnings report?
QNB Corp. reported an EPS of $0.732 in its last earnings report, beating expectations of N/A. Following the earnings report the stock price went down -1.536%.
Which hedge fund is a major shareholder of QNB Corp.?
Currently, no hedge funds are holding shares in QNBC
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
QNB Stock Smart Score
Neutral
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Technicals
SMA
Positive
20 days / 200 days
Momentum
24.00%
12-Months-Change
Fundamentals
Return on Equity
11.52%
Trailing 12-Months
Asset Growth
1.42%
Trailing 12-Months
Company Description
QNB Corp.
QNB Corp. operates as the bank holding company for QNB Bank that provides commercial and retail banking products and services. It offers various deposit products, which include demand and savings accounts, such as money market, interest-bearing demand, club, traditional statement savings, and online savings accounts; and time deposits comprising certificates of deposit and individual retirement accounts. The company also provides commercial and industrial loans, commercial and residential real estate loans, construction and land development loans, indirect lease financing, 1-4 family residential mortgage loans, home equity loans and lines of credit, and consumer loans. In addition, it offers retail brokerage and advisory services; credit cards and insurance products; merchant services; ATM and debit card services; and internet and mobile-banking, electronic bill pay, and remote deposit capture services. As of December 31, 2021, the company twelve full-service community banking offices in Bucks, Montgomery, and Lehigh counties in southeastern Pennsylvania. QNB Corp. was founded in 1877 and is based in Quakertown, Pennsylvania.
Technical Analysis
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Ownership Overview
12.30% Insiders
6.92% Other Institutional Investors
80.78% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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