Breakdown | TTM | Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 |
---|---|---|---|---|---|---|
Income Statement | ||||||
Total Revenue | 55.80M | 38.86M | 41.06M | 36.31M | 39.77M | 40.92M |
Gross Profit | 43.62M | 38.86M | 41.06M | 36.31M | 35.92M | 40.92M |
EBITDA | 9.13M | 0.00 | 12.42M | 12.86M | 16.45M | 14.29M |
Net Income | 6.58M | 7.35M | 8.59M | 9.09M | 7.56M | 7.69M |
Balance Sheet | ||||||
Total Assets | 1.26B | 1.27B | 1.33B | 1.19B | 1.18B | 1.18B |
Cash, Cash Equivalents and Short-Term Investments | 51.10M | 51.38M | 68.00M | 26.09M | 73.86M | 116.03M |
Total Debt | 215.58M | 238.50M | 235.01M | 85.00M | 100.98M | 141.05M |
Total Liabilities | 1.13B | 1.14B | 1.20B | 1.06B | 1.06B | 1.05B |
Stockholders Equity | 128.88M | 129.94M | 129.69M | 128.65M | 127.28M | 123.98M |
Cash Flow | ||||||
Free Cash Flow | 5.14M | 4.10M | 15.58M | 11.63M | 11.35M | 7.72M |
Operating Cash Flow | 5.45M | 5.68M | 16.32M | 11.79M | 11.57M | 7.95M |
Investing Cash Flow | 27.91M | 45.06M | -109.90M | -51.75M | -55.87M | -48.91M |
Financing Cash Flow | -34.17M | -65.22M | 136.01M | -6.90M | -1.47M | 86.36M |
Name | Overall Rating | Market Cap | P/E Ratio | ROE | Dividend Yield | Revenue Growth | EPS Growth |
---|---|---|---|---|---|---|---|
74 Outperform | $103.62M | 16.21 | 5.09% | 3.58% | 5.62% | -5.99% | |
65 Neutral | $131.75M | 67.33 | 1.58% | 0.45% | 14.47% | -73.50% | |
62 Neutral | AU$10.00B | 7.95 | 10.79% | 5.23% | 32.02% | 38.31% | |
59 Neutral | $92.24M | 31.55 | 2.30% | 2.66% | 11.12% | 53.85% | |
56 Neutral | $101.47M | ― | -0.73% | ― | -9.96% | -23.54% | |
53 Neutral | $113.45M | ― | -0.81% | 0.97% | 2.25% | -261.40% | |
43 Neutral | $76.85M | ― | -10.46% | 3.44% | 10.02% | -1855.34% |
On May 12, 2025, Provident Financial Holdings announced the appointment of Peter C. Fan as Senior Vice President, Chief Financial Officer, and Corporate Secretary, effective immediately. Mr. Fan brings extensive financial leadership experience from his previous roles at Royal Business Bank and Pacific Western Bank. His appointment is expected to strengthen Provident’s community banking focus and enhance its strategic corporate initiatives, liquidity and capital planning, and asset-liability management.
The most recent analyst rating on (PROV) stock is a Hold with a $16.50 price target. To see the full list of analyst forecasts on Provident Financial Holdings stock, see the PROV Stock Forecast page.
On April 28, 2025, Provident Financial Holdings announced its financial results for the third quarter of fiscal year 2025, ending March 31, 2025. The company reported a significant increase in net income to $1.86 million, up 113% from the previous quarter and 24% from the same quarter last year. This growth was driven by a rise in net interest income and a recovery of credit losses. The company also saw improvements in its net interest margin and maintained strong credit quality. Despite a decrease in net income for the nine months ending March 31, 2025, due to higher non-interest expenses, the company continues to actively engage in stock repurchase plans and maintain its quarterly cash dividend.