Education
About Us
Working with TipRanks
Follow Us
Provident Financial Holdings, Inc (PROV)
NASDAQ:PROV
RESEARCH TOOLSreports
Total Valuation
Provident Financial Holdings has a market cap or net worth of $98.02M. The enterprise value is $309.85M.
Market Cap$98.02M
Enterprise Value$309.85M
Share Statistics
Provident Financial Holdings has 6,690,711 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding6,690,711
Owned by Insiders12.46%
Owned by Institutions0.27%
Financial Efficiency
Provident Financial Holdings’s return on equity (ROE) is 0.06 and return on invested capital (ROIC) is 0.58%.
Return on Equity (ROE)0.06
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)0.58%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee414.12K
Profits Per Employee78.20K
Employee Count94
Asset Turnover0.03
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Provident Financial Holdings is 11.61. Provident Financial Holdings’s PEG ratio is -0.99.
PE Ratio11.61
PS Ratio2.41
PB Ratio0.66
Price to Fair Value0.66
Price to FCF20.83
Price to Operating Cash Flow15.01
PEG Ratio-0.99
Income Statement
In the last 12 months, Provident Financial Holdings had revenue of 38.93M and earned 7.35M in profits. Earnings per share was 1.06.
Revenue38.93M
Gross Profit38.93M
Operating Income10.39M
Pretax Income10.39M
Net Income7.35M
EBITDA13.54M
Earnings Per Share (EPS)1.06
Cash Flow
In the last 12 months, operating cash flow was 5.11M and capital expenditures -489.00K, giving a free cash flow of 4.62M billion.
Operating Cash Flow5.11M
Free Cash Flow4.62M
Free Cash Flow per Share0.69
Dividends & Yields
Provident Financial Holdings pays an annual dividend of $0.14, resulting in a dividend yield of 3.82%
Dividend Per Share$0.14
Dividend Yield3.82%
Payout Ratio61.54%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.15
52-Week Price Change17.86%
50-Day Moving Average14.61
200-Day Moving Average14.59
Relative Strength Index (RSI)56.85
Average Volume (3m)5.76K
Important Dates
Provident Financial Holdings upcoming earnings date is Apr 28, 2025, TBA Not Confirmed.
Last Earnings DateJan 28, 2025
Next Earnings DateApr 28, 2025
Ex-Dividend DateFeb 13, 2025
Financial Position
Provident Financial Holdings as a current ratio of 0.00, with Debt / Equity ratio of 190.86%
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap1.09
Net Debt to EBITDA13.82
Interest Coverage Ratio0.52
Taxes
In the past 12 months, Provident Financial Holdings has paid 3.04M in taxes.
Income Tax3.04M
Effective Tax Rate0.29
Enterprise Valuation
Provident Financial Holdings EV to EBITDA ratio is 20.12, with an EV/FCF ratio of 66.52.
EV to Sales7.00
EV to EBITDA20.12
EV to Free Cash Flow66.52
EV to Operating Cash Flow47.92
Balance Sheet
Provident Financial Holdings has $164.43M in cash and marketable securities with $309.66M in debt, giving a net cash position of $81.07M billion.
Cash & Marketable Securities$164.43M
Total Debt$309.66M
Net Cash$81.07M
Net Cash Per Share$12.12
Tangible Book Value Per Share$18.72
Margins
Gross margin is 100.00%, with operating margin of 26.68%, and net profit margin of 18.88%.
Gross Margin100.00%
Operating Margin26.68%
Pretax Margin26.68%
Net Profit Margin18.88%
EBITDA Margin34.79%
EBIT Margin26.68%
Analyst Forecast
The average price target for Provident Financial Holdings is $16.00, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$16.00
Price Target Upside9.22% Upside
Analyst ConsensusHold
Analyst Count1
Revenue Growth Forecast7.55%
EPS Growth Forecast-20.61%