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Provident Financial Holdings, Inc (PROV)
NASDAQ:PROV
RESEARCH TOOLSreports
Total Valuation
Provident Financial Holdings has a market cap or net worth of $102.63M. The enterprise value is $260.24M.
Market Cap$102.63M
Enterprise Value$260.24M
Share Statistics
Provident Financial Holdings has 6,621,150 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding6,621,150
Owned by Insiders4.87%
Owned by Institutions0.27%
Financial Efficiency
Provident Financial Holdings’s return on equity (ROE) is 0.06 and return on invested capital (ROIC) is 11.00%.
Return on Equity (ROE)0.06
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)11.00%
Return on Capital Employed (ROCE)<0.01
Revenue Per Employee413.45K
Profits Per Employee78.20K
Employee Count94
Asset Turnover0.03
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of {name} is {pe}. {name}’s PEG ratio is {priceToEarningsGrowthRatio}.
PE Ratio16.3
PS Ratio0.00
PB Ratio0.70
Price to Fair Value0.66
Price to FCF5.84
Price to Operating Cash Flow5.58
PEG Ratio-4.35
Income Statement
In the last 12 months, Provident Financial Holdings had revenue of 38.86M and earned 7.35M in profits. Earnings per share was 1.06.
Revenue38.86M
Gross Profit38.86M
Operating Income10.39M
Pretax Income10.39M
Net Income7.35M
EBITDA0.00
Earnings Per Share (EPS)1.06
Cash Flow
In the last 12 months, operating cash flow was 5.45M and capital expenditures -311.00K, giving a free cash flow of 5.14M billion.
Operating Cash Flow5.45M
Free Cash Flow5.14M
Free Cash Flow per Share0.78
Dividends & Yields
Provident Financial Holdings pays an annual dividend of $0.56, resulting in a dividend yield of 3.61%
Dividend Per Share$0.56
Dividend Yield3.61%
Payout Ratio57.73%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.22
52-Week Price Change23.31%
50-Day Moving Average15.47
200-Day Moving Average15.14
Relative Strength Index (RSI)48.16
Average Volume (3m)6.81K
Important Dates
Provident Financial Holdings upcoming earnings date is Jul 28, 2025, Before Open (Confirmed).
Last Earnings DateApr 28, 2025
Next Earnings DateJul 28, 2025
Ex-Dividend DateMay 15, 2025
Financial Position
Provident Financial Holdings as a current ratio of 0.00, with Debt / Equity ratio of 181.21%
Current Ratio0.00
Quick Ratio0.00
Debt to Market Cap1.09
Net Debt to EBITDA0.00
Interest Coverage Ratio0.52
Taxes
In the past 12 months, Provident Financial Holdings has paid 3.04M in taxes.
Income Tax3.04M
Effective Tax Rate0.29
Enterprise Valuation
Provident Financial Holdings EV to EBITDA ratio is 0.00, with an EV/FCF ratio of 66.52.
EV to Sales7.01
EV to EBITDA0.00
EV to Free Cash Flow66.52
EV to Operating Cash Flow47.92
Balance Sheet
Provident Financial Holdings has $51.10M in cash and marketable securities with $215.58M in debt, giving a net cash position of $164.48M billion.
Cash & Marketable Securities$51.10M
Total Debt$215.58M
Net Cash$164.48M
Net Cash Per Share$24.84
Tangible Book Value Per Share$18.72
Margins
Gross margin is 100.00%, with operating margin of 26.73%, and net profit margin of 18.91%.
Gross Margin100.00%
Operating Margin26.73%
Pretax Margin26.73%
Net Profit Margin18.91%
EBITDA Margin0.00%
EBIT Margin26.73%
Analyst Forecast
The average price target for Provident Financial Holdings is $16.50, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$16.50
Price Target Upside6.45% Upside
Analyst ConsensusHold
Analyst Count2
Revenue Growth Forecast5.62%
EPS Growth Forecast-5.99%