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Provident Financial Holdings (PROV)
:PROV
RESEARCH TOOLSreports
Total Valuation
Provident Financial Holdings has a market cap or net worth of $103.03M. The enterprise value is $263.11M.
Market Cap$103.03M
Enterprise Value$263.11M
Share Statistics
Provident Financial Holdings has 6,621,150 shares outstanding. The number of shares has decreased by -2.65% in one year.
Shares Outstanding6,621,150
Owned by Insiders4.87%
Owned by Institutions0.27%
Financial Efficiency
Provident Financial Holdings’s return on equity (ROE) is 0.06 and return on invested capital (ROIC) is 1.92%.
Return on Equity (ROE)0.06
Return on Assets (ROA)<0.01
Return on Invested Capital (ROIC)1.92%
Return on Capital Employed (ROCE)0.03
Revenue Per Employee624.16K
Profits Per Employee78.20K
Employee Count94
Asset Turnover0.05
Inventory Turnover0.00
Valuation Ratios
The current PE Ratio of Provident Financial Holdings is 16.7. Provident Financial Holdings’s PEG ratio is -0.99.
PE Ratio16.7
PS Ratio1.45
PB Ratio0.66
Price to Fair Value0.66
Price to FCF20.83
Price to Operating Cash Flow18.55
PEG Ratio-0.99
Income Statement
In the last 12 months, Provident Financial Holdings had revenue of 58.67M and earned 7.35M in profits. Earnings per share was 1.06.
Revenue58.67M
Gross Profit38.93M
Operating Income10.39M
Pretax Income10.39M
Net Income7.35M
EBITDA13.54M
Earnings Per Share (EPS)1.06
Cash Flow
In the last 12 months, operating cash flow was 5.45M and capital expenditures -311.00K, giving a free cash flow of 5.14M billion.
Operating Cash Flow5.45M
Free Cash Flow5.14M
Free Cash Flow per Share0.78
Dividends & Yields
Provident Financial Holdings pays an annual dividend of $0.14, resulting in a dividend yield of 3.66%
Dividend Per Share$0.14
Dividend Yield3.66%
Payout Ratio60.22%
Free Cash Flow Yield―
Earnings Yield―
Stock Price Statistics
Beta0.21
52-Week Price Change19.81%
50-Day Moving Average15.34
200-Day Moving Average15.06
Relative Strength Index (RSI)61.44
Average Volume (3m)5.72K
Important Dates
Provident Financial Holdings upcoming earnings date is Oct 28, 2025, Before Open (Confirmed).
Last Earnings DateJul 28, 2025
Next Earnings DateOct 28, 2025
Ex-Dividend DateAug 14, 2025
Financial Position
Provident Financial Holdings as a current ratio of 0.06, with Debt / Equity ratio of 0.00%
Current Ratio0.06
Quick Ratio0.06
Debt to Market Cap2.80
Net Debt to EBITDA13.82
Interest Coverage Ratio0.52
Taxes
In the past 12 months, Provident Financial Holdings has paid 3.04M in taxes.
Income Tax3.04M
Effective Tax Rate0.29
Enterprise Valuation
Provident Financial Holdings EV to EBITDA ratio is 20.12, with an EV/FCF ratio of 66.52.
EV to Sales4.64
EV to EBITDA20.12
EV to Free Cash Flow66.52
EV to Operating Cash Flow47.92
Balance Sheet
Provident Financial Holdings has $51.10M in cash and marketable securities with $215.58M in debt, giving a net cash position of $164.48M billion.
Cash & Marketable Securities$51.10M
Total Debt$215.58M
Net Cash$164.48M
Net Cash Per Share$24.84
Tangible Book Value Per Share$18.72
Margins
Gross margin is 50.17%, with operating margin of 17.70%, and net profit margin of 12.53%.
Gross Margin50.17%
Operating Margin17.70%
Pretax Margin17.70%
Net Profit Margin12.53%
EBITDA Margin23.08%
EBIT Margin17.70%
Analyst Forecast
The average price target for Provident Financial Holdings is $16.50, which is 11.43% higher than the current price. The consensus rating is Hold
Price Target$16.50
Price Target Upside6.04% Upside
Analyst ConsensusHold
Analyst Count2
Revenue Growth Forecast2.53%
EPS Growth Forecast-12.02%