Presurance Holdings (PRHI)
NASDAQ:PRHI
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PRHI Stock Chart & Stats
$0.70
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Market closed
$0.70
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Day’s Range― - ―
52-Week Range$0.48 - $2.83
Previous CloseN/A
VolumeN/A
Average Volume (3M)3.12M
Market Cap
$17.83M
Enterprise Value$7.52M
Total Cash (Recent Filing)$140.39M
Total Debt (Recent Filing)$26.57M
Price to Earnings (P/E)―
Beta0.40
Next Earnings
May 20, 2026EPS EstimateN/A
Next Dividend Ex-DateN/A
Dividend YieldN/A
Share Statistics
EPS (TTM)-1.39
Shares Outstanding26,222,881
10 Day Avg. Volume4,058,167
30 Day Avg. Volume3,118,211
Financial Highlights & Ratios
PEG Ratio<0.01
Price to Book (P/B)0.97
Price to Sales (P/S)0.24
P/FCF Ratio-0.20
Enterprise Value/Market Cap0.42
Enterprise Value/Revenue0.21
Enterprise Value/Gross Profit-0.75
Enterprise Value/Ebitda-0.51
Forecast
1Y Price TargetN/A
Price Target UpsideN/A
Rating ConsensusN/A
Number of Analyst Covering0
EPS Forecast (FY)N/A
Revenue Forecast (FY)N/A
Bulls Say, Bears Say
Bulls Say
Lower LeverageElimination of reported debt materially lowers financial leverage and interest obligations, improving solvency and giving management more flexibility. With no debt maturities constraining the company, Presurance can prioritize restoring operations and liquidity without immediate refinancing risk.
Rights Offering Strengthened LiquidityThe completed $14M rights offering and Series B redemption simplified the capital structure and added cash reserves. Reducing preferred claims lowers fixed redemption pressure and dependence on backstops, extending runway for remediation or strategic initiatives without near-term mandatory cash outflows.
Historic Ability To Generate OCFPrior positive operating cash flow in 2020–2021 demonstrates the business model can produce cash under certain conditions. This historical performance signals that if underwriting margins and revenue stability are restored, management has a plausible path to durable cash generation and less reliance on external funding.
Bears Say
Persistent Negative Cash FlowMulti-year negative operating cash flow and deeply negative free cash flow indicate the company cannot self-fund operations or growth. Continued cash deficits force recurring dilutive equity raises or backstop financings, increasing funding risk, pressuring liquidity, and constraining investment in underwriting improvements.
Volatile Revenue And Large Net LossWide revenue swings and a ~43% net loss in 2025 point to structural issues in underwriting economics, pricing, or expense control. Such volatility undermines sustainable margins and retained earnings, making capital rebuilding difficult and raising the likelihood of recurring capital raises to cover underwriting shortfalls.
Governance & Financing Legal RiskA shareholder complaint challenging 2025 financing transactions creates governance uncertainty that can impair access to future capital, distract management, and prompt costly litigation. If allegations lead to remedies or transaction reversals, the company may face additional cash demands or reputational damage that hinder long-term recovery.
Presurance Holdings News
PRHI FAQ
What was Presurance Holdings’s price range in the past 12 months?
Presurance Holdings lowest stock price was $0.48 and its highest was $2.83 in the past 12 months.
What is Presurance Holdings’s market cap?
Presurance Holdings’s market cap is $17.83M.
When is Presurance Holdings’s upcoming earnings report date?
Presurance Holdings’s upcoming earnings report date is May 20, 2026 which is in 19 days.
How were Presurance Holdings’s earnings last quarter?
Presurance Holdings released its earnings results on Mar 27, 2026. The company reported -$1.394 earnings per share for the quarter, missing the consensus estimate of N/A by -$1.394.
Is Presurance Holdings overvalued?
According to Wall Street analysts Presurance Holdings’s price is currently Overvalued.
Does Presurance Holdings pay dividends?
Presurance Holdings does not currently pay dividends.
What is Presurance Holdings’s EPS estimate?
Presurance Holdings’s EPS estimate for its next earnings report is not yet available.
How many shares outstanding does Presurance Holdings have?
Presurance Holdings has 26,222,881 shares outstanding.
What happened to Presurance Holdings’s price movement after its last earnings report?
Presurance Holdings reported an EPS of -$1.394 in its last earnings report, missing expectations of N/A. Following the earnings report the stock price went down -11.111%.
Which hedge fund is a major shareholder of Presurance Holdings?
Currently, no hedge funds are holding shares in PRHI
What is the TipRanks Smart Score and how is it calculated?
Smart Score combines eight research factors - such as analyst recommendations, hedge fund trends, and technical indicators - to measure a stock’s outlook. These signals are unified into a single score that reflects bullish or bearish momentum. See detailed methodology
Company Description
Presurance Holdings
An insurance holding company engaged in underwriting specialty property & casualty insurance products, including homeowners, dwelling fire, liability coverage for both individuals and small/mid-sized businesses.
Technical Analysis
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American Coastal Insurance
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American Integrity Insurance Group, Inc.
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Ownership Overview
61.23% Insiders
0.16% Mutual Funds
0.11% Other Institutional Investors
38.44% Public Companies and
Individual Investors
Options Prices
Currently, No data available
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